Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 5 of 6) - ಆರ್ಬಿಐ - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 5 of 6)
FOREIGN BANKS |
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|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
ABN Amro |
Abu-dhabi |
American Express |
Arab Bangladesh |
||||||
Bank |
Commercial Bank |
Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
Income |
||||||||||
I. |
Interest Earned |
36738 |
60502 |
5783 |
7393 |
34527 |
30292 |
422 |
535 |
|
a) |
Interest/discount on advances/bills |
24723 |
35463 |
2567 |
2795 |
13636 |
11099 |
97 |
104 |
|
b) |
Income on Investments |
10863 |
23037 |
1869 |
3639 |
15220 |
14577 |
51 |
73 |
|
c) |
Interest on balances with |
1108 |
1612 |
1118 |
822 |
4309 |
1580 |
274 |
354 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
43 |
391 |
229 |
136 |
1363 |
3035 |
|
4 |
|
II. |
Other income |
9783 |
12524 |
987 |
1017 |
11578 |
14216 |
162 |
173 |
|
a) |
Commission, exchange and brokerage |
3797 |
4487 |
519 |
291 |
7375 |
8168 |
36 |
141 |
|
b) |
Net Profit (loss) on sale of investments |
37 |
1210 |
266 |
518 |
786 |
3552 |
125 |
19 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
4 |
|
1 |
(72) |
(112) |
|
|
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
5486 |
6040 |
203 |
207 |
3460 |
2210 |
|
|
|
f) |
Miscellaneous income |
463 |
784 |
|
|
29 |
398 |
1 |
13 |
|
|
Total (I+II) |
46520 |
73025 |
6770 |
8410 |
46105 |
44508 |
584 |
708 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
23614 |
36314 |
4486 |
5984 |
25440 |
19638 |
82 |
104 |
|
a) |
Interest on deposits |
12472 |
13783 |
3719 |
4913 |
17263 |
10293 |
82 |
102 |
|
b) |
Interest on RBI/inter-bank borrowings |
5918 |
16592 |
485 |
206 |
4709 |
4765 |
|
1 |
|
c) |
Others |
5224 |
5939 |
282 |
865 |
3469 |
4581 |
|
|
|
IV. |
Operating expenses |
8285 |
13784 |
650 |
743 |
14799 |
17397 |
121 |
154 |
|
a) |
Payments to and provisions for employees |
2535 |
3444 |
257 |
287 |
5656 |
7193 |
41 |
57 |
|
b) |
Rent, taxes and lighting |
825 |
1290 |
85 |
88 |
1243 |
1590 |
13 |
10 |
|
c) |
Printing and stationery |
166 |
617 |
25 |
35 |
378 |
380 |
9 |
10 |
|
d) |
Advertisement and publicity |
289 |
460 |
15 |
14 |
1150 |
1849 |
3 |
7 |
|
e) |
Depreciation on Banks property |
1222 |
1332 |
62 |
72 |
995 |
1145 |
7 |
15 |
|
f) |
Directors fees, allowances and expenses |
|
1 |
|
|
1 |
1 |
|
3 |
|
g) |
Auditors fees and expenses |
11 |
24 |
2 |
2 |
22 |
25 |
1 |
1 |
|
h) |
Law charges |
61 |
75 |
3 |
1 |
19 |
31 |
1 |
|
|
i) |
Postage, telegrams, telephones, etc. |
664 |
1047 |
37 |
35 |
1795 |
1663 |
5 |
9 |
|
j) |
Repairs and maintenance |
448 |
881 |
49 |
74 |
556 |
712 |
6 |
4 |
|
k) |
Insurance |
393 |
331 |
23 |
32 |
140 |
89 |
2 |
3 |
|
l) |
Other expenditure |
1671 |
4283 |
93 |
104 |
2843 |
2718 |
34 |
35 |
|
V. |
Provisions and contingencies |
5866 |
11044 |
1419 |
1333 |
5049 |
4703 |
186 |
244 |
|
Total expenses@ |
31899 |
50098 |
5137 |
6726 |
40239 |
37035 |
203 |
257 |
