Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,67,595

360,05

290,59

49,815

89,04

76,26

1. Direct Finance

2,64,221

350,39

282,65

48,993

82,79

70,47

2. Indirect Finance

3,374

9,67

7,95

822

6,25

5,78

II.

INDUSTRY

44,207

679,49

512,05

18,459

315,48

272,97

1. Mining & Quarrying

24

5,25

2,28

60

27,71

22,87

2. Food Manufacturing & Processing

233

50,50

33,67

462

12,35

10,98

(a) Rice Mills, Flour & Dal Mills

153

5,84

5,32

166

2,96

2,51

(b) Sugar

4

41,69

25,37

1

12

18

(c) Edible Oils & Vanaspati

32

1,58

1,50

26

5,67

5,74

(d) Tea Processing

2

25

24

2

1,07

94

(e) Processing of Fruits & Vegetables

—

—

—

1

5

5

(f) Others

42

1,14

1,24

266

2,47

1,56

3. Beverage & Tobacco

6

1,81

1,69

3

19

4

4. Textiles

277

3,72

3,42

227

5,11

5,27

(a) Cotton Textiles

4

1,82

1,72

6

2,76

3,15

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

111

44

48

—

—

—

(d) Other Textiles

162

1,46

1,22

221

2,34

2,12

5. Paper, Paper Products & Printing

23

63

43

83

1,32

1,08

6. Leather & Leather Products

20

13

11

33

1,19

1,20

7. Rubber & Rubber Products

9

29

28

18

1,17

1,21

8. Chemicals & Chemical Products

74

15,42

10,65

150

17,57

15,06

(a) Heavy Industrial Chemicals

5

8,58

6,16

9

1,78

1,63

(b) Fertilisers

3

1,37

22

—

—

—

(c) Drugs & Pharmaceuticals

9

71

58

21

47

34

(d) Non-Edible Oils

1

10

10

1

5

3

(e) Other Chemicals & Chemical Products

56

4,66

3,59

119

15,27

13,07

9. Petroleum, Coal Products & Nuclear Fuels

6

89

88

17

2,48

1,85

10. Manufacture of Cement & Cement Products

20

38

36

44

6,43

5,01

11. Basic Metals & Metal Products

105

464,00

356,26

282

83,56

73,01

(a) Iron & Steel

30

452,67

346,84

97

41,64

36,39

(b) Non-Ferrous Metals

2

1,17

1,11

13

5,37

4,40

(c) Other Metal Products

73

10,16

8,30

172

36,55

32,22

12. Engineering

100

36,52

23,31

223

49,59

42,90

(a) Heavy Engineering

10

34,23

21,22

26

44,01

36,56

(b) Light Engineering

62

1,69

1,52

83

1,75

2,21

(c) Electrical Machinery & Goods

27

55

47

108

3,61

3,94

(d) Electronic Machinery & Goods

1

5

9

6

22

19

13. Vehicles, Vehicle Parts & Transport Equipments

89

19,77

12,41

167

19,40

16,14

14. Other Industries

43,153

79,19

65,37

16,607

85,23

74,77

15. Electricity, Gas & Water

1

4

4

7

44

42

(a) Electricity Generation & Transmission

—

—

—

7

44

42

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

67

94

88

76

1,75

1,16

III.

TRANSPORT OPERATORS

11,699

81,78

58,59

4,028

54,54

37,98

IV.

PROFESSIONAL AND OTHER SERVICES

21,481

38,33

30,43

7,344

33,72

28,26

V.

PERSONAL LOANS

94,117

275,91

233,91

70,508

263,07

224,67

1. Loans for Purchase of Consumer Durables

9,482

27,70

21,84

7,907

27,00

21,76

2. Loans for Housing

6,231

47,56

43,18

6,999

67,45

61,16

3. Rest of the Personal Loans

78,404

200,65

168,89

55,602

168,62

141,76

VI.

TRADE

85,458

155,09

127,93

24,643

128,82

113,96

1. Wholesale Trade

2,570

18,21

14,62

1,604

34,85

29,48

2. Retail Trade

82,888

136,89

113,31

23,039

93,97

84,48

VII.

FINANCE

23

1,62

62

22

3,88

3,15

VIII.

