State : Kerala - ಆರ್ಬಿಐ - Reserve Bank of India
State : Kerala
Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation |
MARCH 2001 |
(Amount in Rupees Lakh) |
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
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1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
3,48,242 |
791,55 |
704,63 |
3,85,262 |
953,84 |
848,63 |
||
1. Direct Finance |
3,46,705 |
725,85 |
654,59 |
3,82,064 |
797,38 |
723,98 |
|||
2. Indirect Finance |
1,537 |
65,69 |
50,04 |
3,198 |
156,46 |
124,65 |
|||
II. |
INDUSTRY |
1,27,188 |
2105,05 |
1677,39 |
63,986 |
2144,01 |
1507,08 |
||
1. Mining & Quarrying |
104 |
160,02 |
79,74 |
57 |
3,43 |
3,09 |
|||
2. Food Manufacturing & Processing |
2,355 |
383,27 |
304,06 |
2,024 |
539,62 |
449,87 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
632 |
25,70 |
22,48 |
381 |
18,54 |
15,99 |
||
(b) |
Sugar |
3 |
1,50 |
1,18 |
2 |
24 |
16 |
||
(c) |
Edible Oils & Vanaspati |
183 |
21,31 |
14,81 |
305 |
26,59 |
19,11 |
||
(d) |
Tea Processing |
30 |
47,07 |
38,17 |
44 |
49,34 |
45,43 |
||
(e) |
Processing of Fruits & Vegetables |
17 |
1,36 |
1,28 |
39 |
8,06 |
6,13 |
||
(f) |
Others |
1,490 |
286,33 |
226,15 |
1,253 |
436,85 |
363,04 |
||
3. Beverage & Tobacco |
27 |
7,23 |
5,97 |
33 |
8,57 |
5,83 |
|||
4. Textiles |
2,044 |
127,83 |
109,16 |
1,543 |
209,66 |
172,57 |
|||
(a) |
Cotton Textiles |
86 |
45,28 |
39,81 |
235 |
88,48 |
75,94 |
||
(b) |
Jute Textiles |
4 |
14 |
8 |
3 |
16 |
18 |
||
(c) |
Handloom Textiles & Khadi |
125 |
3,17 |
2,45 |
56 |
11,57 |
9,01 |
||
(d) |
Other Textiles |
1,829 |
79,24 |
66,82 |
1,249 |
109,45 |
87,43 |
||
5. Paper, Paper Products & Printing |
1,002 |
126,02 |
77,90 |
583 |
56,11 |
47,21 |
|||
6. Leather & Leather Products |
180 |
4,62 |
5,04 |
124 |
3,42 |
2,90 |
|||
7. Rubber & Rubber Products |
994 |
158,05 |
114,65 |
809 |
116,25 |
81,85 |
|||
8. Chemicals & Chemical Products |
1,255 |
248,71 |
215,38 |
1,347 |
209,75 |
132,69 |
|||
(a) |
Heavy Industrial Chemicals |
19 |
9,08 |
6,34 |
23 |
11,47 |
10,88 |
||
(b) |
Fertilisers |
30 |
96,10 |
77,20 |
11 |
105,45 |
41,60 |
||
(c) |
Drugs & Pharmaceuticals |
303 |
21,43 |
19,19 |
287 |
25,18 |
23,90 |
||
(d) |
Non-Edible Oils |
13 |
8,41 |
9,64 |
8 |
2,27 |
2,11 |
||
(e) |
Other Chemicals & Chemical Products |
890 |
113,70 |
103,01 |
1,018 |
65,39 |
54,20 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
33 |
16,31 |
5,74 |
21 |
304,51 |
3,75 |
|||
10. Manufacture of Cement & Cement Products |
167 |
7,62 |
5,99 |
156 |
4,09 |
2,51 |
|||
11. Basic Metals & Metal Products |
698 |
59,19 |
53,97 |
1,236 |
40,83 |
34,31 |
|||
(a) |
Iron & Steel |
50 |
21,30 |
21,06 |
76 |
11,60 |
