Table No. 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation - ಆರ್ಬಿಐ - Reserve Bank of India
Table No. 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation
RURAL | |||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
49,49,116 |
39650,14 |
33379,07 |
108,62,225 |
83459,20 |
74982,62 |
|
1. Direct Finance |
48,61,383 |
35913,05 |
30712,14 |
101,15,152 |
73299,00 |
66086,71 |
|
2. Indirect Finance |
87,733 |
3737,09 |
2666,93 |
7,47,073 |
10160,20 |
8895,91 |
II. |
INDUSTRY |
1,10,839 |
63940,28 |
21888,33 |
2,62,067 |
77039,32 |
56458,13 |
|
1. Mining & Quarrying |
1,821 |
703,75 |
429,09 |
2,536 |
3063,29 |
2842,72 |
|
2. Food Manufacturing & Processing |
30,064 |
2776,41 |
1929,45 |
59,528 |
7310,31 |
5377,66 |
|
(a) Rice Mills, Flour & Dal Mills |
7,213 |
1062,34 |
795,46 |
22,147 |
1939,58 |
1421,94 |
|
(b) Sugar |
113 |
307,63 |
227,30 |
184 |
2123,46 |
1494,66 |
|
(c) Edible Oils & Vanaspati |
1,472 |
443,89 |
202,17 |
8,018 |
1291,05 |
1046,84 |
|
(d) Tea Processing |
83 |
38,08 |
24,16 |
1,484 |
374,55 |
175,04 |
|
(e) Processing of Fruits & Vegetables |
374 |
40,49 |
28,55 |
414 |
62,88 |
49,87 |
|
(f) Others |
20,809 |
883,98 |
651,81 |
27,281 |
1518,79 |
1189,32 |
|
3. Beverage & Tobacco |
567 |
682,71 |
554,24 |
560 |
542,13 |
381,82 |
|
4. Textiles |
20,159 |
3047,89 |
2371,55 |
39,407 |
6713,87 |
5207,97 |
|
(a) Cotton Textiles |
2,431 |
511,77 |
387,20 |
5,257 |
4004,78 |
2991,94 |
|
(b) Jute & Other Natural Fibre Textiles |
1,667 |
54,34 |
48,08 |
2,461 |
104,13 |
83,55 |
|
(c) Handloom Textiles & Khadi |
5,627 |
103,99 |
80,19 |
9,925 |
116,63 |
90,48 |
|
(d) Other Textiles & Textile Products |
10,434 |
2377,79 |
1856,08 |
21,764 |
2488,32 |
2042,00 |
|
5. Paper, Paper Products & Printing |
2,576 |
870,70 |
674,12 |
3,505 |
1004,39 |
795,46 |
|
6. Woods and Wood Products |
4,432 |
116,34 |
93,69 |
9,442 |
205,50 |
170,84 |
|
7. Leather & Leather Products |
1,932 |
123,53 |
83,69 |
3,381 |
98,52 |
80,01 |
|
8. Gems and Jewellery |
618 |
138,80 |
120,31 |
5,573 |
95,98 |
82,34 |
|
9. Rubber & Plastic Products |
1,533 |
650,54 |
436,30 |
2,418 |
1184,87 |
880,39 |
|
10. Chemicals & Chemical Products |
2,412 |
1873,54 |
1366,69 |
4,944 |
3399,42 |
2050,97 |
|
(a) Heavy Industrial Chemicals |
163 |
258,82 |
198,94 |
294 |
1199,24 |
831,72 |
|
(b) Fertilisers |
93 |
114,57 |
59,38 |
337 |
753,47 |
448,45 |
|
(c) Drugs & Pharmaceuticals |
374 |
424,44 |
329,59 |
929 |
369,62 |
291,42 |
|
(d) Non-Edible Oils |
149 |
52,16 |
44,96 |
129 |
46,20 |
33,21 |
|
(e) Other Chemicals & Chemical Products |
1,633 |
1023,56 |
733,82 |
3,255 |
1030,88 |
446,17 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
134 |
680,28 |
625,98 |
323 |
2908,15 |
1415,70 |
|
12. Manufacture of Cement & Cement Products |
2,923 |
697,44 |
414,28 |
3,323 |
3160,94 |
1880,89 |
|
13. Basic Metals & Metal Products |
3,990 |
5151,18 |
3529,64 |
8,137 |
13884,78 |
9705,71 |
|
(a) Iron & Steel |
945 |
4152,08 |
2668,64 |
818 |
9491,67 |
6325,31 |
|
(b) Non-Ferrous Metals |
327 |
267,63 |
205,51 |
287 |
1822,32 |
1551,41 |
|
(c) Metal Products |
2,718 |
731,47 |
655,49 |
7,032 |
2570,79 |
1828,99 |
|
14. Engineering |
7,692 |
35035,12 |
1814,77 |
32,162 |
3970,74 |
2676,36 |
|
(a) Heavy Engineering |
606 |
492,31 |
319,24 |
1,737 |
584,53 |
363,57 |
|
(b) Light Engineering |
5,388 |
33255,07 |
555,88 |
25,780 |
1915,17 |
1159,05 |
|
(c) Electrical Machinery & Goods |
1,330 |
1047,87 |
744,18 |
3,398 |
959,68 |
707,64 |
|
(d) Electronic Machinery & Goods |
368 |
239,88 |
195,48 |
1,247 |
511,36 |
446,10 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
889 |
982,74 |
604,56 |
4,980 |
1138,14 |
753,45 |
|
16. Other Industries |
26,834 |
1490,61 |
955,39 |
65,874 |
2556,86 |
1930,92 |
|
17. Electricity, Gas & Water |
239 |
3656,39 |
2571,51 |
427 |
11730,52 |
9437,10 |
|
(a) Electricity Generation & Transmission |
109 |
3270,36 |
2230,75 |
196 |
10857,81 |
8613,86 |
|
(b) Non-Conventional Energy |
31 |
263,71 |
229,75 |
70 |
227,69 |
190,53 |
|
(c) Gas, Steam & Water Supply |
99 |
122,32 |
111,02 |
161 |
645,02 |
632,70 |
|
18. Construction |
2,024 |
5262,32 |
3313,06 |
15,547 |
14070,91 |
10787,83 |
|
(a) Other than Infrastructure |
500 |
1261,92 |
815,50 |
7,512 |
2301,87 |
1982,91 |
|
(b) Infrastructure Construction |
1,524 |
4000,39 |
2497,56 |
8,035 |
11769,04 |
8804,91 |
III. |
TRANSPORT OPERATORS |
29,724 |
1391,24 |
1014,10 |
59,816 |
2105,86 |
1858,53 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
64,740 |
4119,12 |
2943,87 |
3,74,833 |
14862,39 |
11763,54 |
|
1. Professional Services |
2,818 |
155,10 |
127,87 |
81,034 |
4680,27 |
3317,53 |
|
2. Tourism, Hotel & Restaurants |
7,422 |
1329,90 |
895,35 |
20,437 |
672,13 |
597,07 |
|
3. Recreation services |
1,745 |
37,03 |
28,12 |
2,530 |
641,43 |
534,09 |
|
4. IT and Telecommunications |
372 |
576,69 |
441,16 |
545 |
587,98 |
348,14 |
|
5. Others |
52,383 |
2020,42 |
1451,37 |
2,70,287 |
8280,58 |
6966,71 |
V. |
PERSONAL LOANS |
16,62,514 |
30160,61 |
23202,67 |
17,59,691 |
25545,62 |
21016,30 |
|
1. Housing |
3,30,381 |
12902,90 |
10203,67 |
3,70,665 |
11246,33 |
9609,46 |
|
2. Consumer Durables |
38,175 |
247,22 |
187,42 |
58,772 |
415,66 |
319,11 |
|
3. Vehicles |
1,09,829 |
2622,32 |
2011,50 |
1,05,188 |
1465,21 |
1198,25 |
|
4. Education |
79,787 |
2049,68 |
1379,08 |
2,52,283 |
3974,01 |
3153,67 |
|
5. Personal Credit Cards |
2 |
5 |
5 |
1,68,219 |
670,53 |
560,06 |
|
6. Others |
11,04,340 |
12338,44 |
9420,95 |
8,04,564 |
7773,89 |
6175,76 |
VI. |
TRADE |
4,17,528 |
16458,99 |
7783,12 |
9,09,776 |
24311,07 |
21885,01 |
|
1. Wholesale Trade |
5,411 |
10512,45 |
2987,01 |
38,836 |
14004,96 |
13763,85 |
|
2. Retail Trade |
4,12,117 |
5946,54 |
4796,11 |
8,70,940 |
10306,11 |
8121,16 |
VII. |
FINANCE |
12,124 |
2208,79 |
1896,35 |
77,272 |
3447,64 |
2722,32 |
VIII. |
ALL OTHERS |
17,542 |
261,67 |
224,24 |
6,39,406 |
5734,80 |
4364,50 |
|
TOTAL BANK CREDIT |
72,64,127 |
158190,85 |
92331,75 |
149,45,086 |
236505,91 |
195050,95 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
RURAL |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
23 |
128,72 |
60,84 |
81,63,608 |
40858,27 |
34063,23 |
|
1. Direct Finance |
15 |
115,87 |
53,00 |
80,28,666 |
39173,35 |
32671,50 |
|
2. Indirect Finance |
8 |
12,85 |
7,85 |
1,34,942 |
1684,92 |
1391,73 |
II. |
INDUSTRY |
1,627 |
4187,09 |
3198,39 |
4,33,490 |
2371,25 |
1707,76 |
|
1. Mining & Quarrying |
21 |
38,83 |
38,83 |
771 |
57,05 |
41,50 |
|
2. Food Manufacturing & Processing |
53 |
74,59 |
51,12 |
1,05,115 |
633,98 |
324,50 |
|
(a) Rice Mills, Flour & Dal Mills |
48 |
44,57 |
36,64 |
18,041 |
181,72 |
136,51 |
|
(b) Sugar |
- |
- |
- |
19 |
76 |
61 |
|
(c) Edible Oils & Vanaspati |
2 |
20,00 |
9,47 |
27,247 |
245,56 |
34,53 |
|
(d) Tea Processing |
- |
- |
- |
1,692 |
16,96 |
15,64 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
119 |
9,65 |
6,49 |
|
(f) Others |
3 |
10,02 |
5,01 |
57,997 |
179,32 |
130,72 |
|
3. Beverage & Tobacco |
33 |
374,69 |
359,45 |
97 |
5,79 |
4,40 |
|
4. Textiles |
113 |
160,33 |
112,15 |
33,219 |
217,91 |
169,83 |
|
(a) Cotton Textiles |
43 |
67,01 |
66,62 |
5,132 |
78,40 |
61,87 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
1,493 |
11,57 |
9,30 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
18,276 |
76,27 |
59,67 |
|
(d) Other Textiles & Textile Products |
70 |
93,32 |
45,53 |
8,318 |
51,67 |
38,99 |
|
5. Paper, Paper Products & Printing |
12 |
51,50 |
2,16 |
2,181 |
19,76 |
15,62 |
|
6. Woods and Wood Products |
- |
- |
- |
9,211 |
44,51 |
34,70 |
|
7. Leather & Leather Products |
- |
- |
- |
16,450 |
34,56 |
20,77 |
|
8. Gems and Jewellery |
- |
- |
- |
34,842 |
89,57 |
76,87 |
|
9. Rubber & Plastic Products |
14 |
47,73 |
42,75 |
7,260 |
23,50 |
17,40 |
|
10. Chemicals & Chemical Products |
52 |
973,50 |
885,59 |
3,072 |
27,72 |
22,72 |
|
(a) Heavy Industrial Chemicals |
2 |
534,75 |
524,07 |
21 |
2,75 |
2,49 |
|
(b) Fertilisers |
3 |
45,50 |
38,35 |
1,277 |
7,25 |
5,80 |
|
(c) Drugs & Pharmaceuticals |
35 |
297,32 |
262,17 |
1,036 |
5,00 |
4,37 |
|
(d) Non-Edible Oils |
- |
- |
- |
8 |
96 |
67 |
|
(e) Other Chemicals & Chemical Products |
12 |
95,93 |
60,99 |
730 |
11,75 |
9,39 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
4 |
66,60 |
53,17 |
43 |
7,74 |
5,91 |
|
12. Manufacture of Cement & Cement Products |
5 |
87,00 |
80,22 |
1,350 |
15,67 |
13,21 |
|
13. Basic Metals & Metal Products |
70 |
429,65 |
246,49 |
3,125 |
33,57 |
24,60 |
|
(a) Iron & Steel |
7 |
33,83 |
8,39 |
36 |
3,24 |
2,43 |
|
(b) Non-Ferrous Metals |
35 |
332,79 |
205,54 |
11 |
41 |
26 |
|
(c) Metal Products |
28 |
63,03 |
32,56 |
3,078 |
29,92 |
21,91 |
|
14. Engineering |
163 |
344,27 |
189,42 |
6,224 |
52,62 |
45,38 |
|
(a) Heavy Engineering |
58 |
60,10 |
45,19 |
270 |
11,17 |
10,03 |
|
(b) Light Engineering |
70 |
142,99 |
66,46 |
2,441 |
17,53 |
15,65 |
|
(c) Electrical Machinery & Goods |
29 |
94,19 |
35,79 |
1,630 |
14,80 |
12,32 |
|
(d) Electronic Machinery & Goods |
6 |
46,98 |
41,98 |
1,883 |
9,12 |
7,38 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
121 |
1010,48 |
760,12 |
9,692 |
60,37 |
46,28 |
|
16. Other Industries |
59 |
139,87 |
106,82 |
1,82,709 |
555,39 |
415,61 |
|
17. Electricity, Gas & Water |
2 |
8,50 |
7,50 |
363 |
13,62 |
9,82 |
|
(a) Electricity Generation & Transmission |
1 |
1,00 |
- |
9 |
54 |
49 |
|
(b) Non-Conventional Energy |
1 |
7,50 |
7,50 |
309 |
9,67 |
6,59 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
45 |
3,41 |
2,74 |
|
18. Construction |
905 |
379,55 |
262,61 |
17,766 |
477,93 |
418,63 |
|
(a) Other than Infrastructure |
11 |
59 |
17 |
8,180 |
404,15 |
356,18 |
|
(b) Infrastructure Construction |
894 |
378,96 |
262,45 |
9,586 |
73,78 |
62,45 |
III. |
TRANSPORT OPERATORS |
4 |
22 |
19 |
88,485 |
1016,26 |
777,47 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
231 |
408,93 |
345,01 |
3,85,089 |
1601,79 |
1266,70 |
|
1. Professional Services |
26 |
41,98 |
1,07 |
1,12,520 |
457,43 |
345,23 |
|
2. Tourism, Hotel & Restaurants |
5 |
13 |
8 |
13,481 |
101,56 |
80,40 |
|
3. Recreation services |
9 |
1,94 |
1,58 |
9,446 |
34,44 |
30,90 |
|
4. IT and Telecommunications |
5 |
42,32 |
41,17 |
42 |
3,18 |
2,80 |
|
5. Others |
186 |
322,56 |
301,11 |
2,49,600 |
1005,18 |
807,38 |
V. |
PERSONAL LOANS |
4,493 |
137,51 |
31,42 |
13,85,119 |
9695,61 |
7435,16 |
|
1. Housing |
2 |
40 |
40 |
1,58,588 |
2497,23 |
2027,14 |
|
2. Consumer Durables |
- |
- |
- |
1,50,123 |
1175,80 |
827,82 |
|
3. Vehicles |