||
VI. |
Profit (loss) |
8755 |
11883 |
214 |
351 |
817 |
2770 |
195 |
207 |
|
|
Total (III+IV+V+VI) |
46520 |
73025 |
6770 |
8410 |
46105 |
44508 |
584 |
708 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Bank International |
Bank Muscat |
Bank of |
Bank of Bahrain |
||||||
Indonesia |
International |
America |
& Kuwait |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
(15) |
(16) |
Income |
||||||||||
I. |
Interest Earned |
1750 |
1126 |
260 |
1025 |
91753 |
66568 |
4862 |
5670 |
|
a) |
Interest/discount on advances/bills |
986 |
442 |
14 |
243 |
61971 |
45471 |
2891 |
3000 |
|
b) |
Income on Investments |
474 |
393 |
|
175 |
24456 |
18635 |
1583 |
1950 |
|
c) |
Interest on balances with |
266 |
291 |
216 |
606 |
717 |
357 |
387 |
495 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
23 |
|
30 |
|
4609 |
2106 |
1 |
225 |
|
II. |
Other income |
424 |
285 |
44 |
224 |
10742 |
20593 |
648 |
1083 |
|
a) |
Commission, exchange and brokerage |
106 |
66 |
36 |
64 |
6548 |
5358 |
292 |
286 |
|
b) |
Net Profit (loss) on sale of investments |
81 |
35 |
3 |
7 |
(655) |
2083 |
134 |
445 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
(3) |
3 |
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
(4) |
(1) |
|
(12) |
23 |
373 |
|
|
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
170 |
|
|
142 |
4645 |
3954 |
136 |
168 |
|
f) |
Miscellaneous income |
72 |
185 |
5 |
23 |
185 |
8821 |
87 |
185 |
|
|
Total (I+II) |
2174 |
1412 |
304 |
1249 |
102495 |
87161 |
5511 |
6753 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1375 |
810 |
66 |
654 |
59731 |
40266 |
4336 |
4803 |
|
a) |
Interest on deposits |
679 |
223 |
57 |
570 |
42532 |
25314 |
3268 |
3638 |
|
b) |
Interest on RBI/inter-bank borrowings |
577 |
552 |
9 |
84 |
17193 |
14950 |
829 |
904 |
|
c) |
Others |
119 |
34 |
|
|
6 |
1 |
240 |
261 |
|
IV. |
Operating expenses |
1669 |
1714 |
339 |
486 |
14101 |
18461 |
858 |
976 |
|
a) |
Payments to and provisions for employees |
168 |
117 |
90 |
156 |
4425 |
9385 |
224 |
353 |
|
b) |
Rent, taxes and lighting |
67 |
24 |
|
50 |
1623 |
1813 |
165 |
194 |
|
c) |
Printing and stationery |
9 |
9 |
|
5 |
412 |
352 |
13 |
11 |
|
d) |
Advertisement and publicity |
1 |
2 |
25 |
11 |
176 |
71 |
5 |
10 |
|
e) |
Depreciation on Banks property |
144 |
86 |
|
76 |
1075 |
1176 |
98 |
111 |
|
f) |
Directors fees, allowances and expenses |
1 |
1 |
|
1 |
1 |
3 |
8 |
3 |
|
g) |
Auditors fees and expenses |
4 |
4 |
4 |
4 |
8 |
8 |
4 |
5 |
|
h) |
Law charges |
23 |
23 |
11 |
13 |
69 |
58 |
11 |
9 |
|
i) |
Postage, telegrams, telephones, etc. |
62 |
51 |
|
24 |
1000 |
864 |
25 |
35 |
|
j) |
Repairs and maintenance |
41 |
13 |
|
27 |
901 |
701 |
35 |
48 |
|
k) |
Insurance |
11 |
6 |
|
4 |
41 |
24 |
24 |
24 |
|
l) |
Other expenditure |
1138 |
1380 |
209 |
115 |
4369 |
4006 |
245 |
170 |
|
V. |
Provisions and contingencies |
1094 |
(188) |
|
30 |
14241 |
13152 |
(21) |
472 |
|
Total expenses@ |
3044 |
2524 |
405 |
1140 |
73832 |
58727 |
5194 |
5779 |
||
VI. |
