Indicators

June 1969

March 1990

March 1991

March 1992

March 1993

March 1994

March 1995

March 1996

March 1997

Number of Commercial

89

274

276

276

276

276

282

288

296

Banks

(a)

Scheduled

Commercial Banks

73

270

272

272

272

272

280

287

295

of which: Regional

-

196

196

196

196

196

196

196

196

Rural Banks

(b)

Non-Scheduled

16

4

4

4

4

4

2

1

1

Commercial Banks

Number of Bank

8262

59752

60220

60570

61169

63755

64234

64938

65544

Offices in India

(a)

Rural

1833

34791

35206

35269

35389

33126

33021

32982

32938

(b)

Semi-Urban

3342

11324

11344

11356

11465

13374

13581

13832

14015

(c)

Urban

1584

8042

8046

8279

8562

9533

9717

9964

10207

(d)

Metropolitan

1503

5595

5624

5666

5753

7722

7915

8160

8384

Population per Office

64

14

14

14

14

15

15

15

15

(in thousands)

Deposits of Scheduled

4646

173515

201199

237566

274938

323632

386859

433819

505599

Commercial Banks in

India (Rs. crore)

(a) Demand

2104

33437

38300

48893

49541

60700

76903

80614

90610

(b) Time

2542

140078

162898

188672

225397

262932

309956

353205

414989

Credit of Scheduled

3599

105450

121865

131520

154838

166844

211560

254015

278401

Commercial Banks in

India (Rs. crore)

Investments of

1361

64584

75817

90334

104563

133314

149254

164782

190514

Scheduled Commercial

Banks in India (Rs.

crore)

Deposits of Scheduled

56

290

334

392

449

524

620

688

796

Commercial Banks per

office (Rs. lakh)

Credit of Scheduled

44

176

202

217

253

270

339

403

438

Commercial Banks per

office (Rs. lakh)

Per capita Deposits of

88

2098

2368

2738

3111

3596

4242

4644

5323

Scheduled Commercial

Banks (Rs.)

Per capita Credit of

68

1275

1434

1516

1752

1854

2320

2719

2931

Scheduled Commercial

Bank (Rs.)

Deposits of Scheduled

15.5

48.6

48.1

49.5

50.4

50.7

51.7

50.6

50.1

Commercial Banks as

Percentage to National

income (at current

prices)

Scheduled Commercial

504

41497

44572

47318

51739

59097

69209

80831

93807

Bank's Advaances

to Priority Sector

(Rs. Crore)

Share of Priority Sector

14.0

40.7

37.7

37.1

34.4

36.5

33.7

32.8

34.8

Advances in total credit of Scheduled

Commercial Baanks

(per cent)

Share of Priority Sector

15.0

41.5

39.2

38.6

36.1

38.8

35.8

34.1

35.8

Advances in total

non-food credit of

Scheduled Commercial

Banks (per cent)

Credit-Deposit Ratio

77.5

60.8

60.6

55.4

56.3

51.6

54.7

58.6

55.1

Investment-Deposit

29.3

37.2

37.7

38.0

38.0

41.2

38.6

38.0

37.7

Ratio

Cash-Deposit Ratio

8.2

16.3

17.6

18.2

13.6

17.2

16.3

12.4

10.5

Notes:

1)

Classification of bank offices according to population for the year 1969 is based on 1961 census. For the period 1990 to 1993, it is based on 1981 census and for the subsequent years it is based on 1991 census. Population per office, per capita deposits and per capita credit are based on the estimated mid year population figures supplied by the Office of the Registrar General, India.

2)

Deposits, credit and investments of Scheduled Commercial Banks in India are as per "Form-A" return under Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.

3)

Scheduled Commercial Banks’ advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.

4)

For working out cash-deposit ratio, cash is taken as the total of ''cash in hand' and balances with the Reserve Bank of India.'. The data for ‘cash in hand’ are taken from "Form-A" return as per Section 42(2) of the Reserve Bank of India Act, 1934 and ‘balances with the Reserve Bank of India’ are taken from the "Weekly Statement of Affairs of the Reserve Bank of India".