10,65 |
||
(b) |
Non-Ferrous Metals |
23 |
2,23 |
1,82 |
22 |
4,92 |
2,86 |
||
(c) |
Other Metal Products |
625 |
35,66 |
31,08 |
1,138 |
24,31 |
20,81 |
||
12. Engineering |
1,256 |
211,99 |
176,67 |
1,485 |
114,94 |
108,73 |
|||
(a) |
Heavy Engineering |
38 |
34,35 |
23,38 |
25 |
6,72 |
6,25 |
||
(b) |
Light Engineering |
532 |
10,86 |
9,88 |
647 |
15,82 |
11,91 |
||
(c) |
Electrical Machinery & Goods |
573 |
90,65 |
80,66 |
647 |
16,87 |
14,64 |
||
(d) |
Electronic Machinery & Goods |
113 |
76,12 |
62,75 |
166 |
75,52 |
75,93 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
790 |
19,59 |
16,96 |
975 |
24,38 |
20,84 |
|||
14. Other Industries |
1,14,395 |
501,61 |
437,95 |
52,885 |
305,92 |
263,47 |
|||
15. Electricity, Gas & Water |
33 |
44,18 |
43,17 |
41 |
173,79 |
152,90 |
|||
(a) |
Electricity Generation & Transmission |
8 |
40,81 |
40,04 |
29 |
172,89 |
152,10 |
||
(b) |
Non-Conventional Energy |
16 |
2,80 |
2,47 |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
9 |
57 |
65 |
12 |
90 |
80 |
||
16. Construction |
1,855 |
28,82 |
25,04 |
667 |
28,73 |
24,56 |
|||
III. |
TRANSPORT OPERATORS |
11,377 |
155,91 |
115,18 |
11,284 |
98,27 |
83,61 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
13,509 |
231,58 |
184,57 |
67,273 |
360,15 |
311,29 |
||
V. |
PERSONAL LOANS |
3,79,077 |
1811,15 |
1545,08 |
2,68,955 |
1403,42 |
1263,75 |
||
1. Loans for Purchase of Consumer Durables |
41,764 |
119,52 |
94,24 |
36,064 |
113,85 |
98,49 |
|||
2. Loans for Housing |
94,830 |
852,01 |
740,95 |
64,030 |
614,48 |
553,45 |
|||
3. Rest of the Personal Loans |
2,42,483 |
839,62 |
709,90 |
1,68,861 |
675,09 |
611,81 |
|||
VI. |
TRADE |
83,543 |
1389,52 |
1276,30 |
86,468 |
1047,30 |
908,40 |
||
1. Wholesale Trade |
9,898 |
782,46 |
727,03 |
5,735 |
432,52 |
372,22 |
|||
2. Retail Trade |
73,645 |
607,06 |
549,27 |
80,733 |
614,78 |
536,18 |
|||
VII. |
FINANCE |
973 |
137,12 |
131,14 |
397 |
45,22 |
36,30 |
||
VIII. |
ALL OTHERS |
78,133 |
598,43 |
524,36 |
1,10,487 |
879,41 |
753,32 |
||
|
|||||||||
TOTAL BANK CREDIT |
10,42,042 |
7220,30 |
6158,66 |
9,94,112 |
6931,60 |
5712,38 |
|||
OF WHICH: |
1. Artisans & Village Industries |
26,154 |
54,28 |
48,39 |
16,963 |
38,82 |
36,19 |
||
2. Other Small Scale Industries |
49,984 |
537,77 |
463,98 |
28,971 |
501,54 |
415,43 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL |
||||||||
BANKS |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
5 |
23,84 |
16,37 |
4,31,548 |
483,33 |
469,38 |
||
1. Direct Finance |
2 |
22,49 |
15,19 |
4,31,037 |
482,43 |
468,52 |
|||
2. Indirect Finance |
3 |
1,35 |
1,18 |
511 |
91 |
86 |
|||
II. |
INDUSTRY |
60 |
89,90 |
62,04 |
33,573 |
64,85 |
58,12 |
