Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30) - ಆರ್ಬಿಐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Ellaquai Dehati | Etah Gramin | Etawah Kshetriya | Faizabad Kshetriya | Faridkot Bhatinda Kshetriya | ||||||||||||||
Gramin Bank | Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (101) | (102) | | (103) | (104) | | (105) | (106) | | (107) | (108) | | (109) | (110) | ||
1. | Capital | 75 | 50 | 93 | 75 | 787 | 75 | 100 | 100 | 100 | ||||||||
(1.5) | (0.7) | (0.8) | (1.3) | (10.4) | (0.7) | (0.8) | (2.1) | (1.6) | ||||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | - | 142 | 275 | ||||||||
- | - | - | - | - | - | - | (3.1) | (4.5) | ||||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | 68 | 168 | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | 87 | ||||||||
2.3. | Share Premium | - | - | - | - | - | - | - | 74 | - | ||||||||
2.4. | Revenue and other Reserves | - | N | - | - | - | - | - | - | - | 20 | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | ||||||||
O | ||||||||||||||||||
3. | Deposits | 3554 | 5609 | 7434 | 4565 | 5516 | 8580 | 11291 | 3128 | 4712 | ||||||||
(72.2) | T | (77.5) | (67.8) | (77.8) | (73.1) | (83.3) | (85.7) | (67.1) | (76.3) | |||||||||
3.1. | Demand Deposits | 137 | 131 | 254 | 48 | 59 | 205 | 358 | 198 | 168 | ||||||||
(i) | From Banks | - | - | - | - | - | - | - | 90 | 94 | ||||||||
(ii) | From Others | 137 | A | 131 | 254 | 48 | 59 | 205 | 358 | 107 | 74 | |||||||
3.2. | Savings Deposits | 1638 | 2411 | 2909 | 2189 | 2485 | 4620 | 5992 | 781 | 638 | ||||||||
3.3. | Term Deposits | 1779 | V | 3066 | 4270 | 2329 | 2971 | 3755 | - | 2149 | 3907 | |||||||
(i) | From Banks | - | - | - | - | - | - | 4940 | 957 | 2589 | ||||||||
(ii) | From Others | 1779 | A | 3066 | 4270 | 2329 | 2971 | 3755 | 4940 | 1192 | 1318 | |||||||
3.A. | Deposits of branches in India | 3554 | 5609 | 7434 | 4565 | 5516 | 8580 | 11291 | 3128 | 4712 | ||||||||
3.B. | Deposits of branches outside India | - | I | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 279 | L | 1328 | 1658 | 942 | 834 | 884 | 941 | 977 | 648 | |||||||
(5.7) | (18.4) | (15.1) | (16.1) | (11.1) | (8.6) | (7.1) | (21.0) | (10.5) | ||||||||||
4.1. | Borrowings in India | 279 | A | 1328 | 1658 | 942 | 834 | 884 | 941 | 977 | 648 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | 862 | 50 | - | ||||||||
(ii) | From other Banks | - | B | 179 | 182 | 55 | 32 | 811 | 80 | 510 | 181 | |||||||
(iii) | From other Institutions and Agencies | 279 | 1149 | 1476 | 887 | 801 | 73 | - | 416 | 467 | ||||||||
4.2. | Borrowings outside India | - | L | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 1012 | E | 250 | 1778 | 285 | 405 | 767 | 841 | 311 | 444 | |||||||
(20.6) | (3.5) | (16.2) | (4.9) | (5.4) | (7.4) | (6.4) | (6.7) | (7.2) | ||||||||||
5.1. | Bills Payable | 23 | 18 | 246 | 8 | 10 | 13 | 15 | 11 | 7 | ||||||||
5.2. | Inter-office Adjustments | 44 | 67 | 459 | 7 | - | 147 | 119 | 22 | 103 | ||||||||
5.3. | Interest Accrued | 377 | 6 | 59 | 38 | 43 | - | - | 32 | 49 | ||||||||
5.4. | Others (including provisions) | 567 | | | 159 | 1013 | | 232 | 352 | | 607 | 707 | | 246 | 286 | |||
Total Liabilities | 4920 | 7237 | 10962 | 5867 | 7542 | 10305 | 13173 | 4658 | 6180 | |||||||||
