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Table No. 1.10 - Population Group-Wise Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I

AGRICULTURE

219,46,199

140643,85

119895,35

124,33,676

102315,32

86068,42

 

1. Direct Finance

215,86,855

131800,65

112926,52

122,00,163

88578,19

76122,79

 

2. Indirect Finance

3,59,344

8843,21

6968,83

2,33,513

13737,13

9945,64

II

INDUSTRY

8,17,980

107720,04

77044,20

6,39,191

104531,29

68842,08

 

1. Mining & Quarrying

4,380

4199,19

3506,73

7,726

5650,56

2920,27

 

2. Manufacturing & Processing

7,61,275

73906,03

52535,07

5,66,282

83917,18

54881,61

 

3. Electricity, Gas & Water

1,006

15235,55

10345,04

1,153

7541,68

5233,05

 

4. Construction

51,319

14379,26

10657,36

64,030

7421,86

5807,15

III

TRANSPORT OPERATORS

1,94,529

4897,42

3569,63

1,44,338

5010,99

3632,38

IV

PROFESSIONAL AND OTHER SERVICES

7,77,616

15154,60

11716,42

5,96,498

17292,88

12994,35

V

PERSONAL LOANS

50,50,097

64777,87

50414,38

73,52,885

116495,27

90466,51

 

1. Loans for Housing

8,18,055

24335,88

20288,66

13,32,874

48801,32

40276,48

 

2. Loans for Purchase of Consumer Durables

3,15,062

2329,30

1716,40

2,83,444

2116,74

1572,81

 

3. Rest of the Personal Loans

39,16,980

38112,69

28409,32

57,36,567

65577,20

48617,23

VI

TRADE

27,94,149

45328,78

32959,74

20,56,231

45925,50

35743,78

 

1. Wholesale Trade

1,62,690

25952,38

17716,26

1,11,036

10833,83

8863,06

 

2. Retail Trade

26,31,459

19376,40

15243,48

19,45,195

35091,66

26880,71

VII

FINANCE

5,02,279

7671,59

5945,71

1,82,032

3841,37

2377,91

VIII

ALL OTHERS

17,39,690

9774,81

8080,94

13,87,892

13367,13

10963,61

TOTAL BANK CREDIT

338,22,539

395968,95

309626,36

247,92,743

408779,74

311089,03


 (Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I

AGRICULTURE

28,33,915

58646,14

48021,31

27,66,704

74064,51

55484,35

 

1. Direct Finance

27,56,062

37649,26

32161,75

27,13,213

24367,18

17491,75

 

2. Indirect Finance

77,853

20996,88

15859,57

53,491

49697,33

37992,60

II

INDUSTRY

6,32,387

267964,85

182396,84

12,24,797

1171997,07

806159,87

 

1. Mining & Quarrying

5,986

7560,35

4303,64

3,923

30433,97

19365,28

 

2. Manufacturing & Processing

5,56,283

208933,23

141362,76

11,51,060

812362,89

546380,66

 

3. Electricity, Gas & Water

1,651

18419,05

13081,52

2,922

105549,52

78599,50

 

4. Construction

68,467

33052,22

23648,91

66,892

223650,69

161814,44

III

TRANSPORT OPERATORS

1,73,089

9543,72

7380,67

2,14,464

52213,49

43560,93

IV

PROFESSIONAL AND OTHER SERVICES

5,15,951

53073,26

36828,91

5,03,469

250052,34

186913,85

V

PERSONAL LOANS

82,04,947

180462,30

139405,63

303,05,604

432096,30

273259,95

 

1. Loans for Housing

17,31,090

90645,55

76048,48

18,28,683

175014,15

148137,29

 

2. Loans for Purchase of Consumer Durables

3,14,257

2987,32

2213,41

6,33,693

3024,96

1870,70

 

3. Rest of the Personal Loans

61,59,600

86829,44

61143,74

278,43,228

254057,19

123251,96

VI

TRADE

12,88,898

116541,73

55801,76

6,99,072

241129,40

152685,37

 

1. Wholesale Trade

1,01,047

68167,73

21060,19

1,52,533

146317,23

82774,11

 

2. Retail Trade

11,87,851

48374,00

34741,57

5,46,539

94812,17

69911,26

VII

FINANCE

66,103

19960,93

13025,01

41,337

215418,13

167309,95

VIII

ALL OTHERS

10,35,195

22985,66

15705,88

9,34,963

58178,32

43057,45

TOTAL BANK CREDIT

147,50,485

729178,61

498566,01

366,90,410

2495149,54

1728431,71

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