43. Payment System Indicators - ಆರ್ಬಿಐ - Reserve Bank of India
43. Payment System Indicators
System |
Volume (Million) |
Value (` Billion) |
||||||
2011-12 |
2012 |
2011-12 |
2012 |
|||||
Sep. |
Oct. |
Nov. |
Sep. |
Oct. |
Nov. |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
1 RTGS |
55.04 |
5.10 |
5.83 |
5.55 |
1,079,790.59 |
90,900.45 |
92,276.40 |
56,115.59 |
1.1 Customer Transactions |
51.02 |
4.75 |
5.46 |
5.19 |
395,244.50 |
45,355.91 |
41,925.26 |
35,717.32 |
1.2 Interbank Transactions |
4.01 |
0.35 |
0.38 |
0.36 |
144,062.97 |
12,641.10 |
12,533.53 |
11,057.25 |
1.3 Interbank Clearing |
0.010 |
0.001 |
0.001 |
0.001 |
540,483.13 |
32,903.44 |
37,817.61 |
9,341.03 |
2 CCIL Operated Systems |
1.87 |
0.18 |
0.19 |
0.16 |
406,071.18 |
41,943.64 |
42,638.86 |
35,725.63 |
2.1 CBLO |
0.14 |
0.01 |
0.01 |
0.01 |
111,554.28 |
11,555.38 |
10,468.92 |
8,466.94 |
2.2 Govt. Securities Clearing |
0.44 |
0.06 |
0.06 |
0.04 |
72,520.79 |
9,754.78 |
10,346.64 |
8,184.74 |
2.2.1 Outright |
0.41 |
0.06 |
0.05 |
0.04 |
34,882.04 |
5,498.23 |
5,112.53 |
3,425.52 |
2.2.2 Repo |
0.030 |
0.004 |
0.004 |
0.004 |
37,638.75 |
4,256.55 |
5,234.11 |
4,759.22 |
2.3 Forex Clearing |
1.28 |
0.11 |
0.12 |
0.11 |
221,996.11 |
20,633.48 |
21,823.30 |
19,073.95 |
3 Paper Clearing |
1,341.87 |
100.79 |
118.76 |
100.31 |
99,012.14 |
7,400.99 |
8,860.42 |
7,597.50 |
3.1 Cheque Truncation System (CTS) |
180.03 |
21.14 |
24.55 |
22.34 |
15,103.74 |
1,655.09 |
1,863.26 |
1,722.05 |
3.2 MICR Clearing |
934.88 |
62.96 |
75.93 |
60.99 |
65,093.25 |
4,454.67 |
4,976.43 |
4,311.65 |
3.2.1 RBI Centres |
605.01 |
38.95 |
44.44 |
38.81 |
44,225.00 |
2,741.41 |
3,043.81 |
2,760.56 |
3.2.2 Other Centres |
329.87 |
24.01 |
31.48 |
22.18 |
20,868.24 |
1,713.26 |
1,932.62 |
1,551.09 |
3.3 Non-MICR Clearing |
226.95 |
16.69 |
18.29 |
16.98 |
18,815.15 |
1,291.23 |
2,020.73 |
1,563.80 |
4 Retail Electronic Clearing |
512.44 |
60.09 |
64.04 |
57.61 |
20,575.30 |
2,518.54 |
2,776.64 |
2,539.82 |
4.1 ECS DR |
164.74 |
15.74 |
15.02 |
14.98 |
833.55 |
85.61 |
78.64 |
91.39 |
4.2 ECS CR (includes NECS) |
121.50 |
14.78 |
14.12 |
8.87 |
1,837.84 |
136.67 |
163.59 |
146.61 |
4.3 EFT/NEFT |
226.11 |
29.50 |
34.84 |
33.71 |
17,903.50 |
2,296.08 |
2,534.20 |
2,301.55 |
4.4 Interbank Mobile Payment Service (IMPS) |
0.10 |
0.06 |
0.05 |
0.05 |
0.42 |
0.18 |
0.21 |
0.26 |
5 Cards |
5,731.61 |
511.51 |
543.54 |
533.47 |
15,510.77 |
1,458.20 |
1,593.73 |
1,636.40 |
5.1 Credit Cards |
322.15 |
30.63 |
35.84 |
34.20 |
978.73 |
95.02 |
109.58 |
112.12 |
5.1.1 Usage at ATMs |
2.19 |
0.20 |
0.26 |
0.21 |
12.60 |
1.35 |
1.28 |
1.21 |
5.1.2 Usage at POS |
319.96 |
30.43 |
35.58 |
34.00 |
966.13 |
93.67 |
108.30 |
110.91 |
5.2 Debit Cards |
5,409.46 |
480.88 |
507.70 |
499.27 |
14,532.05 |
1,363.18 |
1,484.15 |
1,524.28 |
5.2.1 Usage at ATMs |
5,081.92 |
443.97 |
467.81 |
452.15 |
13,997.73 |
1,306.75 |
1,416.36 |
1,452.07 |
5.2.2 Usage at POS |
327.54 |
36.92 |
39.89 |
47.12 |
534.32 |
56.44 |
67.79 |
72.20 |
6 Prepaid Payment Instruments (PPIs) |
30.60 |
5.12 |
5.70 |
6.18 |
62.01 |
7.28 |
7.22 |
8.23 |
6.1 m-Wallet |
– |
2.23 |
2.68 |
3.13 |
– |
0.49 |
0.65 |
0.96 |
6.2 PPI Cards |
– |
2.84 |
2.98 |
3.01 |
– |
4.92 |
4.84 |
5.25 |
6.3 Paper Vouchers |
– |
0.04 |
0.04 |
0.04 |
– |
1.87 |
1.73 |
2.02 |
7 Mobile Banking |
25.56 |
3.90 |
4.44 |
4.72 |
18.21 |
4.10 |
4.98 |
5.39 |
8 Cards Outstanding |
295.94 |
320.86 |
325.37 |
328.15 |
– |
– |
– |
– |
8.1 Credit Card |
17.65 |
18.38 |
18.53 |
18.67 |
– |
– |
– |
– |
8.2 Debit Card |
278.28 |
302.48 |
306.83 |
309.48 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
95686 |
101646 |
102542 |
103968 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
660920 |
741859 |
764674 |
784642 |
– |
– |
– |
0 |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
7,673.41 |
682.79 |
738.06 |
703.28 |
1,080,538.87 |
111,325.67 |
110,335.66 |
94,282.15 |