9 |
25 |
4 |
56,336 |
455,64 |
339,63 |
|
4. Education |
- |
- |
- |
28,069 |
320,37 |
260,72 |
|
5. Personal Credit Cards |
4,217 |
127,73 |
25,18 |
6 |
2 |
1 |
|
6. Others |
265 |
9,13 |
5,80 |
9,91,997 |
5246,56 |
3979,83 |
VI. |
TRADE |
207 |
310,05 |
205,88 |
12,62,226 |
5261,02 |
4072,18 |
|
1. Wholesale Trade |
106 |
115,95 |
72,77 |
73,362 |
473,70 |
376,71 |
|
2. Retail Trade |
101 |
194,10 |
133,11 |
11,88,864 |
4787,32 |
3695,48 |
VII. |
FINANCE |
42 |
77,06 |
55,40 |
5,55,163 |
3247,24 |
2426,13 |
VIII. |
ALL OTHERS |
280 |
303,71 |
241,03 |
10,55,632 |
4502,06 |
3668,07 |
|
TOTAL BANK CREDIT |
6,907 |
5553,29 |
4138,16 |
133,28,812 |
68553,50 |
55416,70 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
RURAL |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
6,44,314 |
9240,39 |
7649,59 |
246,19,286 |
173336,73 |
150135,35 |
|
1. Direct Finance |
6,33,917 |
7133,34 |
5891,51 |
236,39,133 |
155634,62 |
135414,86 |
|
2. Indirect Finance |
10,397 |
2107,05 |
1758,08 |
9,80,153 |
17702,12 |
14720,49 |
II. |
INDUSTRY |
44,362 |
14508,17 |
7920,37 |
8,52,385 |
162046,11 |
91172,98 |
|
1. Mining & Quarrying |
312 |
1305,02 |
166,79 |
5,461 |
5167,95 |
3518,92 |
|
2. Food Manufacturing & Processing |
5,782 |
1281,57 |
754,18 |
2,00,542 |
12076,85 |
8436,91 |
|
(a) Rice Mills, Flour & Dal Mills |
467 |
91,21 |
70,88 |
47,916 |
3319,41 |
2461,44 |
|
(b) Sugar |
65 |
140,61 |
85,10 |
381 |
2572,46 |
1807,67 |
|
(c) Edible Oils & Vanaspati |
125 |
89,28 |
42,83 |
36,864 |
2089,77 |
1335,82 |
|
(d) Tea Processing |
210 |
69,26 |
61,73 |
3,469 |
498,86 |
276,57 |
|
(e) Processing of Fruits & Vegetables |
63 |
80,26 |
57,20 |
970 |
193,28 |
142,10 |
|
(f) Others |
4,852 |
810,95 |
436,44 |
1,10,942 |
3403,06 |
2413,31 |
|
3. Beverage & Tobacco |
87 |
196,06 |
75,90 |
1,344 |
1801,39 |
1375,81 |
|
4. Textiles |
11,077 |
1103,73 |
786,60 |
1,03,975 |
11243,73 |
8648,10 |
|
(a) Cotton Textiles |
808 |
429,43 |
315,91 |
13,671 |
5091,39 |
3823,54 |
|
(b) Jute & Other Natural Fibre Textiles |
127 |
3,03 |
2,17 |
5,748 |
173,07 |
143,10 |
|
(c) Handloom Textiles & Khadi |
4,501 |
48,91 |
32,53 |
38,329 |
345,80 |
262,87 |
|
(d) Other Textiles & Textile Products |
5,641 |
622,36 |
436,00 |
46,227 |
5633,46 |
4418,60 |
|
5. Paper, Paper Products & Printing |
438 |
375,25 |
195,24 |
8,712 |
2321,59 |
1682,60 |
|
6. Woods and Wood Products |
852 |
51,77 |
40,44 |
23,937 |
418,12 |
339,66 |
|
7. Leather & Leather Products |
515 |
103,49 |
72,02 |
22,278 |
360,10 |
256,49 |
|
8. Gems and Jewellery |
257 |
11,44 |
9,22 |
41,290 |
335,79 |
288,74 |
|
9. Rubber & Plastic Products |
660 |
137,67 |
83,95 |
11,885 |
2044,32 |
1460,79 |
|
10. Chemicals & Chemical Products |
784 |
593,58 |
307,98 |
11,264 |
6867,76 |
4633,94 |
|
(a) Heavy Industrial Chemicals |
42 |
82,73 |
28,46 |
522 |
2078,29 |
1585,69 |
|
(b) Fertilisers |
20 |
47,55 |
7,03 |
1,730 |
968,35 |
559,00 |
|
(c) Drugs & Pharmaceuticals |
175 |
114,46 |
76,01 |
2,549 |
1210,84 |
963,57 |
|
(d) Non-Edible Oils |
6 |
73 |
65 |
292 |
100,06 |
79,48 |
|
(e) Other Chemicals & Chemical Products |
541 |
348,10 |
195,82 |
6,171 |
2510,22 |
1446,19 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
53 |
54,40 |
39,63 |
557 |
3717,17 |
2140,40 |
|
12. Manufacture of Cement & Cement Products |
902 |
70,11 |
53,76 |
8,503 |
4031,16 |
2442,36 |
|
13. Basic Metals & Metal Products |
1,599 |
1139,46 |
982,32 |
16,921 |
20638,63 |
14488,77 |
|
(a) Iron & Steel |
143 |
946,09 |
835,91 |
1,949 |
14626,92 |
9840,69 |
|
(b) Non-Ferrous Metals |
78 |
70,15 |
40,04 |
738 |
2493,30 |
2002,76 |
|
(c) Metal Products |
1,378 |
123,21 |
106,37 |
14,234 |
3518,41 |
2645,32 |
|
14. Engineering |
1,776 |
389,08 |
281,74 |
48,017 |
39791,84 |
5007,66 |
|
(a) Heavy Engineering |
159 |
21,01 |
15,33 |
2,830 |
1169,12 |
753,36 |
|
(b) Light Engineering |
540 |
104,65 |
62,60 |
34,219 |
35435,41 |
1859,64 |
|
(c) Electrical Machinery & Goods |
882 |
77,25 |
61,54 |
7,269 |
2193,80 |
1561,46 |
|
(d) Electronic Machinery & Goods |
195 |
186,17 |
142,27 |
3,699 |
993,50 |
833,20 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
943 |
524,80 |
254,65 |
16,625 |
3716,52 |
2419,07 |
|
16. Other Industries |
4,175 |
492,34 |
279,27 |
2,79,651 |
5235,07 |
3688,02 |
|
17. Electricity, Gas & Water |
206 |
1993,14 |
697,13 |
1,237 |
17402,17 |
12723,06 |
|
(a) Electricity Generation & Transmission |
171 |
1964,23 |
672,52 |
486 |
16093,94 |
11517,62 |
|
(b) Non-Conventional Energy |
7 |
16,93 |
16,67 |
418 |
525,50 |
451,04 |
|
(c) Gas, Steam & Water Supply |
28 |
11,98 |
7,94 |
333 |
782,73 |
754,39 |
|
18. Construction |
13,944 |
4685,26 |
2839,56 |
50,186 |
24875,97 |
17621,69 |
|
(a) Other than Infrastructure |
12,466 |
3061,21 |
1838,00 |
28,669 |
7029,75 |
4992,76 |
|
(b) Infrastructure Construction |
1,478 |
1624,05 |
1001,56 |
21,517 |
17846,22 |
12628,93 |
III. |
TRANSPORT OPERATORS |
90,136 |
6958,02 |
3785,95 |
2,68,165 |
11471,60 |
7436,23 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
27,717 |
3161,10 |
2068,02 |
8,52,610 |
24153,34 |
18387,14 |
|
1. Professional Services |
4,771 |
780,15 |
487,73 |
2,01,169 |
6114,93 |
4279,43 |
|
2. Tourism, Hotel & Restaurants |
1,133 |
173,02 |
132,66 |
42,478 |
2276,74 |
1705,56 |
|
3. Recreation services |
136 |
12,84 |
10,79 |
13,866 |
727,67 |
605,48 |
|
4. IT and Telecommunications |
79 |
99,97 |
73,14 |
1,043 |
1310,14 |
906,41 |
|
5. Others |
21,598 |
2095,12 |
1363,70 |
5,94,054 |
13723,86 |
10890,27 |
V. |
PERSONAL LOANS |
5,69,727 |
18682,93 |
12593,27 |
53,81,544 |
84222,28 |
64278,83 |
|
1. Housing |
63,755 |
4126,49 |
3258,25 |
9,23,391 |
30773,34 |
25098,93 |
|
2. Consumer Durables |
34,852 |
451,35 |
328,80 |
2,81,922 |
2290,03 |
1663,15 |
|
3. Vehicles |
1,76,540 |
6250,18 |
3453,92 |
4,47,902 |
10793,60 |
7003,33 |
|
4. Education |
54,009 |
2103,01 |
1842,56 |
4,14,148 |
8447,07 |
6636,04 |
|
5. Personal Credit Cards |
8,329 |
259,35 |
43,21 |
1,80,773 |
1057,68 |
628,51 |
|
6. Others |
2,32,242 |
5492,55 |
3666,53 |
31,33,408 |
30860,57 |
23248,87 |
VI. |
TRADE |
88,979 |
4480,82 |
2969,88 |
26,78,716 |
50821,95 |
36916,07 |
|
1. Wholesale Trade |
6,229 |
830,75 |
659,88 |
1,23,944 |
25937,81 |
17860,22 |
|
2. Retail Trade |
82,750 |
3650,07 |
2310,00 |
25,54,772 |
24884,14 |
19055,85 |
VII. |
FINANCE |
5,421 |
1004,13 |
789,11 |
6,50,022 |
9984,86 |
7889,31 |
VIII. |
ALL OTHERS |
58,014 |
683,68 |
435,80 |
17,70,874 |
11485,93 |
8933,64 |
|
TOTAL BANK CREDIT |
15,28,670 |
58719,25 |
38212,00 |
370,73,602 |
527522,80 |
385149,55 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
SEMI-URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
49,33,333 |
47945,61 |
41029,13 |
58,43,599 |
56872,11 |
49698,15 |
|
1. Direct Finance |
48,38,846 |
43162,13 |
37026,07 |
54,22,634 |
46236,63 |
41090,30 |
|
2. Indirect Finance |
94,487 |
4783,48 |
4003,06 |
4,20,965 |
10635,48 |
8607,85 |
II. |
INDUSTRY |
1,69,994 |
33018,51 |
24032,89 |
2,83,041 |
58649,86 |
42140,85 |
|
1. Mining & Quarrying |
4,270 |
2695,22 |
2117,64 |
3,534 |
2489,28 |
1600,03 |
|
2. Food Manufacturing & Processing |
47,144 |
8655,95 |
6523,24 |
42,435 |
9972,71 |
7123,34 |
|
(a) Rice Mills, Flour & Dal Mills |
12,624 |
4242,26 |
3175,53 |
14,164 |
3215,34 |
2475,80 |
|
(b) Sugar |
218 |
512,24 |
407,99 |
194 |
2280,71 |
1605,88 |
|
(c) Edible Oils & Vanaspati |
2,626 |
913,45 |
663,15 |
2,715 |
849,15 |
540,16 |
|
(d) Tea Processing |
261 |
51,56 |
37,98 |
649 |
206,79 |
148,39 |
|
(e) Processing of Fruits & Vegetables |
712 |
214,71 |
154,69 |
479 |
126,72 |
90,21 |
|
(f) Others |
30,703 |
2721,72 |
2083,90 |
24,234 |
3294,00 |
2262,90 |
|
3. Beverage & Tobacco |
1,343 |
421,24 |
339,31 |
1,019 |
450,74 |
267,47 |
|
4. Textiles |
26,940 |
5976,65 |
4406,36 |
41,560 |
8804,33 |
5868,07 |
|
(a) Cotton Textiles |
4,599 |
2965,40 |
2300,90 |
10,411 |
5344,92 |
3684,49 |
|
(b) Jute & Other Natural Fibre Textiles |
738 |
79,37 |
61,10 |
1,105 |
130,35 |
109,99 |
|
(c) Handloom Textiles & Khadi |
5,743 |
208,39 |
165,06 |
8,217 |
321,65 |
261,06 |
|
(d) Other Textiles & Textile Products |
15,860 |
2723,49 |
1879,30 |
21,827 |
3007,41 |
1812,53 |
|
5. Paper, Paper Products & Printing |
5,089 |
1038,36 |
776,86 |
7,002 |
1871,94 |
1534,42 |
|
6. Woods and Wood Products |
5,785 |
310,32 |
250,47 |
9,463 |
495,67 |
393,61 |
|
7. Leather & Leather Products |
2,866 |
99,36 |
80,15 |
4,172 |
170,78 |
99,08 |
|
8. Gems and Jewellary |
1,175 |
80,11 |
66,66 |
2,522 |
168,02 |
153,44 |
|
9. Rubber & Plastic Products |
3,110 |
786,45 |
596,10 |
4,840 |
1063,68 |
839,84 |
|
10. Chemicals & Chemical Products |
6,828 |
2096,42 |
1515,67 |
8,160 |
3267,10 |
2041,15 |
|
(a) Heavy Industrial Chemicals |
545 |
315,58 |
245,72 |
676 |
670,85 |
444,16 |
|
(b) Fertilisers |
184 |
233,70 |
190,85 |
247 |
823,10 |
244,31 |
|
(c) Drugs & Pharmaceuticals |
702 |
292,80 |
214,38 |
2,539 |
928,96 |
684,13 |
|
(d) Non-Edible Oils |
442 |
189,57 |
124,61 |
150 |
71,88 |
60,03 |
|
(e) Other Chemicals & Chemical Products |
4,955 |
1064,78 |
740,11 |
4,548 |
772,32 |
608,51 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
268 |
464,59 |
82,46 |
407 |
1632,45 |
1533,81 |
|
12. Manufacture of Cement & Cement Products |
4,283 |
720,65 |
389,51 |
3,311 |
543,90 |
429,45 |
|
13. Basic Metals & Metal Products |
6,919 |
3946,33 |
2714,36 |
17,543 |
6530,77 |
4874,55 |
|
(a) Iron & Steel |
1,700 |
2838,47 |
1912,64 |
1,883 |
4325,70 |
3247,94 |
|
(b) Non-Ferrous Metals |
598 |
570,52 |
387,53 |
583 |
370,50 |
297,15 |
|
(c) Metal Products |
4,621 |
537,33 |
414,19 |
15,077 |
1834,56 |
1329,46 |
|
14. Engineering |
12,239 |
2035,74 |
1570,47 |
35,997 |
4014,69 |
3016,68 |
|
(a) Heavy Engineering |
1,137 |
354,52 |
274,27 |
1,344 |
478,13 |
367,23 |
|
(b) Light Engineering |
8,674 |
946,58 |
691,02 |
27,274 |
1668,64 |
1220,35 |
|
(c) Electrical Machinery & Goods |
1,886 |
528,81 |
436,43 |
5,187 |
1686,34 |
1280,07 |
|
(d) Electronic Machinery & Goods |
542 |
205,83 |
168,75 |
2,192 |
181,58 |
149,03 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,117 |
376,56 |
234,81 |
5,165 |
1394,70 |
843,59 |
|
16. Other Industries |
35,282 |
1174,10 |
827,29 |
72,112 |
3928,14 |
2943,15 |
|
17. Electricity, Gas & Water |
490 |
393,84 |
261,40 |
599 |
4245,57 |
3352,15 |
|
(a) Electricity Generation & Transmission |
77 |
189,70 |
137,77 |
167 |
3841,92 |
3038,01 |
|
(b) Non-Conventional Energy |
85 |
115,22 |
66,09 |
104 |
307,99 |
229,69 |
|
(c) Gas, Steam & Water Supply |
328 |
88,92 |
57,54 |
328 |
95,66 |
84,45 |
|
18. Construction |
4,846 |
1746,61 |
1280,14 |
23,200 |
7605,41 |
5227,00 |
|
(a) Other than Infrastructure |
1,556 |
309,54 |
233,69 |
14,434 |
1937,02 |
1535,57 |
|
(b) Infrastructure Construction |
3,290 |
1437,07 |
1046,45 |
8,766 |
5668,39 |
3691,43 |
III. |
TRANSPORT OPERATORS |
34,189 |
1605,26 |
1223,18 |
54,140 |
1855,28 |
1507,65 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
86,888 |
5266,52 |
3651,95 |
3,92,410 |
14869,75 |
11761,86 |
|
1. Professional Services |
7,095 |
323,85 |
255,42 |
81,677 |
2563,01 |
1958,97 |
|
2. Tourism, Hotel & Restaurants |
9,311 |
945,37 |
691,71 |
18,924 |
1239,88 |
1006,93 |
|
3. Recreation services |
3,032 |
120,49 |
88,40 |
3,826 |
108,27 |
85,42 |
|
4. IT and Telecommunications |
845 |
68,43 |
56,25 |
958 |
110,12 |
84,18 |
|
5. Others |
66,605 |
3808,38 |
2560,17 |
2,87,025 |
10848,47 |
8626,36 |
V. |
PERSONAL LOANS |
36,71,429 |
71483,64 |
54244,76 |
23,47,639 |
40956,12 |
33670,58 |
|
1. Housing |
7,36,189 |
31645,41 |
24879,90 |
5,44,710 |
20394,01 |
17225,82 |
|
2. Consumer Durables |
57,338 |
378,12 |
269,46 |
83,724 |
599,43 |
487,19 |
|
3. Vehicles |
2,35,554 |
5911,94 |
4508,66 |
1,51,652 |
2553,29 |
2105,03 |
|
4. Education |
2,74,566 |
6628,21 |
4606,90 |
3,11,905 |
5708,77 |
4618,75 |
|
5. Personal Credit Cards |
1 |
3 |
- |
1,97,858 |
913,29 |
748,59 |
|
6. Others |
23,67,781 |
26919,93 |
19979,84 |
10,57,790 |
10787,33 |
8485,20 |
VI. |
TRADE |
5,91,873 |
15553,78 |
12210,01 |
7,91,173 |
22642,90 |
18566,20 |
|
1. Wholesale Trade |
15,077 |
3222,55 |
2335,75 |
52,775 |
6811,49 |
5902,55 |
|
2. Retail Trade |
5,76,796 |
12331,23 |
9874,25 |
7,38,398 |
15831,41 |
12663,65 |
VII. |
FINANCE |
16,574 |
485,58 |
418,02 |
58,205 |
2853,57 |
1328,03 |
VIII. |
ALL OTHERS |
51,866 |
778,60 |
687,62 |
6,29,893 |
7288,38 |
5822,26 |
|
TOTAL BANK CREDIT |
95,56,146 |
176137,50 |
137497,55 |
104,00,100 |
205987,97 |
164495,59 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
SEMI-URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
23 |
7,43 |
4,93 |
23,51,716 |
10442,17 |
9141,74 |
|
1. Direct Finance |
10 |
3,68 |
3,68 |
23,15,149 |
10045,61 |
8817,01 |
|
2. Indirect Finance |
13 |
3,75 |
1,25 |
36,567 |
396,57 |
324,73 |
II. |
INDUSTRY |
672 |
1268,79 |
992,74 |
1,26,482 |
1037,48 |
824,44 |
|
1. Mining & Quarrying |
1 |
25 |
3 |
297 |
25,93 |
20,07 |
|
2. Food Manufacturing & Processing |
107 |
42,77 |
35,61 |
13,319 |
178,78 |
136,86 |
|
(a) Rice Mills, Flour & Dal Mills |
81 |
9,76 |
2,62 |
3,936 |
76,09 |
60,81 |
|
(b) Sugar |
- |
- |
- |
4 |
20 |
19 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
591 |
10,08 |
6,27 |
|
(d) Tea Processing |
- |
- |
- |
884 |
10,23 |
9,19 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
35 |
1,56 |
1,16 |
|
(f) Others |
26 |
33,01 |
32,99 |
7,869 |
80,63 |
59,25 |
|
3. Beverage & Tobacco |
- |
- |
- |
106 |
6,86 |
5,03 |
|
4. Textiles |
1 |
2 |
2 |
12,907 |
65,84 |
52,84 |
|
(a) Cotton Textiles |
1 |
2 |
2 |
1,215 |
13,80 |
10,31 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
539 |
3,41 |
2,73 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
4,981 |
22,37 |
18,04 |
|
(d) Other Textiles & Textile Products |
- |
- |
- |
6,172 |
26,26 |
21,76 |
|
5. Paper, Paper Products & Printing |
39 |
22,65 |
18,60 |
1,139 |
13,71 |
10,74 |
|
6. Woods and Wood Products |
- |
- |
- |
2,589 |
18,46 |
14,84 |
|
7. Leather & Leather Products |
1 |
28 |
28 |
4,941 |
14,57 |
7,66 |
|
8. Gems and Jewellary |
- |
- |
- |
36,167 |
52,53 |
45,35 |
|
9. Rubber & Plastic Products |
15 |
156,33 |
130,14 |
1,363 |
10,66 |
8,39 |
|
10. Chemicals & Chemical Products |
221 |
198,55 |
132,17 |
2,304 |
20,76 |
16,25 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
9 |
8,19 |
6,33 |
|
(b) Fertilisers |
- |
- |
- |
220 |
1,74 |
98 |
|
(c) Drugs & Pharmaceuticals |
1 |
7,50 |
1,49 |
1,567 |
4,33 |
3,49 |
|
(d) Non-Edible Oils |
- |
- |
- |
2 |
6 |
4 |
|
(e) Other Chemicals & Chemical Products |
220 |
191,05 |
130,68 |
506 |
6,46 |
5,40 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1 |
192,00 |
150,56 |
16 |
1,41 |
97 |
|
12. Manufacture of Cement & Cement Products |
- |
- |
- |
838 |
8,00 |
6,81 |
|
13. Basic Metals & Metal Products |
11 |
97,39 |
23,49 |
1,828 |
21,20 |
18,16 |
|
(a) Iron & Steel |
5 |
86,80 |
16,39 |
18 |
4,20 |
3,84 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
1 |
54 |
61 |
|
(c) Metal Products |
6 |
10,59 |
7,10 |
1,809 |
16,46 |
13,71 |
|
14. Engineering |
192 |
121,72 |
99,86 |
2,083 |
29,17 |
23,22 |
|
(a) Heavy Engineering |
9 |
16,36 |
16,09 |
55 |
2,81 |
2,21 |
|
(b) Light Engineering |
120 |
36,80 |
25,39 |
1,088 |
14,68 |
11,50 |
|
(c) Electrical Machinery & Goods |
61 |
66,60 |
57,59 |
460 |
5,30 |
4,40 |
|
(d) Electronic Machinery & Goods |
2 |
1,96 |
79 |
480 |
6,38 |
5,11 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
50 |
355,15 |
324,70 |
2,132 |
21,43 |
16,90 |
|
16. Other Industries |
9 |
16 |
13 |
34,834 |
194,02 |
149,01 |
|
17. Electricity, Gas & Water |
2 |
72,15 |
72,15 |
37 |
27,52 |
26,69 |
|
(a) Electricity Generation & Transmission |
1 |
16,41 |
16,41 |
15 |
2,34 |
1,69 |
|
(b) Non-Conventional Energy |
- |
- |
- |
9 |
24,01 |
23,93 |
|
(c) Gas, Steam & Water Supply |
1 |
55,74 |
55,74 |
13 |
1,16 |
1,07 |
|
18. Construction |
22 |
9,39 |
5,02 |
9,582 |
326,62 |
264,65 |
|
(a) Other than Infrastructure |
1 |
2,89 |
27 |
5,174 |
271,19 |
219,94 |
|
(b) Infrastructure Construction |
21 |
6,50 |
4,75 |
4,408 |
55,43 |
44,71 |
III. |
TRANSPORT OPERATORS |
1 |
1,53 |
1,53 |
34,822 |
435,51 |
343,82 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
39 |
156,94 |
139,31 |
1,58,532 |
877,60 |
720,63 |
|
1. Professional Services |
12 |
76,43 |
69,43 |
34,118 |
159,16 |
124,79 |
|
2. Tourism, Hotel & Restaurants |
- |
- |
- |
6,237 |
69,48 |
56,83 |
|
3. Recreation services |
3 |
3 |
3 |
1,196 |
9,47 |
8,05 |
|
4. IT and Telecommunications |
1 |
90 |
90 |
37 |
3,17 |
2,81 |
|
5. Others |
23 |
79,58 |
68,95 |
1,16,944 |
636,32 |
528,15 |
V. |
PERSONAL LOANS |
9,679 |
99,37 |
76,96 |
7,49,908 |
5448,45 |
3999,02 |
|
1. Housing |
2 |
5 |
5 |
83,124 |
1499,59 |
1271,71 |
|
2. Consumer Durables |
- |
- |
- |
62,973 |
492,21 |
337,23 |
|
3. Vehicles |
28 |
37 |
37 |
28,976 |
280,39 |
227,77 |
|
4. Education |
- |
- |
- |
22,526 |
266,21 |
252,95 |
|
5. Personal Credit Cards |
- |
- |
- |
25 |
6 |
6 |
|
6. Others |
9,649 |
98,95 |
76,53 |
5,52,284 |
2909,99 |
1909,30 |
VI. |
TRADE |
147 |
109,80 |
70,34 |
4,49,108 |
2680,49 |
2076,31 |
|
1. Wholesale Trade |
77 |
63,18 |
38,13 |
25,499 |
318,10 |
206,43 |
|
2. Retail Trade |
70 |
46,62 |
32,22 |
4,23,609 |
2362,38 |
1869,88 |
VII. |
FINANCE |
1 |
6,50 |
6,50 |
1,87,165 |
1124,33 |
823,21 |
VIII. |
ALL OTHERS |
2 |
36 |
35 |
3,21,409 |
2127,34 |
1866,01 |
|
TOTAL BANK CREDIT |
10,564 |
1650,72 |
1292,67 |
43,79,142 |
24173,37 |
19795,19 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
SEMI-URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
11,37,526 |
10607,19 |
8836,78 |
142,66,197 |
125874,52 |
108710,74 |
|
1. Direct Finance |
11,21,216 |
9177,84 |
7744,16 |
136,97,855 |
108625,89 |
94681,23 |
|
2. Indirect Finance |
16,310 |
1429,35 |
1092,62 |
5,68,342 |
17248,63 |
14029,51 |
II. |
INDUSTRY |
49,583 |
20612,73 |
12250,95 |
6,29,772 |
114587,37 |
80241,87 |
|
1. Mining & Quarrying |
463 |
1148,69 |
310,37 |
8,565 |
6359,38 |
4048,14 |
|
2. Food Manufacturing & Processing |
7,942 |
1700,10 |
1151,83 |
1,10,947 |
20550,30 |
14970,88 |
|
(a) Rice Mills, Flour & Dal Mills |
1,470 |
530,64 |
400,58 |
32,275 |
8074,09 |
6115,34 |
|
(b) Sugar |
18 |
35,72 |
35,77 |
434 |
2828,88 |
2049,83 |
|
(c) Edible Oils & Vanaspati |
744 |
208,81 |
158,49 |
6,676 |
1981,49 |
1368,07 |
|
(d) Tea Processing |
2,539 |
63,48 |
33,64 |
4,333 |
332,06 |
229,20 |
|
(e) Processing of Fruits & Vegetables |
105 |
54,23 |
38,33 |
1,331 |
397,22 |
284,40 |
|
(f) Others |
3,066 |
807,21 |
485,02 |
65,898 |
6936,56 |
4924,05 |
|
3. Beverage & Tobacco |
135 |
307,85 |
242,36 |
2,603 |
1186,70 |
854,18 |
|
4. Textiles |
9,742 |
2421,18 |
1698,45 |
91,150 |
17268,01 |
12025,73 |
|
(a) Cotton Textiles |
3,361 |
1800,52 |
1275,43 |
19,587 |
10124,65 |
7271,16 |
|
(b) Jute & Other Natural Fibre Textiles |
121 |
21,87 |
7,42 |
2,503 |
235,01 |
181,23 |
|
(c) Handloom Textiles & Khadi |
1,739 |
27,23 |
18,20 |
20,680 |
579,63 |
462,35 |
|
(d) Other Textiles & Textile Products |
4,521 |
571,56 |
397,40 |
48,380 |
6328,72 |
4110,99 |
|
5. Paper, Paper Products & Printing |
3,826 |
646,86 |
479,94 |
17,095 |
3593,50 |
2820,56 |
|
6. Woods and Wood Products |
1,765 |
167,02 |
136,60 |
19,602 |
991,47 |
795,52 |
|
7. Leather & Leather Products |
488 |
31,49 |
23,66 |
12,468 |
316,48 |
210,82 |
|
8. Gems and Jewellary |
490 |
30,66 |
26,23 |
40,354 |
331,32 |
291,68 |
|
9. Rubber & Plastic Products |
1,154 |
624,54 |
443,03 |
10,482 |
2641,66 |
2017,50 |
|
10. Chemicals & Chemical Products |
1,425 |
574,17 |
339,86 |
18,938 |
6157,00 |
4045,10 |
|
(a) Heavy Industrial Chemicals |
110 |
192,42 |
110,56 |
1,340 |
1187,03 |
806,77 |
|
(b) Fertilisers |
45 |
11,80 |
7,90 |
696 |
1070,33 |
444,04 |
|
(c) Drugs & Pharmaceuticals |
248 |
96,09 |
69,30 |
5,057 |
1329,68 |
972,79 |
|
(d) Non-Edible Oils |
25 |
5,97 |
4,71 |
619 |
267,47 |
189,40 |
|
(e) Other Chemicals & Chemical Products |
997 |
267,89 |
147,39 |
11,226 |
2302,48 |
1632,10 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
73 |
331,06 |
91,67 |
765 |
2621,52 |
1859,47 |
|
12. Manufacture of Cement & Cement Products |
384 |
814,57 |
431,92 |
8,816 |
2087,12 |
1257,70 |
|
13. Basic Metals & Metal Products |
1,426 |
2219,94 |
1832,16 |
27,727 |
12815,62 |
9462,71 |
|
(a) Iron & Steel |
369 |
1789,90 |
1428,04 |
3,975 |
9045,08 |
6608,84 |
|
(b) Non-Ferrous Metals |
82 |
308,33 |
303,71 |
1,264 |
1249,89 |
989,01 |
|
(c) Metal Products |
975 |
121,70 |
100,41 |
22,488 |
2520,65 |
1864,86 |
|
14. Engineering |
1,525 |
365,26 |
279,01 |
52,036 |
6566,58 |
4989,24 |
|
(a) Heavy Engineering |
133 |
54,38 |
39,90 |
2,678 |
906,19 |
699,70 |
|
(b) Light Engineering |
831 |
122,54 |
86,00 |
37,987 |
2789,24 |
2034,26 |
|
(c) Electrical Machinery & Goods |
407 |
170,62 |
141,82 |
8,001 |
2457,67 |
1920,31 |
|
(d) Electronic Machinery & Goods |
154 |
17,72 |
11,29 |
3,370 |
413,48 |
334,97 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
451 |
103,00 |
73,70 |
8,915 |
2250,84 |
1493,70 |
|
16. Other Industries |
7,879 |
533,33 |
402,43 |
1,50,116 |
5829,75 |
4322,01 |
|
17. Electricity, Gas & Water |
134 |
6120,88 |
2653,84 |
1,262 |
10859,96 |
6366,23 |
|
(a) Electricity Generation & Transmission |
47 |
6040,72 |
2601,74 |
307 |
10091,10 |
5795,62 |
|
(b) Non-Conventional Energy |
41 |
71,37 |
44,68 |
239 |
518,58 |
364,39 |
|
(c) Gas, Steam & Water Supply |
46 |
8,80 |
7,42 |
716 |
250,28 |
206,22 |
|
18. Construction |
10,281 |
2472,14 |
1633,88 |
47,931 |
12160,16 |
8410,70 |
|
(a) Other than Infrastructure |
7,834 |
1592,67 |
1000,93 |
28,999 |
4113,32 |
2990,40 |
|
(b) Infrastructure Construction |
2,447 |
879,47 |
632,95 |
18,932 |
8046,85 |
5420,29 |
III. |
TRANSPORT OPERATORS |
55,921 |
3767,15 |
2017,66 |
1,79,073 |
7664,73 |
5093,85 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
51,495 |
2936,32 |
2115,21 |
6,89,364 |
24107,13 |
18388,97 |
|
1. Professional Services |
4,251 |
514,18 |
357,93 |
1,27,153 |
3636,63 |
2766,55 |
|
2. Tourism, Hotel & Restaurants |
1,979 |
318,43 |
266,87 |
36,451 |
2573,16 |
2022,33 |
|
3. Recreation services |
526 |
44,14 |
39,50 |
8,583 |
282,40 |
221,41 |
|
4. IT and Telecommunications |
187 |
38,66 |
25,78 |
2,028 |
221,27 |
169,91 |
|
5. Others |
44,552 |
2020,92 |
1425,13 |
5,15,149 |
17393,67 |
13208,76 |
V. |
PERSONAL LOANS |
8,99,115 |
16728,58 |
12230,84 |
76,77,770 |
134716,16 |
104222,15 |
|
1. Housing |
1,18,286 |
6330,81 |
5088,63 |
14,82,311 |
59869,86 |
48466,11 |
|
2. Consumer Durables |
40,350 |
521,00 |
377,72 |
2,44,385 |
1990,76 |
1471,60 |
|
3. Vehicles |
1,98,737 |
3658,50 |
1983,90 |
6,14,947 |
12404,49 |
8825,72 |
|
4. Education |
37,813 |
1067,99 |
878,84 |
6,46,810 |
13671,19 |
10357,45 |
|
5. Personal Credit Cards |
4,133 |
118,64 |
19,69 |
2,02,017 |
1032,02 |
768,35 |
|
6. Others |
4,99,796 |
5031,65 |
3882,05 |
44,87,300 |
45747,86 |
34332,92 |
VI. |
TRADE |
1,22,861 |
6812,67 |
4915,30 |
19,55,162 |
47799,63 |
37838,16 |
|
1. Wholesale Trade |
10,299 |
2171,70 |
1532,78 |
1,03,727 |
12587,03 |
10015,64 |
|
2. Retail Trade |
1,12,562 |
4640,97 |
3382,52 |
18,51,435 |
35212,61 |
27822,52 |
VII. |
FINANCE |
7,400 |
689,13 |
538,47 |
2,69,345 |
5159,11 |
3114,23 |
VIII. |
ALL OTHERS |
3,77,534 |
2305,38 |
1873,24 |
13,80,704 |
12500,06 |
10249,49 |
|
TOTAL BANK CREDIT |
27,01,435 |
64459,16 |
44778,46 |
270,47,387 |
472408,72 |
367859,45 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
7,95,991 |
16077,94 |
13441,18 |
15,74,799 |
46660,22 |
39749,80 |
|
1. Direct Finance |
7,70,447 |
10390,02 |
8767,82 |
14,34,161 |
26332,95 |
22739,29 |
|
2. Indirect Finance |
25,544 |
5687,92 |
4673,36 |
1,40,638 |
20327,27 |
17010,51 |
II. |
INDUSTRY |
1,24,396 |
83060,79 |
56968,98 |
3,91,795 |
179458,55 |
123354,54 |
|
1. Mining & Quarrying |
2,743 |
3135,87 |
2191,09 |
3,162 |
2652,79 |
1983,38 |
|
2. Food Manufacturing & Processing |
22,370 |
15170,95 |
10455,62 |
44,320 |
14948,88 |
11261,40 |
|
(a) Rice Mills, Flour & Dal Mills |
5,699 |
4779,76 |
3902,52 |
6,938 |
3615,67 |
2938,49 |
|
(b) Sugar |
191 |
1632,23 |
1379,63 |
433 |
4710,75 |
3448,30 |
|
(c) Edible Oils & Vanaspati |
1,262 |
2532,11 |
1489,82 |
2,949 |
1167,27 |
875,85 |
|
(d) Tea Processing |
185 |
142,02 |
90,65 |
675 |
268,17 |
187,69 |
|
(e) Processing of Fruits & Vegetables |
480 |
351,53 |
262,90 |
338 |
144,93 |
99,55 |
|
(f) Others |
14,553 |
5733,29 |
3330,09 |
32,987 |
5042,10 |
3711,52 |
|
3. Beverage & Tobacco |
841 |
663,25 |
447,64 |
1,058 |
2120,81 |
1369,59 |
|
4. Textiles |
28,188 |
16968,21 |
12328,45 |
71,426 |
36310,60 |
21503,47 |
|
(a) Cotton Textiles |
6,097 |
9389,71 |
6716,49 |
20,637 |
18368,11 |
12821,94 |
|
(b) Jute & Other Natural Fibre Textiles |
1,331 |
134,96 |
101,80 |
1,176 |
363,62 |
316,24 |
|
(c) Handloom Textiles & Khadi |
2,757 |
431,65 |
347,64 |
5,291 |
921,55 |
711,30 |
|
(d) Other Textiles & Textile Products |
18,003 |
7011,89 |
5162,52 |
44,322 |
16657,32 |
7653,99 |
|
5. Paper, Paper Products & Printing |
5,111 |
2326,27 |
1775,49 |
11,505 |
4210,24 |
3007,81 |
|
6. Woods and Wood Products |
2,973 |
340,71 |
239,80 |
7,450 |
633,86 |
524,91 |
|
7. Leather & Leather Products |
1,218 |
214,38 |
187,19 |
4,660 |
670,78 |
472,13 |
|
8. Gems and Jewellary |
993 |
755,10 |
621,70 |
1,990 |
1397,66 |
647,05 |
|
9. Rubber & Plastic Products |
3,365 |
1897,21 |
1320,49 |
9,876 |
3001,37 |
2125,60 |
|
10. Chemicals & Chemical Products |
4,936 |
4730,20 |
3410,81 |
11,839 |
8825,14 |
4994,11 |
|
(a) Heavy Industrial Chemicals |
462 |
555,60 |
397,08 |
959 |
1428,01 |
1082,74 |
|
(b) Fertilisers |
198 |
636,03 |
526,90 |
409 |
564,17 |
411,07 |
|
(c) Drugs & Pharmaceuticals |
812 |
1489,12 |
1150,28 |
2,581 |
5226,96 |
2356,64 |
|
(d) Non-Edible Oils |
289 |
254,70 |
182,61 |
165 |
133,90 |
79,84 |
|
(e) Other Chemicals & Chemical Products |
3,175 |
1794,76 |
1153,94 |
7,725 |
1472,09 |
1063,82 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
267 |
1651,97 |
689,59 |
608 |
755,04 |
471,51 |
|
12. Manufacture of Cement & Cement Products |
1,956 |
1051,21 |
657,81 |
3,612 |
1991,36 |
1520,08 |
|
13. Basic Metals & Metal Products |
14,589 |
14480,94 |
9597,15 |
58,081 |
27819,75 |
19365,60 |
|
(a) Iron & Steel |
3,406 |
11119,89 |
7463,08 |
5,254 |
19639,64 |
13404,65 |
|
(b) Non-Ferrous Metals |
1,487 |
2123,64 |
1291,29 |
1,654 |
1691,22 |
1158,43 |
|
(c) Metal Products |
9,696 |
1237,41 |
842,78 |
51,173 |
6488,89 |
4802,52 |
|
14. Engineering |
10,854 |
5954,19 |
3945,01 |
55,420 |
10497,97 |
7675,04 |
|
(a) Heavy Engineering |
1,033 |
1010,11 |
667,97 |
4,595 |
2236,34 |
1521,26 |
|
(b) Light Engineering |
7,254 |
2872,49 |
1660,89 |
34,569 |
4629,50 |
3376,41 |
|
(c) Electrical Machinery & Goods |
1,874 |
1387,50 |
1090,78 |
13,627 |
2577,12 |
1939,89 |
|
(d) Electronic Machinery & Goods |
693 |
684,09 |
525,37 |
2,629 |
1055,01 |
837,49 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,694 |
2932,92 |
1973,36 |
10,132 |
4011,23 |
3047,96 |
|
16. Other Industries |
18,305 |
1693,81 |
1221,61 |
64,439 |
9819,29 |
6824,12 |
|
17. Electricity, Gas & Water |
533 |
2706,50 |
2002,08 |
1,330 |
28385,69 |
21006,63 |
|
(a) Electricity Generation & Transmission |
185 |
2286,42 |
1812,26 |
630 |
26949,27 |
19845,68 |
|
(b) Non-Conventional Energy |
45 |
283,19 |
82,66 |
224 |
797,41 |
687,03 |
|
(c) Gas, Steam & Water Supply |
303 |
136,88 |
107,15 |
476 |
639,01 |
473,91 |
|
18. Construction |
3,460 |
6387,10 |
3904,10 |
30,887 |
21406,12 |
15554,15 |
|
(a) Other than Infrastructure |
1,206 |
1339,79 |
987,55 |
19,305 |
6877,06 |
5160,51 |
|
(b) Infrastructure Construction |
2,254 |
5047,31 |
2916,55 |
11,582 |
14529,05 |
10393,64 |
III. |
TRANSPORT OPERATORS |
27,899 |
1625,61 |
1263,81 |
55,325 |
3119,58 |
2327,01 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
46,563 |
9189,82 |
6403,27 |
3,70,278 |
37306,42 |
28943,57 |
|
1. Professional Services |
4,259 |
592,21 |
442,88 |
70,141 |
5826,67 |
4793,17 |
|
2. Tourism, Hotel & Restaurants |
4,904 |
2135,81 |
1489,03 |
17,202 |
3743,72 |
2773,51 |
|
3. Recreation services |
1,467 |
267,97 |
168,21 |
2,905 |
542,81 |
426,26 |
|
4. IT and Telecommunications |
677 |
117,78 |
99,22 |
1,613 |
343,49 |
252,72 |
|
5. Others |
35,256 |
6076,04 |
4203,92 |
2,78,417 |
26849,72 |
20697,90 |
V. |
PERSONAL LOANS |
27,00,503 |
71411,99 |
53794,81 |
30,85,634 |
71340,36 |
58904,45 |
|
1. Housing |
7,18,210 |
39362,30 |
30774,12 |
8,08,126 |
39623,80 |
33874,81 |
|
2. Consumer Durables |
46,861 |
322,31 |
230,26 |
1,18,238 |
878,42 |
715,34 |
|
3. Vehicles |
2,81,825 |
7072,80 |
5241,87 |
2,25,799 |
4073,71 |
3328,07 |
|
4. Education |
1,81,732 |
5388,15 |
3688,14 |
3,18,624 |
7258,52 |
5936,18 |
|
5. Personal Credit Cards |
- |
- |
- |
1,70,596 |
953,68 |
712,89 |
|
6. Others |
14,71,875 |
19266,44 |
13860,42 |
14,44,251 |
18552,23 |
14337,16 |
VI. |
TRADE |
2,52,269 |
77074,89 |
20078,04 |
7,44,195 |
40853,72 |
32292,77 |
|
1. Wholesale Trade |
12,890 |
65999,71 |
11206,56 |
54,362 |
9260,24 |
7235,03 |
|
2. Retail Trade |
2,39,379 |
11075,19 |
8871,47 |
6,89,833 |
31593,49 |
25057,73 |
VII. |
FINANCE |
4,628 |
2125,44 |
1825,67 |
40,732 |
10994,77 |
6322,54 |
VIII. |
ALL OTHERS |
25,252 |
498,00 |
405,33 |
5,71,652 |
18585,04 |
14499,54 |
|
TOTAL BANK CREDIT |
39,77,501 |
261064,48 |
154181,08 |
68,34,410 |
408318,66 |
306394,22 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
208 |
114,43 |
70,85 |
2,57,898 |
1616,15 |
1438,23 |
|
1. Direct Finance |
17 |
87,38 |
51,50 |
2,52,474 |
1448,47 |
1296,35 |
|
2. Indirect Finance |
191 |
27,05 |
19,35 |
5,424 |
167,68 |
141,88 |
II. |
INDUSTRY |
5,329 |
6878,38 |
4138,77 |
23,204 |
584,44 |
462,94 |
|
1. Mining & Quarrying |
18 |
34,55 |
21,15 |
66 |
11,82 |
8,74 |
|
2. Food Manufacturing & Processing |
241 |
383,24 |
194,79 |
2,397 |
66,00 |
38,01 |
|
(a) Rice Mills, Flour & Dal Mills |
92 |
121,29 |
51,64 |
821 |
33,46 |
17,82 |
|
(b) Sugar |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
10 |
162,66 |
70,79 |
46 |
12,57 |
3,30 |
|
(d) Tea Processing |
- |
- |
- |
7 |
3,86 |
4,09 |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
24 |
1,35 |
1,15 |
|
(f) Others |
139 |
99,29 |
72,36 |
1,499 |
14,76 |
11,66 |
|
3. Beverage & Tobacco |
26 |
1421,74 |
725,37 |
8 |
2,10 |
1,82 |
|
4. Textiles |
751 |
615,73 |
355,01 |
2,187 |
14,49 |
10,08 |
|
(a) Cotton Textiles |
482 |
316,61 |
155,19 |
171 |
3,92 |
2,80 |
|
(b) Jute & Other Natural Fibre Textiles |
- |
- |
- |
74 |
43 |
26 |
|
(c) Handloom Textiles & Khadi |
- |
- |
- |
776 |
3,85 |
2,73 |
|
(d) Other Textiles & Textile Products |
269 |
299,12 |
199,82 |
1,166 |
6,30 |
4,29 |
|
5. Paper, Paper Products & Printing |
63 |
44,70 |
27,01 |
211 |
5,80 |
4,15 |
|
6. Woods and Wood Products |
9 |
67,34 |
67,34 |
318 |
4,39 |
2,43 |
|
7. Leather & Leather Products |
15 |
39,85 |
28,17 |
274 |
1,05 |
76 |
|
8. Gems and Jewellary |
7 |
57 |
46 |
2,193 |
10,40 |
8,90 |
|
9. Rubber & Plastic Products |
257 |
100,20 |
56,48 |
188 |
5,15 |
3,79 |
|
10. Chemicals & Chemical Products |
210 |
499,93 |
346,10 |
223 |
9,07 |
6,78 |
|
(a) Heavy Industrial Chemicals |
147 |
77,61 |
62,87 |
10 |
2,51 |
1,44 |
|
(b) Fertilisers |
- |
- |
- |
10 |
1,31 |
1,26 |
|
(c) Drugs & Pharmaceuticals |
10 |
297,50 |
227,21 |
134 |
1,11 |
72 |
|
(d) Non-Edible Oils |
- |
- |
- |
1 |
16 |
15 |
|
(e) Other Chemicals & Chemical Products |
53 |
124,81 |
56,02 |
68 |
3,98 |
3,21 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
19 |
92,33 |
55,86 |
9 |
88 |
66 |
|
12. Manufacture of Cement & Cement Products |
