Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1997-98 (Part 1 of 11) - ಆರ್ಬಿಐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1997-98 (Part 1 of 11)
STATE BANK OF INDIA AND ITS ASSOCIATES |
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(Amount in Rs. lakh) |
|
As on 31st March |
|||||||||||||
|
State Bank |
State Bank of |
State Bank |
State Bank |
State Bank |
||||||||
Items |
of India |
Bikaner and Jaipur |
of Hyderabad |
of Indore |
of Mysore |
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
||||
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
||
1. |
Capital |
52630 |
52630 |
3640 |
5000 |
1725 |
1725 |
1750 |
1750 |
3600 |
3600 |
||
(0.3) |
(0.3) |
(0.4) |
(0.6) |
(0.2) |
(0.2) |
(0.5) |
(0.4) |
(0.7) |
(0.6) |
||||
2. |
Reserves and Surplus |
745087 |
908188 |
15708 |
29412 |
27968 |
37205 |
12487 |
15024 |
13988 |
18170 |
||
(4.8) |
(5.1) |
(1.9) |
(3.5) |
(3.0) |
(3.5) |
(3.6) |
(3.7) |
(2.6) |
(3.1) |
||||
2.1. |
Statutory Reserves |
281091 |
432146 |
4022 |
6737 |
7323 |
10236 |
4271 |
6444 |
2951 |
4751 |
||
2.2. |
Capital Reserves |
5171 |
17217 |
76 |
1056 |
- |
1018 |
- |
213 |
- |
833 |
||
2.3. |
Share Premium |
351057 |
351057 |
4680 |
10664 |
- |
- |
4375 |
4375 |
6000 |
6000 |
||
2.4. |
Revenue and other Reserves |
107735 |
107735 |
6929 |
10954 |
20645 |
25951 |
3841 |
3991 |
5037 |
6586 |
||
2.5. |
Balance of Profit |
33 |
33 |
- |
- |
- |
- |
1 |
1 |
- |
- |
||
3. |
Deposits |
11070117 |
13109132 |
539766 |
652536 |
723751 |
864862 |
279715 |
336878 |
436622 |
476857 |
||
(70.7) |
(73.0) |
(66.3) |
(76.6) |
(76.8) |
(81.5) |
(80.4) |
(82.3) |
(80.2) |
(81.3) |
||||
3.1. |
Demand deposits |
2564646 |
2781365 |
88952 |
111666 |
144986 |
168324 |
60602 |
62030 |
73650 |
74548 |
||
(i) |
From banks |
397331 |
440039 |
9263 |
14084 |
24730 |
21082 |
12665 |
13202 |
12949 |
11696 |
||
(ii) |
From others |
2167315 |
2341326 |
79688 |
97582 |
120256 |
147242 |
47938 |
48828 |
60701 |
62852 |
||
3.2. |
Savings bank deposits |
2402813 |
2920785 |
138280 |
169793 |
143401 |
171588 |
68759 |
87009 |
94782 |
106049 |
||
3.3. |
Term deposits |
6102658 |
7406983 |
312534 |
371077 |
435364 |
524950 |
150353 |
187840 |
268190 |
296260 |
||
(i) |
From banks |
257803 |
347018 |
8088 |
10719 |
11709 |
18745 |
1275 |
1356 |
5616 |
5458 |
||
(ii) |
From others |
5844855 |
7059964 |
304446 |
360358 |
423656 |
506205 |
149077 |
186484 |
262574 |
290802 |
||
3.A. |
Deposits of branches in India |
10376734 |
12354874 |
539766 |
652536 |
723751 |
864862 |
279715 |
336878 |
436622 |
476857 |
||
3.B. |
Deposits of branches outside India |
693383 |
754258 |
- |
- |
- |
- |
- |
- |
- |
- |
||
4. |
Borrowings |
696053 |
809345 |
9370 |
11163 |
12152 |
14247 |
5266 |
4121 |
29558 |
9682 |
||
(4.4) |
(4.5) |
(1.2) |
(1.3) |
(1.3) |
(1.3) |
(1.5) |
(1.0) |
(5.4) |
(1.7) |
||||
4.1. |
Borrowings in India |
88345 |
83757 |
1624 |
1363 |
10697 |
13011 |
3177 |
3368 |
18488 |
5893 |
||
(i) |
From Reserve Bank of India |