| | | (100.0) | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Ellaquai Dehati | Etah Gramin Bank | Etawah Kshetriya | Faizabad Kshetriya | Faridkot Bhatinda Kshetriya | ||||||||||||||
Gramin Bank | | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (101) | (102) | | (103) | (104) | | (105) | (106) | | (107) | (108) | | (109) | (110) | ||
1. | Cash in hand | 62 | 149 | 393 | 43 | 49 | 66 | 157 | 20 | 28 | ||||||||
(1.3) | (2.1) | (3.6) | (0.7) | (0.6) | (0.6) | (1.2) | (0.4) | (0.4) | ||||||||||
2. | Balances with RBI | 102 | 179 | 255 | 140 | 168 | 270 | 358 | 75 | 81 | ||||||||
(2.1) | (2.5) | (2.3) | (2.4) | (2.2) | (2.6) | (2.8) | (1.6) | (1.3) | ||||||||||
3. | Balances with banks in India | 1394 | N | 1691 | 3589 | 1813 | 2740 | 150 | 706 | 2170 | 3622 | |||||||
(28.3) | (23.4) | (32.7) | (30.9) | (36.3) | (1.5) | (5.3) | (46.6) | (58.6) | ||||||||||
4. | Money at call and short notice | - | O | - | - | - | - | 3435 | 5444 | - | - | |||||||
- | - | - | - | - | (33.3) | (41.3) | - | - | ||||||||||
5. | Balances with banks outside India | - | T | - | - | - | - | - | - | - | - | |||||||
6. | Investments | - | 825 | 1384 | 400 | 400 | 2339 | 1860 | 640 | 550 | ||||||||
- | (11.4) | (12.6) | (6.8) | (5.3) | (22.7) | (14.1) | (13.7) | (8.9) | ||||||||||
6.A. | Investments in India | - | A | 825 | 1384 | 400 | 400 | 2339 | 1860 | 640 | 550 | |||||||
(i) | Government securities | - | 825 | 200 | 400 | 400 | 200 | 200 | 450 | 250 | ||||||||
(ii) | Other approved securities | - | V | - | - | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | ||||||||
(iv) | Debentures and Bonds | - | A | - | 1184 | - | - | 1360 | 1360 | 190 | 300 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | ||||||||
(vi) | Others | - | I | - | - | - | - | 779 | 300 | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | ||||||||
(i) | Government securities | - | L | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | ||||||||
(iii) | Others | - | A | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 1043 | 3337 | 4243 | 2597 | 2486 | 2557 | 2521 | 1576 | 1644 | ||||||||
(21.2) | B | (46.1) | (38.7) | (44.3) | (33.0) | (24.8) | (19.1) | (33.8) | (26.6) | |||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | 1 | - | - | 3 | ||||||||
7.2. | Cash credits, overdrafts & loans | 994 | L | 1096 | 1390 | 273 | 295 | 437 | - | 657 | 696 | |||||||
7.3. | Term loans | 48 | 2241 | 2853 | 2325 | 2191 | 2119 | - | 919 | 945 | ||||||||
8. | Fixed Assets | 16 | E | 13 | 18 | 11 | 11 | 17 | 17 | 13 | 13 | |||||||
(0.3) | (0.2) | (0.2) | (0.2) | (0.1) | (0.2) | (0.1) | (0.3) | (0.2) | ||||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 16 | 13 | 18 | 11 | 11 | 17 | 17 | 13 | 13 | ||||||||
9. | Other Assets | 2302 | 1043 | 1081 | 863 | 1688 | 1472 | 2110 | 164 | 242 | ||||||||
(46.8) | (14.4) | (9.9) | (14.7) | (22.4) | (14.3) | (16.0) | (3.5) | (3.9) | ||||||||||
9.1. | Inter - office adjustments (net) | - | - | - | - | 27 | - | - | - | - | ||||||||
9.2. | Interest accrued | 15 | 60 | 108 | 85 | 224 | 76 | 75 | 139 | 220 | ||||||||
9.3. | Tax paid | - | 5 | 3 | - | - | - | - | - | - | ||||||||
9.4. | Stationery and Stamps | 2 | 5 | 6 | 6 | 6 | 4 | - | 1 | 1 | ||||||||
9.5. | Others | 2285 | | | 973 | 963 | | 772 | 1430 | | 1392 | 2030 | | 25 | 21 | |||
Total Assets | 4920 | 7237 | 10962 | 5867 | 7542 | 10305 | 13173 | 4658 | 6180 | |||||||||
