(Amount in Rupees crore)

Year (End-March)

Advances

Non-Performing Assets

Gross

Net

Gross

Net

Amount

As Percentage of Gross Advances

As Percentage of
Total Assets

Amount

As Percentage of Net Advances

As Percentage of Total Assets

1996-97  

301,698

276,421

47,300

15.7

7.0

22,340

8.1

3.3

1997-98  

352,696

325,522

50,815

14.4

6.4

23,761

7.3

3.0

1998-99  

399,436

367,012

58,722

14.7

6.2

28,020

7.6

2.9

1999-00  

475,113

444,292

60,408

12.7

5.5

30,073

6.8

2.7

2000-01  

558,766

526,328

63,741

11.4

4.9

32,461

6.2

2.5

2001-02  

680,958

645,859

70,861

10.4

4.6

35,554

5.5

2.3

2002-03  

778,043

740,473

68,717

8.8

4.1

29,692

4.0

1.8

2003-04  

902,026

862,643

64,812

7.2

3.3

24,396

2.8

1.2

2004-05  

1,152,682

1,115,663

59,373

5.2

2.5

21,754

2.0

0.9

2005-06  

1,551,378

1,516,811

51,097

3.3

1.8

18,543

1.2

0.7

2006-07  

2,012,510

1,981,237

50,486

2.5

1.5

20,101

1.0

0.6

2007-08  

2,507,885

2,477,039

56,435

2.3

1.3

24,734

1.0

0.6

Public Sector Banks

1996-97  

244,214

220,922

43,577

17.8

7.8

20,285

9.2

3.6

1997-98  

284,971

260,459

45,653

16

7

21,232

8.2

3.3

1998-99  

325,328

297,789

51,710

15.9

6.7

24,211

8.1

3.1

1999-00  

379,461

352,714

53,033

14.0

6.0

26,187

7.4

2.9

2000-01  

442,134

415,207

54,672

12.4

5.3

27,977

6.7

2.7

2001-02  

509,368

480,681

56,473

11.1

4.9

27,958

5.8

2.4

2002-03  

577,813

549,351

54,090

9.4

4.2

24,877

4.5

1.9

2003-04  

661,975

631,383

51,537

7.8

3.5

19,335

3.1

1.3

2004-05  

877,825

848,912

48,399

5.5

2.7

16,904

2.1

1.0

2005-06  

1,134,724

1,106,288

41,358

3.6

2.1

14,566

1.3

0.7

2006-07  

1,464,493

1,440,146

38,968

2.7

1.6

15,145

1.1

0.6

2007-08  

1,819,074

1,797,504

40,595

2.2

1.3

17,836

1.0

0.6

Old Private Sector Banks

1996-97  

21,702

20,832

2,325

10.7

5.2

1,385

6.6

3.1

1997-98  

25,580

24,353

2,794

10.9

5.1

1,572

6.5

2.9

1998-99  

28,979

26,017

3,784

13.1

5.8

2,332

9.0

3.6

1999-00  

35,404

33,879

3,815

10.8

5.2

2,393

7.1

3.3

2000-01  

39,738

37,973

4,346

10.9

5.1

2,771

7.3

3.3

2001-02  

44,057

42,286

4,851

11.0

5.2

3,013

7.1

3.2

2002-03   

51,329

49,436

4,550

8.9

4.3

2,598

5.2

2.5

2003-04  

57,908

55,648

4,398

7.6

3.6

2,142

3.8

1.8

2004-05  

70,412

67,742

4,200

6.0

3.1

1,859

2.7

1.4

2005-06  

85,154

82,957

3,759

4.4

2.5

1,375

1.7

0.9

2006-07  

94,872

92,887

2,969

3.1

1.8

891

1.0

0.6

2007-08  

113,404

111,670

2,557

2.3

1.3

740

0.7

0.4

New Private Sector Banks

1996-97  

8,257

7,814

217

2.6

1.3

154

2.0

1.0

1997-98  

11,173

11,058

392

3.5

1.5

291

2.6

1.1

1998-99  

14,070

13,714

871

6.2

2.3

611

4.5

1.6

1999-00  

22,816

22,156

946

4.1

1.6

638

2.9

1.1

2000-01  

31,499

30,086

1,617

5.1

2.1

929

3.1

1.2

2001-02  

76,901

74,187

6,811

8.9

3.9

3,663

4.9

2.1

2002-03  

94,718

89,515

7,232

7.6

3.8

1,365

1.5

0.7

2003-04  

119,511

115,106

5,983

5.0

2.4

1,986

1.7

0.8

2004-05  

127,420

123,655

4,582

3.6

1.6

2,353

1.9

0.8

2005-06  

232,536

230,005

4,052

1.7

1.0

1,796

0.8

0.4

2006-07  

325,273

321,865

6,287

1.9

1.1

3,137

1.0

0.5

2007-08  

412,441

406,733

10,426

2.5

1.4

4,907

1.2

0.7

Foreign Banks In India

1996-97  

27,525

26,853

1,181

4.3

2.1

516

1.9

0.9

1997-98  

30,972

29,652

1,976

6.4

3.0

666

2.2

1.0

1998-99  

31,059

29,492

2,357

7.6

3.1

866

2.9

1.1

1999-00  

37,432

35,543

2,614

7.0

3.2

855

2.4

1.0

2000-01  

45,395

43,063

3,106

6.8

3.0

785

1.8

0.8

2001-02  

50,631

48,705

2,726

5.4

2.4

920

1.9

0.8

2002-03  

54,184

52,171

2,845

5.3

2.4

903

1.7

0.8

2003-04  

62,632

60,506

2,894

4.6

2.1

933

1.5

0.7

2004-05  

77,026

75,354

2,192

2.8

1.4

639

0.8

0.4

2005-06  

98,965

97,562

1,928

1.9

1.0

808

0.8

0.4

2006-07  

127,872

126,339

2,263

1.8

0.8

927

0.7

0.3

2007-08  

162,966

161,133

2,857

1.8

0.8

1,250

0.8

0.3

Note : 1) Data for 2007-08 are provisional.
2) Data on scheduled commercial banks & public sector banks for 2004-05 include the impact of conversion of a non-banking entity into a banking entity.