6 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||
(ii) |
From other banks |
1 |
80 |
336 |
76 |
- |
- |
- |
- |
15226 |
2529 |
||
(iii) |
From other institutions and agencies |
88337 |
83677 |
1289 |
1287 |
10697 |
13011 |
3177 |
3368 |
3262 |
3364 |
||
4.2. |
Borrowings outside India |
607708 |
725587 |
7745 |
9799 |
1455 |
1237 |
2089 |
752 |
11070 |
3789 |
||
5. |
Other liabilities |
3083431 |
3087972 |
245805 |
154182 |
177295 |
143764 |
48823 |
51548 |
60983 |
77986 |
||
(19.7) |
(17.2) |
(30.2) |
(18.1) |
(18.8) |
(13.5) |
(14.0) |
(12.6) |
(11.2) |
(13.3) |
||||
5.1. |
Bills payable |
840353 |
875494 |
56945 |
45348 |
43370 |
37603 |
16804 |
14743 |
14755 |
30861 |
||
5.2. |
Inter-office adjustments |
- |
- |
38803 |
6868 |
35932 |
12325 |
4886 |
4929 |
- |
- |
||
5.3. |
Interest accrued |
733768 |
761988 |
49374 |
51982 |
58692 |
51618 |
21084 |
24290 |
29325 |
28930 |
||
5.4. |
Others (including provisions) |
1509310 |
1450490 |
100683 |
49984 |
39301 |
42218 |
6050 |
7587 |
16903 |
18195 |
||
Total Liabilities |
15647318 |
17967267 |
814289 |
852292 |
942891 |
1061804 |
348041 |
409321 |
544751 |
586296 |
|||
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|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
|||
As on 31st March |
||||||||||||||
Items |
State Bank of India |
State Bank of Bikaner and Jaipur |
State Bank of Hyderabad |
State Bank of Indore |
State Bank of Mysore |
|||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||||
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
|||
1. |
Cash in hand |
49325 |
50815 |
2349 |
2259 |
3165 |
3309 |
1659 |
1477 |
2791 |
3520 |
|||
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.3) |
(0.5) |
(0.4) |
(0.5) |
(0.6) |
|||||
2. |
Balances with RBI |
1035393 |
1290642 |
172546 |
74452 |
162896 |
165406 |
51676 |
41491 |
60783 |
56339 |
|||
(6.6) |
(7.2) |
(21.2) |
(8.7) |
(17.3) |
(15.6) |
(14.8) |
(10.1) |
(11.2) |
(9.6) |
|||||
3. |
Balances with banks in India |
61278 |
110444 |
9190 |
53918 |
924 |
1846 |
2170 |
2820 |
3308 |
7042 |
|||
(0.4) |
(0.6) |
(1.1) |
(6.3) |
(0.1) |
(0.2) |
(0.6) |
(0.7) |
(0.6) |
(1.2) |
|||||
4. |
Money at call and short notice |
1479745 |
1645094 |
- |
- |
- |
- |
- |
- |
10000 |
- |
|||
(9.5) |
(9.2) |
- |
- |
- |
- |
- |
- |
(1.8) |
- |
|||||
5. |
Balances with banks outside India |
149534 |
167588 |
14283 |
8600 |
14459 |
18198 |
2987 |
3145 |
6915 |
16094 |
|||
(1.0) |
(0.9) |
(1.8) |
(1.0) |
(1.5) |
(1.7) |
(0.9) |
(0.8) |
(1.3) |
(2.7) |
|||||
6. |
Investments |
4682756 |
5498224 |
228177 |
282716 |
293092 |
369460 |
109255 |
149850 |
177918 |
191152 |
|||
(29.9) |
(30.6) |
(28.0) |
(33.2) |
(31.1) |
(34.8) |
(31.4) |
(36.6) |
(32.7) |
(32.6) |
|||||
6.A. |
Investments in India |
4571243 |
5276078 |
228177 |
282716 |
293092 |
369460 |
109255 |
149850 |
177918 |
191152 |
|||
(i) |
Government securities |
3397309 |
3902451 |
163819 |
204993 |
231971 |
287973 |
90320 |
120905 |
130716 |
138578 |
|||
