Scheduled Commercial Banks - Business in India (February 13, 2026)

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ದಿನಾಂಕ: ಫೆಬ್ರವರಿ 13, 2026

(₹ Crore)
Item	Outstanding as on Jan. 31, 2026	Variation over
		Fortnight	Financial Year so far		Year-on-Year
		Fortnight	2024-25	2025-26	2025	2026
	1	2	3	4	5	6
1 Liabilities to the Banking System
1.1 Demand and Time Deposits from Banks	336474	1830	-19890	27061	8862	61894
1.2 Borrowings from Banks	81053	612	-38256	-30923	-53610	-63119
1.3 Other Demand and Time Liabilities	42057	9165	-42997	12142	-41705	12602
1 Liabilities to Others
1.1 Aggregate Deposits	24881954	382442	1651346	2301353	2067420	2755382
2.1 a Growth (Per cent)		1.6	8.1	10.2	10.3	12.5
2.1.1 Demand	3141415	150930	67060	443366	155898	630502
2.1.2 Time	21740540	231513	1584286	1857987	1911522	2124880
2.2 Borrowings	908900	-12642	176037	-6348	143152	-45080
2.3 Other Demand and Time Liabilities	1116119	56639	53493	54487	100007	125198
3 Borrowings from Reserve Bank	136073	103737	131382	-175393	16461	-218025
4 Cash in Hand and Balances with Reserve Bank	838641	42328	-46192	-125648	-43181	-136083
4.1 Cash in hand	82350	3871	-4604	476	732	-2479
4.2 Balances with Reserve Bank	756290	38456	-41588	-126124	-43914	-133604
5 Assets with the Banking System
5.1 Balances with Other Banks	278787	-864	-1723	62986	-2419	82183
5.2 Money at Call and Short Notice	35468	3239	1508	9630	-3541	21605
5.3 Advances to Banks	35428	3210	-9580	-4076	-3512	-3360
5.4 Other Assets	74968	7059	-54760	7616	-39318	14305
6 Investments	6816555	8587	528968	118627	661358	181028
6.1a Growth (Per cent)		0.1	8.7	1.8	11.1	2.7
6.1 Government Securities	6816054	8587	529413	118756	661661	181032
6.2 Other Approved Securities	500	0	-445	-129	-303	-3
7 Bank Credit	20475382	341292	1436315	2231410	1824887	2606903
7.1a Growth (Per cent)		1.7	8.7	12.2	11.4	14.6
7a.1 Food Credit	89295	1126	33098	52764	10560	33117
7a.2 Non-food credit	20386087	340166	1403217	2178645	1814327	2573787
7b.1 Loans, Cash credit and Overdrafts	20065335	329334	1414967	2155483	1784747	2516065
7b.2 Inland Bills - Purchased	98704	3313	11346	23741	20441	26891
7b.3 Discounted	275478	8625	12057	54418	20178	66063
7b.4 Foreign Bills - Purchased	13002	223	-841	-2120	-1004	-2569
7b.5 Discounted	22864	-202	-1214	-113	525	454
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.