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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2006 and 2007


(Amount in Rs. crore)

Interest rate range

As on March 31

2006

2007

No. of
Accounts

Credit

Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

Less than 6%

99400

4554

4348

174100

10158

8613

 

(1.2)

(0.3)

(0.4)

(1.7)

(0.5)

(0.5)

6% and above
but less than 10%

2690219

378333

302310

2685179

441947

340758

 

(32.8)

(23.1)

(25.3)

(26.8)

(20.2)

(21.4)

10% and above
but less than 12%

1859364

323898

224286

2276352

507502

375419

 

(22.7)

(19.8)

(18.8)

(22.7)

(23.2)

(23.6)

12% and above
but less than 14%

1023909

336905

230122

2143424

532903

373306

 

(12.5)

(20.6)

(19.3)

(21.4)

(24.3)

(23.4)

14% and above
but less than 15%

349985

340938

257788

448629

463111

334591

 

(4.3)

(20.8)

(21.6)

(4.5)

(21.2)

(21.0)

15% and above
but less than 16%

1542544

121662

82982

1745444

137769

99929

 

(18.8)

(7.4)

(6.9)

(17.4)

(6.3)

(6.3)

16% and above
but less than 17%

121763

85162

63485

117388

51326

33822

 

(1.5)

(5.2)

(5.3)

(1.2)

(2.3)

(2.1)

17% and above
but less than 18%

166443

31078

23528

165583

34010

20937

 

(2.0)

(1.9)

(2.0)

(1.7)

(1.6)

(1.3)

18% and above
but less than 20%

160968

9750

3858

90833

3741

2233

 

(2.0)

(0.6)

(0.3)

(0.9)

(0.2)

(0.1)

20% and above

188128

6100

1332

165155

6015

2200

 

(2.3)

(0.4)

(0.1)

(1.6)

(0.3)

(0.1)

Total loans & advances

8202723

1638380

1194039

10012087

2188482

1591808

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Inland & foreign bills purchased/discounted

110333

149228

71306

82542

197777

76396

Total

8313056

1787608

1265345

10094629

2386259

1668204

Notes :
1. Data relate to accounts each with credit limit over Rs.2 lakh.
2. Figures in bracket represent per cent share in total loans and advances.
Source :
Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 36, March 2007.

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