(ii) |
Other approved securities |
747161 |
715797 |
37710 |
39097 |
25293 |
25403 |
13984 |
13999 |
22142 |
22664 |
|||
(iii) |
Shares |
44845 |
69383 |
1225 |
5560 |
2439 |
2087 |
1017 |
1056 |
1176 |
1359 |
|||
(iv) |
Debentures and bonds |
292340 |
413231 |
25341 |
32956 |
24030 |
33872 |
2296 |
11265 |
17521 |
24117 |
|||
(v) |
Subsidiaries and joint ventures |
87380 |
98701 |
79 |
105 |
276 |
500 |
- |
- |
975 |
975 |
|||
(vi) |
Others |
2208 |
76515 |
5 |
5 |
9084 |
19624 |
1639 |
2625 |
5387 |
3459 |
|||
6.B. |
Investments outside India |
111513 |
222146 |
- |
- |
- |
- |
- |
- |
- |
- |
|||
(i) |
Government securities |
8666 |
15276 |
- |
- |
- |
- |
- |
- |
- |
||||
(ii) |
Subsidiaries and joint ventures |
32504 |
43740 |
- |
- |
- |
- |
- |
- |
- |
||||
(iii) |
Others |
70343 |
163130 |
- |
- |
- |
- |
- |
- |
- |
||||
7. |
Advances |
6223320 |
7423733 |
301182 |
366048 |
404100 |
463019 |
160696 |
190165 |
240685 |
263199 |
|||
(39.8) |
(41.3) |
(37.0) |
(42.9) |
(42.9) |
(43.6) |
(46.2) |
(46.5) |
(44.2) |
(44.9) |
|||||
7.1. |
Bills purchased and discounted |
665641 |
793347 |
24720 |
30362 |
25226 |
39749 |
17939 |
20451 |
27964 |
30333 |
|||
7.2. |
Cash credits, overdrafts & loans |
3847211 |
4355346 |
206696 |
248937 |
286874 |
315085 |
96013 |
114531 |
171430 |
177888 |
|||
7.3. |
Term loans |
1710468 |
2275040 |
69766 |
86750 |
92000 |
108186 |
46745 |
55184 |
41291 |
54978 |
|||
8. |
Fixed Assets |
117092 |
150632 |
4078 |
4587 |
5963 |
7811 |
2457 |
2737 |
2599 |
2954 |
|||
(0.7) |
(0.8) |
(0.5) |
(0.5) |
(0.6) |
(0.7) |
(0.7) |
(0.7) |
(0.5) |
(0.5) |
|||||
8.1. |
Premises |
41138 |
49229 |
1874 |
1921 |
2265 |
2399 |
847 |
838 |
1077 |
1060 |
|||
8.2. |
Fixed assets under construction |
20491 |
20508 |
- |
- |
- |
- |
188 |
211 |
- |
- |
|||
8.3. |
Other fixed assets |
55463 |
80895 |
2204 |
2666 |
3698 |
5411 |
1422 |
1689 |
1522 |
1894 |
|||
9. |
Other Assets |
1848875 |
1630096 |
82483 |
59712 |
58290 |
32755 |
17140 |
17635 |
39752 |
45996 |
|||
(11.8) |
(9.1) |
(10.1) |
(7.0) |
(6.2) |
(3.1) |
(4.9) |
(4.3) |
(7.3) |
(7.8) |
|||||
9.1. |
Inter - office adjustments (net) |
425882 |
292435 |
- |
- |
- |
- |
- |
- |
13897 |
9271 |
|||
9.2. |
Interest accrued |
247414 |
300548 |
12839 |
16325 |
13192 |
17837 |
4907 |
6047 |
11016 |
12952 |
|||
9.3. |
Tax paid |
241714 |
164734 |
5154 |
3920 |
6079 |
1219 |
4315 |
4281 |
2107 |
2855 |
|||
9.4. |
Stationery and stamps |
6620 |
7254 |
391 |
426 |
640 |
494 |
217 |
208 |
318 |
303 |
|||
9.5. |
Others |
927246 |
865124 |
64100 |
39042 |
38379 |
13206 |
7702 |
7100 |
12413 |
20614 |
|||
Total Assets |
15647318 |
17967267 |
814289 |
852292 |
942891 |
1061804 |
348041 |
409321 |
544751 |
586296 |
||||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
As on 31st March |
||||||||||
Items |
State Bank of Patiala |
State Bank of Saurashtra |
State Bank of Travancore |
|||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||||
|
|
|
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