||
1. Mining & Quarrying |
— |
— |
— |
11 |
54 |
47 |
|||
2. Food Manufacturing & Processing |
21 |
40,45 |
27,22 |
697 |
6,61 |
5,77 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
148 |
1,46 |
1,30 |
||
(b) |
Sugar |
— |
— |
— |
1 |
6 |
7 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
102 |
1,48 |
1,23 |
||
(d) |
Tea Processing |
11 |
14,71 |
3,05 |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
10 |
25,74 |
24,17 |
446 |
3,61 |
3,16 |
||
3. Beverage & Tobacco |
1 |
10 |
— |
4 |
13 |
10 |
|||
4. Textiles |
2 |
6,43 |
5,15 |
437 |
3,41 |
2,97 |
|||
(a) |
Cotton Textiles |
2 |
6,43 |
5,15 |
39 |
41 |
33 |
||
(b) |
Jute Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
4 |
2 |
2 |
||
(d) |
Other Textiles |
— |
— |
— |
394 |
2,98 |
2,62 |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
123 |
1,17 |
95 |
|||
6. Leather & Leather Products |
— |
— |
— |
46 |
33 |
31 |
|||
7. Rubber & Rubber Products |
— |
— |
— |
34 |
23 |
22 |
|||
8. Chemicals & Chemical Products |
6 |
27,61 |
18,16 |
141 |
1,35 |
1,23 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
1 |
10 |
— |
21 |
22 |
20 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
1 |
4 |
4 |
||
(e) |
Other Chemicals & Chemical Products |
5 |
27,51 |
18,16 |
119 |
1,09 |
99 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
1 |
3 |
1 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
64 |
50 |
41 |
|||
11. Basic Metals & Metal Products |
3 |
90 |
43 |
176 |
1,32 |
1,15 |
|||
(a) |
Iron & Steel |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
3 |
90 |
43 |
— |
— |
— |
||
(c) |
Other Metal Products |
— |
— |
— |
176 |
1,32 |
1,15 |
||
12. Engineering |
2 |
9,20 |
9,22 |
209 |
1,52 |
1,23 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
— |
— |
— |
||
(b) |
Light Engineering |
— |
— |
— |
87 |
52 |
45 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
122 |
1,00 |
78 |
||
(d) |
Electronic Machinery & Goods |
2 |
9,20 |
9,22 |
— |
— |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
66 |
64 |
57 |
|||
14. Other Industries |
23 |
5,17 |
1,83 |
31,446 |
43,66 |
39,76 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
2 |
5 |
3 |
118 |
3,41 |
2,97 |
|||
III. |
TRANSPORT OPERATORS |
18 |
5,94 |
26 |
2,391 |
25,37 |
18,42 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
33 |
6,18 |
4,82 |
30,174 |
46,06 |
41,30 |
||
V. |
PERSONAL LOANS |
3,100 |
58,43 |
43,55 |
39,597 |
137,97 |
124,26 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
4,467 |
9,16 |
8,24 |
|||
2. Loans for Housing |
16 |
71 |
68 |
4,229 |
49,32 |
43,17 |
|||
3. Rest of the Personal Loans |
3,084 |
57,72 |
42,87 |
30,901 |
79,50 |
72,85 |
|||
VI. |
TRADE |
143 |