Profit (loss) |
(1963) |
(924) |
(101) |
79 |
14422 |
15282 |
337 |
502 |
|
|
Total (III+IV+V+VI) |
2174 |
1412 |
304 |
1249 |
102495 |
87161 |
5511 |
6753 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Bank of |
Bank of |
Bank of |
Banque Nationale |
||||||
Ceylon |
Nova Scotia |
Tokyo |
De Paris |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
||||||||||
I. |
Interest Earned |
1347 |
1389 |
10732 |
10337 |
12524 |
11346 |
18785 |
21900 |
|
a) |
Interest/discount on advances/bills |
1053 |
1072 |
7582 |
7658 |
7785 |
6876 |
8342 |
8975 |
|
b) |
Income on Investments |
138 |
160 |
2137 |
1957 |
3114 |
2986 |
9462 |
11525 |
|
c) |
Interest on balances with |
154 |
138 |
965 |
692 |
1146 |
1055 |
907 |
1209 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
2 |
20 |
48 |
30 |
480 |
429 |
74 |
191 |
|
II. |
Other income |
355 |
469 |
2593 |
2481 |
3068 |
4824 |
2750 |
4324 |
|
a) |
Commission, exchange and brokerage |
130 |
152 |
1117 |
1281 |
1260 |
1157 |
1154 |
1493 |
|
b) |
Net Profit (loss) on sale of investments |
|
|
36 |
68 |
(47) |
(18) |
269 |
291 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
|
1 |
(1) |
(2) |
(1) |
(12) |
(7) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
122 |
137 |
787 |
629 |
1847 |
2340 |
1201 |
2323 |
|
f) |
Miscellaneous income |
102 |
180 |
653 |
504 |
10 |
1347 |
138 |
224 |
|
|
Total (I+II) |
1701 |
1858 |
13325 |
12817 |
15592 |
16170 |
21535 |
26224 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
561 |
584 |
7684 |
7013 |
8063 |
5848 |
12086 |
15740 |
|
a) |
Interest on deposits |
392 |
371 |
5829 |
4682 |
7399 |
5350 |
7016 |
8897 |
|
b) |
Interest on RBI/inter-bank borrowings |
168 |
213 |
1853 |
2126 |
313 |
327 |
4942 |
6723 |
|
c) |
Others |
|
|
2 |
205 |
350 |
170 |
128 |
120 |
|
IV. |
Operating expenses |
239 |
248 |
1461 |
1826 |
40970 |
12876 |
4681 |
5309 |
|
a) |
Payments to and provisions for employees |
56 |
58 |
395 |
562 |
1576 |
1507 |
2029 |
2421 |
|
b) |
Rent, taxes and lighting |
22 |
31 |
300 |
354 |
568 |
396 |
734 |
834 |
|
c) |
Printing and stationery |
3 |
4 |
40 |
39 |
91 |
99 |
86 |
103 |
|
d) |
Advertisement and publicity |
4 |
4 |
8 |
8 |
2 |
5 |
32 |
55 |
|
e) |
Depreciation on Banks property |
20 |
23 |
108 |
167 |
398 |
850 |
329 |
314 |
|
f) |
Directors fees, allowances and expenses |
|
|
|
|
1 |
|
|
|
|
g) |
Auditors fees and expenses |
1 |
|
6 |
9 |
4 |
5 |
15 |
16 |
|
h) |
Law charges |
|
|
12 |
19 |
11 |
8 |
8 |
9 |
|
i) |
Postage, telegrams, telephones, etc. |
47 |
52 |
112 |
100 |
209 |
199 |
178 |
150 |
|
j) |
Repairs and maintenance |
5 |
4 |
83 |
114 |
153 |
188 |
328 |
269 |
|
k) |
Insurance |
|
|
34 |
26 |
63 |
43 |
70 |
87 |
|
l) |
Other expenditure |
81 |
72 |
364 |
429 |
37895 |
9574 |
871 |
1051 |
|
V. |
Provisions and contingencies |
621 |
602 |
2107 |
2112 |
(28191) |
(6817) |
2518 |
3024 |
|
Total expenses@ |
800 |
832 |
9145 |
8840 |
49033 |
18724 |
16767 |
21050 |
||
VI. |
Profit (loss) |
280 |
423 |
2073 |
1865 |
(5250) |
4264 |
2251 |
2150 |
|
|
Total (III+IV+V+VI) |
1701 |
1858 |
13325 |
12817 |
15592 |
16170 |
21535 |
26224 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Barclays |
British Bank of |
Chase |
Chinatrust |
||||||
Bank |
Middle East * |
Manhattan Bank |
Commercial Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
(31) |
(32) |
Income |
||||||||||
I. |
Interest Earned |
5138 |
3602 |
13342 |
973 |
1726 |
1319 |
2079 |
||
a) |
Interest/discount on advances/bills |
1476 |
483 |
5196 |
4 |
134 |
751 |
1177 |
||
b) |
Income on Investments |
3037 |
2442 |
6694 |
475 |
1286 |
537 |
891 |
||
c) |
Interest on balances with |
612 |
474 |
1445 |
491 |
284 |
31 |
10 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
13 |
203 |
8 |
2 |
23 |
|
|
||
II. |
Other income |
854 |
244 |
1005 |
1837 |
3517 |
16 |
79 |
||
a) |
Commission, exchange and brokerage |
436 |
160 |
162 |
261 |
1418 |
13 |
34 |
||
b) |
Net Profit (loss) on sale of investments |
(160) |
(29) |
683 |
(1) |
167 |
(9) |
20 |
||
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
||
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
(10) |
(3) |
3 |
8 |
8 |
|
|
||
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
585 |
93 |
156 |
821 |
776 |
3 |
13 |
||
f) |
Miscellaneous income |
2 |
24 |
|
|
748 |
1148 |
9 |
12 |
|
|
Total (I+II) |
5992 |
3846 |
14347 |
|
2810 |
5243 |
1335 |
2157 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
3623 |
2841 |
12481 |
1079 |
1469 |
752 |
1421 |
||
a) |
Interest on deposits |
2073 |
1774 |
10457 |
9 |
191 |
448 |
660 |
||
b) |
Interest on RBI/inter-bank borrowings |
1466 |
1027 |
2025 |
1056 |
1160 |
301 |
761 |
||
c) |
Others |
83 |
40 |
|
13 |
117 |
3 |
|
||
IV. |
Operating expenses |
1522 |
1182 |
1907 |
1262 |
1870 |
522 |
551 |
||
a) |
Payments to and provisions for employees |
611 |
476 |
1103 |
254 |
495 |
177 |
180 |
||
b) |
Rent, taxes and lighting |
210 |
202 |
93 |
258 |
339 |
125 |
140 |
||
c) |
Printing and stationery |
15 |
10 |
17 |
33 |
42 |
4 |
5 |
||
d) |
Advertisement and publicity |
1 |
1 |
34 |
6 |
9 |
4 |
2 |
||
e) |
Depreciation on Banks property |
141 |
130 |
137 |
108 |
195 |
100 |
103 |
||
f) |
Directors fees, allowances and expenses |
14 |
12 |
|
1 |
1 |
1 |
|
||
g) |
Auditors fees and expenses |
7 |
8 |
3 |
8 |
16 |
1 |
1 |
||
h) |
Law charges |
14 |
3 |
2 |
5 |
23 |
20 |
20 |
||
i) |
Postage, telegrams, telephones, etc. |
207 |
118 |
41 |
139 |
202 |
16 |
13 |
||
j) |
Repairs and maintenance |
48 |
51 |
17 |
42 |
40 |
13 |
14 |
||
k) |
Insurance |
19 |
20 |
52 |
5 |
11 |
7 |
8 |
||
l) |
Other expenditure |
236 |
153 |
407 |
402 |
498 |
55 |
64 |
||
V. |
Provisions and contingencies |
709 |
498 |
5315 |
257 |
946 |
107 |
143 |
||
Total expenses@ |
5146 |
4023 |
14388 |
2340 |
3339 |
1274 |
1972 |
|||
VI. |
Profit (loss) |
138 |
(675) |
(5356) |
|
213 |
958 |
(46) |
42 |
|
|
Total (III+IV+V+VI) |
5992 |
3846 |
14347 |
|
2810 |
5243 |
1335 |
2157 |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|
For the year ended March 31 |
