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83174752

9A. Retail Electronic Payment Systems

(Number in Million and Amount in ` Billion)

Year/Period

Total Electronic
Payments

Electronic Clearing
Services (ECS)

National Electronic
Funds Transfer NEFT/EFT

Card Payments#

NECS/ECS (Credit)

ECS (Debit)

Credit

Debit*

1=(2+3+4+5+6)

2

3

4

5

6

Num
ber

Amo
unt

Num
ber

Amo
unt

Num
ber

Amo
unt

Num
ber

Amo
unt

Num
ber of Out-stan ding Cards**

Num
ber

Amo
unt

Num
ber of Out-stan ding Cards**

Num
ber

Amo
unt

2003-04

166.94

521.43

20.32

102.28

7.87

22.54

0.82

171.25

100.18

176.63

37.76

48.74

2004-05

228.90

1,087.50

40.05

201.80

15.30

29.21

2.55

546.01

129.47

256.86

41.53

53.61

2005-06

285.01

1,463.83

44.22

323.24

35.96

129.86

3.07

612.88

17.33

156.09

338.86

49.76

45.69

58.97

2006-07

378.71

2,356.93

69.02

832.73

75.20

254.41

4.78

774.46

23.12

169.54

413.61

74.98

60.18

81.72

2007-08

535.31

10,419.92

78.37

7,822.22

127.12

489.37

13.32

1,403.26

27.55

228.20

579.85

102.44

88.31

125.21

2008-09

667.82

5,003.22

88.39

974.87

160.05

669.76

32.16

2,519.56

24.70

259.56

653.56

137.43

127.65

185.47

2009-10

718.16

6,848.86

98.13

1,176.13

149.28

695.24

66.34

4,095.07

18.33

234.24

618.24

181.97

170.17

264.18

2010-11

908.59

13,086.87

117.30

1,816.86

156.74

736.46

132.34

9,391.49

18.04

265.14

755.16

227.84

237.06

386.91

2011-12

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2011-12

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

81.52

1,631.72

7.73

158.27

13.24

62.90

14.86

1,302.94

17.78

23.23

70.55

230.26

22.46

37.06

May (P)

85.73

1,467.85

6.69

136.55

13.54

65.15

15.77

1,145.32

17.66

25.34

78.81

234.98

24.39

42.01

June (P)

87.78

1,662.69

10.41

166.15

13.36

66.84

15.94

1,319.95

17.66

24.18

71.91

239.52

23.89

37.84

July (P)

93.01

1,626.58

11.53

160.70

12.64

65.30

16.63

1,283.54

17.65

25.61

74.72

243.34

26.60

42.33

August (P)

101.87

1,641.27

15.40

221.53

13.70

67.67

17.33

1,225.68

17.58

27.69

80.79

251.48

27.75

45.61

September (P)

95.22

1,679.71

12.71

130.10

13.31

66.15

17.56

1,365.51

17.63

25.59

76.94

251.97

26.05

41.01

October (P)

109.68

1,807.89

17.20

171.21

14.09

70.46

19.25

1,420.33

17.62

28.64

89.98

255.56

30.50

55.91

November (P)

93.48

1,657.65

7.55

102.43

13.67

70.58

18.78

1,362.15

17.64

26.41

79.20

259.83

27.06

43.29

December (P)

99.52

1,963.92

7.08

154.01

14.27

73.42

20.61

1,603.45

17.67

28.15

84.22

263.80

29.41

48.82

January (P)

101.55

2,104.04

6.25

187.15

14.18

72.49

20.63

1,705.70

17.74

29.81

88.68

268.00

30.67

50.02

February (P)

100.44

2,081.13

10.22

114.83

13.95

75.41

21.63

1,765.03

17.57

26.57

81.97

273.65

28.07

43.89

March (P)

110.05

2,750.89

8.73

134.91

14.79

77.18

27.11

2,403.89

17.65

28.74

88.37

278.28

30.67

46.53

Total (2011-12)

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2012-13

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

106.28

2,341.04

7.64

151.13

14.38

81.72

23.73

1,956.30

17.77

29.48

101.19

281.90

31.04

50.72

May (P)

110.13

2,333.90

6.07

114.49

14.56

80.46

27.23

1,994.77

17.90

30.17

93.07

286.32

32.10

51.11

June (P)

114.05

2,452.16

9.87

157.28

14.41

81.76

27.20

2,072.12

18.01

29.51

90.27

290.68

33.06

50.73

July (P)

127.76

2,556.42

13.34

207.28

14.70

83.50

29.25

2,109.00

18.15

33.37

98.74

294.08

37.10

57.91

August (P)

128.44

2,531.54

13.64

179.67

14.70

83.29

29.37

2,113.83

18.24

32.52

95.84

298.57

38.21

58.89

September (P)

127.37

2,668.47

14.78

136.67

15.74

85.61

29.50

2,296.08

18.38

30.43

93.67

302.48

36.92

56.44

October (P)

139.46

2,952.52

14.12

163.59

15.02

78.64

34.84

2,534.20

18.53

35.58

108.30

306.83

39.89

67.79

Total (upto October 2012)

853.49

17,836.05

79.47

1,110.11

103.50

574.97

201.13

15,076.30

18.53

221.07

681.07

306.83

248.31

393.59

# Card Payments figures pertain only to Point of Sale (POS) transactions.
* Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** Cards issued by banks (excluding those withdrawn/blocked).

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