Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 17 of 30) - ಆರ್ಬಿಐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 17 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Godavari | Golconda | Gomti | Gopalganj Kshetriya | Gorakhpur Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (121) | (122) | | (123) | (124) | | (125) | (126) | | (127) | (128) | | (129) | (130) | ||
1. | Capital | 173 | 187 | 75 | 100 | 75 | 1077 | 490 | 518 | 96 | 100 | |||||||
(3.5) | (3.2) | (2.7) | (3.0) | (0.5) | (5.5) | (6.4) | (5.1) | (0.2) | (0.2) | |||||||||
2. | Reserves and Surplus | 151 | 278 | - | - | - | - | - | - | 5840 | 7220 | |||||||
(3.1) | (4.8) | - | - | - | - | - | - | (10.8) | (11.6) | |||||||||
2.1. | Statutory Reserves | 23 | 40 | - | - | - | - | - | - | 1752 | 2166 | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | 127 | 238 | - | - | - | - | - | - | 4088 | 5054 | |||||||
2.5. | Balance of Profit | 1 | 1 | - | - | - | - | - | - | - | - | |||||||
3. | Deposits | 2685 | 3351 | 2032 | 2454 | 12927 | 16097 | 6434 | 8501 | 35317 | 41991 | |||||||
(55.0) | (57.8) | (73.0) | (72.7) | (86.7) | (81.9) | (83.6) | (83.4) | (65.3) | (67.3) | |||||||||
3.1. | Demand Deposits | 54 | 113 | 182 | 331 | 461 | 735 | 176 | 448 | 932 | 1126 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 54 | 113 | 182 | 331 | 461 | 735 | 176 | 448 | 932 | 1126 | |||||||
3.2. | Savings Deposits | 596 | 787 | 644 | 609 | 5710 | 6388 | 3704 | 4556 | 19703 | 22336 | |||||||
3.3. | Term Deposits | 2035 | 2451 | 1206 | 1513 | 6756 | 8974 | 2554 | 3497 | 14682 | 18529 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 2035 | 2451 | 1206 | 1513 | 6756 | 8974 | 2554 | 3497 | 14682 | 18529 | |||||||
3.A. | Deposits of branches in India | 2685 | 3351 | 2032 | 2454 | 12927 | 16097 | 6434 | 8501 | 35317 | 41991 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 1556 | 1653 | 387 | 398 | 1626 | 1800 | 218 | 252 | 5488 | 5090 | |||||||
(31.8) | (28.5) | (13.9) | (11.8) | (10.9) | (9.2) | (2.8) | (2.5) | (10.2) | (8.2) | |||||||||
4.1. | Borrowings in India | 1556 | 1653 | 387 | 398 | 1626 | 1800 | 218 | 252 | 5488 | 5090 | |||||||
(i) | From Reserve Bank of India | - | 488 | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 473 | 1132 | 82 | 82 | 62 | 94 | - | - | 5488 | 5090 | |||||||
(iii) | From other Institutions and Agencies | 1083 | 33 | 305 | 316 | 1564 | 1706 | 218 | 252 | - | - | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 320 | 330 | 287 | 424 | 279 | 685 | 557 | 927 | 7325 | 8019 | |||||||
(6.6) | (5.7) | (10.3) | (12.6) | (1.9) | (3.5) | (7.2) | (9.1) | (13.5) | (12.8) | |||||||||
5.1. | Bills Payable | 9 | 7 | - | - | 98 | 373 | - | - | - | - | |||||||
5.2. | Inter-office Adjustments | - | - | 33 | 48 | 16 | - | - | - | 933 | 159 | |||||||
5.3. | Interest Accrued | 21 | 25 | 98 | 156 | - | - | - | - | 4307 | 5575 | |||||||
5.4. | Others (including provisions) | 290 | 298 | | 157 | 221 | | 165 | 312 | | 557 | 927 | | 2085 | 2285 | |||