||
1. |
Capital |
2475 |
2475 |
31400 |
31400 |
3500 |
5000 |
|||
(0.3) |
(0.3) |
(6.4) |
(6.0) |
(0.4) |
(0.5) |
|||||
2. |
Reserves and Surplus |
40808 |
54192 |
7178 |
7617 |
17384 |
30159 |
|||
(4.7) |
(5.6) |
(1.5) |
(1.5) |
(2.2) |
(3.3) |
|||||
2.1. |
Statutory Reserves |
23275 |
29770 |
3739 |
3739 |
9166 |
11419 |
|||
2.2. |
Capital Reserves |
2633 |
9522 |
- |
439 |
- |
2904 |
|||
2.3. |
Share Premium |
- |
- |
- |
- |
6750 |
14250 |
|||
2.4. |
Revenue and other Reserves |
14900 |
14900 |
3440 |
3440 |
1467 |
1567 |
|||
2.5. |
Balance of Profit |
- |
- |
- |
- |
- |
18 |
|||
3. |
Deposits |
722935 |
773743 |
369967 |
399470 |
646369 |
746806 |
|||
(83.4) |
(80.3) |
(75.2) |
(76.8) |
(83.0) |
(81.8) |
|||||
3.1. |
Demand deposits |
144093 |
159939 |
70495 |
72939 |
73201 |
96868 |
|||
(i) |
From banks |
8816 |
10089 |
10052 |
12579 |
16193 |
27261 |
|||
(ii) |
From others |
135278 |
149850 |
60443 |
60360 |
57009 |
69607 |
|||
3.2. |
Savings bank deposits |
156973 |
180490 |
66656 |
82460 |
131265 |
158238 |
|||
3.3. |
Term deposits |
421869 |
433313 |
232815 |
244071 |
441903 |
491700 |
|||
(i) |
From banks |
395 |
925 |
5519 |
8526 |
17202 |
15580 |
|||
(ii) |
From others |
421473 |
432388 |
227296 |
235546 |
424701 |
476120 |
|||
3.A. |
Deposits of branches in India |
722935 |
773743 |
369967 |
399470 |
646369 |
746806 |
|||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
|||
4. |
Borrowings |
13895 |
2404 |
21776 |
21529 |
9164 |
12600 |
|||
(1.6) |
(0.2) |
(4.4) |
(4.1) |
(1.2) |
(1.4) |
|||||
4.1. |
Borrowings in India |
1430 |
2404 |
2416 |
1890 |
7461 |
7053 |
|||
(i) |
From Reserve Bank of India |
- |
- |
- |
- |
- |
- |
|||
(ii) |
From other banks |
- |
- |
- |
- |
- |
4 |
|||
(iii) |
From other institutions and agencies |
1430 |
2404 |
2416 |
1890 |
7460 |
7049 |
|||
4.2. |
Borrowings outside India |
12465 |
- |
19360 |
19639 |
1703 |
5547 |
|||
5. |
Other liabilities |
87125 |
131244 |
61719 |
60352 |
102601 |
118745 |
|||
(10.0) |
(13.6) |
(12.5) |
(11.6) |
(13.2) |
(13.0) |
|||||
5.1. |
Bills payable |
33613 |
38837 |
9853 |
8710 |
30397 |
33407 |
|||
5.2. |
Inter-office adjustments |
- |
- |
16872 |
13923 |
- |
1779 |
|||
5.3. |
Interest accrued |
46641 |
54893 |
28338 |
30784 |
42565 |
54487 |
|||
5.4. |
Others (including provisions) |
6871 |
37513 |
6657 |
6935 |
29639 |
29072 |
|||
Total Liabilities |
867237 |
964057 |
492040 |
520368 |
779017 |
913310 |
||||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||||||||
As on 31st March |
|||||||||||||||
Items |
State Bank of Patiala |
State Bank of Saurashtra |
State Bank of Travancore |
||||||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
||||||||||
|
|
|
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
|||||||
1. |
Cash in hand |
3146 |
2866 |
1567 |
1500 |
3153 |
3341 |
||||||||
(0.4) |
(0.3) |
(0.3) |
(0.3) |
(0.4) |
(0.4) |
||||||||||
2. |
Balances with RBI |
139634 |
144853 |
40089 |
47458 |
74594 |
60876 |