| | | (100.0) | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Farrukhabad | Fatehpur Kshetriya | Ganga Yamuna | Gaur | Giridih Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (111) | (112) | | (113) | (114) | | (115) | (116) | | (117) | (118) | | (119) | (120) | ||
1. | Capital | 100 | 100 | 75 | 100 | 54 | 485 | 84 | 50 | 79 | ||||||||
(0.7) | (0.6) | (1.3) | (1.3) | (1.5) | (9.6) | (0.5) | (2.2) | (2.2) | ||||||||||
2. | Reserves and Surplus | 644 | 557 | - | - | - | - | - | - | 164 | ||||||||
(4.3) | (3.1) | - | - | - | - | - | - | (4.5) | ||||||||||
2.1. | Statutory Reserves | 47 | 55 | - | - | - | - | - | - | - | ||||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | N | - | - | |||||||
2.3. | Share Premium | 459 | - | - | - | - | - | - | - | - | ||||||||
2.4. | Revenue and other Reserves | 138 | 502 | - | - | - | - | - | O | - | 164 | |||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | ||||||||
T | ||||||||||||||||||
3. | Deposits | 12459 | 15076 | 4598 | 6215 | 2822 | 3526 | 15108 | 1898 | 2798 | ||||||||
(83.6) | (83.1) | (76.7) | (80.3) | (77.8) | (69.9) | (81.8) | (84.7) | (77.4) | ||||||||||
3.1. | Demand Deposits | 1433 | 997 | 157 | 155 | 184 | 192 | 287 | A | 40 | 84 | |||||||
(i) | From Banks | 24 | 78 | - | - | - | - | - | - | - | ||||||||
(ii) | From Others | 1409 | 919 | 157 | 155 | 184 | 192 | 287 | V | 40 | 84 | |||||||
3.2. | Savings Deposits | 6214 | 7506 | 2536 | 3273 | 901 | 1068 | 6457 | 912 | 1268 | ||||||||
3.3. | Term Deposits | 4812 | 6573 | 1905 | 2787 | 1738 | 2266 | 8364 | A | 946 | 1446 | |||||||
(i) | From Banks | - | - | - | - | 1738 | - | - | - | - | ||||||||
(ii) | From Others | 4812 | 6573 | 1905 | 2787 | - | 2266 | 8364 | I | 946 | 1446 | |||||||
3.A. | Deposits of branches in India | 12459 | 15076 | 4598 | 6215 | 2822 | 3526 | 15108 | 1898 | 2798 | ||||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | L | - | - | |||||||
4. | Borrowings | 1525 | 1614 | 788 | 865 | 391 | 438 | 2549 | A | 129 | 226 | |||||||
(10.2) | (8.9) | (13.1) | (11.2) | (10.8) | (8.7) | (13.8) | (5.7) | (6.2) | ||||||||||
4.1. | Borrowings in India | 1525 | 1614 | 788 | 865 | 391 | 438 | 2549 | B | 129 | 226 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | 330 | - | - | - | - | ||||||||
(ii) | From other Banks | 217 | 244 | 788 | - | 61 | 68 | 179 | L | - | - | |||||||
(iii) | From other Institutions and Agencies | 1308 | 1369 | - | 865 | - | 370 | 2370 | 129 | 226 | ||||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | E | - | - | |||||||
5. | Other liabilities | 168 | 799 | 533 | 560 | 359 | 596 | 735 | 165 | 348 | ||||||||
(1.1) | (4.4) | (8.9) | (7.2) | (9.9) | (11.8) | (4.0) | (7.4) | (9.6) | ||||||||||
5.1. | Bills Payable | 27 | 28 | 13 | 14 | 40 | 49 | 2 | 35 | 50 | ||||||||
5.2. | Inter-office Adjustments | 33 | 1 | 18 | 33 | - | - | 42 | - | - | ||||||||
5.3. | Interest Accrued | 43 | 42 | 19 | 21 | 236 | 366 | 203 | - | - | ||||||||
5.4. | Others (including provisions) | 65 | 728 | | 484 | 492 | | 83 | 181 | | 488 | | | 130 | 299 | |||
Total Liabilities | 14895 | 18146 | 5995 | 7740 | 3626 | 5045 | 18476 | 2242 | 3615 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Farrukhabad | Fatehpur Kshetriya | Ganga Yamuna | Gaur | Giridih Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (111) | (112) | | (113) | (114) | | (115) | (116) | | (117) | (118) | | (119) | (120) | ||
