(Amount in ` Million)

I. AGRICULTURE

16,817,606

284162.9

266091.5

25,939,516

1827948.5

1640526.5

1. Direct Finance

15,975,401

268602.4

251517.3

24,711,096

1740124.2

1561080.4

2. Indirect Finance

842,205

15560.5

14574.1

1,228,420

87824.3

79446.1

II. INDUSTRY

637,795

8503.0

11398.2

654,924

62004.0

55142.4

1. Mining & Quarrying

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

2. Food Manufacturing & Processing

147,667

1404.1

1886.6

79,936

7123.9

6011.3

(a) Rice Mills, Flour & Dal Mills

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Sugar

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Edible Oils & Vanaspati

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d) Tea Processing

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e) Processing of Fruits & Vegetables

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(f) Others

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

3. Beverage & Tobacco

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

4. Textiles

88,759

1306.1

1753.2

116,043

11072.8

9736.3

(a) Cotton Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Jute & Other Natural Fibre Textiles

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Handloom Textiles & Khadi

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(d) Other Textiles & Textile Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5. Paper, Paper Products & Printing

6,514

78.1

97.4

16,678

1820.1

1590.2

6. Woods and Wood Products

18,676

281.9

237.9

21,971

2063.4

1674.1

7. Leather & Leather Products

23,605

375.7

256.3

11,258

859.7

712.2

8. Gems and Jewellery

28,018

451.5

748.9

28,510

1888.9

1810.9

9. Rubber & Plastic Products

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

10. Chemicals & Chemical Products

8,660

105.2

560.1

25,760

2955.1

3067.6

(a) Heavy Industrial Chemicals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Fertilisers

1,193

10.8

47.9

1,204

106.4

87.4

(c) Drugs & Pharmaceuticals

2,416

21.7

90.1

11,325

1562.8

1521.9

(d) Non-Edible Oils

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(e) Other Chemicals & Chemical Products

5,051

72.7

422.0

13,231

1285.8

1458.4

11. Petroleum, Coal Products & Nuclear Fuels

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

12. Manufacture of Cement & Cement Products

3,168

49.0

75.4

6,910

772.0

840.2

13. Basic Metals & Metal Products

9,693

119.8

753.4

34,558

3746.6

3821.0

(a) Iron & Steel

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Non-Ferrous Metals

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Metal Products

9,693

119.8

753.4

34,558

3746.6

3821.0

14. Engineering

25,142

372.7

584.0

49,865

4959.0

4248.9

(a) Heavy Engineering

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Light Engineering

18,582

280.6

262.1

34,172

3344.8

2856.9

(c) Electrical Machinery & Goods

4,036

54.5

151.4

10,564

1141.7

991.0

(d) Electronic Machinery & Goods

2,524

37.6

170.4

5,129

472.5

401.0

15. Vehicles,Vehicle Parts & Transport Equipments

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

16. Other Industries

245,679

3523.4

3640.3

170,190

14512.8

12220.7

17. Electricity, Gas & Water

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(a) Electricity Generation & Transmission

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Non-Conventional Energy

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(c) Gas, Steam & Water Supply

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

18. Construction

13,250

204.2

502.7

64,100

7389.4

7172.5

(a) Other than Infrastructure

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

(b) Infrastructure Construction

13,250

204.2

502.7

64,100

7389.4

7172.5

III. TRANSPORT OPERATORS

72,549

947.6

802.2

284,610

30732.0

22756.6

IV. PROFESSIONAL AND OTHER SERVICES

762,071

11188.1

9844.7

926,969

80781.0

61972.1

1. Professional Services

183,588

2918.6

2453.7

180,442

13959.6

11129.9

2. Tourism, Hotel & Restaurants

34,933

570.7

800.5

49,587

4284.7

3513.4

3. Recreation services

8,222

124.0

162.1

13,143

1010.5

828.5

4. IT and Telecommunications

.. ..

.. ..

.. ..

.. ..

.. ..

.. ..

5. Others

535,328

7574.7

6428.5

683,797

61526.3

46500.3

V. PERSONAL LOANS

16,672,568

187253.1

86904.7

25,056,532

2070214.9

1160918.0

1. Housing

221,910

3188.0

3517.5

1,587,727

187679.5

144712.4

2. Consumer Durables

610,920

7794.7

2259.2

634,752

46275.1

32017.4

3. Vehicles

819,167

12333.1

7514.0

2,886,806

178354.0

92677.1

4. Education

90,186

1404.7

1439.2

1,204,343

141165.5

122198.0

5. Personal Credit Cards

8,327,197

84155.1

23086.0

8,909,124

627011.2

131063.0

6. Others

6,603,188

78377.6

49088.8

9,833,780

889729.6

638250.0

VI. TRADE

2,622,276

43050.5

37394.2

3,147,563

267621.8

221672.6

1. Wholesale Trade

70,846

1195.5

1485.3

318,028

44995.5

42900.6

2. Retail Trade

2,551,430

41855.0

35909.0

2,829,535

222626.4

178772.0

VII. FINANCE

274,459

3887.3

3315.6

580,548

50712.5

36635.2

VIII. ALL OTHERS

5,463,114

28720.3

58236.9

2,241,714

184056.7

165270.2

TOTAL BANK CREDIT

43,322,438

567712.7

473987.9

58,832,376

4574071.5

3364893.5

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

3,318,171

1054837.0

912919.4

362,949

261511.8

219409.6

1. Direct Finance

3,155,158

1002663.5

868809.0

334,317

239005.8

200537.3

2. Indirect Finance

163,013

52173.5

44110.4

28,632

22505.9

18872.2

II. INDUSTRY

324,891

115376.0

97286.5

205,682

161108.0

131343.1

1. Mining & Quarrying

7,030

2588.7

2007.2

5,035

4051.2

4491.8

2. Food Manufacturing & Processing

35,270

12409.8

10238.7

20,182

15927.7

11896.7

(a) Rice Mills, Flour & Dal Mills

9,831

3459.9

3489.0

6,181

4971.6

3927.3

(b) Sugar

295

104.4

75.0

184

145.4

110.7

(c) Edible Oils & Vanaspati

2,174

767.0

621.6

1,365

1088.3

887.2

(d) Tea Processing

191

66.2

49.3

140

111.7

70.4

(e) Processing of Fruits & Vegetables

1,532

520.8

399.0

668

523.4

404.6

(f) Others

21,247

7491.6

5604.8

11,644

9087.3

6496.5

3. Beverage & Tobacco

2,805

1005.8

767.5

1,591

1252.5

982.8

4. Textiles

54,522

19022.6

15295.1

30,276

23833.7

18854.9

(a) Cotton Textiles

17,830

5918.3

5345.3

7,310

5745.4

4870.7

(b) Jute & Other Natural Fibre Textiles

1,354

464.6

380.5

678

523.5

484.8

(c) Handloom Textiles & Khadi

5,034

1688.1

1300.4

1,783

1423.8

1120.9

(d) Other Textiles & Textile Products

30,304

10951.7

8268.8

20,505

16141.0

12378.5

5. Paper, Paper Products & Printing

10,075

3692.4

3111.4

7,954

6260.0

4802.3

6. Woods and Wood Products

4,238

1582.6

1206.7

2,803

2258.9

1723.9

7. Leather & Leather Products

3,561

1273.5

964.6

2,422

1891.6

1330.3

8. Gems and Jewellery

2,680

983.9

804.0

1,372

1079.3

1162.2

9. Rubber & Plastic Products

7,479

2784.2

2167.4

7,040

5599.2

4964.3

10. Chemicals & Chemical Products

10,058

3694.9

3627.3

8,640

6814.8

8467.1

(a) Heavy Industrial Chemicals

1,760

644.5

727.1

1,702

1328.5

1564.6

(b) Fertilisers

376

137.5

174.6

288

234.6

172.5

(c) Drugs & Pharmaceuticals

1,431

525.3

833.9

1,322

1054.4

3479.1

(d) Non-Edible Oils

382

137.1

104.9

303

243.4

184.4

(e) Other Chemicals & Chemical Products

6,109

2250.6

1786.8

5,025

3954.0

3066.4

11. Petroleum, Coal Products & Nuclear Fuels

817

303.3

574.9

831

664.3

527.0

12. Manufacture of Cement & Cement Products

5,438

2025.2

1760.3

3,704

2931.6

2260.8

13. Basic Metals & Metal Products

15,855

5853.2

5684.1

12,078

9629.8

7271.7

(a) Iron & Steel

5,738

2131.3

2270.7

4,654

3715.5

2678.4

(b) Non-Ferrous Metals

2,532

933.4

688.0

2,010

1608.2

1183.1

(c) Metal Products

7,585

2788.6

2725.4

5,414

4306.1

3410.2

14. Engineering

30,910

11258.9

10086.7

20,148

15935.8

13681.4

(a) Heavy Engineering

7,047

2583.1

2285.0

3,612

2810.7

2683.5

(b) Light Engineering

16,948

6151.1

4728.2

11,412

9065.5

6857.6

(c) Electrical Machinery & Goods

5,163

1884.5

2495.1

4,009

3183.8

2633.3

(d) Electronic Machinery & Goods

1,752

640.2

578.4

1,115

875.7

1507.0

15. Vehicles,Vehicle Parts & Transport Equipments

10,263

3705.9

3331.4

6,937

5256.1

3747.1

16. Other Industries

44,176

15552.4

12035.5

21,782

17054.2

14373.3

17. Electricity, Gas & Water

1,826

626.2

480.7

904

734.4

559.9

(a) Electricity Generation & Transmission

503

170.9

135.2

211

166.7

124.9

(b) Non-Conventional Energy

511

160.7

109.6

125

100.6

73.7

(c) Gas, Steam & Water Supply

812

294.6

236.0

568

467.1

361.3

18. Construction

77,888

27012.4

23143.0

51,983

39932.9

30245.6

(a) Other than Infrastructure

68,988

23851.9

19945.8

43,750

33428.7

25708.0

(b) Infrastructure Construction

8,900

3160.5

3197.2

8,233

6504.2

4537.5

III. TRANSPORT OPERATORS

298,543

99849.9

70531.4

187,322

137778.1

83810.4

IV. PROFESSIONAL AND OTHER SERVICES

243,314

82969.4

62820.4

102,524

78724.6

58494.2

1. Professional Services

24,303

8499.3

6488.7

13,265

10207.7

8002.6

2. Tourism, Hotel & Restaurants

17,618

6325.9

4809.0

9,010

6982.0

5436.2

3. Recreation services

3,136

1120.1

910.6

1,702

1319.0

1111.4

4. IT and Telecommunications

6,805

2370.7

1953.3

4,122

3149.8

2706.1

5. Others

191,452

64653.4

48658.8

74,425

57066.0

41237.9

V. PERSONAL LOANS

7,390,778

2396823.5

1580503.0

1,979,864

1433649.2

1072088.8

1. Housing

1,951,598

692934.4

552135.0

1,183,288

871024.9

716770.0

2. Consumer Durables

49,761

15167.8

11715.0

5,379

3936.9

2766.0

3. Vehicles

1,527,988

495879.2

339363.5

282,390

192795.4

125971.7

4. Education

864,657

268533.2

205142.0

132,970

97553.0

72114.5

5. Personal Credit Cards

1,052,157

308398.5

42280.4

74,254

49244.1

4855.7

6. Others

1,944,617

615910.4

429867.2

301,583

219095.0

149611.0

VI. TRADE

630,657

223285.8

176006.2

265,738

210414.8

166502.8

1. Wholesale Trade

34,414

12473.1

10208.4

22,999

18687.7

15804.6

2. Retail Trade

596,243

210812.7

165797.7

242,739

191727.1

150698.2

VII. FINANCE

71,449

23028.7

18985.7

6,330

4771.5

6998.8

VIII. ALL OTHERS

283,498

93207.9

67178.1

99,071

74094.7

53116.1

TOTAL BANK CREDIT

12,561,301

4089378.3

2986230.5

3,209,480

2362052.8

1791763.7

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

138,422

215451.1

166435.3

30,601

112778.5

88756.3

1. Direct Finance

120,730

185029.8

142046.9

23,261

84819.1

66920.0

2. Indirect Finance

17,692

30421.3

24388.5

7,340

27959.4

21836.3

II. INDUSTRY

212,612

362594.8

283691.7

97,264

368030.0

277779.8

1. Mining & Quarrying

5,146

9105.9

9835.7

2,678

10222.2

7923.5

2. Food Manufacturing & Processing

20,782

36582.1

28055.0

12,651

49049.4

37204.6

(a) Rice Mills, Flour & Dal Mills

8,313

15029.7

11693.7

5,826

22710.8

17098.6

(b) Sugar

190

319.0

259.4

135

541.8

664.6

(c) Edible Oils & Vanaspati

1,417

2512.6

1993.8

969

3821.3

3108.5

(d) Tea Processing

252

444.1

282.0

185

713.1

608.7

(e) Processing of Fruits & Vegetables

643

1111.3

838.3

376

1479.2

1049.2

(f) Others

9,967

17165.5

12987.9

5,160

19783.2

14674.9

3. Beverage & Tobacco

1,516

2716.3

2201.2

760

2905.0

2314.5

4. Textiles

30,038

52290.4

40509.7

17,673

67351.4

50446.0

(a) Cotton Textiles

7,890

14048.3

11552.6

5,578

21505.7

17374.7

(b) Jute & Other Natural Fibre Textiles

619

1055.2

872.1

343

1305.8

1057.3

(c) Handloom Textiles & Khadi

1,405

2437.6

1961.3

666

2537.5

1972.7

(d) Other Textiles & Textile Products

20,124

34749.2

26123.7

11,086

42002.3

30041.3

5. Paper, Paper Products & Printing

8,428

14733.5

11737.9

4,246

15882.4

12418.5

6. Woods and Wood Products

2,525

4525.3

3613.7

1,168

4504.9

3565.5

7. Leather & Leather Products

2,854

4984.9

3286.8

1,667

6286.7

4022.4

8. Gems and Jewellery

1,152

2114.0

2507.9

750

2924.7

4709.9

9. Rubber & Plastic Products

7,903

13795.3

12693.5

4,205

15882.3

12166.0

10. Chemicals & Chemical Products

9,781

17288.9

13578.1

6,170

23519.2

18359.3

(a) Heavy Industrial Chemicals

1,947

3427.3

2599.0

1,251

4785.2

3721.0

(b) Fertilisers

267

480.7

381.9

191

745.9

552.6

(c) Drugs & Pharmaceuticals

1,855

3321.9

2726.2

1,538

5922.2

4623.4

(d) Non-Edible Oils

343

639.7

500.1

252

956.4

755.4

(e) Other Chemicals & Chemical Products

5,369

9419.4

7370.7

2,938

11109.6

8706.9

11. Petroleum, Coal Products & Nuclear Fuels

984

1703.1

1401.6

572

2193.5

1795.4

12. Manufacture of Cement & Cement Products

3,067

5236.3

4050.5

964

3665.3

3193.0

13. Basic Metals & Metal Products

13,822

24474.4

19400.3

8,240

31431.3

24538.7

(a) Iron & Steel

5,615

9992.9

8099.3

3,640

13959.6

11088.5

(b) Non-Ferrous Metals

2,362

4179.8

3233.2

1,291

4925.5

3697.6

(c) Metal Products

5,845

10301.6

8067.8

3,309

12546.2

9752.5

14. Engineering

21,263

37254.7

29935.8

11,214

42555.3

31926.8

(a) Heavy Engineering

3,970

6955.1

5370.3

1,988

7545.4

5685.8

(b) Light Engineering

11,454

19913.0

15014.3

5,517

20736.9

15600.4

(c) Electrical Machinery & Goods

4,647

8258.1

6892.4

2,954

11377.8

8509.3

(d) Electronic Machinery & Goods

1,192

2128.4

2658.7

755

2895.2

2131.3

15. Vehicles,Vehicle Parts & Transport Equipments

5,713

9505.5

8165.8

2,671

10050.6

7261.4

16. Other Industries

17,864

30660.3

23808.1

6,785

25460.3

19697.7

17. Electricity, Gas & Water

1,044

1887.9

1510.6

629

2336.2

1830.4

(a) Electricity Generation & Transmission

245

461.0

386.2

196

730.2

601.2

(b) Non-Conventional Energy

134

237.5

174.6

104

388.9

309.1

(c) Gas, Steam & Water Supply

665

1189.4

949.8

329

1217.1

920.1

18. Construction

58,730

93736.1

67399.5

14,221

51809.2

34406.4

(a) Other than Infrastructure

47,860

75665.5

54523.1

10,656

38407.7

24430.0

(b) Infrastructure Construction

10,870

18070.6

12876.4

3,565

13401.5

9976.3

III. TRANSPORT OPERATORS

126,166

178539.2

110029.7

7,905

28062.9

18645.7

IV. PROFESSIONAL AND OTHER SERVICES

80,614

136487.2

106180.8

32,355

120648.0

93075.2

1. Professional Services

10,450

17534.9

14232.7

4,127

15462.5

12710.3

2. Tourism, Hotel & Restaurants

6,737

11715.3

9255.8

3,343

12669.8

9599.7

3. Recreation services

1,337

2309.9

1986.9

759

2840.8

2515.9

4. IT and Telecommunications

4,156

6794.8

6166.8

1,521

5532.7

4923.8

5. Others

57,934

98132.2

74538.6

22,605

84142.2

63325.4

V. PERSONAL LOANS

1,025,807

1600699.6

1263629.2

222,069

759061.1

593542.3

1. Housing

803,035

1256404.4

1033647.9

185,788

628719.0

500857.6

2. Consumer Durables

1,808

3002.1

2201.9

569

2073.4

1435.3

3. Vehicles

52,731

77057.1

54233.0

7,270

25484.8

17633.7

4. Education

58,269

86935.2

58581.1

1,757

6239.3

4852.1

5. Personal Credit Cards

4,459

7205.8

1305.2

622

2312.2

756.4

6. Others

105,505

170095.0

113660.1

26,063

94232.6

68007.3

VI. TRADE

173,835

297378.6

233825.7

61,630

232864.5

182506.3

1. Wholesale Trade

29,802

54816.3

42236.5

20,798

80104.3

61567.7

2. Retail Trade

144,033

242562.2

191589.2

40,832

152760.2

120938.6

VII. FINANCE

6,096

10180.4

12475.6

3,329

12410.7

16851.8

VIII. ALL OTHERS

87,345

143891.9

107849.7

29,643

105517.2

79731.7

TOTAL BANK CREDIT

1,850,897

2945222.6

2284117.8

484,796

1739372.9

1350889.1

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

Occupation

ABOVE ` 5.0 MILLION AND UPTO ` 10.0 MILLION

ABOVE ` 10.0 MILLION AND UPTO ` 40.0 MILLION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I. AGRICULTURE

14,620

111618.1

87480.1

11,756

235025.4

176971.7

1. Direct Finance

10,092

76741.1

60710.6

7,512

150517.3

111896.9

2. Indirect Finance

4,528

34877.0

26769.5

4,244

84508.1

65074.8

II. INDUSTRY

63,075

482452.7

362461.2

73,593

1585887.1

1138893.3

1. Mining & Quarrying

1,645

12457.2

9584.1

1,589

33067.3

25668.2

2. Food Manufacturing & Processing

8,684

66896.4

50655.3

8,952

186240.9

137259.0

(a) Rice Mills, Flour & Dal Mills

4,112

31683.6

23935.4

3,843

77711.2

58142.1

(b) Sugar

137

1132.5

877.1

391

9358.2

6844.0

(c) Edible Oils & Vanaspati

766

5966.5

4497.4

868

19037.2

14667.6

(d) Tea Processing

154

1206.3

1020.9

217

4250.0

3341.7

(e) Processing of Fruits & Vegetables

318

2460.0

1796.4

331

6619.5

4746.4

(f) Others

3,197

24447.5

18528.2

3,302

69264.8

49517.3

3. Beverage & Tobacco

489

3709.8

3049.9

703

15767.5

11368.0

4. Textiles

12,257

93400.0

67592.1

15,277

329939.7

209790.2

(a) Cotton Textiles

4,431

34014.7

25861.8

5,673

123219.3

91052.7

(b) Jute & Other Natural Fibre Textiles

247

1939.4

1604.8

273

5681.1

3997.9

(c) Handloom Textiles & Khadi

362

2754.0

2172.5

303

6479.5

4367.2

(d) Other Textiles & Textile Products

7,217

54691.9

37953.0

9,028

194559.8

110372.4

5. Paper, Paper Products & Printing

2,535

19186.7

14953.1

2,660

56843.1

45022.6

6. Woods and Wood Products

656

5078.0

4108.5

473

9927.6

8161.0

7. Leather & Leather Products

1,105

8454.5

5419.0

1,849

43306.0

16465.8

8. Gems and Jewellery

790

6131.6

7812.5

1,629

36211.4

30138.2

9. Rubber & Plastic Products

2,678

20533.2

15824.0

3,104

66551.2

49225.2

10. Chemicals & Chemical Products

4,490

34823.9

28128.3

5,796

124442.7

94337.0

(a) Heavy Industrial Chemicals

856

6788.3

5347.0

1,181

25329.2

19090.5

(b) Fertilisers

142

1106.0

754.9

163

3487.8

3196.7

(c) Drugs & Pharmaceuticals

1,337

10372.6

8478.4

2,013

43467.5

33765.8

(d) Non-Edible Oils

175

1355.6

1161.5

138

3018.8

2157.4

(e) Other Chemicals & Chemical Products

1,980

15201.4

12386.4

2,301

49139.4

36126.5

11. Petroleum, Coal Products & Nuclear Fuels

367

2842.7

2360.5

504

10372.7

7937.1

12. Manufacture of Cement & Cement Products

565

4396.8

3296.2

610

13604.8

9957.5

13. Basic Metals & Metal Products

6,425

50075.1

37816.9

9,101

202644.5

156842.3

(a) Iron & Steel

3,066

24079.9

18029.6

5,023

114264.0

91409.4

(b) Non-Ferrous Metals

967

7555.2

5779.7

1,263

27585.5

20312.5

(c) Metal Products

2,392

18440.0

14007.6

2,815

60795.0

45120.4

14. Engineering

7,235

55635.9

40446.9

8,286

177952.3

128299.8

(a) Heavy Engineering

1,191

9105.0

6609.7

1,487

31587.3

24318.7

(b) Light Engineering

3,379

25828.9

19069.6

3,499

74889.9

52981.7

(c) Electrical Machinery & Goods

2,127

16539.1

11740.3

2,600

56148.1

40221.2

(d) Electronic Machinery & Goods

538

4162.9

3027.3

700

15327.1

10778.1

15. Vehicles, Vehicle Parts & Transport Equipments

1,974

15256.0

11477.2

2,820

61857.5

46132.4

16. Other Industries

3,761

28695.1

21683.2

3,516

73988.7

54040.1

17. Electricity, Gas & Water

517

4008.7

3381.2

792

18266.0

13291.0

(a) Electricity Generation & Transmission

190

1541.1

1474.3

430

10224.2

7306.7

(b) Non-Conventional Energy

146

1124.6

910.8

198

4706.1

3707.9

(c) Gas, Steam & Water Supply

181

1343.0

996.2

164

3335.7

2276.4

18. Construction

6,902

50871.2

34872.2

5,932

124903.4

94957.9

(a) Other than Infrastructure

4,783

34600.4

22294.0

3,479

70127.7

51520.3

(b) Infrastructure Construction

2,119

16270.7

12578.2

2,453

54775.7

43437.7

III. TRANSPORT OPERATORS

3,137

23193.4

16798.7

2,066

43517.8

33361.7

IV. PROFESSIONAL AND OTHER SERVICES

18,233

138693.8

107631.0

17,645

369625.7

288875.0

1. Professional Services

2,361

17811.0

14668.6

1,885

37700.9

31257.5

2. Tourism, Hotel & Restaurants

2,214

16845.7

12816.3

2,225

45739.2

34306.6

3. Recreation services

483

3637.0

3034.6

516

11036.4

8507.0

4. IT and Telecommunications

761

5603.1

4936.1

550

10987.1

9227.4

5. Others

12,414

94797.1

72175.4

12,469

264162.1

205576.5

V. PERSONAL LOANS

49,910

353645.7

273310.1

18,674

333009.0

264727.0

1. Housing

36,476

254832.2

202773.2

12,293

214399.2

172736.9

2. Consumer Durables

199

1432.1

1065.9

77

1438.2

1111.9

3. Vehicles

1,820

12268.3

8500.0

200

3496.8

2361.0

4. Education

410

2870.0

2147.3

47

981.8

749.2

5. Personal Credit Cards

291

2135.6

1137.7

124

2129.2

1475.2

6. Others

10,714

80107.5

57685.9

5,933

110563.7

86292.9

VI. TRADE

30,474

233572.1

180048.6

23,506

480738.9

368532.9

1. Wholesale Trade

12,706

98420.3

74919.1

11,205

230663.3

176163.6

2. Retail Trade

17,768

135151.8

105129.5

12,301

250075.5

192369.2

VII. FINANCE

2,554

19552.9

15765.9

2,767

58201.0

46313.2

VIII. ALL OTHERS

11,736

86492.9

64509.3

7,515

149952.9

104685.1

TOTAL BANK CREDIT

193,739

1449221.7

1108004.9

157,522

3255957.8

2422359.9

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

Occupation

ABOVE ` 40.0 MILLION AND UPTO ` 60.0 MILLION

ABOVE ` 60.0 MILLION AND UPTO ` 100.0 MILLION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I. AGRICULTURE

1,707

85404.7

62494.2

1,527

130557.8

90258.7

1. Direct Finance

1,140

57006.6

41500.7

1,031

88953.0

61816.1

2. Indirect Finance

567

28398.1

20993.5

496

41604.8

28442.6

II. INDUSTRY

16,383

824975.7

578178.2

16,270

1342692.2

889209.6

1. Mining & Quarrying

338

16985.6

15008.4

417

33774.2

19488.4

2. Food Manufacturing & Processing

1,593

80352.4

57813.9

1,414

118150.7

79466.4

(a) Rice Mills, Flour & Dal Mills

468

23574.6

18065.3

336

27959.2

20776.7

(b) Sugar

168

8566.2

6217.5

248

20923.7

15442.8

(c) Edible Oils & Vanaspati

221

11185.3

8755.3

186

15406.6

10845.8

(d) Tea Processing

54

2732.0

1376.7

21

1666.6

1243.6

(e) Processing of Fruits & Vegetables

69

3426.0

1951.1

49

4010.5

3103.4

(f) Others

613

30868.2

21448.1

574

48184.1

28054.0

3. Beverage & Tobacco

173

8867.5

6719.4

164

13848.6

10717.3

4. Textiles

3,303

165484.1

105629.1

3,282

267716.4

157666.4

(a) Cotton Textiles

1,400

70481.7

51938.1

1,361

111865.8

80395.5

(b) Jute & Other Natural Fibre Textiles

51

2550.5

1926.6

49

4095.2

2725.5

(c) Handloom Textiles & Khadi

33

1622.2

1268.2

129

11231.3

2515.9

(d) Other Textiles & Textile Products

1,819

90829.7

50496.2

1,743

140524.1

72029.5

5. Paper, Paper Products & Printing

516

26053.5

19010.1

541

43923.1

31890.5

6. Woods and Wood Products

106

5398.8

4438.8

82

6577.2

4642.4

7. Leather & Leather Products

476

23709.9

6821.5

539

43672.5

10053.5

8. Gems and Jewellery

437

22125.1

16015.2

526

43106.4

31630.1

9. Rubber & Plastic Products

618

31000.8

22241.5

535

43182.7

32423.9

10. Chemicals & Chemical Products

1,366

68562.2

49537.7

1,382

114062.4

78109.9

(a) Heavy Industrial Chemicals

297

14886.8

10031.5

243

20012.8

13918.7

(b) Fertilisers

48

2381.2

1834.8

40

3513.6

2610.6

(c) Drugs & Pharmaceuticals

525

26344.5

19713.3

530

43839.2

30375.3

(d) Non-Edible Oils

33

1684.7

1313.2

25

2052.8

1589.2

(e) Other Chemicals & Chemical Products

463

23265.0

16644.9

544

44643.9

29616.1

11. Petroleum, Coal Products & Nuclear Fuels

140

6981.5

4764.1

126

10699.2

7281.3

12. Manufacture of Cement & Cement Products

138

6980.4

4391.6

218

18428.7

12425.6

13. Basic Metals & Metal Products

2,335

118001.5

89512.2

2,479

205623.0

148375.5

(a) Iron & Steel

1,443

72986.2

58275.8

1,659

137966.0

101213.4

(b) Non-Ferrous Metals

299

15216.7

10460.4

298

24759.1

17592.4

(c) Metal Products

593

29798.7

20775.9

522

42897.9

29569.6

14. Engineering

1,829

92484.4

66010.0

1,573

131216.4

90654.2

(a) Heavy Engineering

312

15627.7

11184.0

294

24614.2

16532.5

(b) Light Engineering

732

36878.5

25145.0

605

50364.8

33852.4

(c) Electrical Machinery & Goods

618

31512.4

23695.9

496

41421.2

28530.9

(d) Electronic Machinery & Goods

167

8465.8

5985.1

178

14816.2

11738.4

15. Vehicles,Vehicle Parts & Transport Equipments

670

33988.9

23658.3

782

64358.5

38756.1

16. Other Industries

606

30495.5

20987.5

589

48152.7

30771.9

17. Electricity, Gas & Water

303

15112.6

10925.2

304

24871.6

17433.0

(a) Electricity Generation & Transmission

195

9775.0

6947.2

222

18393.0

12871.5

(b) Non-Conventional Energy

83

4103.1

3054.6

53

3987.6

2944.2

(c) Gas, Steam & Water Supply

25

1234.5

923.4

29

2490.9

1617.4

18. Construction

1,436

72391.0

54693.8

1,317

111327.9

87423.2

(a) Other than Infrastructure

721

36378.9

26202.9

562

47265.1

36354.7

(b) Infrastructure Construction

715

36012.2

28490.9

755

64062.8

51068.6

III. TRANSPORT OPERATORS

357

17829.7

13508.9

339

27777.6

20682.1

IV. PROFESSIONAL AND OTHER SERVICES

3,586

178773.7

136560.6

3,045

249891.0

190011.7

1. Professional Services

296

15027.1

10666.5

226

19004.4

13977.3

2. Tourism, Hotel & Restaurants

385

19332.0

14861.5

403

33175.8

25762.5

3. Recreation services

124

6039.1

4552.0

133

11208.1

8102.1

4. IT and Telecommunications

93

4664.4

3477.4

99

8112.6

6250.6

5. Others

2,688

133711.1

103003.2

2,184

178390.1

135919.3

V. PERSONAL LOANS

1,334

64468.6

51062.6

753

61360.9

42974.0

1. Housing

625

29959.6

24991.2

270

21145.5

15793.4

2. Consumer Durables

11

549.8

468.5

14

1260.7

448.7

3. Vehicles

7

350.1

273.7

6

458.7

416.7

4. Education

4

193.2

171.1

2

144.5

126.6

5. Personal Credit Cards

11

545.9

286.8

3

203.7

139.2

6. Others

676

32870.0

24871.4

458

38147.8

26049.4

VI. TRADE

3,641

183950.4

136573.4

2,981

247504.7

177336.1

1. Wholesale Trade

1,832

92697.4

66239.2

1,566

129860.1

92279.4

2. Retail Trade

1,809

91253.0

70334.2

1,415

117644.6

85056.7

VII. FINANCE

735

36842.0

25493.2

655

55000.8

40501.1

VIII. ALL OTHERS

1,181

58234.8

37655.7

886

72167.2

47146.3

TOTAL BANK CREDIT

28,924

1450479.7

1041526.7

26,456

2186952.2

1498119.6

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011

(Amount in ` Million)

Occupation

ABOVE `100.0 MILLION AND UPTO `250.0 MILLION

ABOVE ` 250.0 MILLION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I. AGRICULTURE