||||||||
(16.1) |
(15.0) |
(8.1) |
(9.1) |
(9.6) |
(6.7) |
||||||||||
3. |
Balances with banks in India |
3124 |
5802 |
4579 |
8507 |
2844 |
9848 |
||||||||
(0.4) |
(0.6) |
(0.9) |
(1.6) |
(0.4) |
(1.1) |
||||||||||
4. |
Money at call and short notice |
- |
16500 |
25812 |
32168 |
- |
26500 |
||||||||
- |
(1.7) |
(5.2) |
(6.2) |
- |
(2.9) |
||||||||||
5. |
Balances with banks outside India |
16983 |
16528 |
18096 |
14745 |
32179 |
45503 |
||||||||
(2.0) |
(1.7) |
(3.7) |
(2.8) |
(4.1) |
(5.0) |
||||||||||
6. |
Investments |
266224 |
295087 |
154540 |
153773 |
262621 |
330078 |
||||||||
(30.7) |
(30.6) |
(31.4) |
(29.6) |
(33.7) |
(36.1) |
||||||||||
6.A. |
Investments in India |
266224 |
295087 |
154540 |
153773 |
262621 |
330078 |
||||||||
(i) |
Government securities |
194068 |
203305 |
119039 |
119936 |
213307 |
271071 |
||||||||
(ii) |
Other approved securities |
44611 |
48550 |
9357 |
9436 |
29116 |
29320 |
||||||||
(iii) |
Shares |
1255 |
1859 |
1489 |
1734 |
1020 |
2416 |
||||||||
(iv) |
Debentures and bonds |
23756 |
31675 |
19447 |
20049 |
13269 |
15843 |
||||||||
(v) |
Subsidiaries and joint ventures |
35 |
35 |
665 |
665 |
- |
- |
||||||||
(vi) |
Others |
2500 |
9662 |
4543 |
1952 |
5909 |
11428 |
||||||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
||||||||
(i) |
Government securities |
- |
- |
- |
- |
- |
- |
||||||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
||||||||
(iii) |
Others |
- |
- |
- |
- |
- |
- |
||||||||
7. |
Advances |
378713 |
410542 |
215531 |
239875 |
365930 |
400082 |
||||||||
(43.7) |
(42.6) |
(43.8) |
(46.1) |
(47.0) |
(43.8) |
||||||||||
7.1. |
Bills purchased and discounted |
27165 |
31057 |
18954 |
17000 |
24200 |
35771 |
||||||||
7.2. |
Cash credits, overdrafts & loans |
268491 |
293315 |
166689 |
184873 |
262852 |
282222 |
||||||||
7.3. |
Term loans |
83058 |
86170 |
29888 |
38002 |
78878 |
82089 |
||||||||
8. |
Fixed Assets |
4658 |
4986 |
2523 |
2764 |
4397 |
4719 |
||||||||
(0.5) |
(0.5) |
(0.5) |
(0.5) |
(0.6) |
(0.5) |
||||||||||
8.1. |
Premises |
2207 |
2224 |
904 |
1125 |
1343 |
1527 |
||||||||
8.2. |
Fixed assets under construction |
- |
- |
168 |
56 |
- |
- |
||||||||
8.3. |
Other fixed assets |
2451 |
2762 |
1451 |
1584 |
3054 |
3191 |
||||||||
9. |
Other Assets |
54755 |
66893 |
29303 |
19579 |
33299 |
32362 |
||||||||
(6.3) |
(6.9) |
(6.0) |
(3.8) |
(4.3) |
(3.5) |
||||||||||
9.1. |
Inter - office adjustments (net) |
4500 |
14578 |
- |
- |
6767 |
- |
||||||||
9.2. |
Interest accrued |
14905 |
20190 |
8272 |
8500 |
16831 |
21227 |
||||||||
9.3. |
Tax paid |
6797 |
4147 |
5040 |
6848 |
6535 |
5161 |
||||||||
9.4. |
Stationery and stamps |
269 |
334 |
196 |
225 |
382 |
390 |
||||||||
9.5. |
Others |
28284 |
27644 |
15795 |
4007 |
2783 |
5584 |
||||||||
Total Assets |
867237 |
964057 |
492040 |
520368 |
779017 |
913310 |
|||||||||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Note |
: |
Figures in bracket indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |