REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Raigarh

Rajgarh

Ranchi

Rani Laxmibai

Rashikulya

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(281)

(282)

(283)

(284)

(285)

(286)

(287)

(288)

(289)

(290)

1.

Capital

75

100

75

100

50

79

50

93

75

1174

(1.6)

(1.5)

(1.9)

(2.0)

(0.7)

(0.8)

(1.1)

(1.6)

(0.9)

(9.3)

2.

Reserves and Surplus

-

-

-

-

-

-

1

1

-

-

-

-

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

1

1

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3907

5405

3159

4127

5954

8227

3213

4115

5787

8141

(81.3)

(81.2)

(81.1)

(83.4)

(87.9)

(82.6)

(71.5)

(72.7)

(69.5)

(64.5)

3.1.

Demand Deposits

299

712

175

237

435

496

131

108

138

289

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

299

712

175

237

435

496

131

108

138

289

3.2.

Savings Deposits

1810

2165

1178

1551

2993

3873

1432

1713

1638

1982

3.3.

Term Deposits

1797

2528

1806

2339

2525

3858

1650

2294

4011

5871

(i) From Banks

-

-

-

-

-

-

-

-

-

-

(ii) From Others

1797

2528

1806

2339

2525

3858

1650

2294

4011

5871

3.A.

Deposits of branches in India

3907

5405

3159

4127

5954

8227

3213

4115

5787

8141

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

260

367

293

347

356

888

737

666

1812

1762

(5.4)

(5.5)

(7.5)

(7.0)

(5.3)

(8.9)

(16.4)

(11.8)

(21.8)

(14.0)

4.1.

Borrowings in India

260

367

293

347

356

888

737

666

1812

1762

(i) From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii) From other Banks

14

24

67

27

-

15

184

112

390

325

(iii) From other Institutions and Agencies

245

343

226

320

356

873

553

553

1422

1437

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

565

787

368

373

415

771

492

784

648

1546

(11.8)

(11.8)

(9.5)

(7.6)

(6.1)

(7.7)

(11.0)

(13.9)

(7.8)

(12.2)

5.1.

Bills Payable

-

-

47

21

-

-

9

17

28

18

5.2.

Inter-office Adjustments

-

-

-

-

-

40

1

-

-

-

5.3.

Interest Accrued

350

519

10

12

88

-

3

18

33

47

5.4.

Others (including provisions)

216

268

311

340

327

731

478

749

586

1482

Total Liabilities

4807

6659

3896

4948

6774

9965

4493

5658

8322

12623

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Raigarh

Rajgarh

Ranchi

Rani Laxmibai

Rashikulya

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Kshetriya Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(281)

(282)

(283)

(284)

(285)

(286)

(287)

(288)

(289)

(290)

1.

Cash in hand

32

47

75

106

74

102

122

91

130

106

(0.7)

(0.7)

(1.9)

(2.1)

(1.1)

(1.0)

(2.7)

(1.6)

(1.6)

(0.8)

2.

Balances with RBI

133

182

96

120

156

246

100

120

178

240

(2.8)

(2.7)

(2.5)

(2.4)

(2.3)

(2.5)

(2.2)

(2.1)

(2.1)

(1.9)

3.

Balances with banks in India

1145

3314

865

1222

1817

3039

266

304

119

178

(23.8)

(49.8)

(22.2)

(24.6)

(26.8)

(30.5)

(5.9)

(5.4)

(1.4)

(1.4)

4.

Money at call and short notice

-

-

-

-

-

-

770

1333

911

1735

-

-

-

-

-

-

(17.1)

(23.6)

(10.9)

(13.7)

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

869

100

500

665

856

1328

-

-

2150

3924

(18.1)

(1.5)

(12.8)

(18.4)

(12.6)

(13.3)

-

-

(25.8)

(31.1)

6.A.