19,15 |
14,58 |
1,78,179 |
258,66 |
242,15 |
||
1. Wholesale Trade |
114 |
14,64 |
11,43 |
292 |
2,73 |
2,52 |
|||
2. Retail Trade |
29 |
4,51 |
3,15 |
1,77,887 |
255,93 |
239,63 |
|||
VII. |
FINANCE |
5 |
4,32 |
3,29 |
7 |
17 |
17 |
||
VIII. |
ALL OTHERS |
791 |
25,28 |
18,02 |
14,755 |
22,12 |
19,68 |
||
|
|||||||||
TOTAL BANK CREDIT |
4,155 |
233,05 |
162,94 |
7,30,224 |
1038,53 |
973,48 |
|||
OF WHICH: |
1. Artisans & Village Industries |
— |
— |
— |
16,574 |
18,78 |
17,17 |
||
2. Other Small Scale Industries |
1 |
4 |
— |
7,366 |
20,12 |
17,66 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
1,26,854 |
536,39 |
445,52 |
12,91,911 |
2788,94 |
2484,53 |
||
1. Direct Finance |
1,25,542 |
497,24 |
415,42 |
12,85,350 |
2525,39 |
2277,71 |
|||
2. Indirect Finance |
1,312 |
39,15 |
30,10 |
6,561 |
263,55 |
206,83 |
|||
II. |
INDUSTRY |
45,696 |
1889,21 |
1404,53 |
2,70,503 |
6293,02 |
4709,17 |
||
1. Mining & Quarrying |
68 |
12,61 |
9,29 |
240 |
176,59 |
92,60 |
|||
2. Food Manufacturing & Processing |
1,950 |
557,96 |
387,10 |
7,047 |
1527,92 |
1174,02 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
547 |
55,61 |
48,39 |
1,708 |
101,31 |
88,16 |
||
(b) |
Sugar |
4 |
49 |
38 |
10 |
2,29 |
1,78 |
||
(c) |
Edible Oils & Vanaspati |
404 |
33,14 |
27,51 |
994 |
82,51 |
62,67 |
||
(d) |
Tea Processing |
17 |
25,79 |
22,85 |
102 |
136,92 |
109,50 |
||
(e) |
Processing of Fruits & Vegetables |
13 |
6,30 |
1,40 |
69 |
15,71 |
8,82 |
||
(f) |
Others |
965 |
436,64 |
286,57 |
4,164 |
1189,17 |
903,09 |
||
3. Beverage & Tobacco |
77 |
30,74 |
36,14 |
142 |
46,77 |
48,05 |
|||
4. Textiles |
1,554 |
163,52 |
136,04 |
5,580 |
510,85 |
425,89 |
|||
(a) |
Cotton Textiles |
262 |
62,85 |
58,69 |
624 |
203,44 |
179,91 |
||
(b) |
Jute Textiles |
4 |
32 |
30 |
11 |
63 |
57 |
||
(c) |
Handloom Textiles & Khadi |
121 |
4,11 |
2,25 |
306 |
18,87 |
13,73 |
||
(d) |
Other Textiles |
1,167 |
96,24 |
74,81 |
4,639 |
287,92 |
231,68 |
||
5. Paper, Paper Products & Printing |
688 |
76,84 |
55,02 |
2,396 |
260,14 |
181,09 |
|||
6. Leather & Leather Products |
91 |
6,73 |
5,03 |
441 |
15,10 |
13,28 |
|||
7. Rubber & Rubber Products |
648 |
97,16 |
71,92 |
2,485 |
371,69 |
268,63 |
|||
8. Chemicals & Chemical Products |
888 |
90,04 |
61,43 |
3,637 |
577,46 |
428,89 |
|||
(a) |
Heavy Industrial Chemicals |
13 |
3,01 |
2,23 |
55 |
23,55 |
19,45 |
||
(b) |
Fertilisers |
9 |
1,00 |
83 |
50 |
202,54 |
119,63 |
||
(c) |
Drugs & Pharmaceuticals |
283 |
36,16 |
24,85 |
895 |
83,09 |
68,14 |
||
(d) |
Non-Edible Oils |
8 |
69 |
77 |
30 |
11,41 |
12,55 |
||
(e) |
Other Chemicals & Chemical Products |
575 |
49,18 |
32,75 |
2,607 |
256,87 |
209,12 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