Total Liabilities | 4884 | 5799 | 2781 | 3376 | 14906 | 19659 | 7699 | 10197 | 54066 | 62420 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Godavari | Golconda | Gomti | Gopalganj Kshetriya | Gorakhpur Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (121) | (122) | | (123) | (124) | | (125) | (126) | | (127) | (128) | | (129) | (130) | ||
1. | Cash in hand | 69 | 96 | 85 | 67 | 131 | 215 | 56 | 96 | 233 | 442 | |||||||
(1.4) | (1.7) | (3.1) | (2.0) | (0.9) | (1.1) | (0.7) | (0.9) | (0.4) | (0.7) | |||||||||
2. | Balances with RBI | 93 | 120 | 60 | 68 | 390 | 480 | 193 | 255 | 1151 | 1376 | |||||||
(1.9) | (2.1) | (2.2) | (2.0) | (2.6) | (2.4) | (2.5) | (2.5) | (2.1) | (2.2) | |||||||||
3. | Balances with banks in India | 841 | 1327 | 233 | 137 | 5752 | 7635 | 4153 | 5520 | 814 | 1167 | |||||||
(17.2) | (22.9) | (8.4) | (4.0) | (38.6) | (38.8) | (53.9) | (54.1) | (1.5) | (1.9) | |||||||||
4. | Money at call and short notice | - | - | 498 | 936 | - | - | - | - | 28850 | 31585 | |||||||
- | - | (17.9) | (27.7) | - | - | - | - | (53.4) | (50.6) | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 412 | 482 | 318 | 450 | 2540 | 4074 | 600 | 600 | 10550 | 13528 | |||||||
(8.4) | (8.3) | (11.4) | (13.3) | (17.0) | (20.7) | (7.8) | (5.9) | (19.5) | (21.7) | |||||||||
6.A. | Investments in India | 412 | 482 | 318 | 450 | 2540 | 4074 | 600 | 600 | 10550 | 13528 | |||||||
(i) | Government securities | 262 | 208 | 318 | 450 | 1500 | 1550 | - | - | - | - | |||||||
(ii) | Other approved securities | - | 274 | - | - | - | - | 600 | 600 | 4000 | 4000 | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | - | - | - | - | 910 | 1547 | - | - | 6050 | 9028 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | 150 | - | - | - | 130 | 977 | - | - | 500 | 500 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 3395 | 3666 | 1139 | 1234 | 4741 | 4881 | 1873 | 2123 | 9710 | 11361 | |||||||
(69.5) | (63.2) | (41.0) | (36.6) | (31.8) | (24.8) | (24.3) | (20.8) | (18.0) | (18.2) | |||||||||
7.1. | Bills purchased and discounted | 15 | 15 | - | - | - | 9 | - | - | 15 | 11 | |||||||
7.2. | Cash credits, overdrafts & loans | 1980 | 2178 | 562 | 716 | 148 | - | 173 | 270 | 3763 | 4418 | |||||||
7.3. | Term loans | 1400 | 1474 | 578 | 518 | 4593 | 4872 | 1700 | 1853 | 5932 | 6932 | |||||||
8. | Fixed Assets | 26 | 29 | 13 | 13 | 18 | 22 | 8 | 10 | 36 | 34 | |||||||
(0.5) | (0.5) | (0.5) | (0.4) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.1) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 26 | 29 | 13 | 13 | 18 | 22 | 8 | 10 | 36 | 34 | |||||||
9. | Other Assets | 48 | 78 | 435 | 472 | 1335 | 2352 | 816 | 1593 | 2723 | 2927 | |||||||
(1.0) | (1.3) | (15.6) | (14.0) | (9.0) | (12.0) | (10.6) | (15.6) | (5.0) | (4.7) | |||||||||
9.1. | Inter - office adjustments (net) | 7 | 22 | - | - | - | 76 | 39 | 46 | - | - | |||||||
9.2. | Interest accrued | 21 | 5 | 89 | 43 | 501 | 741 | 589 | 1223 | 1891 | 2890 | |||||||
9.3. | Tax paid | 1 | 1 | - | - | 3 | 6 | - | - | 12 | 12 | |||||||
9.4. | Stationery and Stamps | 8 | 10 | 4 | 4 | 4 | 6 | 2 | 3 | 9 | 12 | |||||||
9.5. | Others | 10 | 41 | | 342 | 425 | | 828 | 1523 | | 186 | 321 | | 811 | 13 | |||
Total Assets | 4884 | 5799 | 2781 | 3376 | 14906 | 19659 | 7699 | 10197 | 54066 | 62420 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Gurdaspur | Gurgaon | Gwalior Datia | Hadoti | Haryana | ||||||||||||||
Amritsar Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (131) | (132) | | (133) | (134) | | (135) | (136) | | (137) | (138) | | (139) | (140) | ||
1. | Capital | 100 | 837 | 1649 | 1649 | 75 | 91 | 75 | 100 | 75 | 88 | |||||||
(1.3) | (8.2) | (4.7) | (4.1) | (2.7) | (2.2) | (0.7) | (0.7) | (0.5) | (0.5) | |||||||||
2. | Reserves and Surplus | - | - | -393 | -967 | - | - | - | - | - | - | |||||||
- | - | (-1.1) | (-2.4) | - | - | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | 17 | - | - | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | -410 | -967 | - | - | - | - | - | - | |||||||
3. | Deposits | 6436 | 7779 | 28256 | 32865 | 2236 | 2967 | 8712 | 10576 | 12044 | 14671 | |||||||
(82.6) | (75.8) | (79.7) | (81.1) | (81.9) | (72.2) | (86.3) | (76.9) | (85.9) | (84.8) | |||||||||
3.1. | Demand Deposits | 403 | 402 | 192 | 337 | 155 | 145 | 772 | 1147 | 120 | 80 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | 39 | - | - | |||||||
(ii) | From Others | 403 | 402 | 192 | 337 | 155 | 145 | 772 | 1108 | 120 | 80 | |||||||
3.2. | Savings Deposits | 2898 | 2949 | 10146 | 11417 | 757 | 959 | 3747 | 3528 | 4605 | 5131 | |||||||
3.3. | Term Deposits | 3135 | 4428 | 17918 | 21111 | 1324 | 1863 | 4193 | 5902 | 7318 | 9459 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 3135 | 4428 | 17918 | 21111 | 1324 | 1863 | 4193 | 5902 | 7318 | 9459 | |||||||
3.A. | Deposits of branches in India | 6436 | 7779 | 28256 | 32865 | 2236 | 2967 | 8712 | 10576 | 12044 | 14671 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 790 | 760 | 3588 | 4763 | 323 | 361 | 841 | 1090 | 881 | 1609 | |||||||
(10.1) | (7.4) | (10.1) | (11.8) | (11.8) | (8.8) | (8.3) | (7.9) | (6.3) | (9.3) | |||||||||
4.1. | Borrowings in India | 790 | 760 | 3588 | 4763 | 323 | 361 | 841 | 1090 | 881 | 1609 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 59 | 51 | 921 | 1303 | 5 | - | 53 | 63 | 30 | 26 | |||||||
(iii) | From other Institutions and Agencies | 731 | 708 | 2667 | 3460 | 317 | 361 | 788 | 1027 | 851 | 1583 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 461 | 884 | 2343 | 2203 | 98 | 690 | 463 | 1989 | 1020 | 933 | |||||||
(5.9) | (8.6) | (6.6) | (5.4) | (3.6) | (16.8) | (4.6) | (14.5) | (7.3) | (5.4) | |||||||||
5.1. | Bills Payable | 13 | 73 | - | - | - | - | - | - | 7 | 18 | |||||||
5.2. | Inter-office Adjustments | - | - | 94 | 120 | - | 1 | - | - | 1 | - | |||||||
5.3. | Interest Accrued | 9 | 8 | 208 | 240 | - | 689 | 8 | 26 | 15 | 17 | |||||||
5.4. | Others (including provisions) | 439 | 803 | | 2042 | 1843 | | 98 | - | | 455 | 1963 | | 996 | 898 | |||
Total Liabilities | 7787 | 10259 | 35443 | 40511 | 2732 | 4109 | 10091 | 13756 | 14020 | 17300 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Gurdaspur | Gurgaon | Gwalior Datia | Hadoti | Haryana | ||||||||||||||
Amritsar Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (131) | (132) | | (133) | (134) | | (135) | (136) | | (137) | (138) | | (139) | (140) | ||
1. | Cash in hand | 65 | 145 | 359 | 644 | 28 | 50 | 312 | 467 | 139 | 173 | |||||||
(0.8) | (1.4) | (1.0) | (1.6) | (1.0) | (1.2) | (3.1) | (3.4) | (1.0) | (1.0) | |||||||||
2. | Balances with RBI | 189 | 240 | 836 | 996 | 70 | 89 | 265 | 288 | 370 | 455 | |||||||
(2.4) | (2.3) | (2.4) | (2.5) | (2.6) | (2.2) | (2.6) | (2.1) | (2.6) | (2.6) | |||||||||
3. | Balances with banks in India | 350 | 208 | 18462 | 18067 | 192 | 228 | 648 | 985 | 295 | 284 | |||||||
(4.5) | (2.0) | (52.1) | (44.6) | (7.0) | (5.5) | (6.4) | (7.2) | (2.1) | (1.6) | |||||||||
4. | Money at call and short notice | 2042 | 3589 | - | - | 879 | 1602 | 2353 | 3181 | 3428 | 4787 | |||||||
(26.2) | (35.0) | - | - | (32.2) | (39.0) | (23.3) | (23.1) | (24.4) | (27.7) | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 1397 | 1633 | 4680 | 7625 | - | - | 399 | 726 | 2345 | 2500 | |||||||
(17.9) | (15.9) | (13.2) | (18.8) | - | - | (4.0) | (5.3) | (16.7) | (14.5) | |||||||||
6.A. | Investments in India | 1397 | 1633 | 4680 | 7625 | - | - | 399 | 726 | 2345 | 2500 | |||||||
(i) | Government securities | 200 | 200 | - | - | - | - | - | - | 1 | - | |||||||
(ii) | Other approved securities | - | - | 2300 | 100 | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 1197 | 1433 | 500 | 4477 | - | - | - | - | 1430 | 1485 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | - | - | 1880 | 3048 | - | - | 399 | 726 | 914 | 1015 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 3072 | 3451 | 9601 | 10486 | 1100 | 1450 | 4219 | 4620 | 5217 | 5144 | |||||||
(39.5) | (33.6) | (27.1) | (25.9) | (40.3) | (35.3) | (41.8) | (33.6) | (37.2) | (29.7) | |||||||||
7.1. | Bills purchased and discounted | 4 | 3 | 4 | 3 | - | 38 | 260 | 7 | - | - | |||||||
7.2. | Cash credits, overdrafts & loans | 622 | 849 | 1802 | 3116 | 65 | 85 | 575 | 958 | 366 | 555 | |||||||
7.3. | Term loans | 2447 | 2598 | 7795 | 7367 | 1036 | 1327 | 3384 | 3654 | 4851 | 4589 | |||||||
8. | Fixed Assets | 30 | 28 | 29 | 35 | 10 | 10 | 17 | 19 | 29 | 31 | |||||||
(0.4) | (0.3) | (0.1) | (0.1) | (0.4) | (0.2) | (0.2) | (0.1) | (0.2) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 30 | 28 | 29 | 35 | 10 | 10 | 17 | 19 | 29 | 31 | |||||||
9. | Other Assets | 642 | 966 | 1475 | 2658 | 451 | 681 | 1878 | 3470 | 2197 | 3926 | |||||||
(8.2) | (9.4) | (4.2) | (6.6) | (16.5) | (16.6) | (18.6) | (25.2) | (15.7) | (22.7) | |||||||||
9.1. | Inter - office adjustments (net) | 51 | 9 | - | - | 11 | - | 196 | 373 | - | 5 | |||||||
9.2. | Interest accrued | 3 | 4 | - | 2474 | - | - | 54 | 123 | 280 | 403 | |||||||
9.3. | Tax paid | 1 | - | - | 4 | - | - | - | - | - | - | |||||||
9.4. | Stationery and Stamps | 3 | 3 | 10 | 20 | 3 | 4 | 13 | 13 | 4 | 9 | |||||||
9.5. | Others | 583 | 950 | | 1465 | 159 | | 436 | 677 | | 1615 | 2961 | | 1913 | 3510 | |||
Total Assets | 7787 | 10259 | 35443 | 40511 | 2732 | 4109 | 10091 | 13756 | 14020 | 17300 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |