Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1996 - ಆರ್ಬಿಐ - Reserve Bank of India
Table No. 4.1 - Size of Credit Limit and Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks
March 1996
(Amount in Rupees Lakh) | |||||||||||
LESS THAN 6% | 6% AND ABOVE BUT | 10% AND ABOVE | |||||||||
| LESS THAN 10% | BUT LESS THAN 12% | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||
| | | Standing | | | | standing | | | | Standing |
| 1 | 2 | 3 | | 4 | 5 | 6 | | 7 | 8 | 9 |
Above Rs.25,000 and upto Rs.50,000 | 45,397 | 172,05 | 150,23 | 9,405 | 34,59 | 30,25 | 44,270 | 158,59 | 144,56 | ||
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Above Rs.50,000 and upto Rs.1 Lakh | 96,891 | 767,43 | 670,64 | 25,153 | 191,18 | 159,32 | 17,254 | 133,36 | 120,56 | ||
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Above Rs.1 Lakh and Upto Rs.2 Lakh | 1,04,125 | 1361,31 | 1243,60 | 9,242 | 127,12 | 113,44 | 69,548 | 1058,84 | 1023,45 | ||
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Above Rs.2 Lakh and Upto Rs.5 Lakh | 5,138 | 130,78 | 117,74 | 1,312 | 37,86 | 34,13 | 12,426 | 320,09 | 299,42 | ||
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Above Rs.5 Lakh and Upto Rs.10 Lakh | 1,909 | 143,77 | 135,92 | 485 | 36,07 | 27,38 | 1,107 | 81,54 | 63,92 | ||
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Above Rs.10 Lakh and Upto Rs.25 Lakh | 301 | 44,31 | 35,07 | 507 | 86,04 | 62,52 | 944 | 157,03 | 113,56 | ||
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Above Rs.25 Lakh and Upto Rs.50 Lakh | 10 | 3,15 | 2,20 | 313 | 113,32 | 87,41 | 447 | 165,18 | 122,23 | ||
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Above Rs.50 Lakh and Upto Rs.1 Crore | 12 | 8,08 | 6,74 | 253 | 182,24 | 146,09 | 252 | 175,34 | 133,66 | ||
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Above Rs.1 Crore and Upto Rs.4 Crore | 5 | 9,55 | 9,41 | 227 | 445,92 | 326,38 | 154 | 280,82 | 232,40 | ||
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Above Rs.4 Crore and Upto Rs.6 Crore | 1 | 4,71 | 4,72 | 29 | 144,91 | 108,59 | 24 | 113,28 | 66,18 | ||
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Above Rs.6 Crore and Upto Rs.10 Crore | - | - | - | 21 | 160,77 | 161,66 | 6 | 49,23 | 35,73 | ||
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Above Rs. 10 Crore | 2 | 41,98 | 37,00 | 21 | 335,09 | 270,63 | 16 | 501,08 | 503,34 | ||
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TOTAL | 2,53,791 | 2687,12 | 2413,27 | | 46,968 | 1895,11 | 1527,78 | | 1,46,448 | 3194,38 | 2858,99 |
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12% AND ABOVE BUT | 14% AND ABOVE BUT | 15% AND ABOVE BUT | |||||||||
LESS THAN 14% | LESS THAN 15% | LESS THAN 16% | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||
| | | Standing | | | | standing | | | | Standing |
| 10 | 11 | 12 | | 13 | 14 | 15 | | 16 | 17 | 18 |
Above Rs.25,000 and upto Rs.50,000 | 3,68,884 | 1276,18 | 1234,69 | 6,41,853 | 2426,11 | 2329,64 | 2,53,080 | 928,48 | 937,00 | ||
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Above Rs.50,000 and upto Rs.1 Lakh | 1,41,776 | 1061,03 | 932,70 | 4,18,226 | 3370,33 | 2888,08 | 1,99,524 | 1588,13 | 1339,05 | ||
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Above Rs.1 Lakh and upto Rs.2 Lakh | 79,709 | 1187,17 | 1044,08 | 3,71,112 | 5788,87 | 4908,08 | 1,84,626 | 2708,25 | 2186,52 | ||
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Above Rs.2 Lakh and upto Rs.5 Lakh | 26,548 | 838,68 | 716,71 | 27,847 | 855,42 | 715,20 | 37,224 | 1171,32 | 999,39 | ||
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Above Rs.5 Lakh and upto Rs.10 Lakh | 8,833 | 668,40 | 549,56 | 5,730 | 420,60 | 325,81 | 9,278 | 683,22 | 565,48 | ||
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Above Rs.10 Lakh and Rs. upto 25 Lakh | 7,009 | 1202,57 | 958,49 | 3,349 | 541,96 | 410,73 | 5,653 | 939,90 | 760,19 | ||
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Above Rs.25 Lakh and upto Rs.50 Lakh | 3,992 | 1513,23 | 1153,07 | 1,400 | 513,69 | 366,53 | 2,421 | 888,31 | 673,50 | ||
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Above Rs.50 Lakh and upto Rs.1 Crore | 2,565 | 1939,62 | 1483,77 | 847 | 597,48 | 435,12 | 1,329 | 1002,87 | 747,34 | ||
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Above Rs.1 Crore and upto Rs.4 Crore | 2,722 | 5789,51 | 4540,12 | 504 | 998,05 | 833,98 | 1,345 | 2752,24 | 2202,50 | ||
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Above Rs.4 Crore and upto Rs.6 Crore | 526 | 2635,17 | 1925,47 | 78 | 380,39 | 307,32 | 232 | 1148,68 | 846,38 | ||
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Above Rs.6 Crore and upto Rs.10 Crore | 333 | 2666,78 | 2024,04 | 60 | 496,69 | 437,32 | 183 | 1482,98 | 1106,03 | ||
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Above Rs.10 Crore | 237 | 6120,06 | 4894,29 | 52 | 1819,06 | 1690,08 | 178 | 5850,83 | 5136,55 | ||
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TOTAL | 6,43,134 | 26898,40 | 21456,95 | | 14,71,058 | 18208,64 | 15647,89 | | 6,95,073 | 21145,22 | 17499,93 |
| | | (Amount in Rupees Lakh) | ||||||||
16% AND ABOVE BUT | 17% AND ABOVE BUT | 18% AND ABOVE BUT | |||||||||
LESS THAN 17% | LESS THAN 18% | LESS THAN 20% | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||
| | | Standing | | | | standing | | | | Standing |
| 19 | 20 | 21 | | 22 | 23 | 24 | | 25 | 26 | 27 |
Above Rs.25,000 and upto Rs.50,000 | 70,726 | 265,89 | 297,52 | 2,29,979 | 741,69 | 593,73 | 72,606 | 259,71 | 316,24 | ||
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Above Rs.50,000 and upto Rs.1 Lakh | 48,476 | 385,75 | 355,19 | 1,01,835 | 802,13 | 736,97 | 42,046 | 339,79 | 323,76 | ||
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Above Rs.1 Lakh and upto Rs.2 Lakh | 41,404 | 639,16 | 580,26 | 89,100 | 1365,88 | 1224,17 | 54,594 | 883,65 | 785,91 | ||
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Above Rs.2 Lakh and upto Rs.5 Lakh | 40,021 | 1312,45 | 1179,93 | 72,141 | 2398,97 | 2118,46 | 1,15,415 | 3871,93 | 3298,16 | ||
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Above Rs.5 Lakh and upto Rs.10 Lakh | 12,196 | 922,88 | 824,57 | 20,030 | 1554,53 | 1368,48 | 29,631 | 2281,98 | 1979,75 | ||
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Above Rs.10 Lakh and upto Rs.25 Lakh | 7,653 | 1298,05 | 1139,88 | 29,195 | 4226,96 | 3552,08 | 19,446 | 3315,80 | 2839,17 | ||
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Above Rs.25 Lakh and upto Rs.50 Lakh | 3,019 | 1111,38 | 915,56 | 12,097 | 3858,96 | 1968,29 | 8,727 | 3288,44 | 2717,87 | ||
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Above Rs.50 Lakh and upto Rs.1 Crore | 1,765 | 1315,94 | 1110,39 | 3,730 | 2936,86 | 2482,80 | 5,148 | 3898,50 | 3244,77 | ||
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Above Rs.1 Crore and upto Rs.4 Crore | 1,623 | 3384,14 | 2826,48 | 2,809 | 5853,15 | 4886,15 | 5,441 | 11160,45 | 9587,78 | ||
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Above Rs.4 Crore and upto Rs.6 Crore | 350 | 1736,43 | 1347,81 | 459 | 2273,43 | 1748,86 | 920 | 4596,99 | 3662,15 | ||
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Above Rs.6 Crore and upto Rs.10 Crore | 183 | 1460,50 | 1142,37 | 329 | 2619,69 | 2022,30 | 699 | 5559,62 | 4431,01 | ||
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Above Rs.10 Crore | 142 | 3894,29 | 3458,22 | 311 | 14545,20 | 12184,26 | 523 | 14126,30 | 10114,17 | ||
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TOTAL | 2,27,558 | 17726,86 | 15178,18 | | 5,62,015 | 43177,45 | 34886,56 | | 3,55,196 | 53583,17 | 43300,74 |
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20% AND ABOVE | TOTAL | ||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||
CREDIT LIMIT RANGE | Accounts | Limit | Out- | Accounts | Limit | Out- | |
| | | Standing | | | | Standing |
| 28 | 29 | 30 | | 31 | 32 | 33 |
Above Rs.25,000 and upto Rs.50,000 | 54,191 | 195,03 | 235,93 | 17,90,391 | 6458,32 | 6269,78 | |
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Above Rs.50,000 and upto Rs.1 Lakh | 33,736 | 273,89 | 264,48 | 11,24,917 | 8913,03 | 7790,75 | |
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Above Rs.1 Lakh and upto Rs.2 Lakh | 42,911 | 701,63 | 623,07 | 10,46,371 | 15821,87 | 13732,57 | |
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Above Rs.2 Lakh and upto Rs.5 Lakh | 91,043 | 3157,02 | 2676,63 | 4,29,115 | 14094,52 | 12155,76 | |
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Above Rs.5 Lakh and upto Rs.10 Lakh | 25,403 | 1992,36 | 1739,76 | 1,14,602 | 8785,36 | 7580,63 | |
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Above Rs.10 Lakh and upto Rs.25 Lakh | 16,332 | 2784,52 | 2435,13 | 90,389 | 14597,14 | 12306,80 | |
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Above Rs.25 Lakh and upto Rs.50 Lakh | 7,684 | 2902,88 | 2491,74 | 40,110 | 14358,55 | 10498,39 | |
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Above Rs.50 Lakh and upto Rs.1 Crore | 4,915 | 3745,62 | 3215,33 | 20,816 | 15802,56 | 13006,01 | |
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Above Rs.1 Crore and upto Rs.4 Crore | 5,644 | 11711,09 | 9875,65 | 20,474 | 42384,91 | 35320,84 | |
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Above Rs.4 Crore and upto Rs.6 Crore | 855 | 4267,44 | 3545,20 | 3,474 | 17301,44 | 13562,68 | |
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Above Rs.6 Crore and upto Rs.10 Crore | 587 | 4759,16 | 3971,81 | 2,401 | 19255,41 | 15332,27 | |
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Above Rs.10 Crore | 401 | 8158,36 | 6941,71 | 1,883 | 55392,25 | 45230,25 | |
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TOTAL | 2,83,702 | 44648,99 | 38016,45 | | 46,84,943 | 233165,35 | 192786,75 |
See Notes on tables |