Indicators

June 1969

March 1994

March 1995

March 1996

March 1997

March 1998

March 1999

March 2000

March 2001

Number of Commercial Banks

89

276

284

293

299

300

301

297

296

(a) Scheduled Commercial Banks

73

272

281

291

297

299

301

297

296

of which: Regional Rural Banks

-

196

196

196

196

196

196

196

196

(b) Non-Scheduled Commercial Banks

16

4

3

2

2

1

-

-

-

Number of Bank Offices in India

8262

63755

64234

64937

65562

66408

67157

67532

67821

(a) Rural

1833

33126

33021

32982

32939

32864

32859

32691

32654

(b) Semi-Urban

3342

13374

13581

13832

14024

14266

14462

14666

14754

(c) Urban

1584

9533

9717

9964

10209

10593

10841

10994

11113

(d) Metropolitan

1503

7722

7915

8159

8390

8685

8995

9181

9300

Population per Office (in thousands)

64

15

15

15

14

14

14

15

15

Aggregate deposits of Scheduled

4646

323632

386859

433819

505599

605410

722203

851593

989141

Commercial Banks in India (Rs. crore)

(a) Demand deposits

2104

60700

76903

80614

90610

102513

117423

145283

159407

(b) Time deposits

2542

262932

309956

353205

414989

502897

604780

706310

829734

Credit of Scheduled Commercial

3599

166844

211560

254015

278401

324079

368837

454069

529271

Banks in India (Rs. crore)

Investments of Scheduled Commercial

1361

133314

149254

164782

190514

218705

254594

311697

367184

Banks in India (Rs. crore)

Deposits of Scheduled Commercial

56

508

602

668

771

912

1075

1261

1458

Banks per office (Rs. lakh)

Credit of Scheduled Commercial

44

262

329

391

425

488

549

672

780

Banks per office (Rs. lakh)

Per capita Deposits of Scheduled

88

3596

4242

4644

5323

6270

7359

8542

9770

Commercial Banks (Rs.)

Per capita Credit of Scheduled

68

1854

2320

2719

2931

3356

3759

4555

5228

Commercial Banks (Rs.)

Deposits of Scheduled Commercial

15.5

47.2

48.2

46.3

46.4

49.6

50.3

53.5

55.7

Banks as percentage to National Income

(at current prices)

Scheduled Commercial Banks'

504

59097

69209

80831

93807

108905

126309

155779

..

Advances to Priority Sectors (Rs. crore)

Share of Priority Sector Advances in

14.0

36.5

33.7

32.8

34.8

34.6

35.3

35.4

..

total credit of Scheduled

Commercial Banks (per cent)

Credit-Deposit Ratio (per cent)

77.5

51.6

54.7

58.6

55.1

53.5

51.1

53.3

53.5

Investment-Deposit Ratio (per cent)

29.3

41.2

38.6

38.0

37.7

36.1

35.3

36.6

37.1

Cash-Deposit Ratio (per cent)

8.2

17.2

16.3

12.4

10.5

10.1

9.4

9.8

8.4

Notes
1) Number of bank offices includes administrative offices.
2) Classification of bank offices according to population for the year 1969 is based on 1961 census and for the subsequent years it is based on 1991 census.
3) Population per office, per capita deposits and per capita credit are based on the estimated mid-year population figures, supplied by the Office of the Registrar General, India.
4) Deposits, credit and investments of Scheduled Commercial Banks in India are as per "Form-A" return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5) The ratio of bank deposits to national income for the years 1994 to 2001 is based on the new series of national income with 1993-94 as the base year. For the year 1969, the base is 1970-71.
6) Scheduled Commercial Banks' advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
7) For working out cash-deposit ratio, cash is taken as the total of 'cash in hand' and 'balances with the Reserve Bank of India'. The data for 'cash in hand' are taken from "Form-A" return as per Section 42(2) of the Reserve Bank of India Act, 1934 and 'balances with the Reserve Bank of India' are taken from the "Weekly Statement of Affairs of the Reserve Bank of India".

Map -1
State-wise Distribution of Offices of Commercial Banks : 2001
(As on March 31)