Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 7 of 17) - ಆರ್ಬಿಐ - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 7 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Hindon |
Hissar-Sirsa |
Howrah |
Indore Ujjain |
Jaipur Nagaur |
Jammu Rural |
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Gramin Bank |
Kshetriya |
Gramin Bank |
Gramin Bank |
Anchalik |
Bank |
|||||||||
Items |
|
Gramin Bank |
|
|
Gramin Bank |
|
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(145) |
(146) |
(147) |
(148) |
(149) |
(150) |
(151) |
(152) |
(153) |
(154) |
(155) |
(156) |
1. |
Capital |
93 |
100 |
456 |
456 |
665 |
665 |
100 |
477 |
100 |
100 |
940 |
1472 |
|
(3.2) |
(2.7) |
(6.3) |
(5.3) |
(5.2) |
(4.1) |
(2.3) |
(9.1) |
(0.4) |
(0.3) |
(5.5) |
(6.5) |
|||
2. |
Reserves and Surplus |
283 |
287 |
- |
- |
- |
- |
- |
- |
850 |
850 |
- |
- |
|
(9.8) |
(7.6) |
- |
- |
- |
- |
- |
- |
(3.4) |
(2.9) |
- |
- |
|||
3. |
Deposits |
2313 |
3055 |
5035 |
6250 |
9727 |
12676 |
3017 |
3988 |
20232 |
24346 |
13696 |
18003 |
|
(79.8) |
(81.2) |
(69.5) |
(72.4) |
(76.1) |
(77.8) |
(70.8) |
(76.0) |
(82.0) |
(82.0) |
(79.8) |
(79.6) |
|||
3.1. |
Demand deposits |
81 |
65 |
175 |
242 |
128 |
258 |
330 |
309 |
969 |
1479 |
445 |
571 |
|
3.2. |
Savings bank deposits |
1219 |
1711 |
1350 |
2029 |
4046 |
5181 |
1052 |
1316 |
7565 |
9042 |
5102 |
6751 |
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3.3. |
Term deposits |
1013 |
1279 |
3510 |
3979 |
5553 |
7236 |
1635 |
2363 |
11698 |
13824 |
8149 |
10680 |
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4. |
Borrowings |
141 |
208 |
1441 |
1571 |
573 |
754 |
332 |
520 |
902 |
1447 |
650 |
993 |
|
(4.9) |
(5.5) |
(19.9) |
(18.2) |
(4.5) |
(4.6) |
(7.8) |
(9.9) |
(3.7) |
(4.9) |
(3.8) |
(4.4) |
|||
4.1. |
From banks* |
12 |
- |
165 |
158 |
23 |
61 |
3 |
- |
- |
- |
- |
- |
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4.2. |
From others |
129 |
208 |
1276 |
1414 |
550 |
693 |
329 |
520 |
902 |
1447 |
650 |
993 |
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5. |
Other liabilities |
70 |
112 |
308 |
356 |
1815 |
2195 |
813 |
259 |
2576 |
2944 |
1880 |
2153 |
|
(2.4) |
(3.0) |
(4.3) |
(4.1) |
(14.2) |
(13.5) |
(19.1) |
(4.9) |
(10.4) |
(9.9) |
(11.0) |
(9.5) |
|||
5.1. |
Bills Payable |
8 |
10 |
4 |
5 |
5 |
- |
9 |
13 |
245 |
400 |
44 |
19 |
|
5.2. |
Inter-office adjustments |
10 |
- |
15 |
40 |
16 |
17 |
- |
- |
- |
- |
122 |
31 |
|
5.3. |
Interest accrued |
6 |
6 |
4 |
5 |
1025 |
1356 |
- |
11 |
1726 |
2023 |
1339 |
1567 |
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5.4. |
Others (including provisions) |
45 |
95 |
286 |
306 |
770 |
