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Table No. 5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 2 of 3)

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

CO-OPERATIVE

PUBLIC AND PRIVATE LTD.

    

SECTORS

COMPANIES NOT OWNED

     
 
 

BUT MANAGED BY GOVT.


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

13


14


15


16


17


18


I.

AGRICULTURE

6,867

1052,88

914,38

341

93,41

87,15

 

1.

Direct Finance

1,913

189,24

158,12

271

44,84

42,55

 

2.

Indirect Finance

4,954

863,64

756,26

70

48,57

44,61

II.

INDUSTRY

945

338,05

288,19

4,308

3390,80

2814,08

 

1.

Mining & Quarrying

34

25,65

23,29

113

244,97

160,85

 

2.

Food Manufacturing & Processing

192

195,15

176,80

312

262,22

203,25

  

(a)

Rice Mills, Flour & Dal Mills

65

3,17

3,09

97

35,00

26,32

  

(b)

Sugar

36

131,06

128,16

29

123,93

91,68

  

(c)

Edible Oils & Vanaspati

12

11,09

14,51

65

52,24

48,73

  

(d)

Tea Processing

2

7

6

7

86

80

  

(e)

Processing of Fruits & Vegetables

17

6,45

5,14

10

4,84

2,29

  

(f)

Others

60

43,32

25,84

104

45,35

33,42

 

3.

Beverage & Tobacco

3

1,47

1,61

27

24,30

21,98

 

4.

Textiles

233

52,91

46,58

787

655,72

510,70

  

(a)

Cotton Textiles

75

22,93

20,40

434

368,33

304,06

  

(b)

Jute Textiles

2

24

19

12

4,54

4,39

  

(c)

Handloom Textiles & Khadi

96

21,78

18,58

11

2,63

1,66

  

(d)

Other Textiles

60

7,95

7,42

330

280,23

200,58

 

5.

Paper, Paper Products & Printing

46

2,12

1,65

202

93,58

78,04

 

6.

Leather & Leather Products

13

35

32

74

36,36

30,24

 

7.

Rubber & Rubber Products

5

81

86

109

69,89

58,12

 

8.

Chemicals & Chemical Products

68

15,63

3,63

523

394,95

362,91

  

(a)

Heavy Industrial Chemicals

3

11

11

85

33,67

30,77

  

(b)

Fertilisers

9

13,92

1,67

17

149,44

149,91

  

(c)

Drugs & Pharmaceuticals

3

9

10

128

79,43

67,34

  

(d)

Non-Edible Oils

2

6

6

6

2,98

3,01

  

(e)

Other Chemicals & Chemical Products

51

1,46

1,69

287

129,43

111,89

 

9. Petroleum, Coal Products & Nuclear Fuels

5

15

15

37

67,11

58,76

 

10. Manufacture of Cement & Cement Products

3

8

5

55

30,12

28,81

 

11. Basic Metals & Metal Products

42

3,23

2,35

476

432,83

367,89

  

(a)

Iron & Steel

14

23

20

297

373,52

315,36

  

(b)

Non-Ferrous Metals

11

47

34

35

26,58

23,37

  

(c)

Other Metal Products

17

2,52

1,81

144

32,73

29,17

 

12. Engineering

52

3,07

2,26

563

541,28

479,15

  

(a)

Heavy Engineering

3

20

21

128

234,96

194,18

  

(b)

Light Engineering

25

2,25

1,44

166

89,12

75,51

  

(c)

Electrical Machinery & Goods

12

30

30

153

94,62

92,83

  

(d)

Electronic Machinery & Goods

12

32

31

116

122,59

116,62

 

13.

Vehicles, Vehicle Parts & Transport Equipments

18

77

75

152

105,14

89,07

 

14.

Other Industries

194

23,68

20,71

732

234,32

188,16

 

15.

Electricity, Gas & Water

17

2,62

1,88

43

61,04

56,50

  

(a)

Electricity Generation & Transmission

9

41

29

35

56,40

51,66

  

(b)

Non-Conventional Energy

2

14

11

2

24

14

  

(c)

Gas, Steam & Water Supply

6

2,07

1,49

6

4,40

4,70

 

16.

Construction

20

10,36

5,28

103

136,97

119,65

III.

TRANSPORT OPERATORS

300

8,33

7,04

165

54,93

46,55

IV.

PROFESSIONAL AND OTHER SERVICES

161

32,88

31,47

403

93,07

71,10

V.

PERSONAL LOANS

3,958

1776,45

1502,86

-

-

-

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

3,958

1776,45

1502,86

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

7,648

209,85

168,44

938

256,71

172,94

 

1.

Wholesale Trade

127

79,64

67,26

288

138,11

71,60

 

2.

Retail Trade

7,521

130,21

101,18

650

118,60

101,34

VII.

FINANCE

1,146

294,75

228,32

148

85,93

78,69

VIII.


ALL OTHERS


138


107,99


86,31


337


234,66


202,64


TOTAL BANK CREDIT

21,163

3821,19

3227,01

6,640

4209,50

3473,16

OF WHICH:

1. Artisans & Village Industries

81

3,64

3,59

109

5,00

3,62

 
 
 

2. Other Small Scale Industries


425


71,48


60,49


1,545


377,46


310,91


 
 
 
 
 
 
 
 
 
 
    

PUBLIC & PRIVATE

PARTNERSHIPS, PROPRIETARY

    

LTD.COMPANIES OTHER THAN

CONCERNS, JOINT FAMILIES,

    

GOVT. OWNED &/OR

ASSOCIATIONS, CLUBS,

    

MANAGED COMPANIES &

SOCIETIES, TRUSTS & GROUPS

    

CORPORATIONS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

19


20


21


22


23


24


I.

AGRICULTURE

3,142

2136,94

1922,14

1,51,536

3932,47

3013,54

 

1.

Direct Finance

2,363

1355,99

1207,75

1,40,429

2803,86

2218,37

 

2.

Indirect Finance

779

780,95

714,40

11,107

1128,60

795,17

II.

INDUSTRY

1,08,507

124862,72

98884,05

4,86,343

44107,96

35931,03

 

1.

Mining & Quarrying

1,433

1153,62

953,81

7,659

630,96

520,60

 

2.

Food Manufacturing & Processing

6,560

9400,20

7311,21

45,376

4956,37

3878,64

  

(a)

Rice Mills, Flour & Dal Mills

1,055

857,18

727,50

19,597

1924,34

1488,33

  

(b)

Sugar

606

2723,04

2252,13

625

371,21

269,77

  

(c)

Edible Oils & Vanaspati

1,365

1954,87

1458,15

8,029

678,31

536,32

  

(d)

Tea Processing

817

1338,67

898,98

631

222,87

174,82

  

(e)

Processing of Fruits & Vegetables

306

242,60

184,35

1,001

81,64

67,70

  

(f)

Others

2,411

2283,85

1790,10

15,493

1678,01

1341,70

 

3.

Beverage & Tobacco

1,222

1839,63

1445,40

2,936

483,98

437,80

 

4.

Textiles

16,970

20519,94

15528,84

82,830

9611,18

7636,99

  

(a)

Cotton Textiles

6,747

9879,44

7470,49

22,816

2623,37

2149,49

  

(b)

Jute Textiles

303

465,47

311,13

781

94,84

71,50

  

(c)

Handloom Textiles & Khadi

160

48,00

38,10

5,565

334,96

279,26

  

(d)

Other Textiles

9,760

10127,03

7709,12

53,668

6558,00

5136,74

 

5.

Paper, Paper Products & Printing

5,218

3352,58

2919,74

26,766

1560,46

1338,31

 

6.

Leather & Leather Products

1,568

1346,51

990,22

8,616

1480,85

1185,40

 

7.

Rubber & Rubber Products

2,421

1906,94

1549,56

7,979

737,16

615,04

 

8.

Chemicals & Chemical Products

18,337

20979,97

16437,41

41,936

4005,00

3219,27

  

(a)

Heavy Industrial Chemicals

3,005

4072,85

3301,56

3,770

407,95

313,36

  

(b)

Fertilisers

712

2356,35

1736,40

797

191,83

145,37

  

(c)

Drugs & Pharmaceuticals

5,090

6358,54

5053,99

6,863

870,65

713,53

  

(d)

Non-Edible Oils

271

271,51

231,72

858

141,14

126,95

  

(e)

Other Chemicals & Chemical Products

9,259

7920,72

6113,73

29,648

2393,43

1920,06

 

9.

Petroleum, Coal Products & Nuclear Fuels

1,093

3037,42

2421,29

2,860

346,74

257,44

 

10.

Manufacture of Cement & Cement Products

1,719

2541,57

2212,64

4,427

398,76

325,89

 

11.

Basic Metals & Metal Products

13,441

16142,68

13303,54

53,321

4232,52

3607,58

  

(a)

Iron & Steel

7,182

11735,52

9902,85

16,865

2128,39

1809,03

  

(b)

Non-Ferrous Metals

1,319

1501,72

1105,34

3,406

321,20

272,44

  

(c)

Other Metal Products

4,940

2905,44

2295,35

33,050

1782,93

1526,11

 

12.

Engineering

18,118

20828,28

16300,42

60,035

4693,55

3820,01

  

(a)

Heavy Engineering

3,776

6303,53

4691,31

8,233

997,41

785,84

  

(b)

Light Engineering

5,352

4796,69

3759,64

27,467

1468,53

1185,74

  

(c)

Electrical Machinery & Goods

4,742

4686,14

3658,78

14,951

1337,16

1088,40

  

(d)

Electronic Machinery & Goods

4,248

5041,93

4190,69

9,384

890,46

760,03

 

13.

Vehicles, Vehicle Parts & Transport Equipments

3,801

6224,18

4596,47

14,061

1190,77

932,78

 

14.

Other Industries

13,469

10360,05

8532,45

1,06,921

7767,16

6441,45

 

15.

Electricity, Gas & Water

919

2097,54

1718,50

7,093

613,97

476,03

  

(a)

Electricity Generation & Transmission

573

1918,96

1583,88

6,254

476,95

347,37

  

(b)

Non-Conventional Energy

97

100,31

76,04

270

34,55

30,95

  

(c)

Gas, Steam & Water Supply

249

78,27

58,59

569

102,47

97,71

 

16.

Construction

2,218

3131,63

2662,55

13,527

1398,52

1237,79

III.

TRANSPORT OPERATORS

1,976

1014,99

843,83

39,610

1187,81

933,56

IV.

PROFESSIONAL AND OTHER SERVICES

5,898

3790,23

3126,26

66,310

4046,70

3445,33

V.

PERSONAL LOANS

-

-

-

5

2

2

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

-

-

-

5

2

2

VI.

TRADE

13,501

7274,00

5676,76

4,59,925

19887,35

15829,15

 

1.

Wholesale Trade

7,671

5478,92

4193,03

1,23,496

10920,00

8415,27

 

2.

Retail Trade

5,830

1795,09

1483,73

3,36,429

8967,36

7413,89

VII.

FINANCE

5,710

10698,23

8421,57

7,829

1132,60

955,67

VIII.


ALL OTHERS


4,502


4921,65


4271,45


1,29,247


8562,08


7438,99


TOTAL BANK CREDIT

1,43,236

154698,77

123146,06

13,40,805

82856,98

67547,30

OF WHICH:

1. Artisans & Village Industries

652

53,86

49,41

15,143

308,38

266,61

 
 
 

2. Other Small Scale Industries


38,397


12394,40


9832,55


2,88,862


18797,10


15288,71


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