17 |
5,10 |
7,84 |
72 |
325,96 |
17,33 |
|||
10. Manufacture of Cement & Cement Products |
214 |
19,32 |
15,56 |
601 |
31,53 |
24,47 |
|||
11. Basic Metals & Metal Products |
818 |
46,16 |
35,13 |
2,931 |
148,40 |
124,99 |
|||
(a) |
Iron & Steel |
72 |
28,62 |
23,73 |
198 |
61,52 |
55,44 |
||
(b) |
Non-Ferrous Metals |
6 |
33 |
21 |
54 |
8,38 |
5,32 |
||
(c) |
Other Metal Products |
740 |
17,21 |
11,19 |
2,679 |
78,50 |
64,23 |
||
12. Engineering |
898 |
66,70 |
54,92 |
3,850 |
404,34 |
350,76 |
|||
(a) |
Heavy Engineering |
27 |
3,01 |
2,13 |
90 |
44,08 |
31,75 |
||
(b) |
Light Engineering |
419 |
13,31 |
8,70 |
1,685 |
40,50 |
30,94 |
||
(c) |
Electrical Machinery & Goods |
351 |
37,90 |
33,79 |
1,693 |
146,43 |
129,87 |
||
(d) |
Electronic Machinery & Goods |
101 |
12,49 |
10,30 |
382 |
173,33 |
158,21 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
441 |
52,97 |
37,02 |
2,272 |
97,58 |
75,39 |
|||
14. Other Industries |
34,943 |
399,14 |
298,75 |
2,33,692 |
1255,49 |
1041,76 |
|||
15. Electricity, Gas & Water |
17 |
13,39 |
12,32 |
91 |
231,35 |
208,39 |
|||
(a) |
Electricity Generation & Transmission |
5 |
10,29 |
10,22 |
42 |
223,98 |
202,36 |
||
(b) |
Non-Conventional Energy |
2 |
1,11 |
98 |
18 |
3,91 |
3,46 |
||
(c) |
Gas, Steam & Water Supply |
10 |
1,99 |
1,12 |
31 |
3,46 |
2,58 |
||
16. Construction |
2,384 |
250,82 |
181,02 |
5,026 |
311,83 |
233,63 |
|||
III. |
TRANSPORT OPERATORS |
12,767 |
163,81 |
118,26 |
37,837 |
449,29 |
335,73 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
37,493 |
448,02 |
339,59 |
1,48,482 |
1091,99 |
881,59 |
||
V. |
PERSONAL LOANS |
4,79,407 |
1761,58 |
1568,81 |
11,70,136 |
5172,56 |
4545,45 |
||
1. Loans for Purchase of Consumer Durables |
11,048 |
30,82 |
23,87 |
93,343 |
273,34 |
224,84 |
|||
2. Loans for Housing |
1,06,568 |
700,15 |
609,77 |
2,69,673 |
2216,66 |
1948,01 |
|||
3. Rest of the Personal Loans |
3,61,791 |
1030,61 |
935,17 |
8,07,120 |
2682,55 |
2372,59 |
|||
VI. |
TRADE |
94,077 |
1581,01 |
1091,63 |
4,42,410 |
4295,64 |
3533,06 |
||
1. Wholesale Trade |
4,836 |
649,61 |
388,24 |
20,875 |
1881,95 |
1501,44 |
|||
2. Retail Trade |
89,241 |
931,41 |
703,39 |
4,21,535 |
2413,69 |
2031,62 |
|||
VII. |
FINANCE |
322 |
64,30 |
53,16 |
1,704 |
251,12 |
224,06 |
||
VIII. |
ALL OTHERS |
1,33,642 |
793,35 |
668,10 |
3,37,808 |
2318,59 |
1983,48 |
||
|
|||||||||
TOTAL BANK CREDIT |
9,30,258 |
7237,67 |
5689,60 |
37,00,791 |
22661,15 |
18697,06 |
|||
OF WHICH: |
1. Artisans & Village Industries |
8,873 |
25,48 |
22,34 |
68,564 |
137,36 |
124,10 |
||
2. Other Small Scale Industries |
24,134 |
723,46 |
510,02 |
1,10,456 |
1782,92 |
1407,09 |
|||
|