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Table B13 : Bank-wise and population group-wise number of offices of Scheduled Commercial Banks - 2010 and 2011

Banks / Bank Groups

Number of branches as on March 31, 2010

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

SBI & its Associates

 

 

 

 

 

State  Bank of Bikaner and Jaipur

297

243

158

169

867

State Bank of Hyderabad

284

356

288

204

1132

State Bank of India

4697

3650

2253

1895

12495

State Bank of Indore

120

140

89

122

471

State Bank of Mysore

211

140

149

189

689

State Bank of Patiala

273

239

238

140

890

State  Bank of Travancore

49

468

163

73

753

Total

5931

5236

3338

2792

17297

Nationalised  Banks

 

 

 

 

 

Allahabad Bank

959

417

473

412

2261

Andhra Bank

399

407

430

313

1549

Bank of Baroda

1125

722

576

665

3088

Bank of India

1248

662

583

600

3093

Bank of Maharashtra

523

264

280

369

1436

Canara Bank

754

792

749

755

3050

Central Bank of India

1362

911

690

624

3587

Corporation Bank

192

247

329

340

1108

Dena Bank

357

233

232

302

1124

Indian Bank

489

454

440

350

1733

Indian Overseas Bank

546

482

517

477

2022

Oriental Bank of Commerce

299

355

484

392

1530

Punjab and Sind Bank

283

134

234

248

899

Punjab National Bank

1949

1020

977

789

4735

Syndicate Bank

651

573

583

521

2328

UCO Bank

787

437

477

438

2139

Union Bank of India

799

744

674

622

2839

United Bank of India

625

271

340

290

1526

Vijaya Bank

259

243

352

303

1157

Total

13606

9368

9420

8810

41204

Other Public Sector Bank

 

 

 

 

 

IDBI Bank Limited

69

146

269

220

704

Total

69

146

269

220

704

Old Private Sector Banks

 

 

 

 

 

Bank of Rajasthan

99

92

142

125

458

Catholic Syrian Bank

18

194

99

49

360

City Union Bank

34

67

78

45

224

Federal Bank

45

343

173

110

671

ING Vysya Bank

83

83

154

154

474

Jammu & Kashmir Bank

220

83

124

64

491

Karnataka Bank

88

95

148

138

469

Karur Vysya Bank

32

110

120

75

337

Lakshmi Vilas Bank

38

97

85

46

266

Nainital Bank

25

29

25

22

101

Ratnakar Bank

24

26

18

20

88

SBI Commercial & Intenational Bank

-

-

-

2

2

South Indian Bank

62

262

150

98

572

Tamilnad Mercantile Bank

46

84

54

33

217

The Dhanlaxmi Bank

24

106

81

57

268

Total

838

1671

1451

1038

4998

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source : Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES
OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Contd.)

Banks / Bank Groups

Number of branches as on March 31, 2010

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

New Private Sector Banks

 

 

 

 

 

Axis Bank

47

259

379

293

978

Development Credit Bank

4

14

12

52

82

HDFC Bank

95

457

519

644

1715

ICICI Bank

144

577

483

495

1699

IndusInd Bank

10

44

96

64

214

Kotak Mahindra Bank

16

43

58

133

250

Yes Bank

20

37

46

48

151

Total

336

1431

1593

1729

5089

Foreign Banks

 

 

 

 

 

AB Bank

-

-

-

1

1

Abu Dhabi Commercial Bank

-

-

-

2

2

American Express Banking Corp.

-

-

-

1

1

Antwerp Diamond Bank

-

-

-

1

1

Bank Internasional Indonesia

-

-

-

1

1

Bank of America

-

-

-

5

5

Bank of  Bahrain & Kuwait

-

-

-

2

2

Bank of Ceylon

-

-

-

1

1

Bank of Nova Scotia

-

-

1

4

5

Barclays Bank

-

1

3

3

7

BNP Paribas

-

-

-

9

9

Chinatrust Commercial Bank

-

-

-

1

1

Citibank

-

2

12

29

43

Commonwealth Bank Of Australia

-

-

-

1

1

Credit Agricole Bank

-

-

-

6

6

DBS Bank

2

2

-

6

10

Deutsche Bank

-

-

6

7

13

FirstRand Bank

-

-

-

1

1

Hongkong and Shanghai Banking Corporation

1

1

10

38

50

JP Morgan Chase Bank

-

-

-

1

1

JSC VTB Bank

-

-

-

1

1

Krung Thai Bank

-

-

-

1

1

Mashreq Bank

-

-

-

2

2

Mizuho Corporate Bank

-

-

-

2

2

Oman International Bank

-

-

1

1

2

Shinhan Bank

-

-

-

2

2

Societe Generale

-

-

 

2

2

Sonali Bank

-

-

1

1

2

Standard Chartered Bank

-

-

16

78

94

State Bank of Mauritius

-

-

-

3

3

The Bank of Tokyo-Mitsubishi UFJ

-

-

-

3

3

The Royal Bank of Scotland

2

-

10

19

31

UBS AG

-

-

-

1

1

United Overseas Bank

-

-

-

1

1

Total

5

6

60

237

308

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source : Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES
OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Contd.)

Banks / Bank Groups

Number of branches as on March 31, 2010

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

Regional Rural Banks

 

 

 

 

 

Allahabad U.P. Gramin Bank

396

63

24

-

483

Andhra Pradesh Grammna Vikas Bank

384

121

27

9

541

Andhra Pragathi Grameena Bank

239

75

28

-

342

Arunachal Pradesh Rural Bank

14

3

-

-

17

Aryavart Gramin Bank

235

50

8

11

304

Assam Gramin Vikash Bank

284

57

15

-

356

Baitarani Gramya Bank

93

9

3

-

105

Ballia-Etawah Gramin Bank

117

19

3

-

139

Bangiya Gramin Vikash Bank

467

62

21

-

550

Baroda Gujarat Gramin Bank

99

24

4

5

132

Baroda Rajasthan Gramin Bank

205

57

12

-

274

Baroda Uttar Pradesh Gramin Bank

568

65

19

13

665

Bihar Kshetriya Gramin Bank

111

44

4

-

159

Cauvery Kalpatharu Grameena Bank

160

32

13

7

212

Chaitanya Godavari Grameena Bank

59

32

11

-

102

Chhattisgarh Gramin Bank

209

35

12

-

256

Chickmagalur-Kodagu Grameena Bank

44

6

2

-

52

Deccan Grameena Bank

151

34

17

13

215

Dena Gujarat Gramin Bank

96

36

9

2

143

Durg Rajnandgaon Gramin Bank

89

11

6

-

106

Ellaquai Dehati Bank

80

8

7

-

95

Gurgaon Gramin Bank

120

31

9

4

164

Hadoti Kshetriya Gramin Bank

63

18

3

-

84

Haryana Gramin Bank

150

38

16

-

204

Himachal Gramin Bank

114

10

1

-

125

J & K Grameen Bank

147

21

6

-

174

Jaipur Thar Gramin Bank

171

36

1

4

212

Jhabua-Dhar Kshetriya Gramin Bank

65

15

-

-

80

Jharkhand Gramin Bank

191

22

8

-

221

Kalinga Gramya Bank

175

4

4

-

183

Karnataka Vikas Grameena Bank

282

109

40

-

431

Kashi Gomti Samyut Gramin Bank

298

37

8

11

354

Krishna Grameena  Bank

97

8

10

-

115

Kshetriya Kisan Gramin Bank, Mainpuri

55

12

3

-

70

Langpi Dehangi Rural Bank

37

5

-

-

42

Madhya Bharath Gramin Bank

149

53

16

-

218

Madhya Bihar Gramin Bank

347

53

9

6

415

Mahakaushal Kshetriya Gramin Bank

25

14

4

 

43

Maharashtra Gramin Bank

223

76

22

2

323

Malwa Gramin Bank

47

3

1

-

51

Manipur Rural Bank

18

6

3

-

27

Marwar Ganganagar Bikaner Gramin Bank

163

44

7

-

214

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source : Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES
OF SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Concld.)

Banks / Bank Groups

Number of branches as on March 31, 2010

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

Meghalaya Rural Bank

44

7

4

-

55

Mewar Aanchalik Gramin Bank

42

10

6

-

58

Mizoram Rural Bank

45

7

7

-

59

Nagaland Rural Bank

4

6

-

-

10

Nainital Almora Kshetriya Gramin Bank

49

8

1

-

58

Narmada Malwa Gramin Bank

149

52

13

4

218

Neelachal Gramya Bank

142

16

16

-

174

North Malabar Gramin Bank

31

135

12

-

178

Pallavan Grama Bank

44

43

5

-

92

Pandyan Grama Bank

110

72

16

-

198

Parvatiya Gramin Bank

29

1

-

-

30

Paschim Banga Gramin Bank

195

16

3

2

216

Pragathi Gramin Bank

282

54

28

-

364

Prathama Bank

155

31

15

-

201

Puduvai Bharathiar Grama Bank

9

6

5

-

20

Punjab Gramin Bank

126

20

9

2

157

Purvanchal Gramin Bank

289

29

6

-

324

Rajasthan Gramin Bank

151

41

8

-

200

Rewa-sidhi Gramin Bank

77

8

15

-

100

Rushikulya Gramya Bank

69

13

9

-

91

Samastipur Kshetriya Gramin Bank

55

13

-

-

68

Saptagiri Grameena Bank

89

28

15

-

132

Sarva UP Gramin Bank

211

62

18

1

292

Satpura Narmada Kshetriya Gramin Bank

230

101

22

-

353

Saurashtra Gramin Bank

107

29

11

3

150

Sharda Gramin Bank

52

7

4

-

63

Shreyas Gramin Bank

129

49

13

8

199

South Malabar Gramin Bank

34

177

16

-

227

Surguja Kshetriya Gramin Bank

81

6

-

-

87

Sutlej Gramin Bank

20

9

1

-

30

Tripura Gramin Bank

77

25

9

-

111

Utkal Gramya Bank

294

34

4

-

332

Uttar Banga Kshetriya Gramin Bank

86

26

7

-

119

Uttar Bihar Gramin Bank

690

157

20

-

867

Uttaranchal Gramin Bank

105

12

7

-

124

Vananchal Gramin Bank

160

26

-

-

186

Vidharbha Kshetriya Gramin Bank

48

40

6

-

94

Vidisha-Bhopal Kshetriya Gramin Bank

11

6

2

4

23

Visveshvaraya Grameena Bank

24

5

2

-

31

Wainganga Krishna Gramin Bank

127

38

7

-

172

Total

11709

2883

758

111

15461

Grand Total

32494

20741

16889

14937

85061

Note : 1. Data is as per information reported by banks.

2. Population group classification based on 2001 census.

3. Data on branches exclude administrative offices.

Source: Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.


TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES OF
SCHEDULED COMMERCIAL BANKS - 2010 AND 2011

Banks / Bank Groups

Number of branches as on March 31, 2011

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

SBI & its Associates

 

 

 

 

 

State Bank of Bikaner And Jaipur

317

256

164

172

909

State Bank of Hyderabad

311

387

292

220

1210

State Bank of India

4972

3865

2382

2065

13284

State Bank of Mysore

213

141

152

194

700

State Bank of Patiala

334

280

249

150

1013

State Bank of Travancore

55

488

176

78

797

Total

6202

5417

3415

2879

17913

Nationalised Banks

 

 

 

 

 

Allahabad Bank

968

455

506

444

2373

Andhra Bank

407

422

455

319

1603

Bank of Baroda

1171

833

625

723

3352

Bank of India

1299

769

613

622

3303

Bank of Maharashtra

534

290

298

383

1505

Canara Bank

803

912

765

772

3252

Central Bank of India

1386

948

724

679

3737

Corporation Bank

216

338

362

352

1268

Dena Bank

362

258

264

307

1191

Indian Bank

496

502

473

358

1829

Indian Overseas Bank

573

547

543

504

2167

Oriental Bank of Commerce

333

396

495

416

1640

Punjab & Sind Bank

299

150

238

254

941

Punjab National Bank

1972

1091

993

799

4855

Syndicate Bank

768

605

591

527

2491

UCO Bank

802

466

479

445

2192

Union Bank of India

828

846

730

647

3051

United Bank of India

627

286

349

294

1556

Vijaya Bank

260

260

358

308

1186

Total

14104

10374

9861

9153

43492

Other Public Sector Bank

 

 

 

 

 

IDBI Bank Limited

81

187

293

245

806

Total

81

187

293

245

806

Old Private Sector Banks

 

 

 

 

0

Catholic Syrian Bank

18

194

99

49

360

City Union Bank

34

82

83

49

248

Federal Bank

49

402

178

112

741

ING Vysya Bank

83

84

162

175

504

Jammu & Kashmir Bank

231

84

124

64

503

Karnataka Bank

90

101

148

144

483

Karur Vysya Bank

33

128

127

81

369

Lakshmi Vilas Bank

38

97

86

48

269

Nainital Bank

25

29

25

22

101

Ratnakar Bank

25

30

20

25

100

SBI Commercial & International Bank

-

-

-

2

2

South Indian Bank

65

304

160

103

632

Tamilnad Mercantile Bank

49

96

54

33

232

The Dhanalaxmi Bank

24

107

83

59

273

Total

764

1738

1349

966

4817

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source: Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES OF
SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (contd.)

Banks / Bank Groups

Number of branches as on March 31, 2011

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

New Private Sector Banks

 

 

 

 

0

Axis Bank

94

449

452

382

1377

Development Credit Bank

4

14

12

52

82

HDFC Bank

123

619

548

673

1963

ICICI Bank

260

803

693

767

2523

IndusInd Bank

22

78

110

93

303

Kotak Mahindra Bank

21

57

82

162

322

Yes Bank

23

56

69

67

215

Total

547

2076

1966

2196

6785

Foreign Banks

 

 

 

 

0

AB Bank

0

0

0

1

1

Abu Dhabi Commercial Bank

0

0

0

2

2

American Express Banking Corp.

0

0

0

1

1

Antwerp  Diamond Bank

0

0

0

1

1

Bank Internasional Indonesia

0

0

0

1

1

Bank of America

0

0

0

5

5

Bank of Bahrain & Kuwait

0

0

0

2

2

Bank of Ceylon

0

0

0

1

1

Bank of Nova Scotia

0

0

1

4

5

Barclays Bank

0

1

4

4

9

BNP Paribas

0

0

0

9

9

Chinatrust Commercial Bank

0

0

0

1

1

Citibank

0

2

12

29

43

Commonwealth Bank of Australia

0

0

0

1

1

Credit Agricole Bank

0

0

0

6

6

Credit Suisse AG

0

0

0

1

1

DBS Bank

3

3

0

6

12

Deutsche Bank

1

0

6

8

15

FirstRand Bank

0

0

0

1

1

Hongkong & Shanghai Banking Corpn.Ltd.

1

1

10

38

50

JP Morgan Chase Bank

0

0

0

1

1

JSC VTB Bank

0

0

0

1

1

Krung Thai Bank

0

0

0

1

1

Mashreq Bank

0

0

0

2

2

Mizuho Corporate Bank

0

0

0

2

2

Oman International Bank

0

0

1

1

2

Sberbank

0

0

0

1

1

Shinhan Bank

0

1

0

2

3

Societe Generale

0

0

0

2

2

Sonali Bank

0

0

1

1

2

Standard Chartered Bank

0

0

16

78

94

State Bank of Mauritius

0

0

0

3

3

The Bank of Tokyo-Mitsubishi UFJ

0

0

0

3

3

The Royal Bank of Scotland

2

0

10

19

31

UBS AG

0

0

0

1

1

United Overseas Bank

0

0

0

1

1

Total

7

8

61

241

317

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source: Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES OF
SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (contd.)

Banks / Bank Groups

Number of branches as on March 31, 2011

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

Regional Rural Banks

 

 

 

 

 

Allahabad UP Gramin Bank

413

67

28

0

508

Andhra Pradesh Grameena Vikas Bank

384

121

28

9

542

Andhra Pragathi Grameena Bank

247

77

33

0

357

Arunachal Pradesh Rural Bank

14

3

0

0

17

Aryavart Gramin Bank

236

50

8

13

307

Assam Gramin Vikash Bank

286

59

16

0

361

Baitarani Gramya Bank

93

9

3

0

105

Ballia-Etawah Gramin Bank

117

19

3

0

139

Bangiya Gramin Vikash Bank

467

62

21

0

550

Baroda Gujarat Gramin Bank

99

26

4

5

134

Baroda Rajasthan Gramin Bank

206

57

12

0

275

Baroda Uttar Pradesh Gramin Bank

570

67

22

14

673

Bihar Kshetriya Gramin Bank

116

46

4

0

166

Cauvery Kalpatharu Grameena Bank

162

32

13

7

214

Chaitanya Godavari Grameena Bank

62

32

12

0

106

Chhattisgarh Gramin Bank

209

35

12

0

256

Chickmagalur-Kodagu Grameena Bank

44

6

2

0

52

Deccan Grameena Bank

155

36

18

17

226

Dena Gujarat Gramin Bank

96

38

9

2

145

Durg Rajnandgaon Gramin Bank

92

12

6

0

110

Ellaquai Dehati Bank

80

8

7

0

95

Gurgaon Gramin Bank

134

33

12

7

186

Hadoti Kshetriya Gramin Bank

63

18

3

0

84

Haryana Gramin Bank

162

51

16

0

229

Himachal Gramin Bank

115

10

1

0

126

J & K Grameen Bank

149

21

6

0

176

Jaipur Thar Gramin Bank

171

36

1

4

212

Jhabua-Dhar Kshetriya Gramin Bank

65

15

0

0

80

Jharkhand Gramin Bank

191

22

11

0

224

Kalinga Gramya Bank

175

4

4

0

183

Karnataka Vikas Grameena Bank

287

111

46

0

444

Kashi Gomti Samyut Gramin Bank

303

38

9

11

361

Krishna Grameena Bank

97

8

10

0

115

Kshetriya Kisan Gramin Bank,Mainpuri

55

12

3

0

70

Langpi Dehangi Rural Bank

37

5

0

0

42

Madhya Bharath Gramin Bank

149

53

17

0

219

Madhya Bihar Gramin Bank

349

56

10

6

421

Mahakaushal Kshetriya Gramin Bank

25

14

4

0

43

Maharashtra Gramin Bank

223

76

22

2

323

Malwa Gramin Bank

48

4

1

0

53

Manipur Rural Bank

18

6

3

0

27

Marwar Ganganagar Bikaner Gramin Bank

164

44

8

0

216

Note : 1. Data is as per information reported by banks.
2. Population group classification based on 2001 census.
3. Data on branches exclude administrative offices.
Source: Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI.

TABLE B13 : BANK-WISE, BANK GROUP-WISE, AND POPULATION GROUP-WISE NUMBER OF BRANCHES OF
SCHEDULED COMMERCIAL BANKS - 2010 AND 2011 (Concld.)

Banks / Bank Groups

Number of branches as on March 31, 2011

Rural

Semi-
Urban

Urban

Metro-
politan

Grand
Total

(1)

(2)

(3)

(4)

(5)

Megalaya Rural Bank

44

7

4

0

55

Mewar Aanchalik Gramin Bank

42

10

6

0

58

Mizoram Rural Bank

45

7

7

0

59

Nagaland Rural Bank

2

6

0

0

8

Nainital Almora Kshetriya Gramin Bank

51

9

1

0

61

Narmada Malwa Gramin Bank

152

52

13

4

221

Neelachal Gramya Bank

142

16

16

0

174

North Malabar Gramin Bank

31

135

12

0

178

Pallavan Grama Bank

47

45

5

0

97

Pandyan Grama Bank

111

74

16

0

201

Parvatiya Gramin Bank

29

1

0

0

30

Paschim Banga Gramin Bank

195

16

3

2

216

Pragathi Gramin Bank

282

54

28

0

364

Prathama Bank

164

32

15

0

211

Puduvai Bharathiar Grama Bank

11

6

9

0

26

Punjab Gramin Bank

128

28

11

2

169

Purvanchal Gramin Bank

289

29

6

0

324

Rajasthan Gramin Bank

151

41

8

0

200

Rewa-Sidhi Gramin Bank

77

8

15

0

100

Rushikulya Gramya Bank

69

13

9

0

91

Samastipur Kshetriya Gramin Bank

55

13

0

0

68

Saptagiri Grameena Bank

100

30

15

0

145

Sarva U.P. Gramin Bank

219

63

20

1

303

Satpura Narmada Kshetriya Gramin Bank

231

101

22

0

354

Saurashtra Gramin Bank

117

33

12

4

166

Sharda Gramin Bank

52

7

4

0

63

Shreyas Gramin Bank

129

49

15

9

202

South Malabar Gramin Bank

34

177

16

0

227

Surguja Kshetriya Gramin Bank

84

6

0

0

90

Sutlej Gramin Bank

20

9

1

0

30

Tripura Gramin Bank

79

25

9

0

113

Utkal Gramya Bank

294

34

4

0

332

Uttar Banga Kshetriya Gramin Bank

86

26

7

0

119

Uttar Bihar Gramin Bank

692

158

21

0

871

Uttaranchal Gramin Bank

110

15

8

0

133

Vananchal Gramin Bank

160

26

0

0

186

Vidharbha Kshetriya Gramin Bank

48

42

7

0

97

Vidisha-Bhopal Kshetriya Gramin Bank

11

6

2

4

23

Visveshvaraya Grameena Bank

24

5

2

0

31

Wainganga Krishna Gramin Bank

126

38

7

0

171

Total

11861

2951

804

123

15739

Grand Total

33566

22751

17749

15803

89869

Note : 1. Data is as per information reported by banks.

2. Population group classification based on 2001 census.

3. Data on branches exclude administrative offices.

Source: Master Office File (Latest updated version) on banks, Department of Statistics & Information Management, RBI. 

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