||||||||
Items |
Cho Hung Bank |
Citibank |
Commerzbank |
|||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
Income |
||||||||
I. |
Interest Earned |
1263 |
1314 |
134456 |
148916 |
4577 |
5443 |
|
a) |
Interest/discount on advances/bills |
676 |
528 |
82275 |
91125 |
2073 |
2075 |
|
b) |
Income on Investments |
302 |
431 |
40809 |
49370 |
2243 |
2880 |
|
c) |
Interest on balances with |
279 |
345 |
10359 |
7199 |
242 |
468 |
|
RBI and other inter-bank funds |
||||||||
d) |
Others |
7 |
9 |
1013 |
1222 |
19 |
19 |
|
II. |
Other income |
323 |
268 |
52639 |
38776 |
1196 |
789 |
|
a) |
Commission, exchange and brokerage |
117 |
166 |
32306 |
30178 |
527 |
413 |
|
b) |
Net Profit (loss) on sale of investments |
(1) |
(1) |
9728 |
1411 |
(1) |
(10) |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
investments |
||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
|
(77) |
(148) |
|
(12) |
|
other assets |
||||||||
e) |
Net Profit (loss) on exchange transaction |
179 |
85 |
10674 |
6777 |
422 |
380 |
|
f) |
Miscellaneous income |
28 |
18 |
9 |
558 |
247 |
18 |
|
|
Total (I+II) |
1586 |
1581 |
187095 |
187692 |
5772 |
6232 |
|
Expenditure & Provisions |
||||||||
III. |
Interest expended |
232 |
139 |
90677 |
84582 |
3041 |
3999 |
|
a) |
Interest on deposits |
197 |
132 |
80832 |
70441 |
1792 |
1607 |
|
b) |
Interest on RBI/inter-bank borrowings |
19 |
2 |
8097 |
9277 |
1219 |
1832 |
|
c) |
Others |
16 |
4 |
1748 |
4865 |
30 |
560 |
|
IV. |
Operating expenses |
401 |
363 |
45166 |
50019 |
1919 |
1905 |
|
a) |
Payments to and provisions for employees |
95 |
106 |
10136 |
10600 |
753 |
812 |
|
b) |
Rent, taxes and lighting |
134 |
103 |
4090 |
3178 |
510 |
512 |
|
c) |
Printing and stationery |
3 |
5 |
1566 |
1610 |
12 |
14 |
|
d) |
Advertisement and publicity |
1 |
1 |
4905 |
5507 |
2 |
2 |
|
e) |
Depreciation on Banks property |
36 |
31 |
4540 |
5249 |
294 |
139 |
|
f) |
Directors fees, allowances and expenses |
|
1 |
12 |
18 |
2 |
2 |
|
g) |
Auditors fees and expenses |
2 |
2 |
30 |
30 |
2 |
2 |
|
h) |
Law charges |
7 |
3 |
294 |
285 |
4 |
11 |
|
i) |
Postage, telegrams, telephones, etc. |
12 |
11 |
3230 |
3756 |
63 |
62 |
|
j) |
Repairs and maintenance |
26 |
27 |
3185 |
3751 |
84 |
139 |
|
k) |
Insurance |
7 |
5 |
844 |
1083 |
22 |
24 |
|
l) |
Other expenditure |
79 |
69 |
12334 |
14952 |
170 |
185 |
|
V. |
Provisions and contingencies |
425 |
1006 |
39512 |
27957 |
677 |
110 |
|
Total expenses@ |
634 |
501 |
135843 |
134601 |
4960 |
5904 |
||
VI. |
Profit (loss) |
528 |
74 |
11741 |
25134 |
135 |
218 |
|
|
Total (III+IV+V+VI) |
1586 |
1581 |
187095 |
187692 |
5772 |
6232 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Credit Agricole |
Credit |
Deutsche Bank |
Development |
||||||
Indosuez |
Lyonnais |
(Asia) |
Bank of Singapore |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(39) |
(40) |
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
Income |
||||||||||
I. |
Interest Earned |
9849 |
7410 |
12502 |
13452 |
43267 |
47128 |
2562 |
2694 |
|
a) |
Interest/discount on advances/bills |
3709 |
3095 |
8362 |
8450 |
22050 |
19005 |
1544 |
1523 |
|
b) |
Income on Investments |
4709 |
3684 |
3192 |
4279 |
16997 |
23838 |
862 |
991 |
|
c) |
Interest on balances with |
1400 |
522 |
948 |
552 |
4071 |
4123 |
156 |
180 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
31 |
110 |
|
172 |
150 |
163 |
|
|
|
II. |
Other income |
648 |
457 |
2541 |
2696 |
13227 |
18973 |
444 |
448 |
|
a) |
Commission, exchange and brokerage |
813 |
647 |
1239 |
1139 |
5944 |
5674 |
149 |
238 |
|
b) |
Net Profit (loss) on sale of investments |
(775) |
(616) |
10 |
410 |
1306 |
4711 |
|
105 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
(3) |
(5) |
1 |
|
5 |
308 |
(4) |
(3) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
613 |
430 |
1231 |
744 |
5944 |
8206 |
287 |
105 |
|
f) |
Miscellaneous income |
|
|
59 |
404 |
27 |
73 |
12 |
3 |
|
|
Total (I+II) |
10496 |
7867 |
15043 |
16148 |
56494 |
66101 |
3006 |
3141 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
7524 |
5599 |
9223 |
9871 |
21316 |
23835 |
1903 |
1620 |
|
a) |
Interest on deposits |
3555 |
1996 |
7441 |
7862 |
13074 |
10914 |
978 |
626 |
|
b) |
Interest on RBI/inter-bank borrowings |
3911 |
3564 |
1095 |
1399 |
7503 |
12913 |
926 |
994 |
|
c) |
Others |
58 |
39 |
687 |
610 |
738 |
8 |
|
|
|
IV. |
Operating expenses |
2451 |
2355 |
1628 |
2105 |
15226 |
18118 |
478 |
549 |
|
a) |
Payments to and provisions for employees |
898 |
977 |
873 |
952 |
4564 |
5752 |
165 |
194 |
|
b) |
Rent, taxes and lighting |
78 |
55 |
128 |
123 |
827 |
976 |
52 |
127 |
|
c) |
Printing and stationery |
38 |
22 |
17 |
16 |
187 |
155 |
4 |
3 |
|
d) |
Advertisement and publicity |
9 |
10 |
25 |
30 |
37 |
52 |
1 |
3 |
|
e) |
Depreciation on Banks property |
109 |
107 |
101 |
94 |
1083 |
1373 |
45 |
48 |
|
f) |
Directors fees, allowances and expenses |
1 |
|
2 |
2 |
10 |
11 |
|
|
|
g) |
Auditors fees and expenses |
1 |
1 |
1 |
2 |
7 |
9 |
5 |
3 |
|
h) |
Law charges |
39 |
21 |
6 |
5 |
15 |
39 |
|
2 |
|
i) |
Postage, telegrams, telephones, etc. |
171 |
123 |
93 |
100 |
472 |
456 |
52 |
31 |
|
j) |
Repairs and maintenance |
73 |
132 |
37 |
45 |
536 |
663 |
5 |
5 |
|
k) |
Insurance |
95 |
166 |
41 |
35 |
1104 |
924 |
7 |
6 |
|
l) |
Other expenditure |
939 |
741 |
302 |
702 |
6383 |
7707 |
141 |
127 |
|
V. |
Provisions and contingencies |
1046 |
6038 |
2620 |
2559 |
14994 |
19029 |
337 |
509 |
|
Total expenses@ |
9975 |
7954 |
10851 |
11976 |
36541 |
41953 |
2381 |
2169 |
||
VI. |
Profit (loss) |
(524) |
(6125) |
1572 |
1613 |
4959 |
5118 |
288 |
464 |
|
|
Total (III+IV+V+VI) |
10496 |
7867 |
15043 |
16148 |
56494 |
66101 |
3006 |
3141 |
Notes |
1. @ : Excluding Provisions and Contingencies. |
2. Figures in bracket indicate loss. |
|
3. * : British Bank of Middle East has been excluded from the Second Schedule to RBI Act 1964, vide RBI notification dated |
|
September 25, 1999. |
|
Source |
: Annual accounts of banks of respective years. |