(Amount in Rs. lakh)

As on 31st March

Godavari

Golconda

Gomti

Gopalganj Kshetriya

Gorakhpur Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(121)

(122)

(123)

(124)

(125)

(126)

(127)

(128)

(129)

(130)

1.

Capital

173

187

75

100

75

1077

490

518

96

100

(3.5)

(3.2)

(2.7)

(3.0)

(0.5)

(5.5)

(6.4)

(5.1)

(0.2)

(0.2)

2.

Reserves and Surplus

151

278

-

-

-

-

-

-

5840

7220

(3.1)

(4.8)

-

-

-

-

-

-

(10.8)

(11.6)

2.1.

Statutory Reserves

23

40

-

-

-

-

-

-

1752

2166

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

127

238

-

-

-

-

-

-

4088

5054

2.5.

Balance of Profit

1

1

-

-

-

-

-

-

-

-

3.

Deposits

2685

3351

2032

2454

12927

16097

6434

8501

35317

41991

(55.0)

(57.8)

(73.0)

(72.7)

(86.7)

(81.9)

(83.6)

(83.4)

(65.3)

(67.3)

3.1.

Demand Deposits

54

113

182

331

461

735

176

448

932

1126

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

54

113

182

331

461

735

176

448

932

1126

3.2.

Savings Deposits

596

787

644

609

5710

6388

3704

4556

19703

22336

3.3.

Term Deposits

2035

2451

1206

1513

6756

8974

2554

3497

14682

18529

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

2035

2451

1206

1513

6756

8974

2554

3497

14682

18529

3.A.

Deposits of branches in India

2685

3351

2032

2454

12927

16097

6434

8501

35317

41991

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

1556

1653

387

398

1626

1800

218

252

5488

5090

(31.8)

(28.5)

(13.9)

(11.8)

(10.9)

(9.2)

(2.8)

(2.5)

(10.2)

(8.2)

4.1.

Borrowings in India

1556

1653

387

398

1626

1800

218

252

5488

5090

(i)

From Reserve Bank of India

-

488

-

-

-

-

-

-

-

-

(ii)

From other Banks

473

1132

82

82

62

94

-

-

5488

5090

(iii)

From other Institutions and Agencies

1083

33

305

316

1564

1706

218

252

-

-

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

320

330

287

424

279

685

557

927

7325

8019

(6.6)

(5.7)

(10.3)

(12.6)

(1.9)

(3.5)

(7.2)

(9.1)

(13.5)

(12.8)

5.1.

Bills Payable

9

7

-

-

98

373

-

-

-

-

5.2.

Inter-office Adjustments

-

-

33

48

16

-

-

-

933

159

5.3.

Interest Accrued

21

25

98

156

-

-

-

-

4307

5575

5.4.

Others (including provisions)

290

298

157

221

165

312

557

927

2085

2285

Total Liabilities

4884

5799

2781

3376

14906

19659

7699

10197

54066

62420

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Godavari

Golconda

Gomti

Gopalganj Kshetriya

Gorakhpur Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(121)

(122)

(123)

(124)

(125)

(126)

(127)

(128)

(129)

(130)

1.

Cash in hand

69

96

85

67

131

215

56

96

233

442

(1.4)

(1.7)

(3.1)

(2.0)

(0.9)

(1.1)

(0.7)

(0.9)

(0.4)

(0.7)

2.

Balances with RBI

93

120

60

68

390

480

193

255

1151

1376

(1.9)

(2.1)

(2.2)

(2.0)

(2.6)

(2.4)

(2.5)

(2.5)

(2.1)

(2.2)

3.

Balances with banks in India

841

1327

233

137

5752

7635

4153

5520

814

1167

(17.2)

(22.9)

(8.4)

(4.0)

(38.6)

(38.8)

(53.9)

(54.1)

(1.5)

(1.9)

4.

Money at call and short notice

-

-

498

936

-

-

-

-

28850

31585

-

-

(17.9)

(27.7)

-

-

-

-

(53.4)

(50.6)

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

412

482

318

450

2540

4074

600

600

10550

13528

(8.4)

(8.3)

(11.4)

(13.3)

(17.0)

(20.7)

(7.8)

(5.9)

(19.5)

(21.7)

6.A.

Investments in India

412

482

318

450

2540

4074

600

600

10550

13528

(i)

Government securities

262

208

318

450

1500

1550

-

-

-

-

(ii)

Other approved securities

-

274

-

-

-

-

600

600

4000

4000

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

-

-

-

-

910

1547

-

-

6050

9028

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

150

-

-

-

130

977

-

-

500

500

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

3395

3666

1139

1234

4741

4881

1873

2123

9710

11361

(69.5)

(63.2)

(41.0)

(36.6)

(31.8)

(24.8)

(24.3)

(20.8)

(18.0)

(18.2)

7.1.

Bills purchased and discounted

15

15

-

-

-

9

-

-

15

11

7.2.

Cash credits, overdrafts & loans

1980

2178

562

716

148

-

173

270

3763

4418

7.3.

Term loans

1400

1474

578

518

4593

4872

1700

1853

5932

6932

8.

Fixed Assets

26

29

13

13

18

22

8

10

36

34

(0.5)

(0.5)

(0.5)

(0.4)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

26

29

13

13

18

22

8

10

36

34

9.

Other Assets

48

78

435

472

1335

2352

816

1593

2723

2927

(1.0)

(1.3)

(15.6)

(14.0)

(9.0)

(12.0)

(10.6)

(15.6)

(5.0)

(4.7)

9.1.

Inter - office adjustments (net)

7

22

-

-

-

76

39

46

-

-

9.2.

Interest accrued

21

5

89

43

501

741

589

1223

1891

2890

9.3.

Tax paid

1

1

-

-

3

6

-

-

12

12

9.4.

Stationery and Stamps

8

10

4

4

4

6

2

3

9

12

9.5.

Others

10

41

342

425

828

1523

186

321

811

13

Total Assets

4884

5799

2781

3376

14906

19659

7699

10197

54066

62420

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Gurdaspur

Gurgaon

Gwalior Datia

Hadoti

Haryana

Amritsar Gramin Bank

Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(131)

(132)

(133)

(134)

(135)

(136)

(137)

(138)

(139)

(140)

1.

Capital

100

837

1649

1649

75

91

75

100

75

88

(1.3)

(8.2)

(4.7)

(4.1)

(2.7)

(2.2)

(0.7)

(0.7)

(0.5)

(0.5)

2.

Reserves and Surplus

-

-

-393

-967

-

-

-

-

-

-

-

-

(-1.1)

(-2.4)

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

17

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-410

-967

-

-

-

-

-

-

3.

Deposits

6436

7779

28256

32865

2236

2967

8712

10576

12044

14671

(82.6)

(75.8)

(79.7)

(81.1)

(81.9)

(72.2)

(86.3)

(76.9)

(85.9)

(84.8)

3.1.

Demand Deposits

403

402

192

337

155

145

772

1147

120

80

(i)

From Banks

-

-

-

-

-

-

-

39

-

-

(ii)

From Others

403

402

192

337

155

145

772

1108

120

80

3.2.

Savings Deposits

2898

2949

10146

11417

757

959

3747

3528

4605

5131

3.3.

Term Deposits

3135

4428

17918

21111

1324

1863

4193

5902

7318

9459

(i)

From Banks

-

-

-

-