Investments in India

869

100

500

665

856

1328

-

-

2150

3924

(i) Government securities

-

-

200

200

-

-

-

-

400

400

(ii) Other approved securities

100

100

100

-

-

-

-

-

100

155

(iii) Shares

-

-

-

-

-

-

-

-

-

-

(iv) Debentures and Bonds

-

-

50

165

856

1328

-

-

1070

1995

(v) Subsidiaries and joint ventures

769

-

-

-

-

-

-

-

-

-

(vi) Others

-

-

150

300

-

-

-

-

580

1374

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i) Government securities

-

-

-

-

-

-

-

-

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii) Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

1082

1159

1189

1470

1805

2824

1688

1769

3076

4222

(22.5)

(17.4)

(30.5)

(30.3)

(26.6)

(28.3)

(37.6)

(31.3)

(37.0)

(33.5)

7.1.

Bills purchased and discounted

-

-

-

-

-

-

-

-

28

38

7.2.

Cash credits, overdrafts & loans

456

523

1189

406

1535

2272

87

197

1198

2636

7.3.

Term loans

626

635

-

1064

270

552

1601

1572

1850

1548

8.

Fixed Assets

7

7

14

16

27

36

16

14

16

20

(0.2)

(0.1)

(0.4)

(0.3)

(0.4)

(0.4)

(0.4)

(0.3)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

7

7

14

14

27

36

16

14

16

20

9.

Other Assets

1537

1851

1156

1349

2038

2390

1530

2027

1743

2199

(32.0)

(27.8)

(29.7)

(27.3)

(30.1)

(24.0)

(34.1)

(35.8)

(20.9)

(17.4)

9.1.

Inter - office adjustments (net)

34

43

52

73

143

-

-

7

30

11

9.2.

Interest accrued

35

124

4

60

-

57

39

32

-

277

9.3.

Tax paid

-

-

-

-

-

-

-

-

5

-

9.4.

Stationery and Stamps

3

4

4

5

6

7

6

5

-

7

9.5.

Others

1465

1680

1096

1211

1890

2326

1484

1983

1708

1904

Total Assets

4807

6659

3896

4948

6774

9965

4493

5658

8322

12623

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

As on 31st March

Ratlam Mandsaur

Ratnagiri

Rayalaseema

Rewa Sidhi

Sabarkantha-Gandhi

Kshetriya
Gramin Bank

Sindhudurg
Gramin Bank

Gramin Bank

Gramin Bank

nagar Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(291)

(292)

(293)

(294)

(295)

(296)

(297)

(298)

(299)

(300)

1.

Capital

100

738

75

100

75

1354

668

668

100

486

(2.2)

(11.1)

(2.3)

(2.3)

(0.3)

(4.0)

(4.6)

(3.5)

(2.5)

(8.6)

2.

Reserves and Surplus

-

-

-

-

418

1693

-

-

-

-

-

-

-

-

(1.5)

(5.0)

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

263

263

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

155

1430

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

3706

5055

2706

3593

18043

21186

12038

16100

2857

3821

(82.4)

(76.1)

(83.2)

(82.5)

(63.3)

(62.7)

(86.1)

(84.1)

(72.3)

(67.7)

3.1.

Demand Deposits

152

158

101

170

850

793

641

1287

150

251

(i)   From Banks

-

-

-

-

4

15

-

-

-

-

(ii)  From Others

152

158

101

170

846

778

641

1287

150

251

3.2.

Savings Deposits

1226

1665

1055

1250

4720

6034

5378

6375

1092

1313

3.3.

Term Deposits

2329

3231

1551

1250

12473

14359

6019

8438

1615

2257

(i)   From Banks

-

-

-

-

73

68

-

-

-

-

(ii)  From Others

2329

3231

1551

1250

12400

14291

6019

8438

1615

2257

3.A.

Deposits of branches in India

3706

5055

2706

3593

18043

21186

12605

16100

2857

3821

3.B.

Deposits of branches outside India

-

-

-

-