Table 11.4 : Bank group-wise and occupation-wise weighted average lending rate and deposit rate - 2010 and 2011 - ಆರ್ಬಿಐ - Reserve Bank of India
Table 11.4 : Bank group-wise and occupation-wise weighted average lending rate and deposit rate - 2010 and 2011
(in per cent) |
||||||
Occupation |
State Banks of India and its Associates |
Nationalised Banks |
Public Sector Banks |
|||
2010 |
2011 |
2010 |
2011 |
2010 |
2011 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
I. Agriculture |
10.16 |
11.05 |
9.66 |
11.09 |
9.79 |
11.08 |
1. Direct Finance |
10.94 |
11.39 |
10.34 |
11.35 |
10.53 |
11.36 |
2. Indirect Finance |
8.31 |
9.80 |
8.86 |
10.54 |
8.75 |
10.41 |
II. Industry |
10.43 |
11.75 |
10.54 |
11.81 |
10.51 |
11.79 |
1. Mining & Quarrying |
9.95 |
10.45 |
9.83 |
11.17 |
9.87 |
10.94 |
2. Manufacturing & Processing |
10.34 |
11.91 |
10.77 |
12.17 |
10.61 |
12.08 |
3. Electricity, Gas & Water |
10.27 |
11.00 |
9.60 |
10.81 |
9.69 |
10.84 |
4. Construction |
11.05 |
11.68 |
10.76 |
11.74 |
10.83 |
11.73 |
III. Transport Operators |
10.71 |
11.60 |
11.52 |
11.60 |
11.34 |
11.60 |
IV. Professional and Other Services |
11.69 |
12.39 |
11.33 |
12.44 |
11.39 |
12.43 |
V. Personal Loans |
9.47 |
10.06 |
9.97 |
10.70 |
9.74 |
10.41 |
1. Loans for Purchase of Consumer Durables |
8.82 |
12.32 |
11.44 |
11.44 |
10.57 |
11.45 |
2. Loans for Housing |
8.89 |
9.39 |
9.55 |
10.16 |
9.25 |
9.79 |
3. Rest of the Personal Loans |
10.63 |
11.23 |
10.97 |
11.53 |
10.80 |
11.41 |
VI. Trade |
11.15 |
12.12 |
11.23 |
12.40 |
11.21 |
12.32 |
1. Wholesale Trade |
10.65 |
11.50 |
10.82 |
11.90 |
10.76 |
11.78 |
2. Retail Trade |
11.73 |
12.88 |
11.64 |
12.89 |
11.67 |
12.89 |
VII. Finance |
7.99 |
10.01 |
8.39 |
9.88 |
8.34 |
9.90 |
VIII. All Others |
9.93 |
11.52 |
10.62 |
11.02 |
10.60 |
11.03 |
Total Bank Credit |
10.25 |
11.31 |
10.38 |
11.49 |
10.34 |
11.44 |
Weighted Average Deposit Rate of Term Deposits |
7.37 |
8.16 |
7.03 |
8.23 |
7.11 |
8.24 |
Notes: 1. The deposit data corresponds to only term deposits. |
TABLE 11.4 BANK GROUP-WISE AND OCCUPATION-WISE WEIGHTED AVERAGE LENDING RATE AND DEPOSIT RATE - 2010 AND 2011 (Contd.) |
||||||
(in per cent) |
||||||
Occupation |
New Private |
Old Private |
Private Sector |
|||
2010 |
2011 |
2010 |
2011 |
2010 |
2011 |
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
I. Agriculture |
10.39 |
10.90 |
10.48 |
11.85 |
10.41 |
11.09 |
1. Direct Finance |
10.44 |
11.08 |
11.23 |
11.94 |
10.57 |
11.23 |
2. Indirect Finance |
10.22 |
10.12 |
9.58 |
11.64 |
10.00 |
10.52 |
II. Industry |
10.67 |
11.25 |
11.33 |
12.35 |
10.89 |
11.59 |
1. Mining & Quarrying |
11.25 |
11.26 |
10.81 |
11.84 |
11.15 |
11.36 |
2. Manufacturing & Processing |
10.18 |
10.83 |
11.62 |
12.68 |
10.62 |
11.41 |
3. Electricity, Gas & Water |
11.12 |
11.50 |
9.75 |
10.94 |
10.55 |
11.35 |
4. Construction |
11.64 |
12.06 |
11.26 |
11.99 |
11.50 |
12.04 |
III. Transport Operators |
12.30 |
11.70 |
11.23 |
12.33 |
12.12 |
11.79 |
IV. Professional and Other Services |
11.39 |
11.50 |
12.11 |
12.82 |
11.60 |
11.77 |
V. Personal Loans |
12.32 |
12.24 |
11.05 |
11.88 |
12.08 |
12.16 |
1. Loans for Purchase of Consumer Durables |
10.96 |
13.92 |
13.38 |
13.14 |
13.36 |
12.55 |
2. Loans for Housing |
10.71 |
10.99 |
10.58 |
11.88 |
10.68 |
11.19 |
3. Rest of the Personal Loans |
14.56 |
13.78 |
11.92 |
11.80 |
14.19 |
13.42 |
VI. Trade |
11.15 |
11.70 |
12.49 |
13.12 |
11.62 |
12.39 |
1. Wholesale Trade |
11.16 |
11.39 |
12.07 |
12.80 |
11.53 |
12.09 |
2. Retail Trade |
11.14 |
11.98 |
12.79 |
13.45 |
11.67 |
12.69 |
VII. Finance |
8.55 |
9.33 |
9.55 |
11.02 |
8.73 |
9.68 |
VIII. All Others |
11.00 |
11.28 |
12.62 |
12.35 |
11.14 |
11.36 |
Total Bank Credit |
11.02 |
11.30 |
11.39 |
12.29 |
11.12 |
11.54 |
Weighted Average Deposit Rate of Term Deposits |
6.42 |
8.54 |
7.59 |
8.60 |
6.84 |
8.56 |
Notes: 1. The deposit data corresponds to only term deposits. |
TABLE 11.4 BANK GROUP-WISE AND OCCUPATION-WISE WEIGHTED AVERAGE LENDING RATE AND DEPOSIT RATE - 2010 AND 2011 (Concld.) |
||||||
(in per cent) |
||||||
Occupation |
Foreign Banks |
Regional Rural Banks |
All Scheduled Commercial Banks |
|||
2010 |
2011 |
2010 |
2011 |
2010 |
2011 |
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
|
I. Agriculture |
10.72 |
10.36 |
11.88 |
11.87 |
9.99 |
11.11 |
1. Direct Finance |
12.85 |
9.48 |
11.88 |
11.88 |
10.63 |
11.36 |
2. Indirect Finance |
9.37 |
10.73 |
11.88 |
11.69 |
8.97 |
10.44 |
II. Industry |
9.50 |
9.96 |
12.32 |
12.25 |
10.52 |
11.68 |
1. Mining & Quarrying |
8.95 |
10.41 |
12.93 |
12.70 |
9.96 |
10.98 |
2. Manufacturing & Processing |
9.32 |
9.85 |
12.61 |
12.52 |
10.54 |
11.85 |
3. Electricity, Gas & Water |
8.03 |
10.01 |
10.74 |
11.98 |
9.75 |
10.88 |
4. Construction |
11.46 |
10.54 |
12.10 |
11.93 |
10.98 |
11.75 |
III. Transport Operators |
11.72 |
10.09 |
12.38 |
12.55 |
11.60 |
11.64 |
IV. Professional and Other Services |
11.06 |
11.03 |
12.77 |
12.60 |
11.41 |
12.18 |
V. Personal Loans |
14.56 |
14.69 |
11.21 |
11.60 |
10.60 |
11.09 |
1. Loans for Purchase of Consumer Durables |
8.85 |
8.98 |
12.20 |
12.85 |
11.62 |
11.93 |
2. Loans for Housing |
11.42 |
12.13 |
10.54 |
10.94 |
9.70 |
10.27 |
3. Rest of the Personal Loans |
20.08 |
20.39 |
11.93 |
12.29 |
12.36 |
12.36 |
VI. Trade |
11.87 |
10.48 |
12.83 |
12.64 |
11.34 |
12.26 |
1. Wholesale Trade |
11.77 |
9.24 |
12.76 |
12.58 |
10.94 |
11.71 |
2. Retail Trade |
11.95 |
12.18 |
12.84 |
12.65 |
11.70 |
12.82 |
VII. Finance |
9.16 |
8.97 |
12.60 |
11.56 |
8.48 |
9.80 |
VIII. All Others |
12.82 |
10.77 |
11.16 |
10.87 |
10.88 |
11.14 |
Total Bank Credit |
11.05 |
10.93 |
11.90 |
11.86 |
10.53 |
11.44 |
Weighted Average Deposit Rate of Term Deposits |
4.40 |
7.30 |
7.98 |
8.42 |
6.97 |
8.29 |
Notes: 1. The deposit data corresponds to only term deposits. |