1. | Cash in hand | 214 | 345 | 57 | 71 | 40 | 41 | 170 | 23 | 27 | ||||||||
(1.4) | (1.9) | (0.9) | (0.9) | (1.1) | (0.8) | (0.9) | (1.0) | (0.7) | ||||||||||
2. | Balances with RBI | 341 | 475 | 154 | 190 | 85 | 108 | 460 | 57 | 82 | ||||||||
(2.3) | (2.6) | (2.6) | (2.4) | (2.3) | (2.1) | (2.5) | (2.5) | (2.3) | ||||||||||
3. | Balances with banks in India | 3746 | 3818 | 2310 | 2603 | 1138 | 112 | 2622 | 868 | 107 | ||||||||
(25.1) | (21.0) | (38.5) | (33.6) | (31.4) | (2.2) | (14.2) | (38.7) | (3.0) | ||||||||||
4. | Money at call and short notice | 2220 | 5263 | - | - | - | 2165 | - | - | 1469 | ||||||||
(14.9) | (29.0) | - | - | - | (42.9) | - | N | - | (40.6) | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | ||||||||
6. | Investments | 4023 | 3423 | 201 | 1001 | 837 | 602 | 2200 | O | 275 | 450 | |||||||
(27.0) | (18.9) | (3.4) | (12.9) | (23.1) | (11.9) | (11.9) | (12.3) | (12.4) | ||||||||||
6.A. | Investments in India | 4023 | 3423 | 201 | 1001 | 837 | 602 | 2200 | T | 275 | 450 | |||||||
(i) | Government securities | 400 | - | 101 | 101 | - | 602 | 1105 | 125 | - | ||||||||
(ii) | Other approved securities | 2973 | 2973 | - | - | - | - | 149 | - | - | ||||||||
(iii) | Shares | - | - | - | - | - | - | - | A | - | - | |||||||
(iv) | Debentures and Bonds | 650 | 450 | 100 | 900 | - | - | 746 | 150 | 450 | ||||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | V | - | - | |||||||
(vi) | Others | - | - | - | - | 837 | - | 200 | - | - | ||||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | A | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | ||||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | I | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | ||||||||
7. | Advances | 3642 | 3761 | 1712 | 1750 | 1005 | 1259 | 8373 | L | 705 | 1037 | |||||||
(24.5) | (20.7) | (28.6) | (22.6) | (27.7) | (24.9) | (45.3) | (31.5) | (28.7) | ||||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | - | - | A | - | - | |||||||
7.2. | Cash credits, overdrafts & loans | 981 | 854 | 160 | 183 | 263 | 332 | 2134 | 82 | 176 | ||||||||
7.3. | Term loans | 2661 | 2907 | 1552 | 1567 | 741 | 927 | 6239 | B | 624 | 861 | |||||||
8. | Fixed Assets | 19 | 20 | 13 | 16 | 8 | 7 | 49 | 13 | 13 | ||||||||
(0.1) | (0.1) | (0.2) | (0.2) | (0.2) | (0.1) | (0.3) | L | (0.6) | (0.4) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | ||||||||
8.2. | Other Fixed assets | 19 | 20 | 13 | 16 | 8 | 7 | 49 | E | 13 | 13 | |||||||
9. | Other Assets | 690 | 1041 | 1549 | 2109 | 514 | 752 | 4601 | 301 | 430 | ||||||||
(4.6) | (5.7) | (25.8) | (27.3) | (14.2) | (14.9) | (24.9) | (13.4) | (11.9) | ||||||||||
9.1. | Inter - office adjustments (net) | - | - | - | - | 25 | 20 | - | 29 | 26 | ||||||||
9.2. | Interest accrued | 653 | 976 | 19 | 25 | 77 | 140 | 230 | - | - | ||||||||
9.3. | Tax paid | - | 39 | - | - | - | - | - | - | - | ||||||||
9.4. | Stationery and Stamps | 6 | 7 | 3 | 3 | 1 | 2 | 12 | - | - | ||||||||
9.5. | Others | 32 | 20 | | 1527 | 2081 | | 411 | 591 | | 4359 | | | 273 | 404 | |||
Total Assets | 14895 | 18146 | 5995 | 7740 | 3626 | 5045 | 18476 | 2242 | 3615 | |||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |