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Table No. 1.17 - Population Group-Wise Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

 

1

2

3

4

5

6

I.

AGRICULTURE

210,45,706

75275,04

67168,12

120,85,241

47887,60

43541,74

 

1. Direct Finance

207,36,935

74047,10

66087,04

119,43,037

47154,52

42898,91

 

2. Indirect Finance

3,08,771

1227,94

1081,08

1,42,204

733,08

642,83

II.

INDUSTRY

7,94,460

2560,80

2020,37

5,41,505

2620,56

2278,44

III.

TRANSPORT OPERATORS

1,31,818

738,28

579,96

92,401

660,97

521,67

IV.

PROFESSIONAL AND OTHER SERVICES

6,22,430

2167,40

1752,99

4,65,690

2065,32

1666,35

V.

PERSONAL LOANS

36,73,811

21580,46

16978,83

49,22,947

33366,39

25712,05

 

1. Loans for Purchase of Consumer Durables

2,59,067

1507,49

1106,19

2,32,968

1320,62

965,96

 

2. Loans for Housing

4,38,618

4214,67

3457,61

5,97,637

6372,35

5164,98

 

3. Rest of the Personal Loans

29,76,126

15858,30

12415,03

40,92,342

25673,41

19581,10

VI.

TRADE

24,92,522

9149,27

7376,88

17,31,636

8322,26

6803,99

 

1. Wholesale Trade

98,003

659,12

572,38

55,649

400,75

350,07

 

2. Retail Trade

23,94,519

8490,15

6804,50

16,75,987

7921,51

6453,92

VII.

FINANCE

55,274

271,26

207,03

40,270

214,02

160,09

VIII.

ALL OTHERS

23,49,610

9111,84

7605,84

16,53,263

7790,80

6758,36

 

TOTAL BANK CREDIT

311,65,631

120854,34

103690,01

215,32,953

102927,92

87442,70


 (Amount in Rupees Lakh)

 

OCCUPATION

URBAN/METROPOLITAN

ALL-INDIA

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

7

8

9

10

11

12

I.

AGRICULTURE

30,77,813

14310,46

12628,47

362,08,760

137473,09

123338,33

 

1. Direct Finance

29,82,343

13697,48

12151,80

356,62,315

134899,11

121137,75

 

2. Indirect Finance

95,470

612,97

476,66

5,46,445

2573,99

2200,57

II.

INDUSTRY

18,76,856

7710,24

7254,02

32,12,821

12891,60

11552,84

III.

TRANSPORT OPERATORS

1,60,053

1311,86

1000,47

3,84,272

2711,11

2102,10

IV.

PROFESSIONAL AND OTHER SERVICES

41,22,147

24070,40

15940,64

52,10,267

28303,12

19359,97

V.

PERSONAL LOANS

280,51,914

166840,27

77352,66

366,48,672

221787,11

120043,54

 

1. Loans for Purchase of Consumer Durables

4,37,499

3255,94

2740,39

9,29,534

6084,05

4812,54

 

2. Loans for Housing

10,82,304

12234,51

10213,13

21,18,559

22821,53

18835,72

 

3. Rest of the Personal Loans

265,32,111

151349,82

64399,14

336,00,579

192881,54

96395,28

VI.

TRADE

13,75,143

7884,03

7796,29

55,99,301

25355,56

21977,16

 

1. Wholesale Trade

1,48,054

985,23

1978,05

3,01,706

2045,10

2900,50

 

2. Retail Trade

12,27,089

6898,80

5818,24

52,97,595

23310,46

19076,66

VII.

FINANCE

75,724

467,86

422,96

1,71,268

953,13

790,09

VIII.

ALL OTHERS

31,16,152

16998,22

17493,63

71,19,025

33900,86

31857,83

 

TOTAL BANK CREDIT

418,55,802

239593,33

139889,14

945,54,386

463375,59

331021,85

See Notes on Tables.

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