823 |
805 |
235 |
605 |
522 |
374 |
536 |
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Total Liabilities |
2900 |
3762 |
7240 |
8633 |
12780 |
16290 |
4262 |
5244 |
24660 |
29686 |
17166 |
22621 |
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1. |
Cash in hand |
46 |
55 |
68 |
101 |
366 |
309 |
17 |
29 |
785 |
742 |
93 |
115 |
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(1.6) |
(1.5) |
(0.9) |
(1.2) |
(2.9) |
(1.9) |
(0.4) |
(0.6) |
(3.2) |
(2.5) |
(0.5) |
(0.5) |
|||
2. |
Balances with RBI |
67 |
91 |
155 |
190 |
322 |
415 |
87 |
120 |
721 |
900 |
451 |
586 |
|
(2.3) |
(2.4) |
(2.1) |
(2.2) |
(2.5) |
(2.5) |
(2.0) |
(2.3) |
(2.9) |
(3.0) |
(2.6) |
(2.6) |
|||
3. |
Balances with banks in India |
571 |
134 |
2399 |
2799 |
3564 |
3699 |
1485 |
1887 |
10924 |
12521 |
12738 |
17411 |
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(19.7) |
(3.6) |
(33.1) |
(32.4) |
(27.9) |
(22.7) |
(34.8) |
(36.0) |
(44.3) |
(42.2) |
(74.2) |
(77.0) |
|||
4. |
Money at call and short notice |
780 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|
(26.9) |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
5. |
Investments |
410 |
2021 |
996 |
1347 |
4321 |
7098 |
648 |
736 |
5145 |
7921 |
14 |
14 |
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(14.1) |
(53.7) |
(13.8) |
(15.6) |
(33.8) |
(43.6) |
(15.2) |
(14.0) |
(20.9) |
(26.7) |
(0.1) |
(0.1) |
|||
6. |
Advances |
539 |
699 |
3164 |
3831 |
3144 |
3488 |
1399 |
1828 |
4614 |
5378 |
2462 |
3500 |
|
(18.6) |
(18.6) |
(43.7) |
(44.4) |
(24.6) |
(21.4) |
(32.8) |
(34.9) |
(18.7) |
(18.1) |
(14.3) |
(15.5) |
|||
6.1. |
Bills purchased and discounted |
- |
- |
57 |
101 |
- |
-0 |
- |
- |
99 |
92 |
21 |
38 |
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6.2. |
Cash credits, overdrafts & loans |
55 |
80 |
1062 |
1335 |
544 |
715 |
295 |
326 |
1140 |
1391 |
76 |
139 |
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6.3. |
Term loans |
484 |
620 |
2046 |
2395 |
2600 |
2773 |
1104 |
1502 |
3375 |
3895 |
2365 |
3324 |
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7. |
Fixed Assets |
10 |
11 |
31 |
33 |
29 |
32 |
11 |
14 |
11 |
14 |
20 |
42 |
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(0.4) |
(0.3) |
(0.4) |
(0.4) |
(0.2) |
(0.2) |
(0.2) |
(0.3) |
- |
- |
(0.1) |
(0.2) |
|||
8. |
Other Assets |
477 |
750 |
427 |
333 |
1034 |
1250 |
616 |
630 |
2459 |
2210 |
1388 |
954 |
|
(16.4) |
(19.9) |
(5.9) |
(3.9) |
(8.1) |
(7.7) |
(14.4) |
(12.0) |
(10.0) |
(7.4) |
(8.1) |
(4.2) |
|||
8.1. |
Inter - office adjustments (net) |
- |
2 |
- |
- |
- |
- |
6 |
16 |
244 |
106 |
- |
- |
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8.2. |
Interest accrued |
80 |
123 |
164 |
226 |
799 |
1110 |
25 |
34 |
441 |
739 |
351 |
552 |
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8.3. |
Others |
397 |
625 |
263 |
107 |
235 |
140 |
585 |
580 |
1774 |
1365 |
1037 |
401 |
Total Assets |
2900 |
3762 |
7240 |
8633 |
12780 |
16290 |
4262 |
5244 |
24660 |
29686 |
17166 |
22621 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31 st March |
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Jamnagar |
Jamuna |
Jhabhua Dhar |
Junagadh Amreli |
Ka Bank |
Kakathiya |
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Gramin Bank |
Gramin Bank |
Kshetriya |
Gramin Bank |
Nangkyndong |
Gramin Bank |
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Items |
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Gramin Bank |
|
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|
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(157) |
(158) |
(159) |
(160) |
(161) |
(162) |
(163) |
(164) |
(165) |
(166) |
(167) |
(168) |
1. |
Capital |
963 |
963 |
96 |
905 |
100 |
100 |
428 |
428 |
100 |
260 |
100 |
823 |
|
(11.2) |
(9.2) |
(1.0) |
(7.1) |
(0.9) |
(0.8) |
(9.4) |
(7.4) |
(1.2) |
(2.8) |
(1.6) |
(11.2) |
|||
2. |
Reserves and Surplus |
64 |
104 |
- |
- |
- |
- |
- |
- |
182 |
465 |
- |
- |
|
(0.7) |
(1.0) |
- |
- |
- |
- |
- |
- |
(2.1) |
(5.1) |
- |
- |
|||
3. |
Deposits |
5325 |
6825 |
7618 |
10037 |
8349 |
10635 |
3038 |
3897 |
6859 |
7163 |
3450 |
4301 |
|
(62.1) |
(65.0) |
(80.2) |
(78.4) |
(73.2) |
(82.5) |
(67.0) |
(67.8) |
(81.0) |
(78.1) |
(56.6) |
(58.4) |
|||
3.1. |
Demand deposits |
45 |
43 |
277 |
347 |
427 |
507 |
59 |
45 |
948 |
768 |
519 |
423 |
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3.2. |
Savings bank deposits |
1932 |
2440 |
2327 |
2874 |
3098 |
4131 |
1016 |
1242 |
2960 |
3221 |
1159 |
1356 |
|
3.3. |
Term deposits |
3348 |
4342 |
5014 |
6816 |
4824 |
5997 |
1963 |
2611 |
2951 |
3174 |
1771 |
2522 |
|
4. |
Borrowings |
1540 |
1846 |
1512 |
1439 |
1396 |
1462 |
759 |
987 |
825 |
638 |
1459 |
1744 |
|
(18.0) |
(17.6) |
(15.9) |
(11.2) |
(12.2) |
(11.3) |
(16.7) |
(17.2) |
(9.7) |
(6.9) |
(24.0) |
(23.7) |
|||
4.1. |
From banks* |
1540 |
464 |
242 |
262 |
1396 |
1462 |
165 |
193 |
149 |
110 |
316 |
490 |
|
4.2. |
From others |
- |
1382 |
1270 |
1177 |
- |
- |
594 |
793 |
676 |
528 |
1143 |
1253 |
|
5. |
Other liabilities |
679 |
758 |
268 |
420 |
1563 |
691 |
311 |
440 |
505 |
651 |
1081 |
490 |
|
(7.9) |
(7.2) |
(2.8) |
(3.3) |
(13.7) |
(5.4) |
(6.8) |
(7.6) |
(6.0) |
(7.1) |
(17.8) |
(6.7) |
|||
5.1. |
Bills Payable |
- |
- |
59 |
44 |
23 |
5 |
3 |
4 |
- |
- |
- |
- |
|
5.2. |
Inter-office adjustments |
- |
41 |
82 |
160 |
34 |
50 |
45 |
124 |
- |
- |
- |
- |
|
5.3. |
Interest accrued |
540 |
586 |
43 |
28 |
57 |
69 |
195 |
249 |
326 |
363 |
336 |
345 |
|
|
5.4. |
Others (including provisions) |
139 |
130 |
84 |
187 |
1449 |
567 |
68 |
63 |
179 |
288 |
745 |
145 |
|
Total Liabilities |
8570 |
10495 |
9494 |
12801 |
11407 |
12889 |
4536 |
5752 |
8471 |
9177 |
6090 |
7358 |
|
1. |
Cash in hand |
56 |
64 |
454 |
343 |
175 |
185 |
100 |
136 |
40 |
47 |
161 |
162 |
|
(0.7) |
(0.6) |
(4.8) |
(2.7) |
(1.5) |
(1.4) |
(2.2) |
(2.4) |
(0.5) |
(0.5) |
(2.6) |
(2.2) |
|||
2. |
Balances with RBI |
171 |
225 |
225 |
300 |
235 |
310 |
86 |
116 |
255 |
235 |
114 |
143 |
|
(2.0) |
(2.1) |
(2.4) |
(2.3) |
(2.1) |
(2.4) |
(1.9) |
(2.0) |
(3.0) |
(2.6) |
(1.9) |
(1.9) |
|||
3. |
Balances with banks in India |
3675 |
4099 |
2512 |
4056 |
3404 |
4589 |
1856 |
50 |
2416 |
3167 |
1925 |
2486 |
|
(42.9) |
(39.1) |
(26.5) |
(31.7) |
(29.8) |
(35.6) |
(40.9) |
(0.9) |
(28.5) |
(34.5) |
(31.6) |
(33.8) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
1761 |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
(30.6) |
- |
- |
- |
- |
|||
5. |
Investments |
885 |
1281 |
1809 |
2615 |
75 |
443 |
784 |
1215 |
4301 |
3881 |
- |
18 |
|
(10.3) |
(12.2) |
(19.1) |
(20.4) |
(0.7) |
(3.4) |
(17.3) |
(21.1) |
(50.8) |
(42.3) |
- |
(0.2) |
|||
6. |
Advances |
2416 |
3235 |
3394 |
4620 |
4552 |
4099 |
1062 |
1695 |
1028 |
1352 |
2685 |
3208 |
|
(28.2) |
(30.8) |
(35.7) |
(36.1) |
(39.9) |
(31.8) |
(23.4) |
(29.5) |
(12.1) |
(14.7) |
(44.1) |
(43.6) |
|||
6.1. |
Bills purchased and discounted |
1 |
1 |
3 |
20 |
1 |
1 |
- |
- |
- |
- |
- |
- |
|
6.2. |
Cash credits, overdrafts & loans |
1820 |
2591 |
1180 |
1335 |
50 |
56 |
786 |
1095 |
599 |
577 |
1939 |
2661 |
|
6.3. |
Term loans |
594 |
644 |
2211 |
3265 |
4502 |
4041 |
276 |
600 |
429 |
774 |
746 |
547 |
|
7. |
Fixed Assets |
6 |
7 |
23 |
23 |
15 |
15 |
10 |
10 |
11 |
12 |
15 |
21 |
|
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.2) |
(0.3) |
|||
8. |
Other Assets |
1361 |
1584 |
1078 |
845 |
2952 |
3248 |
638 |
769 |
420 |
483 |
1190 |
1321 |
|
(15.9) |
(15.1) |
(11.4) |
(6.6) |
(25.9) |
(25.2) |
(14.1) |
(13.4) |
(5.0) |
(5.3) |
(19.5) |
(18.0) |
|||
8.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
- |
- |
50 |
130 |
9 |
9 |
15 |
73 |
|
8.2. |
Interest accrued |
276 |
586 |
92 |
140 |
- |
- |
96 |
255 |
404 |
467 |
15 |
50 |
|
|
8.3. |
Others |
1086 |
998 |
986 |
704 |
2952 |
3248 |
492 |
384 |
7 |
7 |
1159 |
1198 |
Total Assets |
8570 |
10495 |
9494 |
12801 |
11407 |
12889 |
4536 |
5752 |
8471 |
9177 |
6090 |
7358 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |