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Table 18: Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range : 2000 And 2001

(Amount in Rs. crore)


 

As on March 31


Interest rate range

2000

2001


 

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


 

(1)

(2)

(3)

(4)

(5)

(6)


Less than 6%

20932

903

786

18972

825

704

 

(1.5)

(0.2)

(0.2)

(1.0)

(0.2)

(0.2)

6% and above but less than 10%

6443

4325

3291

5406

2759

2163

 

(0.4)

(1.1)

(1.0)

(0.3)

(0.6)

(0.6)

10% and above but less than 12%

119690

31876

25452

164262

82363

65741

 

(8.3)

(8.1)

(7.9)

(8.9)

(16.7)

(17.0)

12% and above but less than 14%

258095

102849

85571

428659

137762

110882

 

(17.8)

(26.2)

(26.8)

(23.3)

(27.9)

(28.6)

14% and above but less than 15%

190126

45805

36758

290965

63434

48660

 

(13.1)

(11.7)

(11.5)

(15.8)

(12.9)

(12.6)

15% and above but less than 16%

261321

73157

57179

326733

78613

60848

 

(18.0)

(18.6)

(17.9)

(17.7)

(15.9)

(15.7)

16% and above but less than 17%

285178

68447

54603

351564

72240

54763

 

(19.7)

(17.4)

(17.1)

(19.1)

(14.7)

(14.1)

17% and above but less than 18%

149315

32077

27498

120076

25336

20300

 

(10.3)

(8.2)

(8.6)

(6.5)

(5.1)

(5.2)

18% and above but less than 20%

116936

22867

19877

88664

19208

15749

 

(8.1)

(5.8)

(6.2)

(4.8)

(3.9)

(4.1)

20% and above

40175

10672

8835

47080

10450

7811

 

(2.8)

(2.7)

(2.8)

(2.6)

(2.1)

(2.0)

Total loans & advances

1448211

392977

319851

1842381

492990

387620

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

             

Inland & foreign bills

66347

57214

37485

65786

67616

44520

purchased/discounted

           

Total

1514558

450191

357336

1908167

560606

432140


Notes :

1. Data relate to accounts each with credit limit over Rs.2 lakh.

2. Figures in bracket represent per cent share in total loans and advances.

3. Data reported here cover banks' branches in India and include bills rediscounted under the New Bill Market Scheme as also

dues from banks.Therefore, the aggregate figures reported here may not tally with those reported in tables 2,3,4 and 5.

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 30, March 2001.

Graph - 8
Distribution of Outstanding Credit of Scheduled
Commercial banks According to Interest Rate Range - 2000 and 2001
(As on March 31)

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