1,185

201890.4

138063.5

1,041

2765654.9

760812.1

1. Direct Finance

809

136160.6

92588.6

572

892902.1

320493.9

2. Indirect Finance

376

65729.9

45474.9

469

1872752.8

440318.2

II. INDUSTRY

18,549

3107314.7

2058256.4

17,909

21548628.7

10236827.8

1. Mining & Quarrying

418

71326.3

45007.4

428

577773.3

369202.8

2. Food Manufacturing & Processing

1,723

291048.9

176234.7

1,187

836763.1

434615.9

(a) Rice Mills, Flour & Dal Mills

291

46677.2

33303.5

205

158066.7

74604.4

(b) Sugar

383

64258.5

45938.1

384

249769.6

182744.5

(c) Edible Oils & Vanaspati

213

35009.6

25778.1

162

178160.3

63379.7

(d) Tea Processing

30

4760.5

2870.1

29

13614.0

2831.6

(e) Processing of Fruits & Vegetables

36

5981.5

4586.9

19

11905.2

7518.0

(f) Others

770

134361.6

63757.8

388

225247.3

103537.6

3. Beverage & Tobacco

250

41402.1

31094.5

241

234010.8

102641.9

4. Textiles

3,568

590070.3

348329.6

2,348

1718923.0

630889.5

(a) Cotton Textiles

1,668

270821.4

178581.3

1,024

689796.2

332771.9

(b) Jute & Other Natural Fibre Textiles

40

6438.6

3549.7

17

9584.5

3130.4

(c) Handloom Textiles & Khadi

38

6316.5

4723.0

19

9779.0

6384.5

(d) Other Textiles & Textile Products

1,822

306493.8

161475.5

1,288

1009763.3

288602.6

5. Paper, Paper Products & Printing

555

91782.2

65852.6

445

654482.1

113419.5

6. Woods and Wood Products

62

10656.0

7626.3

20

9877.7

7505.1

7. Leather & Leather Products

344

61213.5

17646.6

51

53895.9

20324.1

8. Gems and Jewellery

604

96317.9

72927.5

412

482230.4

140301.0

9. Rubber & Plastic Products

434

68594.4

44376.4

258

190328.6

100297.4

10. Chemicals & Chemical Products

1,574

266961.4

168292.0

1,432

1558051.6

486775.9

(a) Heavy Industrial Chemicals

322

53813.1

30671.5

193

114701.7

56623.3

(b) Fertilisers

67

11716.6

6425.5

132

185671.4

97380.5

(c) Drugs & Pharmaceuticals

606

102218.3

72910.0

616

624399.6

221052.0

(d) Non-Edible Oils

21

3363.1

2075.3

22

11922.2

9527.9

(e) Other Chemicals & Chemical Products

558

95850.3

56209.6

469

621356.7

102192.3

11. Petroleum, Coal Products & Nuclear Fuels

166

28503.1

20838.2

378

986460.6

623920.3

12. Manufacture of Cement & Cement Products

277

47474.3

32631.8

373

312097.4

201185.4

13. Basic Metals & Metal Products

2,826

468164.1

343601.0

2,610

2966041.2

1472365.9

(a) Iron & Steel

1,954

326722.3

249501.2

1,889

2173886.6

1128628.0

(b) Non-Ferrous Metals

391

64414.1

42065.4

388

452906.5

241965.2

(c) Metal Products

481

77027.7

52034.4

333

339248.0

101772.7

14. Engineering

1,640

273550.4

187095.6

1,216

1725216.9

594686.5

(a) Heavy Engineering

302

51943.8

36247.7

215

288154.8

87318.3

(b) Light Engineering

600

98689.3

64005.1

359

498903.5

204708.1

(c) Electrical Machinery & Goods

531

87071.9

61606.8

429

714670.3

192145.1

(d) Electronic Machinery & Goods

207

35845.4

25236.0

213

223488.3

110515.0

15. Vehicles,Vehicle Parts & Transport Equipments

896

146174.3

96464.8

719

562392.4

295250.1

16. Other Industries

650

102230.4

66320.9

423

417040.6

149145.6

17. Electricity, Gas & Water

554

97470.6

73194.9

1,824

2941382.0

1828282.6

(a) Electricity Generation & Transmission

416

73721.8

55038.5

1,646

2708954.4

1689909.9

(b) Non-Conventional Energy

81

13709.0

10462.0

101

95596.8

66326.9

(c) Gas, Steam & Water Supply

57

10039.9

7694.4

77

136830.7

72045.8

18. Construction

2,008

354374.8

260721.6

3,544

5321661.2

2666018.3

(a) Other than Infrastructure

770

134689.7

90211.9

761

1207345.6

405207.6

(b) Infrastructure Construction

1,238

219685.1

170509.8

2,783

4114315.6

2260810.7

III. TRANSPORT OPERATORS

378

64020.6

48504.3

651

1113609.2

664283.6

IV. PROFESSIONAL AND OTHER SERVICES

3,270

546338.8

400085.4

3,190

7866195.5

2165319.9

1. Professional Services

269

42158.2

26470.7

200

252471.5

80635.3

2. Tourism, Hotel & Restaurants

446

75810.8

57790.3

452

504253.6

213497.1

3. Recreation services

136

23509.5

16779.0

141

139163.5

83037.9

4. IT and Telecommunications

148

25487.2

17790.3

330

3957777.2

632589.5

5. Others

2,271

379373.1

281255.2

2,067

3012529.6

1155560.1

V. PERSONAL LOANS

458

75823.2

50699.6

364

582579.5

260986.6

1. Housing

98

16059.1

10867.9

80

148804.5

80509.1

2. Consumer Durables

7

1363.2

1216.5

10

9671.1

8930.8

3. Vehicles

6

900.7

788.2

15

14333.6

7442.0

4. Education

2

280.6

247.4

1

3605.9

2129.3

5. Personal Credit Cards

2

375.6

375.6

-

-

-

6. Others

343

56844.0

37204.1

258

406164.5

161975.4

VI. TRADE

2,420

396476.9

260042.2

1,642

4375145.0

1192143.8

1. Wholesale Trade

1,340

219643.9

136669.1

1,021

2873276.8

915885.5

2. Retail Trade

1,080

176833.0

123373.1

621

1501868.2

276258.3

VII. FINANCE

920

168190.6

115495.4

2,492

7032948.1

3169966.3

VIII. ALL OTHERS

752

129050.7

73390.7

945

2561023.7

839698.6

TOTAL BANK CREDIT

27,932

4689106.0

3144537.4

28,234

47845784.6

19290038.9