ALL OTHERS

30,525

74,87

64,17

13,336

81,58

70,32

TOTAL BANK CREDIT

5,55,105

1667,15

1318,30

1,88,155

970,13

827,56

OF WHICH: 1. Artisans & Village Industries

23,111

25,97

21,64

5,981

9,25

8,80

2. Other Small Scale Industries

12,708

73,07

56,91

7,211

123,25

106,68

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

7,432

33,83

28,89

—

—

—

1. Direct Finance

7,122

27,06

23,63

—

—

—

2. Indirect Finance

310

6,77

5,25

—

—

—

II.

INDUSTRY

12,274

2040,46

1700,64

—

—

—

1. Mining & Quarrying

53

52,90

47,55

—

—

—

2. Food Manufacturing & Processing

324

11,00

8,99

—

—

—

(a) Rice Mills, Flour & Dal Mills

79

5,04

3,52

—

—

—

(b) Sugar

1

5

3

—

—

—

(c) Edible Oils & Vanaspati

19

1,22

1,22

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

5

21

15

—

—

—

(f) Others

220

4,49

4,07

—

—

—

3. Beverage & Tobacco

6

55

48

—

—

—

4. Textiles

384

15,54

14,39

—

—

—

(a) Cotton Textiles

5

19

13

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

24

2,55

2,44

—

—

—

(d) Other Textiles

355

12,80

11,82

—

—

—

5. Paper, Paper Products & Printing

168

4,25

3,67

—

—

—

6. Leather & Leather Products

75

68

66

—

—

—

7. Rubber & Rubber Products

43

4,66

3,69

—

—

—

8. Chemicals & Chemical Products

185

47,81

40,67

—

—

—

(a) Heavy Industrial Chemicals

13

11,29

9,15

—

—

—

(b) Fertilisers

1

5

5

—

—

—

(c) Drugs & Pharmaceuticals

34

1,74

1,66

—

—

—

(d) Non-Edible Oils

3

69

62

—

—

—

(e) Other Chemicals & Chemical Products

134

34,04

29,20

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

124

31,36

28,23

—

—

—

10. Manufacture of Cement & Cement Products

28

217,44

153,23

—

—

—

11. Basic Metals & Metal Products

807

546,73

506,11

—

—

—

(a) Iron & Steel

184

472,09

456,12

—

—

—

(b) Non-Ferrous Metals

20

6,60

5,51

—

—

—

(c) Other Metal Products

603

68,04

44,47

—

—

—

12. Engineering

1,006

753,36

595,43

—

—

—

(a) Heavy Engineering

34

680,94

541,23

—

—

—

(b) Light Engineering

498

10,30

9,44

—

—

—

(c) Electrical Machinery & Goods

448

55,93

43,17

—

—

—

(d) Electronic Machinery & Goods

26

6,18

1,58

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

312

206,89

158,99

—

—

—

14. Other Industries

7,993

98,17

92,97

—

—

—

15. Electricity, Gas & Water

25

3,61

2,28

—

—

—

(a) Electricity Generation & Transmission

7

1,27

1,23

—

—

—

(b) Non-Conventional Energy

1

5

5

—

—

—

(c) Gas, Steam & Water Supply

17

2,30

1,01

—

—

—

16. Construction

741

45,49

43,29

—

—

—

III.

TRANSPORT OPERATORS

3,148

49,62

35,25

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

5,036

55,14

45,28

—

—

—

V.

PERSONAL LOANS

74,090

364,94

311,78

—

—

—

1. Loans for Purchase of Consumer Durables

11,342

44,45

36,41

—

—

—

2. Loans for Housing

11,304

110,31

97,90

—

—

—

3. Rest of the Personal Loans

51,444

210,18

177,47

—

—

—

VI.

TRADE

18,000

272,61

240,71

—

—

—

1. Wholesale Trade

4,391

104,52

89,87

—

—

—

2. Retail Trade

13,609

168,09

150,83

—

—

—

VII.

FINANCE

393

96,00

94,62

—

—

—

VIII.

ALL OTHERS

15,222

153,72

130,33

—

—

—

TOTAL BANK CREDIT

1,35,595

3066,32

2587,49

—

—

—

OF WHICH : 1. Artisans & Village Industries

1,827

5,72

5,58

—

—

—

2. Other Small Scale Industries

6,078

165,02

146,69

—

—

—