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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1999

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


 

CASH CREDIT


OVERDRAFTS


DEMAND LOANS


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

  
 

standing


 
 

standing


 
 

standing


 

1


2


3


4


5


6


7


8


9


Less than 6%

5

6,97

3,57

1

16

16

11

4,68

2,63

          

6% and above but less than 10%

569

209,06

143,08

205

95,84

73,88

381

113,41

74,26

          

10% and above but less than 12%

2,131

1077,43

868,39

774

415,53

330,79

1,178

509,57

419,79

          

12% and above but less than 13%

4,556

6149,46

4757,99

5,874

1600,28

847,78

4,959

4523,84

4066,59

          

13% and above but less than 14%

22,893

12689,60

9561,00

12,473

1962,48

1359,43

8,778

8824,13

8027,04

          

14% and above but less than 15%

37,015

11965,00

8659,05

13,405

3087,94

2687,22

9,880

5616,69

4287,61

          

15% and above but less than 16%

45,341

15176,33

11975,77

20,355

5438,21

4114,33

10,901

7602,23

6533,55

          

16% and above but less than 17%

1,02,704

31121,88

24592,01

19,336

6662,88

4056,22

15,709

10238,79

7537,48

          

17% and above but less than 18%

71,329

19656,84

15730,22

18,763

3907,85

2789,68

9,724

5129,38

4140,52

          

18% and above but less than 20%

52,110

14616,78

12002,36

21,257

3739,04

3114,60

11,110

3983,07

3412,13

          

20% and above


20,948


5289,36


4445,85


13,184


2466,63


2144,22


6,029


2420,80


2147,05


TOTAL LOANS & ADVANCES


3,59,601


117958,70


92739,28


1,25,627


29376,83


21518,32


78,660


48966,57


40648,65


          
 
 
 
 
 
 
 
 
 
 
 

MEDIUM TERM LOANS


LONG TERM LOANS


PACKING CREDIT


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

  
 

standing


 
 

standing


 
 

standing


 

10


11


12


13


14


15


16


17


18


Less than 6%

302

29,41

21,88

18,041

766,04

669,61

-

-

-

          

6% and above but less than 10%

455

103,20

80,32

2,095

202,30

165,72

7,442

12135,78

9137,24

          

10% and above but less than 12%

2,527

976,23

652,24

60,463

4429,84

3892,06

1,952

3374,51

2500,59

          

12% and above but less than 13%

4,650

2378,08

2018,18

14,294

9741,92

8400,27

2,159

3155,21

2421,11

          

13% and above but less than 14%

15,964

3145,07

2795,69

33,472

8274,43

7308,94

2,167

2184,56

1531,23

          

14% and above but less than 15%

16,486

3550,31

3222,06

48,909

7357,69

6190,04

395

295,92

234,59

          

15% and above but less than 16%

73,583

5866,96

5258,90

64,073

9600,39

8326,21

574

614,35

299,75

          

16% and above but less than 17%

32,988

5419,67

4740,24

83,452

13047,41

11059,65

864

834,56

559,84

          

17% and above but less than 18%

25,769

4201,98

3678,07

60,050

7868,15

6505,48

2,051

1490,67

1180,88

          

18% and above but less than 20%

23,292

3341,34

2843,01

54,671

6745,86

5668,15

651

390,47

316,43

          

20% and above


11,931


1456,70


1244,69


17,797


2907,78


2673,63


6


1,63


1,28


TOTAL LOANS & ADVANCES


2,07,947


30468,96


26555,27


4,57,317


70941,79


60859,78


18,261


24477,65


18182,94


See Notes on Tables.

         

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