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Table 4.2 : Ownership of Deposits With Scheduled Commercial Banks : 2006 and 2007

TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

 

2006

2007

2006

2007

2006

2007

2006

2007

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

I.

Government Sector

40304

49663

36842

49049

234868

291961

312014

390673

 

 

 

 

(14.1)

(14.8)

(6.5)

(7.3)

(18.0)

(17.2)

(14.4)

(14.5)

 

1.

Central & State Governments

16878

20918

18668

25966

67645

83206

103190

130091

 

 

 

 

(5.9)

(6.2)

(3.3)

(3.9)

(5.2)

(4.9)

(4.8)

(4.8)

 

 

i)

Central Government

6812

9393

1776

2661

45151

51669

53739

63723

 

 

 

 

(2.4)

(2.8)

(0.3)

(0.4)

(3.5)

(3.1)

(2.5)

(2.4)

 

 

ii)

State Governments

10065

11525

16892

23305

22494

31537

49451

66368

 

 

 

 

(3.5)

(3.4)

(3.0)

(3.5)

(1.7)

(1.9)

(2.3)

(2.5)

 

2.

Local Authorities

4542

6051

11568

13616

41417

48711

57527

68377

 

 

 

 

(1.6)

(1.8)

(2.0)

(2.0)

(3.2)

(2.9)

(2.7)

(2.5)

 

3.

Quasi Government Bodies

8500

10750

2247

3979

37032

53701

47779

68431

 

 

 

 

(3.0)

(3.2)

(0.4)

(0.6)

(2.8)

(3.2)

(2.2)

(2.5)

 

 

Of which: State Electricity Boards

3332

4124

401

435

7484

6783

11217

11341

 

 

 

 

(1.2)

(1.2)

(0.1)

(0.1)

(0.6)

(0.4)

(0.5)

(0.4)

 

4.

Public Sector Corporations

10384

11943

4361

5488

88773

106343

103518

123774

 

 

and Companies

(3.6)

(3.6)

(0.8)

(0.8)

(6.8)

(6.3)

(4.8)

(4.6)

 

 

i)

Non - Departmental

5546

3681

352

751

60834

59246

66731

63677

 

 

 

Commercial Undertakings

(1.9)

(1.1)

(0.1)

(0.1)

(4.7)

(3.5)

(3.1)

(2.4)

 

 

ii)

Others

4838

8262

4009

4738

27940

47098

36787

60097

 

 

 

 

(1.7)

(2.5)

(0.7)

(0.7)

(2.1)

(2.8)

(1.7)

(2.2)

II.

Private Corporate Sector

63769

76647

2938

3245

151387

223591

218094

303482

 

(Non - Financial)

(22.4)

(22.8)

(0.5)

(0.5)

(11.6)

(13.2)

(10.1)

(11.2)

 

1.

Non- Financial Companies

55356

61242

1131

917

127142

185668

183630

247826

 

 

 

 

(19.4)

(18.2)

(0.2)

(0.1)

(9.7)

(11.0)

(8.5)

(9.2)

 

2.

Non-Credit Co -operative

502

842

369

607

1706

2623

2577

4071

 

 

Institutions

(0.2)

(0.3)

(0.1)

(0.1)

(0.1)

(0.2)

(0.1)

(0.2)

 

3.

Others

7911

14563

1437

1722

22539

35300

31887

51585

 

 

 

 

(2.8)

(4.3)

(0.3)

(0.3)

(1.7)

(2.1)

(1.5)

(1.9)

III.

Financial Sector

41375

38367

5977

3684

162454

240413

209805

282465

 

 

 

 

(14.5)

(11.4)

(1.0)

(0.5)

(12.4)

(14.2)

(9.7)

(10.5)

 

1.

Banks

20808

18732

4245

1693

52543

91849

77596

112274

 

 

 

 

(7.3)

(5.6)

(0.7)

(0.3)

(4.0)

(5.4)

(3.6)

(4.2)

 

 

i)

Indian Commercial Banks

13013

13822

3965

1389

23522

59838

40501

75048

 

 

 

 

(4.6)

(4.1)

(0.7)

(0.2)

(1.8)

(3.5)

(1.9)

(2.8)

 

 

ii)

Foreign Resident Banks

2526

1614

27

5

1572

8779

4125

10398

 

 

 

(Offices of Foreign

(0.9)

(0.5)

(0.0)

(0.0)

(0.1)

(0.5)

(0.2)

(0.4)

 

 

 

Banks in India )

 

 

 

 

 

 

 

 

 

 

iii)

Co-operative Banks &

5268

3296

252

300

27450

23232

32970

26828

 

 

 

Credit societies

(1.8)

(1.0)

(0.0)

(0.0)

(2.1)

(1.4)

(1.5)

(1.0)

 

 

 

a. Co-operative Banks

5047

3043

44

99

26213

22539

31303

25682

 

 

 

 

(1.8)

(0.9)

(0.0)

(0.0)

(2.0)

(1.3)

(1.4)

(1.0)

 

 

 

b. Credit Societies

221

253

208

201

1237

693

1666

1147

 

 

 

 

(0.1)

(0.1)

(0.0)

(0.0)

(0.1)

(0.0)

(0.1)

(0.0)

Note :
Figures in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, October 2008.


TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Contd.)

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

 

Total

 

2006

2007

2006

2007

2006

2007

2006

2007

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

2.

Other Financial Institutions

11867

11560

1125

1109

79180

105426

92171

118095

 

 

 

 

(4.2)

(3.4)

(0.2)

(0.2)

(6.1)

(6.2)

(4.3)

(4.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

i)

Financial Companies

1030

549

25

72

2667

2837

3721

3458

 

 

 

 

(0.4)

(0.2)

(0.0)

(0.0)

(0.2)

(0.2)

(0.2)

(0.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

a.

Housing Finance Companies

855

387

22

62

2528

1093

3405

1541

 

 

 

 

(0.3)

(0.1)

(0.0)

(0.0)

(0.2)

(0.1)

(0.2)

(0.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

b.

Auto Finance Companies

175

163

2

10

139

1744

316

1917

 

 

 

 

(0.1)

(0.0)

(0.0)

(0.0)

(0.0)

(0.1)

(0.0)

(0.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ii)

Mutual Funds

2577

1645

58

16

32616

59157

35251

60818

 

 

 

(including Private Sector

(0.9)

(0.5)

(0.0)

(0.0)

(2.5)

(3.5)

(1.6)

(2.3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mutual Funds)

 

 

 

 

 

 

 

 

 

 

a. Mutual Funds in Private Sector

1273

640

6

-

15745

19399

17025

20040

 

 

 

 

(0.4)

(0.2)

(0.0)

(0.0)

(1.2)

(1.1)

(0.8)

(0.7)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

b. Other Mutual Funds

1304

1005

51

16

16871

39757

18226

40778

 

 

 

 

(0.5)

(0.3)

(0.0)

(0.0)

(1.3)

(2.3)

(0.8)

(1.5)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

iii) Unit Trust of India

1723

2009

42

16

5142

4028

6906

6054

 

 

 

 

(0.6)

(0.6)

(0.0)

(0.0)

(0.4)

(0.2)

(0.3)

(0.2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

iv)

Insurance Corporations and

4222

5739

21

29

17326

16853

21569

22621

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Companies (Life and General)

(1.5)

(1.7)

(0.0)

(0.0)

(1.3)

(1.0)

(1.0)

(0.8)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

v)

Term Lending Institutions

413

249

6

21

5569

2918

5988

3189

 

 

 

 

(0.1)

(0.1)

(0.0)

(0.0)

(0.4)

(0.2)

(0.3)

(0.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

vi) Provident Fund Institutions

1902

1368

973

955

15860

19632

18736

21955

 

 

 

 

(0.7)

(0.4)

(0.2)

(0.1)

(1.2)

(1.2)

(0.9)

(0.8)

 

 

 

 

 

 

 

 

 

 

 

 

 

3.

Other Financial Companies@

8700

8075

607

882

30731

43139

40038

52095

 

 

 

 

(3.1)

(2.4)

(0.1)

(0.1)

(2.4)

(2.5)

(1.9)

(1.9)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

i)

Financial Services Companies

926

2137

15

52

8630

11356

9572

13545

 

 

 

 

(0.3)

(0.6)

(0.0)

(0.0)

(0.7)

(0.7)

(0.4)

(0.5)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ii)

Other Financial Companies

4170

4002

85

72

10711

13536

14966

17610

 

 

 

 

(1.5)

(1.2)

(0.0)

(0.0)

(0.8)

(0.8)

(0.7)

(0.7)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

iii) Others

3604

1936

508

759

11389

18247

15500

20941

 

 

 

 

(1.3)

(0.6)

(0.1)

(0.1)

(0.9)

(1.1)

(0.7)

(0.8)

Notes
: Figures in brackets indicate percentages to total.
@ Includes (a) ‘Financial Service Companies’ which undertake issue management, portfolio management etc.,
(b) ‘Other Financial Companies’ which are engaged in leasing, hire purchase, loan companies, etc., and (c) ‘Others’
including non-profit institutions serving business, like FICCI, CII, ASSOCHAM, etc.
Source : Reserve Bank of India Bulletin, October 2008.


TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Concld.)

(Amount in Rs. crore)

 

As on the last Friday of March

Sector of the Economy

Current

Savings

Term

Total

 

2006

2007

2006

2007

2006

2007

2006

2007

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

IV.

Household Sector

129505

160883

493538

578107

641329

810726

1264373

1549716

 

 

 

 

(45.4)

(47.9)

(86.4)

(86.2)

(49.1)

(47.9)

(58.5)

(57.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

1.

Individuals (including Hindu

60412

73220

451302

515938

502197

612681

1013912

1201839

 

 

Undivided Families)

(21.2)

(21.8)

(79.0)

(76.9)

(38.5)

(36.2)

(46.9)

(44.5)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

i)

Farmers

2182

2716

73936

85316

76177

84410

152295

172442

 

 

 

 

(0.8)

(0.8)

(12.9)

(12.7)

(5.8)

(5.0)

(7.0)

(6.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

ii)

Businessmen, Traders,

31660

38796

62269

69206

88981

101167

182910

209170

 

 

 

Professionals and

(11.1)

(11.6)

(10.9)

(10.3)

(6.8)

(6.0)

(8.5)

(7.7)

 

 

 

Self - Employed Persons

 

 

 

 

 

 

 

 

 

 

iii)

Wage and Salary Earners

2222

4240

87620

95582

74324

78211

164166

178033

 

 

 

 

(0.8)

(1.3)

(15.3)

(14.2)

(5.7)

(4.6)

(7.6)

(6.6)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

iv) Shroffs, Money Lenders,

737

999

2211

4161

3832

5309

6780

10469

 

 

 

Stock Brokers, Dealers

(0.3)

(0.3)

(0.4)

(0.6)

(0.3)

(0.3)

(0.3)

(0.4)

 

 

 

in Bullion etc.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

v)

Other Individuals

23611

26468

225267

261673

258882

343584

507761

631725

 

 

 

 

(8.3)

(7.9)

(39.5)

(39.0)

(19.8)

(20.3)

(23.5)

(23.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

2.

Trusts, Associations, Clubs etc.

6661

10229

7091

11717

31456

49718

45208

71663

 

 

 

 

(2.3)

(3.0)

(1.2)

(1.7)

(2.4)

(2.9)

(2.1)

(2.7)

 

 

 

 

 

 

 

 

 

 

 

 

 

3.

Proprietary and Partnership

42102

47556

3865

4311

34053

39521

80019

91388

 

 

concerns etc.

(14.8)

(14.2)

(0.7)

(0.6)

(2.6)

(2.3)

(3.7)

(3.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

4. Educational Institutions

2287

2865

5987

7980

11310

15306

19583

26112

 

 

 

 

(0.8)

(0.9)

(1.0)

(1.2)

(0.9)

(0.9)

(0.9)

(1.0)

 

 

 

 

 

 

 

 

 

 

 

 

 

5.

Religious Institutions

243

475

1915

2003

4846

7024

7004

9502

 

 

 

 

(0.1)

(0.1)

(0.3)

(0.3)

(0.4)

(0.4)

(0.3)

(0.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

6.

Others (not elsewhere classified)

17800

26539

23378

36157

57468

86476

98646

149172

 

 

 

 

(6.2)

(7.9)

(4.1)

(5.4)

(4.4)

(5.1)

(4.6)

(5.5)

 

 

 

 

 

 

 

 

 

 

 

 

V.

Foreign Sector

10128

10147

31725

36765

114861

126653

156715

173565

 

 

 

 

(3.6)

(3.0)

(5.6)

(5.5)

(8.8)

(7.5)

(7.3)

(6.4)

 

 

 

 

 

 

 

 

 

 

 

 

 

1.

Foreign Consulates, Embassies,

389

497

277

328

1097

752

1764

1578

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Trade Missions, Information

(0.1)

(0.1)

(0.0)

(0.0)

(0.1)

(0.0)

(0.1)

(0.1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Services etc.

 

 

 

 

 

 

 

 

 

2.

Non-Residents

1577

2623

29264

33156

108001

113640

138842

149418

 

 

 

 

(0.6)

(0.8)

(5.1)

(4.9)

(8.3)

(6.7)

(6.4)

(5.5)

 

 

 

 

 

 

 

 

 

 

 

 

 

3.

Others

8162

7027

2184

3281

5763

12261

16109

22569

 

 

 

 

(2.9)

(2.1)

(0.4)

(0.5)

(0.4)

(0.7)

(0.7)

(0.8)

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

285082

335707

571020

670851

13049001693343

2161001

2699901

 

 

 

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note :
Figures in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, October 2008.

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