20 |
134,55 |
95,10 |
65 |
2,65 |
2,27 |
|
13. Basic Metals & Metal Products |
208 |
387,21 |
240,99 |
626 |
30,35 |
27,66 |
|
(a) Iron & Steel |
128 |
69,39 |
58,83 |
20 |
12,10 |
10,81 |
|
(b) Non-Ferrous Metals |
19 |
97,77 |
79,81 |
1 |
8 |
2 |
|
(c) Metal Products |
61 |
220,04 |
102,34 |
605 |
18,16 |
16,83 |
|
14. Engineering |
653 |
1142,32 |
834,45 |
357 |
12,61 |
9,95 |
|
(a) Heavy Engineering |
238 |
484,68 |
376,67 |
28 |
1,65 |
1,20 |
|
(b) Light Engineering |
298 |
314,01 |
190,95 |
168 |
5,43 |
4,74 |
|
(c) Electrical Machinery & Goods |
96 |
284,81 |
223,75 |
97 |
3,75 |
2,59 |
|
(d) Electronic Machinery & Goods |
21 |
58,83 |
43,08 |
64 |
1,77 |
1,42 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
299 |
633,46 |
397,05 |
894 |
7,33 |
5,30 |
|
16. Other Industries |
370 |
700,63 |
376,49 |
8,356 |
97,02 |
74,33 |
|
17. Electricity, Gas & Water |
1 |
18 |
18 |
15 |
50,72 |
50,57 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
5 |
50,19 |
50,14 |
|
(b) Non-Conventional Energy |
- |
- |
- |
6 |
43 |
35 |
|
(c) Gas, Steam & Water Supply |
1 |
18 |
18 |
4 |
10 |
8 |
|
18. Construction |
2,162 |
579,85 |
316,76 |
4,817 |
252,59 |
206,73 |
|
(a) Other than Infrastructure |
210 |
32,30 |
26,84 |
3,628 |
233,07 |
189,58 |
|
(b) Infrastructure Construction |
1,952 |
547,55 |
289,92 |
1,189 |
19,52 |
17,15 |
III. |
TRANSPORT OPERATORS |
115 |
52,53 |
31,43 |
8,993 |
163,85 |
128,23 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
9,684 |
1308,78 |
1089,89 |
47,496 |
612,75 |
508,61 |
|
1. Professional Services |
678 |
211,01 |
189,56 |
10,594 |
134,16 |
112,87 |
|
2. Tourism, Hotel & Restaurants |
20 |
4,37 |
4,22 |
4,171 |
51,42 |
43,16 |
|
3. Recreation services |
58 |
6,41 |
6,03 |
514 |
2,80 |
2,56 |
|
4. IT and Telecommunications |
48 |
119,38 |
117,60 |
19 |
1,07 |
90 |
|
5. Others |
8,880 |
967,61 |
772,48 |
32,198 |
423,31 |
349,12 |
V. |
PERSONAL LOANS |
49,478 |
1785,30 |
1354,01 |
2,51,002 |
2899,06 |
2256,06 |
|
1. Housing |
5,025 |
986,86 |
783,34 |
52,296 |
1074,98 |
867,96 |
|
2. Consumer Durables |
1 |
10 |
10 |
28,738 |
247,02 |
160,53 |
|
3. Vehicles |
591 |
19,40 |
4,47 |
20,191 |
200,89 |
147,91 |
|
4. Education |
2 |
5 |
5 |
7,053 |
106,93 |
85,13 |
|
5. Personal Credit Cards |
425 |
3,15 |
53 |
15 |
4 |
3 |
|
6. Others |
43,434 |
775,74 |
565,52 |
1,42,709 |
1269,19 |
994,49 |
VI. |
TRADE |
3,963 |
1898,16 |
1551,76 |
1,20,540 |
1097,66 |
867,25 |
|
1. Wholesale Trade |
1,502 |
864,22 |
733,17 |
12,217 |
158,18 |
132,19 |
|
2. Retail Trade |
2,461 |
1033,95 |
818,59 |
1,08,323 |
939,47 |
735,05 |
VII. |
FINANCE |
58 |
1084,73 |
384,43 |
36,433 |
310,29 |
228,36 |
VIII. |
ALL OTHERS |
1,322 |
231,20 |
204,29 |
1,26,374 |
1276,98 |
1159,18 |
|
TOTAL BANK CREDIT |
70,157 |
13353,51 |
8825,44 |
8,71,940 |
8561,17 |
7048,86 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
URBAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
6,93,274 |
15887,01 |
12868,43 |
33,22,170 |
80355,75 |
67568,48 |
|
1. Direct Finance |
6,82,011 |
11592,83 |
9893,94 |
31,39,110 |
49851,65 |
42748,90 |
|
2. Indirect Finance |
11,263 |
4294,17 |
2974,49 |
1,83,060 |
30504,11 |
24819,59 |
|
|
|
|
|
|
|
|
II. |
INDUSTRY |
1,04,495 |
48427,21 |
34838,34 |
6,49,219 |
318409,36 |
219763,57 |
|
1. Mining & Quarrying |
689 |
533,34 |
373,74 |
6,678 |
6368,38 |
4578,10 |
|
2. Food Manufacturing & Processing |
7,450 |
4052,35 |
2705,32 |
76,778 |
34621,42 |
24655,14 |
|
(a) Rice Mills, Flour & Dal Mills |
1,817 |
868,50 |
609,35 |
15,367 |
9418,67 |
7519,81 |
|
(b) Sugar |
55 |
336,52 |
167,81 |
679 |
6679,50 |
4995,75 |
|
(c) Edible Oils & Vanaspati |
1,419 |
649,80 |
510,05 |
5,686 |
4524,41 |
2949,80 |
|
(d) Tea Processing |
178 |
45,38 |
28,81 |
1,045 |
459,44 |
311,25 |
|
(e) Processing of Fruits & Vegetables |
123 |
71,37 |
55,20 |
965 |
569,18 |
418,80 |
|
(f) Others |
3,858 |
2080,78 |
1334,09 |
53,036 |
12970,22 |
8459,72 |
|
3. Beverage & Tobacco |
265 |
480,17 |
416,88 |
2,198 |
4688,06 |
2961,30 |
|
4. Textiles |
20,820 |
8434,80 |
5858,44 |
1,23,372 |
62343,83 |
40055,46 |
|
(a) Cotton Textiles |
9,328 |
5864,63 |
4079,82 |
36,715 |
33942,97 |
23776,23 |
|
(b) Jute & Other Natural Fibre Textiles |
277 |
77,49 |
53,53 |
2,858 |
576,50 |
471,84 |
|
(c) Handloom Textiles & Khadi |
2,059 |
92,15 |
56,47 |
10,883 |
1449,19 |
1118,14 |
|
(d) Other Textiles & Textile Products |
9,156 |
2400,54 |
1668,62 |
72,916 |
26375,17 |
14689,25 |
|
5. Paper, Paper Products & Printing |
1,935 |
843,54 |
659,98 |
18,825 |
7430,55 |
5474,44 |
|
6. Woods and Wood Products |
1,017 |
155,06 |
117,60 |
11,767 |
1201,35 |
952,09 |
|
7. Leather & Leather Products |
990 |
467,68 |
366,33 |
7,157 |
1393,74 |
1054,58 |
|
8. Gems and Jewellary |
996 |
715,22 |
641,16 |
6,179 |
2878,96 |
1919,26 |
|
9. Rubber & Plastic Products |
1,769 |
1039,89 |
708,94 |
15,455 |
6043,82 |
4215,30 |
|
10. Chemicals & Chemical Products |
8,741 |
3041,18 |
2298,17 |
25,949 |
17105,52 |
11055,97 |
|
(a) Heavy Industrial Chemicals |
233 |
376,38 |
275,35 |
1,811 |
2440,12 |
1819,48 |
|
(b) Fertilisers |
113 |
1219,13 |
1074,03 |
730 |
2420,64 |
2013,26 |
|
(c) Drugs & Pharmaceuticals |
760 |
623,26 |
426,34 |
4,297 |
7637,96 |
4161,19 |
|
(d) Non-Edible Oils |
25 |
20,64 |
9,36 |
480 |
409,39 |
271,96 |
|
(e) Other Chemicals & Chemical Products |
7,610 |
801,78 |
513,09 |
18,631 |
4197,42 |
2790,08 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
193 |
3073,73 |
2224,38 |
1,096 |
5573,94 |
3442,00 |
|
12. Manufacture of Cement & Cement Products |
3,517 |
687,74 |
511,16 |
9,170 |
3867,50 |
2786,42 |
|
13. Basic Metals & Metal Products |
4,614 |
4192,17 |
2804,23 |
78,118 |
46910,41 |
32035,63 |
|
(a) Iron & Steel |
1,273 |
2382,24 |
1688,44 |
10,081 |
33223,27 |
22625,81 |
|
(b) Non-Ferrous Metals |
230 |
748,97 |
317,18 |
3,391 |
4661,67 |
2846,74 |
|
(c) Metal Products |
3,111 |
1060,97 |
798,61 |
64,646 |
9025,47 |
6563,08 |
|
14. Engineering |
7,045 |
1949,96 |
1365,39 |
74,329 |
19557,06 |
13829,84 |
|
(a) Heavy Engineering |
664 |
596,27 |
455,58 |
6,558 |
4329,05 |
3022,68 |
|
(b) Light Engineering |
5,366 |
726,32 |
513,61 |
47,655 |
8547,75 |
5746,59 |
|
(c) Electrical Machinery & Goods |
659 |
410,79 |
267,95 |
16,353 |
4663,97 |
3524,97 |
|
(d) Electronic Machinery & Goods |
356 |
216,58 |
128,24 |
3,763 |
2016,29 |
1535,60 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,884 |
1379,59 |
943,72 |
14,903 |
8964,53 |
6367,40 |
|
16. Other Industries |
16,855 |
2933,19 |
1742,01 |
1,08,325 |
15243,94 |
10238,55 |
|
17. Electricity, Gas & Water |
227 |
1267,40 |
1023,11 |
2,106 |
32410,49 |
24082,57 |
|
(a) Electricity Generation & Transmission |
94 |
986,04 |
852,79 |
914 |
30271,92 |
22560,87 |
|
(b) Non-Conventional Energy |
58 |
190,40 |
140,31 |
333 |
1271,43 |
910,35 |
|
(c) Gas, Steam & Water Supply |
75 |
90,96 |
30,02 |
859 |
867,13 |
611,35 |
|
18. Construction |
25,488 |
13180,19 |
10077,79 |
66,814 |
41805,85 |
30059,53 |
|
(a) Other than Infrastructure |
19,258 |
5772,73 |
4055,59 |
43,607 |
14254,96 |
10420,07 |
|
(b) Infrastructure Construction |
6,230 |
7407,46 |
6022,21 |
23,207 |
27550,89 |
19639,46 |
III. |
TRANSPORT OPERATORS |
1,28,266 |
10205,59 |
6549,44 |
2,20,598 |
15167,16 |
10299,92 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
98,976 |
13796,89 |
11072,58 |
5,72,997 |
62214,66 |
48017,92 |
|
1. Professional Services |
5,508 |
1045,57 |
782,49 |
91,180 |
7809,63 |
6320,98 |
|
2. Tourism, Hotel & Restaurants |
4,289 |
828,86 |
579,30 |
30,586 |
6764,19 |
4889,22 |
|
3. Recreation services |
440 |
188,42 |
154,39 |
5,384 |
1008,40 |
757,44 |
|
4. IT and Telecommunications |
482 |
748,54 |
628,60 |
2,839 |
1330,26 |
1099,04 |
|
5. Others |
88,257 |
10985,50 |
8927,81 |
4,43,008 |
45302,17 |
34951,23 |
V. |
PERSONAL LOANS |
21,60,488 |
43047,31 |
30104,14 |
82,47,105 |
190484,01 |
146413,46 |
|
1. Housing |
2,56,609 |
22462,97 |
17764,32 |
18,40,266 |
103510,91 |
84064,56 |
|
2. Consumer Durables |
39,252 |
481,53 |
356,75 |
2,33,090 |
1929,37 |
1462,99 |
|
3. Vehicles |
10,22,212 |
8226,03 |
4178,38 |
15,50,618 |
19592,83 |
12900,71 |
|
4. Education |
33,630 |
1001,80 |
839,63 |
5,41,041 |
13755,45 |
10549,12 |
|
5. Personal Credit Cards |
28,253 |
821,60 |
163,46 |
1,99,289 |
1778,46 |
876,91 |
|
6. Others |
7,80,532 |
10053,39 |
6801,59 |
38,82,801 |
49916,98 |
36559,18 |
VI. |
TRADE |
1,41,703 |
16803,45 |
12757,07 |
12,62,670 |
137727,88 |
67546,89 |
|
1. Wholesale Trade |
22,107 |
6570,16 |
5286,95 |
1,03,078 |
82852,51 |
24593,91 |
|
2. Retail Trade |
1,19,596 |
10233,29 |
7470,12 |
11,59,592 |
54875,38 |
42952,97 |
VII. |
FINANCE |
5,284 |
4588,80 |
3614,26 |
87,135 |
19104,03 |
12375,27 |
VIII. |
ALL OTHERS |
11,55,303 |
7082,61 |
5361,22 |
18,79,903 |
27673,84 |
21629,56 |
|
TOTAL BANK CREDIT |
44,87,789 |
159838,86 |
117165,48 |
162,41,797 |
851136,69 |
593615,08 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
METROPOLITAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
23,849 |
6481,86 |
4443,70 |
1,56,424 |
49950,46 |
39606,12 |
|
1. Direct Finance |
21,791 |
1077,39 |
783,17 |
1,30,053 |
12539,72 |
9725,76 |
|
2. Indirect Finance |
2,058 |
5404,47 |
3660,53 |
26,371 |
37410,74 |
29880,36 |
II. |
INDUSTRY |
1,14,223 |
409482,44 |
258607,92 |
6,25,616 |
738194,06 |
518825,14 |
|
1. Mining & Quarrying |
1,525 |
16885,96 |
10695,78 |
2,278 |
21989,42 |
15311,37 |
|
2. Food Manufacturing & Processing |
7,458 |
20407,49 |
13858,18 |
40,060 |
27867,87 |
19828,45 |
|
(a) Rice Mills, Flour & Dal Mills |
1,187 |
2184,36 |
1663,65 |
7,688 |
4650,64 |
3323,00 |
|
(b) Sugar |
277 |
5593,92 |
4796,32 |
328 |
5562,40 |
4764,85 |
|
(c) Edible Oils & Vanaspati |
471 |
4830,52 |
2527,61 |
2,581 |
3956,44 |
2553,48 |
|
(d) Tea Processing |
156 |
441,23 |
319,33 |
4,278 |
1822,84 |
1205,17 |
|
(e) Processing of Fruits & Vegetables |
239 |
537,45 |
430,28 |
282 |
548,82 |
377,94 |
|
(f) Others |
5,128 |
6820,01 |
4120,99 |
24,903 |
11326,72 |
7604,01 |
|
3. Beverage & Tobacco |
491 |
2756,76 |
2243,05 |
718 |
4331,31 |
3797,16 |
|
4. Textiles |
19,341 |
35299,98 |
25739,85 |
1,58,765 |
56044,24 |
38195,31 |
|
(a) Cotton Textiles |
4,059 |
12878,91 |
9436,47 |
32,922 |
23479,68 |
15646,07 |
|
(b) Jute & Other Natural Fibre Textiles |
317 |
342,81 |
218,96 |
777 |
1068,32 |
472,43 |
|
(c) Handloom Textiles & Khadi |
1,080 |
1012,94 |
794,98 |
4,694 |
977,38 |
768,38 |
|
(d) Other Textiles & Textile Products |
13,885 |
21065,32 |
15289,44 |
1,20,372 |
30518,86 |
21308,43 |
|
5. Paper, Paper Products & Printing |
4,342 |
5417,93 |
3792,62 |
14,356 |
11279,33 |
9160,77 |
|
6. Woods and Wood Products |
874 |
818,07 |
628,91 |
11,276 |
1330,09 |
1028,51 |
|
7. Leather & Leather Products |
2,924 |
2224,28 |
1715,62 |
31,554 |
5729,21 |
3134,81 |
|
8. Gems and Jewellary |
9,023 |
19498,51 |
8760,95 |
42,947 |
24588,77 |
11700,06 |
|
9. Rubber & Plastic Products |
4,144 |
7258,55 |
4195,99 |
18,117 |
9897,91 |
7002,62 |
|
10. Chemicals & Chemical Products |
7,820 |
29665,72 |
17635,72 |
37,153 |
43885,67 |
24912,09 |
|
(a) Heavy Industrial Chemicals |
1,016 |
5388,14 |
3311,37 |
2,404 |
7694,06 |
4422,31 |
|
(b) Fertilisers |
163 |
2982,27 |
1813,18 |
1,042 |
3400,34 |
1713,51 |
|
(c) Drugs & Pharmaceuticals |
1,432 |
8190,91 |
5563,53 |
17,218 |
21685,95 |
11482,77 |
|
(d) Non-Edible Oils |
109 |
469,88 |
377,53 |
133 |
551,14 |
355,11 |
|
(e) Other Chemicals & Chemical Products |
5,100 |
12634,52 |
6570,12 |
16,356 |
10554,18 |
6938,39 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
421 |
36592,46 |
27978,35 |
950 |
26220,38 |
19616,74 |
|
12. Manufacture of Cement & Cement Products |
578 |
4295,64 |
2893,24 |
4,428 |
15237,50 |
12398,60 |
|
13. Basic Metals & Metal Products |
11,226 |
61965,36 |
38051,47 |
53,125 |
117976,78 |
74080,94 |
|
(a) Iron & Steel |
3,989 |
50640,09 |
31057,65 |
6,357 |
71296,72 |
48343,09 |
|
(b) Non-Ferrous Metals |
1,277 |
7069,40 |
4119,55 |
1,878 |
9521,36 |
6606,98 |
|
(c) Metal Products |
5,960 |
4255,87 |
2874,27 |
44,890 |
37158,70 |
19130,88 |
|
14. Engineering |
17,440 |
30844,20 |
21113,67 |
84,953 |
64947,18 |
41357,80 |
|
(a) Heavy Engineering |
1,447 |
4402,48 |
3164,85 |
4,201 |
9429,23 |
7278,44 |
|
(b) Light Engineering |
10,720 |
14028,97 |
8893,88 |
51,393 |
28368,14 |
14077,12 |
|
(c) Electrical Machinery & Goods |
3,759 |
7288,04 |
5212,66 |
23,055 |
17574,17 |
11814,10 |
|
(d) Electronic Machinery & Goods |
1,514 |
5124,71 |
3842,29 |
6,304 |
9575,63 |
8188,14 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
8,130 |
15731,35 |
10812,69 |
14,978 |
26745,01 |
20026,39 |
|
16. Other Industries |
6,635 |
9954,24 |
6962,03 |
52,561 |
20591,06 |
14002,02 |
|
17. Electricity, Gas & Water |
680 |
35958,13 |
15780,95 |
2,447 |
108298,20 |
85120,71 |
|
(a) Electricity Generation & Transmission |
441 |
32803,49 |
13938,99 |
1,532 |
100662,88 |
78689,44 |
|
(b) Non-Conventional Energy |
81 |
1096,50 |
711,49 |
301 |
3912,11 |
3200,60 |
|
(c) Gas, Steam & Water Supply |
158 |
2058,14 |
1130,47 |
614 |
3723,21 |
3230,66 |
|
18. Construction |
11,171 |
73907,82 |
45748,87 |
54,950 |
151234,13 |
118150,78 |
|
(a) Other than Infrastructure |
955 |
10615,27 |
7210,49 |
14,226 |
30142,39 |
24193,52 |
|
(b) Infrastructure Construction |
10,216 |
63292,55 |
38538,38 |
40,724 |
121091,75 |
93957,26 |
III. |
TRANSPORT OPERATORS |
15,886 |
12718,73 |
9337,82 |
51,978 |
43090,28 |
37926,93 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
28,430 |
31790,26 |
21014,06 |
2,48,042 |
170821,65 |
134468,10 |
|
1. Professional Services |
7,916 |
1171,91 |
776,18 |
43,325 |
18515,38 |
15953,49 |
|
2. Tourism, Hotel & Restaurants |
2,562 |
5977,27 |
4288,50 |
19,386 |
13731,86 |
10211,66 |
|
3. Recreation services |
986 |
1655,35 |
1232,80 |
3,742 |
7009,12 |
5617,13 |
|
4. IT and Telecommunications |
447 |
5986,77 |
2671,71 |
2,102 |
30852,68 |
23609,33 |
|
5. Others |
16,519 |
16998,96 |
12044,87 |
1,79,487 |
100712,60 |
79076,49 |
V. |
PERSONAL LOANS |
14,03,040 |
63010,60 |
47535,01 |
26,83,330 |
104121,45 |
86285,78 |
|
1. Housing |
4,50,255 |
43349,89 |
33752,54 |
7,83,483 |
70134,95 |
60437,95 |
|
2. Consumer Durables |
30,699 |
243,23 |
174,06 |
94,988 |
947,03 |
790,37 |
|
3. Vehicles |
1,99,185 |
5367,99 |
3992,51 |
1,82,350 |
4034,56 |
3297,37 |
|
4. Education |
1,04,497 |
4134,55 |
2735,40 |
2,26,394 |
6781,46 |
5516,33 |
|
5. Personal Credit Cards |
- |
- |
- |
1,55,706 |
918,50 |
516,09 |
|
6. Others |
6,18,404 |
9914,94 |
6880,50 |
12,40,409 |
21304,95 |
15727,67 |
VI. |
TRADE |
76,542 |
69736,51 |
28689,44 |
3,82,749 |
109279,98 |
77918,27 |
|
1. Wholesale Trade |
7,861 |
56885,59 |
19453,21 |
1,07,844 |
64733,08 |
46879,93 |
|
2. Retail Trade |
68,681 |
12850,92 |
9236,23 |
2,74,905 |
44546,90 |
31038,35 |
VII. |
FINANCE |
1,570 |
26005,70 |
19152,64 |
27,770 |
164899,49 |
138853,54 |
VIII. |
ALL OTHERS |
11,054 |
1033,49 |
738,01 |
4,28,307 |
48087,80 |
38100,37 |
|
TOTAL BANK CREDIT |
16,74,594 |
620259,58 |
389518,61 |
46,04,216 |
1428445,16 |
1071984,26 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
METROPOLITAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
819 |
1278,98 |
595,84 |
8,559 |
80,39 |
62,41 |
|
1. Direct Finance |
68 |
493,22 |
166,96 |
8,417 |
76,44 |
60,00 |
|
2. Indirect Finance |
751 |
785,77 |
428,88 |
142 |
3,95 |
2,41 |
II. |
INDUSTRY |
29,175 |
159036,78 |
55398,39 |
1,403 |
27,65 |
22,71 |
|
1. Mining & Quarrying |
450 |
3440,36 |
2074,67 |
4 |
30 |
25 |
|
2. Food Manufacturing & Processing |
1,028 |
4712,04 |
1045,48 |
522 |
1,66 |
34 |
|
(a) Rice Mills, Flour & Dal Mills |
533 |
278,88 |
126,32 |
1 |
1 |
- |
|
(b) Sugar |
20 |
61,45 |
32,07 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
44 |
1872,27 |
180,74 |
- |
- |
- |
|
(d) Tea Processing |
5 |
36 |
36 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
15 |
147,51 |
138,13 |
- |
- |
- |
|
(f) Others |
411 |
2351,57 |
567,86 |
521 |
1,66 |
33 |
|
3. Beverage & Tobacco |
275 |
3520,78 |
2206,53 |
- |
- |
- |
|
4. Textiles |
2,954 |
20572,70 |
3578,80 |
10 |
9 |
7 |
|
(a) Cotton Textiles |
938 |
3799,13 |
895,81 |
3 |
5 |
4 |
|
(b) Jute & Other Natural Fibre Textiles |
2 |
103,50 |
3,50 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
7 |
151,40 |
17,22 |
2 |
1 |
1 |
|
(d) Other Textiles & Textile Products |
2,007 |
16518,66 |
2662,27 |
5 |
3 |
2 |
|
5. Paper, Paper Products & Printing |
1,122 |
6553,16 |
2161,09 |
14 |
16 |
14 |
|
6. Woods and Wood Products |
47 |
201,21 |
41,12 |
- |
- |
- |
|
7. Leather & Leather Products |
198 |
1012,93 |
336,88 |
222 |
64 |
56 |
|
8. Gems and Jewellary |
255 |
1186,18 |
688,27 |
144 |
83 |
88 |
|
9. Rubber & Plastic Products |
989 |
2108,88 |
1184,73 |
3 |
1 |
1 |
|
10. Chemicals & Chemical Products |
3,856 |
25394,76 |
10042,84 |
7 |
3 |
3 |
|
(a) Heavy Industrial Chemicals |
1,336 |
4092,00 |
1529,60 |
- |
- |
- |
|
(b) Fertilisers |
54 |
486,94 |
232,36 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
831 |
13411,85 |
5216,82 |
2 |
2 |
1 |
|
(d) Non-Edible Oils |
8 |
73,64 |
50,00 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,627 |
7330,33 |
3014,06 |
5 |
2 |
2 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
174 |
13016,55 |
3681,66 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
113 |
1992,28 |
1100,97 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
3,086 |
18804,96 |
6857,91 |
5 |
2,10 |
1,78 |
|
(a) Iron & Steel |
632 |
6821,08 |
2072,91 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
536 |
8246,66 |
2787,16 |
- |
- |
- |
|
(c) Metal Products |
1,918 |
3737,22 |
1997,85 |
5 |
2,10 |
1,78 |
|
14. Engineering |
4,337 |
18470,37 |
6798,21 |
13 |
70 |
49 |
|
(a) Heavy Engineering |
392 |
1731,11 |
902,36 |
1 |
20 |
17 |
|
(b) Light Engineering |
1,703 |
6099,72 |
2066,30 |
12 |
50 |
32 |
|
(c) Electrical Machinery & Goods |
1,789 |
9776,08 |
3332,85 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
453 |
863,46 |
496,70 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,910 |
8756,32 |
5067,63 |
45 |
88 |
78 |
|
16. Other Industries |
2,494 |
10493,69 |
1688,39 |
272 |
7,56 |
6,52 |
|
17. Electricity, Gas & Water |
80 |
1288,84 |
859,60 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
29 |
906,62 |
757,15 |
- |
- |
- |
|
(b) Non-Conventional Energy |
3 |
132,00 |
10,59 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
48 |
250,22 |
91,86 |
- |
- |
- |
|
18. Construction |
5,807 |
17510,76 |
5983,61 |
142 |
12,68 |
10,87 |
|
(a) Other than Infrastructure |
1,779 |
4233,56 |
2722,15 |
89 |
11,54 |
10,03 |
|
(b) Infrastructure Construction |
4,028 |
13277,20 |
3261,46 |
53 |
1,14 |
84 |
III. |
TRANSPORT OPERATORS |
1,314 |
2608,50 |
1845,05 |
1,251 |
15,86 |
12,62 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
44,369 |
33263,74 |
21983,45 |
1,686 |
31,98 |
24,99 |
|
1. Professional Services |
11,029 |
6494,94 |
5830,27 |
978 |
14,01 |
11,81 |
|
2. Tourism, Hotel & Restaurants |
374 |
1592,15 |
1073,15 |
5 |
8 |
5 |
|
3. Recreation services |
650 |
776,81 |
508,62 |
20 |
14 |
8 |
|
4. IT and Telecommunications |
626 |
5395,07 |
3114,31 |
- |
- |
- |
|
5. Others |
31,690 |
19004,76 |
11457,11 |
683 |
17,75 |
13,05 |
V. |
PERSONAL LOANS |
65,19,987 |
75207,33 |
33027,19 |
22,719 |
321,40 |
233,33 |
|
1. Housing |
92,272 |
19032,55 |
15293,75 |
5,306 |
125,52 |
102,62 |
|
2. Consumer Durables |
248 |
5,22 |
2,88 |
2,142 |
17,25 |
12,18 |
|
3. Vehicles |
3,405 |
96,48 |
41,37 |
2,391 |
18,95 |
13,38 |
|
4. Education |
9 |
5 |
5 |
716 |
11,89 |
8,23 |
|
5. Personal Credit Cards |
58,40,046 |
42718,23 |
8363,00 |
- |
- |
- |
|
6. Others |
5,84,007 |
13354,80 |
9326,15 |
12,164 |
147,79 |
96,93 |
VI. |
TRADE |
2,33,661 |
31187,12 |
14593,22 |
5,108 |
73,05 |
62,71 |
|
1. Wholesale Trade |
28,275 |
16607,85 |
7016,88 |
43 |
2,20 |
2,01 |
|
2. Retail Trade |
2,05,386 |
14579,27 |
7576,35 |
5,065 |
70,85 |
60,70 |
VII. |
FINANCE |
4,138 |
27270,64 |
18853,46 |
3,323 |
34,57 |
19,49 |
VIII. |
ALL OTHERS |
13,360 |
11577,33 |
4402,51 |
6,742 |
76,84 |
62,75 |
|
TOTAL BANK CREDIT |
68,46,823 |
341430,42 |
150699,13 |
50,791 |
661,74 |
501,02 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
METROPOLITAN |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
3,72,525 |
28469,15 |
19175,65 |
5,62,176 |
86260,84 |
63883,73 |
|
1. Direct Finance |
3,65,210 |
20679,39 |
13268,69 |
5,25,539 |
34866,16 |
24004,59 |
|
2. Indirect Finance |
7,315 |
7789,76 |
5906,96 |
36,637 |
51394,69 |
39879,13 |
II. |
INDUSTRY |
3,52,281 |
190776,86 |
131199,77 |
11,22,698 |
1497517,78 |
964053,94 |
|
1. Mining & Quarrying |
565 |
4493,46 |
3136,05 |
4,822 |
46809,51 |
31218,12 |
|
2. Food Manufacturing & Processing |
15,682 |
9740,01 |
7121,32 |
64,750 |
62729,07 |
41853,78 |
|
(a) Rice Mills, Flour & Dal Mills |
1,989 |
1554,76 |
1235,47 |
11,398 |
8668,65 |
6348,44 |
|
(b) Sugar |
101 |
1222,79 |
932,67 |
726 |
12440,56 |
10525,91 |
|
(c) Edible Oils & Vanaspati |
1,618 |
1086,22 |
763,09 |
4,714 |
11745,45 |
6024,92 |
|
(d) Tea Processing |
439 |
1017,15 |
593,54 |
4,878 |
3281,58 |
2118,41 |
|
(e) Processing of Fruits & Vegetables |
104 |
441,85 |
368,42 |
640 |
1675,63 |
1314,77 |
|
(f) Others |
11,431 |
4417,24 |
3228,13 |
42,394 |
24917,20 |
15521,33 |
|
3. Beverage & Tobacco |
208 |
1779,03 |
1511,15 |
1,692 |
12387,88 |
9757,89 |
|
4. Textiles |
32,699 |
11496,01 |
7679,60 |
2,13,769 |
123413,02 |
75193,62 |
|
(a) Cotton Textiles |
15,057 |
4423,58 |
3162,04 |
52,979 |
44581,35 |
29140,43 |
|
(b) Jute & Other Natural Fibre Textiles |
219 |
204,02 |
169,83 |
1,315 |
1718,66 |
864,73 |
|
(c) Handloom Textiles & Khadi |
520 |
107,35 |
86,92 |
6,303 |
2249,08 |
1667,51 |
|
(d) Other Textiles & Textile Products |
16,903 |
6761,05 |
4260,81 |
1,53,172 |
74863,93 |
43520,96 |
|
5. Paper, Paper Products & Printing |
6,153 |
4202,69 |
3329,04 |
25,987 |
27453,28 |
18443,66 |
|
6. Woods and Wood Products |
1,671 |
789,62 |
555,26 |
13,868 |
3138,99 |
2253,80 |
|
7. Leather & Leather Products |
3,402 |
978,76 |
585,18 |
38,300 |
9945,82 |
5773,05 |
|
8. Gems and Jewellary |
9,989 |
2548,75 |
1815,11 |
62,358 |
47823,03 |
22965,27 |
|
9. Rubber & Plastic Products |
2,888 |
3890,57 |
2258,08 |
26,141 |
23155,92 |
14641,44 |
|
10. Chemicals & Chemical Products |
18,025 |
22548,37 |
15722,36 |
66,861 |
121494,55 |
68313,04 |
|
(a) Heavy Industrial Chemicals |
492 |
2213,27 |
1316,99 |
5,248 |
19387,47 |
10580,27 |
|
(b) Fertilisers |
245 |
6975,12 |
6497,33 |
1,504 |
13844,67 |
10256,37 |
|
(c) Drugs & Pharmaceuticals |
7,191 |
7267,23 |
4939,55 |
26,674 |
50555,96 |
27202,68 |
|
(d) Non-Edible Oils |
29 |
141,01 |
119,57 |
279 |
1235,67 |
902,20 |
|
(e) Other Chemicals & Chemical Products |
10,068 |
5951,74 |
2848,94 |
33,156 |
36470,78 |
19371,52 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
305 |
8586,64 |
4031,04 |
1,850 |
84416,04 |
55307,79 |
|
12. Manufacture of Cement & Cement Products |
989 |
4735,39 |
3224,30 |
6,108 |
26260,82 |
19617,11 |
|
13. Basic Metals & Metal Products |
11,340 |
19352,77 |
12998,40 |
78,782 |
218101,97 |
131990,51 |
|
(a) Iron & Steel |
1,970 |
11840,98 |
7970,75 |
12,948 |
140598,88 |
89444,39 |
|
(b) Non-Ferrous Metals |
349 |
2074,99 |
1503,34 |
4,040 |
26912,41 |
15017,03 |
|
(c) Metal Products |
9,021 |
5436,80 |
3524,32 |
61,794 |
50590,69 |
27529,09 |
|
14. Engineering |
24,986 |
12962,71 |
6865,63 |
1,31,729 |
127225,15 |
76135,79 |
|
(a) Heavy Engineering |
1,028 |
1981,04 |
1264,61 |
7,069 |
17544,05 |
12610,42 |
|
(b) Light Engineering |
8,610 |
3451,31 |
2388,87 |
72,438 |
51948,64 |
27426,48 |
|
(c) Electrical Machinery & Goods |
2,275 |
4545,53 |
2443,42 |
30,878 |
39183,82 |
22803,04 |
|
(d) Electronic Machinery & Goods |
13,073 |
2984,83 |
768,73 |
21,344 |
18548,64 |
13295,86 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
10,530 |
16958,78 |
11577,99 |
35,593 |
68192,35 |
47485,47 |
|
16. Other Industries |
1,57,884 |
9534,56 |
6249,84 |
2,19,846 |
50581,12 |
28908,80 |
|
17. Electricity, Gas & Water |
349 |
9914,39 |
7253,83 |
3,556 |
155459,57 |
109015,08 |
|
(a) Electricity Generation & Transmission |
219 |
8504,87 |
6619,98 |
2,221 |
142877,85 |
100005,56 |
|
(b) Non-Conventional Energy |
54 |
609,00 |
394,91 |
439 |
5749,61 |
4317,60 |
|
(c) Gas, Steam & Water Supply |
76 |
800,53 |
238,93 |
896 |
6832,10 |
4691,92 |
|
18. Construction |
54,616 |
46264,32 |
35285,61 |
1,26,686 |
288929,72 |
205179,73 |
|
(a) Other than Infrastructure |
21,546 |
20389,21 |
15602,41 |
38,595 |
65391,96 |
49738,60 |
|
(b) Infrastructure Construction |
33,070 |
25875,12 |
19683,19 |
88,091 |
223537,75 |
155441,13 |
III. |
TRANSPORT OPERATORS |
2,24,151 |
22048,38 |
13805,03 |
2,94,580 |
80481,75 |
62927,46 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
20,78,328 |
76728,64 |
43090,55 |
24,00,855 |
312636,26 |
220581,15 |
|
1. Professional Services |
80,199 |
6696,77 |
4954,63 |
1,43,447 |
32893,01 |
27526,37 |
|
2. Tourism, Hotel & Restaurants |
12,931 |
5298,80 |
3240,65 |
35,258 |
26600,16 |
18814,01 |
|
3. Recreation services |
1,048 |
2663,01 |
1897,99 |
6,446 |
12104,44 |
9256,61 |
|
4. IT and Telecommunications |
1,037 |
7551,94 |
5249,13 |
4,212 |
49786,46 |
34644,49 |
|
5. Others |
19,83,113 |
54518,12 |
27748,14 |
22,11,492 |
191252,19 |
130339,67 |
V. |
PERSONAL LOANS |
187,51,080 |
154359,52 |
76899,05 |
293,80,156 |
397020,30 |
243980,37 |
|
1. Housing |
4,60,502 |
49825,89 |
39090,21 |
17,91,818 |
182468,81 |
148677,08 |
|
2. Consumer Durables |
22,990 |
263,25 |
181,67 |
1,51,067 |
1475,97 |
1161,16 |
|
3. Vehicles |
12,69,311 |
17764,96 |
8559,84 |
16,56,642 |
27282,94 |
15904,46 |
|
4. Education |
1,06,752 |
3015,61 |
2577,76 |
4,38,368 |
13943,56 |
10837,76 |
|
5. Personal Credit Cards |
129,25,161 |
53606,70 |
10654,24 |
189,20,913 |
97243,43 |
19533,33 |
|
6. Others |
39,66,364 |
29883,11 |
15835,33 |
64,21,348 |
74605,59 |
47866,58 |
VI. |
TRADE |
2,12,559 |
67105,85 |
41917,36 |
9,10,619 |
277382,50 |
163181,00 |
|
1. Wholesale Trade |
29,091 |
28344,45 |
16180,70 |
1,73,114 |
166573,16 |
89532,72 |
|
2. Retail Trade |
1,83,468 |
38761,40 |
25736,66 |
7,37,505 |
110809,33 |
73648,29 |
VII. |
FINANCE |
23,973 |
55099,67 |
42881,28 |
60,774 |
273310,08 |
219760,41 |
VIII. |
ALL OTHERS |
30,93,775 |
32243,72 |
16873,54 |
35,53,238 |
93019,18 |
60177,19 |
|
TOTAL BANK CREDIT |
251,08,672 |
626831,79 |
385842,23 |
382,85,096 |
3017628,69 |
1998545,24 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
ALL-INDIA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
107,02,289 |
110155,55 |
92293,08 |
184,37,047 |
236942,00 |
204036,69 |
|
1. Direct Finance |
104,92,467 |
90542,58 |
77289,21 |
171,02,000 |
158408,30 |
139642,06 |
|
2. Indirect Finance |
2,09,822 |
19612,97 |
15003,88 |
13,35,047 |
78533,70 |
64394,63 |
II. |
INDUSTRY |
5,19,452 |
589502,02 |
361498,12 |
15,62,519 |
1053341,79 |
740778,67 |
|
1. Mining & Quarrying |
10,359 |
23420,81 |
15433,59 |
11,510 |
30194,78 |
21737,50 |
|
2. Food Manufacturing & Processing |
1,07,036 |
47010,79 |
32766,49 |
1,86,343 |
60099,77 |
43590,86 |
|
(a) Rice Mills, Flour & Dal Mills |
26,723 |
12268,71 |
9537,16 |
50,937 |
13421,23 |
10159,23 |
|
(b) Sugar |
799 |
8046,02 |
6811,24 |
1,139 |
14677,32 |
11313,70 |
|
(c) Edible Oils & Vanaspati |
5,831 |
8719,97 |
4882,75 |
16,263 |
7263,92 |
5016,31 |
|
(d) Tea Processing |
685 |
672,90 |
472,12 |
7,086 |
2672,35 |
1716,29 |
|
(e) Processing of Fruits & Vegetables |
1,805 |
1144,19 |
876,42 |
1,513 |
883,34 |
617,58 |
|
(f) Others |
71,193 |
16159,00 |
10186,80 |
1,09,405 |
21181,60 |
14767,74 |
|
3. Beverage & Tobacco |
3,242 |
4523,96 |
3584,24 |
3,355 |
7444,99 |
5816,05 |
|
4. Textiles |
94,628 |
61292,73 |
44846,21 |
3,11,158 |
107873,04 |
70774,82 |
|
(a) Cotton Textiles |
17,186 |
25745,78 |
18841,06 |
69,227 |
51197,49 |
35144,45 |
|
(b) Jute & Other Natural Fibre Textiles |
4,053 |
611,49 |
429,93 |
5,519 |
1666,43 |
982,21 |
|
(c) Handloom Textiles & Khadi |
15,207 |
1756,96 |
1387,87 |
28,127 |
2337,20 |
1831,22 |
|
(d) Other Textiles & Textile Products |
58,182 |
33178,49 |
24187,34 |
2,08,285 |
52671,92 |
32816,95 |
|
5. Paper, Paper Products & Printing |
17,118 |
9653,26 |
7019,08 |
36,368 |
18365,89 |
14498,46 |
|
6. Woods and Wood Products |
14,064 |
1585,43 |
1212,87 |
37,631 |
2665,12 |
2117,87 |
|
7. Leather & Leather Products |
8,940 |
2661,55 |
2066,64 |
43,767 |
6669,29 |
3786,03 |
|
8. Gems and Jewellary |
11,809 |
20472,52 |
9569,62 |
53,032 |
26250,43 |
12582,90 |
|
9. Rubber & Plastic Products |
12,152 |
10592,75 |
6548,87 |
35,251 |
15147,82 |
10848,46 |
|
10. Chemicals & Chemical Products |
21,996 |
38365,88 |
23928,90 |
62,096 |
59377,32 |
33998,31 |
|
(a) Heavy Industrial Chemicals |
2,186 |
6518,13 |
4153,11 |
4,333 |
10992,16 |
6780,93 |
|
(b) Fertilisers |
638 |
3966,56 |
2590,31 |
2,035 |
5541,09 |
2817,34 |
|
(c) Drugs & Pharmaceuticals |
3,320 |
10397,27 |
7257,79 |
23,267 |
28211,49 |
14814,96 |
|
(d) Non-Edible Oils |
989 |
966,30 |
729,70 |
577 |
803,12 |
528,19 |
|
(e) Other Chemicals & Chemical Products |
14,863 |
16517,62 |
9197,99 |
31,884 |
13829,46 |
9056,89 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
1,090 |
39389,30 |
29376,38 |
2,288 |
31516,02 |
23037,76 |
|
12. Manufacture of Cement & Cement Products |
9,740 |
6764,94 |
4354,84 |
14,674 |
20933,69 |
16229,02 |
|
13. Basic Metals & Metal Products |
36,724 |
85543,81 |
53892,63 |
1,36,886 |
166212,07 |
108026,80 |
|
(a) Iron & Steel |
10,040 |
68750,54 |
43102,01 |
14,312 |
104753,73 |
71320,98 |
|
(b) Non-Ferrous Metals |
3,689 |
10031,20 |
6003,89 |
4,402 |
13405,40 |
9613,97 |
|
(c) Metal Products |
22,995 |
6762,07 |
4786,73 |
1,18,172 |
48052,94 |
27091,84 |
|
14. Engineering |
48,225 |
73869,26 |
28443,92 |
2,08,532 |
83430,58 |
54725,88 |
|
(a) Heavy Engineering |
4,223 |
6259,41 |
4426,33 |
11,877 |
12728,23 |
9530,49 |
|
(b) Light Engineering |
32,036 |
51103,12 |
11801,66 |
1,39,016 |
36581,45 |
19832,92 |
|
(c) Electrical Machinery & Goods |
8,849 |
10252,22 |
7484,05 |
45,267 |
22797,32 |
15741,70 |
|
(d) Electronic Machinery & Goods |
3,117 |
6254,52 |
4731,88 |
12,372 |
11323,59 |
9620,76 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
11,830 |
20023,57 |
13625,42 |
35,255 |
33289,08 |
24671,39 |
|
16. Other Industries |
87,056 |
14312,76 |
9966,32 |
2,54,986 |
36895,34 |
25700,22 |
|
17. Electricity, Gas & Water |
1,942 |
42714,86 |
20615,93 |
4,803 |
152659,97 |
118916,59 |
|
(a) Electricity Generation & Transmission |
812 |
38549,98 |
18119,77 |
2,525 |
142311,88 |
110187,00 |
|
(b) Non-Conventional Energy |
242 |
1758,62 |
1089,99 |
699 |
5245,19 |
4307,86 |
|
(c) Gas, Steam & Water Supply |
888 |
2406,26 |
1406,18 |
1,579 |
5102,90 |
4421,73 |
|
18. Construction |
21,501 |
87303,84 |
54246,17 |
1,24,584 |
194316,57 |
149719,76 |
|
(a) Other than Infrastructure |
4,217 |
13526,53 |
9247,23 |
55,477 |
41258,34 |
32872,51 |
|
(b) Infrastructure Construction |
17,284 |
73777,32 |
44998,93 |
69,107 |
153058,23 |
116847,24 |
III. |
TRANSPORT OPERATORS |
1,07,698 |
17340,84 |
12838,91 |
2,21,259 |
50171,00 |
43620,13 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
2,26,621 |
50365,71 |
34013,14 |
13,85,563 |
237860,20 |
186937,06 |
|
1. Professional Services |
22,088 |
2243,07 |
1602,35 |
2,76,177 |
31585,33 |
26023,16 |
|
2. Tourism, Hotel & Restaurants |
24,199 |
10388,35 |
7364,59 |
75,949 |
19387,60 |
14589,16 |
|
3. Recreation services |
7,230 |
2080,83 |
1517,53 |
13,003 |
8301,63 |
6662,90 |
|
4. IT and Telecommunications |
2,341 |
6749,67 |
3268,34 |
5,218 |
31894,27 |
24294,37 |
|
5. Others |
1,70,763 |
28903,80 |
20260,34 |
10,15,216 |
146691,37 |
115367,47 |
V. |
PERSONAL LOANS |
94,37,486 |
236066,84 |
178777,25 |
98,76,294 |
241963,55 |
199877,11 |
|
1. Housing |
22,35,035 |
127260,49 |
99610,23 |
25,06,984 |
141399,08 |
121148,04 |
|
2. Consumer Durables |
1,73,073 |
1190,87 |
861,20 |
3,55,722 |
2840,53 |
2312,02 |
|
3. Vehicles |
8,26,393 |
20975,05 |
15754,54 |
6,64,989 |
12126,76 |
9928,71 |
|
4. Education |
6,40,582 |
18200,59 |
12409,52 |
11,09,206 |
23722,76 |
19224,93 |
|
5. Personal Credit Cards |
3 |
8 |
5 |
6,92,379 |
3456,00 |
2537,62 |
|
6. Others |
55,62,400 |
68439,75 |
50141,71 |
45,47,014 |
58418,41 |
44725,79 |
VI. |
TRADE |
13,38,212 |
178824,18 |
68760,60 |
28,27,893 |
197087,67 |
150662,26 |
|
1. Wholesale Trade |
41,239 |
136620,30 |
35982,54 |
2,53,817 |
94809,77 |
73781,36 |
|
2. Retail Trade |
12,96,973 |
42203,88 |
32778,06 |
25,74,076 |
102277,91 |
76880,90 |
VII. |
FINANCE |
34,896 |
30825,52 |
23292,69 |
2,03,979 |
182195,47 |
149226,43 |
VIII. |
ALL OTHERS |
1,05,714 |
2571,76 |
2055,20 |
22,69,258 |
79696,03 |
62786,67 |
|
TOTAL BANK CREDIT |
224,72,368 |
1215652,41 |
773528,99 |
367,83,812 |
2279257,70 |
1737925,02 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
ALL-INDIA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
1,073 |
1529,57 |
732,47 |
107,81,781 |
52996,99 |
44705,61 |
|
1. Direct Finance |
110 |
700,16 |
275,15 |
106,04,706 |
50743,86 |
42844,86 |
|
2. Indirect Finance |
963 |
829,42 |
457,32 |
1,77,075 |
2253,12 |
1860,75 |
II. |
INDUSTRY |
36,803 |
171371,04 |
63728,29 |
5,84,579 |
4020,81 |
3017,84 |
|
1. Mining & Quarrying |
490 |
3514,00 |
2134,68 |
1,138 |
95,11 |
70,55 |
|
2. Food Manufacturing & Processing |
1,429 |
5212,63 |
1327,00 |
1,21,353 |
880,42 |
499,71 |
|
(a) Rice Mills, Flour & Dal Mills |
754 |
454,50 |
217,22 |
22,799 |
291,28 |
215,14 |
|
(b) Sugar |
20 |
61,45 |
32,07 |
23 |
97 |
80 |
|
(c) Edible Oils & Vanaspati |
56 |
2054,93 |
261,00 |
27,884 |
268,20 |
44,09 |
|
(d) Tea Processing |
5 |
36 |
36 |
2,583 |
31,05 |
28,92 |
|
(e) Processing of Fruits & Vegetables |
15 |
147,51 |
138,13 |
178 |
12,55 |
8,80 |
|
(f) Others |
579 |
2493,88 |
678,22 |
67,886 |
276,37 |
201,96 |
|
3. Beverage & Tobacco |
334 |
5317,21 |
3291,35 |
211 |
14,75 |
11,25 |
|
4. Textiles |
3,819 |
21348,77 |
4045,98 |
48,323 |
298,33 |
232,82 |
|
(a) Cotton Textiles |
1,464 |
4182,76 |
1117,63 |
6,521 |
96,16 |
75,02 |
|
(b) Jute & Other Natural Fibre Textiles |
2 |
103,50 |
3,50 |
2,106 |
15,41 |
12,29 |
|
(c) Handloom Textiles & Khadi |
7 |
151,40 |
17,22 |
24,035 |
102,50 |
80,45 |
|
(d) Other Textiles & Textile Products |
2,346 |
16911,10 |
2907,62 |
15,661 |
84,25 |
65,06 |
|
5. Paper, Paper Products & Printing |
1,236 |
6672,01 |
2208,86 |
3,545 |
39,43 |
30,65 |
|
6. Woods and Wood Products |
56 |
268,55 |
108,45 |
12,118 |
67,36 |
51,97 |
|
7. Leather & Leather Products |
214 |
1053,05 |
365,33 |
21,887 |
50,82 |
29,75 |
|
8. Gems and Jewellary |
262 |
1186,75 |
688,73 |
73,346 |
153,33 |
131,99 |
|
9. Rubber & Plastic Products |
1,275 |
2413,14 |
1414,10 |
8,814 |
39,33 |
29,60 |
|
10. Chemicals & Chemical Products |
4,339 |
27066,74 |
11406,70 |
5,606 |
57,59 |
45,78 |
|
(a) Heavy Industrial Chemicals |
1,485 |
4704,36 |
2116,55 |
40 |
13,45 |
10,27 |
|
(b) Fertilisers |
57 |
532,44 |
270,71 |
1,507 |
10,30 |
8,04 |
|
(c) Drugs & Pharmaceuticals |
877 |
14014,17 |
5707,69 |
2,739 |
10,46 |
8,59 |
|
(d) Non-Edible Oils |
8 |
73,64 |
50,00 |
11 |
1,18 |
86 |
|
(e) Other Chemicals & Chemical Products |
1,912 |
7742,12 |
3261,76 |
1,309 |
22,20 |
18,02 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
198 |
13367,49 |
3941,25 |
68 |
10,03 |
7,54 |
|
12. Manufacture of Cement & Cement Products |
138 |
2213,83 |
1276,30 |
2,253 |
26,32 |
22,30 |
|
13. Basic Metals & Metal Products |
3,375 |
19719,21 |
7368,88 |
5,584 |
87,21 |
72,20 |
|
(a) Iron & Steel |
772 |
7011,11 |
2156,52 |
74 |
19,55 |
17,09 |
|
(b) Non-Ferrous Metals |
590 |
8677,22 |
3072,51 |
13 |
1,03 |
88 |
|
(c) Metal Products |
2,013 |
4030,89 |
2139,85 |
5,497 |
66,64 |
54,23 |
|
14. Engineering |
5,345 |
20078,68 |
7921,94 |
8,677 |
95,10 |
79,04 |
|
(a) Heavy Engineering |
697 |
2292,25 |
1340,31 |
354 |
15,83 |
13,61 |
|
(b) Light Engineering |
2,191 |
6593,52 |
2349,09 |
3,709 |
38,14 |
32,21 |
|
(c) Electrical Machinery & Goods |
1,975 |
10221,69 |
3649,98 |
2,187 |
23,85 |
19,31 |
|
(d) Electronic Machinery & Goods |
482 |
971,23 |
582,55 |
2,427 |
17,28 |
13,91 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
2,380 |
10755,41 |
6549,50 |
12,763 |
90,01 |
69,27 |
|
16. Other Industries |
2,932 |
11334,35 |
2171,83 |
2,26,171 |
854,00 |
645,47 |
|
17. Electricity, Gas & Water |
85 |
1369,67 |
939,43 |
415 |
91,86 |
87,08 |
|
(a) Electricity Generation & Transmission |
31 |
924,03 |
773,55 |
29 |
53,07 |
52,32 |
|
(b) Non-Conventional Energy |
4 |
139,50 |
18,09 |
324 |
34,11 |
30,88 |
|
(c) Gas, Steam & Water Supply |
50 |
306,15 |
147,78 |
62 |
4,67 |
3,89 |
|
18. Construction |
8,896 |
18479,56 |
6568,00 |
32,307 |
1069,81 |
900,88 |
|
(a) Other than Infrastructure |
2,001 |
4269,35 |
2749,42 |
17,071 |
919,95 |
775,73 |
|
(b) Infrastructure Construction |
6,895 |
14210,21 |
3818,57 |
15,236 |
149,87 |
125,15 |
III. |
TRANSPORT OPERATORS |
1,434 |
2662,78 |
1878,20 |
1,33,551 |
1631,47 |
1262,15 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
54,323 |
35138,39 |
23557,66 |
5,92,803 |
3124,13 |
2520,94 |
|
1. Professional Services |
11,745 |
6824,36 |
6090,33 |
1,58,210 |
764,77 |
594,70 |
|
2. Tourism, Hotel & Restaurants |
399 |
1596,66 |
1077,45 |
23,894 |
222,54 |
180,44 |
|
3. Recreation services |
720 |
785,19 |
516,26 |
11,176 |
46,85 |
41,59 |
|
4. IT and Telecommunications |
680 |
5557,68 |
3273,98 |
98 |
7,42 |
6,51 |
|
5. Others |
40,779 |
20374,51 |
12599,64 |
3,99,425 |
2082,55 |
1697,69 |
V. |
PERSONAL LOANS |
65,83,637 |
77229,50 |
34489,58 |
24,08,748 |
18364,52 |
13923,57 |
|
1. Housing |
97,301 |
20019,86 |
16077,55 |
2,99,314 |
5197,32 |
4269,44 |
|
2. Consumer Durables |
249 |
5,32 |
2,98 |
2,43,976 |
1932,29 |
1337,77 |
|
3. Vehicles |
4,033 |
116,50 |
46,25 |
1,07,894 |
955,87 |
728,68 |
|
4. Education |
11 |
10 |
9 |
58,364 |
705,40 |
607,03 |
|
5. Personal Credit Cards |
58,44,688 |
42849,11 |
8388,71 |
46 |
12 |
11 |
|
6. Others |
6,37,355 |
14238,61 |
9974,00 |
16,99,154 |
9573,52 |
6980,54 |
VI. |
TRADE |
2,37,978 |
33505,13 |
16421,21 |
18,36,982 |
9112,21 |
7078,45 |
|
1. Wholesale Trade |
29,960 |
17651,20 |
7860,95 |
1,11,121 |
952,18 |
717,34 |
|
2. Retail Trade |
2,08,018 |
15853,93 |
8560,26 |
17,25,861 |
8160,03 |
6361,11 |
VII. |
FINANCE |
4,239 |
28438,93 |
19299,80 |
7,82,084 |
4716,43 |
3497,20 |
VIII. |
ALL OTHERS |
14,964 |
12112,61 |
4848,18 |
15,10,157 |
7983,21 |
6756,01 |
|
TOTAL BANK CREDIT |
69,34,451 |
361987,95 |
164955,39 |
186,30,685 |
101949,78 |
82761,76 |
TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
|||||||
ALL-INDIA |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
28,47,639 |
64203,74 |
48530,45 |
427,69,829 |
465827,85 |
390298,30 |
|
1. Direct Finance |
28,02,354 |
48583,40 |
36798,30 |
410,01,637 |
348978,31 |
296849,57 |
|
2. Indirect Finance |
45,285 |
15620,34 |
11732,15 |
17,68,192 |
116849,54 |
93448,72 |
II. |
INDUSTRY |
5,50,721 |
274324,97 |
186209,43 |
32,54,074 |
2092560,62 |
1355232,35 |
|
1. Mining & Quarrying |
2,029 |
7480,52 |
3986,95 |
25,526 |
64705,22 |
43363,28 |
|
2. Food Manufacturing & Processing |
36,856 |
16774,03 |
11732,65 |
4,53,017 |
129977,64 |
89916,70 |
|
(a) Rice Mills, Flour & Dal Mills |
5,743 |
3045,11 |
2316,28 |
1,06,956 |
29480,82 |
22445,03 |
|
(b) Sugar |
239 |
1735,64 |
1221,35 |
2,220 |
24521,40 |
19379,16 |
|
(c) Edible Oils & Vanaspati |
3,906 |
2034,11 |
1474,45 |
53,940 |
20341,13 |
11678,62 |
|
(d) Tea Processing |
3,366 |
1195,28 |
717,73 |
13,725 |
4571,94 |
2935,43 |
|
(e) Processing of Fruits & Vegetables |
395 |
647,71 |
519,15 |
3,906 |
2835,30 |
2160,07 |
|
(f) Others |
23,207 |
8116,19 |
5483,68 |
2,72,270 |
48227,04 |
31318,40 |
|
3. Beverage & Tobacco |
695 |
2763,12 |
2246,28 |
7,837 |
20064,02 |
14949,17 |
|
4. Textiles |
74,338 |
23455,72 |
16023,09 |
5,32,266 |
214268,58 |
135922,92 |
|
(a) Cotton Textiles |
28,554 |
12518,16 |
8833,19 |
1,22,952 |
93740,36 |
64011,35 |
|
(b) Jute & Other Natural Fibre Textiles |
744 |
306,41 |
232,96 |
12,424 |
2703,24 |
1660,89 |
|
(c) Handloom Textiles & Khadi |
8,819 |
275,64 |
194,12 |
76,195 |
4623,70 |
3510,88 |
|
(d) Other Textiles & Textile Products |
36,221 |
10355,51 |
6762,82 |
3,20,695 |
113201,28 |
66739,79 |
|
5. Paper, Paper Products & Printing |
12,352 |
6068,34 |
4664,21 |
70,619 |
40798,93 |
28421,25 |
|
6. Woods and Wood Products |
5,305 |
1163,47 |
849,91 |
69,174 |
5749,94 |
4341,07 |
|
7. Leather & Leather Products |
5,395 |
1581,42 |
1047,19 |
80,203 |
12016,13 |
7294,94 |
|
8. Gems and Jewellary |
11,732 |
3306,07 |
2491,72 |
1,50,181 |
51369,10 |
25464,95 |
|
9. Rubber & Plastic Products |
6,471 |
5692,67 |
3493,99 |
63,963 |
33885,72 |
22335,02 |
|
10. Chemicals & Chemical Products |
28,975 |
26757,30 |
18668,36 |
1,23,012 |
151624,83 |
88048,05 |
|
(a) Heavy Industrial Chemicals |
877 |
2864,81 |
1731,36 |
8,921 |
25092,91 |
14792,21 |
|
(b) Fertilisers |
423 |
8253,60 |
7586,28 |
4,660 |
18303,99 |
13272,67 |
|
(c) Drugs & Pharmaceuticals |
8,374 |
8101,04 |
5511,20 |
38,577 |
60734,44 |
33300,24 |
|
(d) Non-Edible Oils |
85 |
168,36 |
134,28 |
1,670 |
2012,59 |
1443,03 |
|
(e) Other Chemicals & Chemical Products |
19,216 |
7369,50 |
3705,24 |
69,184 |
45480,90 |
25239,89 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
624 |
12045,83 |
6386,72 |
4,268 |
96328,67 |
62749,65 |
|
12. Manufacture of Cement & Cement Products |
5,792 |
6307,81 |
4221,14 |
32,597 |
36246,60 |
26103,59 |
|
13. Basic Metals & Metal Products |
18,979 |
26904,34 |
18617,11 |
2,01,548 |
298466,64 |
187977,61 |
|
(a) Iron & Steel |
3,755 |
16959,21 |
11923,13 |
28,953 |
197494,14 |
128519,73 |
|
(b) Non-Ferrous Metals |
739 |
3202,44 |
2164,28 |
9,433 |
35317,28 |
20855,54 |
|
(c) Metal Products |
14,485 |
6742,68 |
4529,70 |
1,63,162 |
65655,22 |
38602,35 |
|
14. Engineering |
35,332 |
15667,01 |
8791,76 |
3,06,111 |
193140,63 |
99962,54 |
|
(a) Heavy Engineering |
1,984 |
2652,70 |
1775,42 |
19,135 |
23948,41 |
17086,16 |
|
(b) Light Engineering |
15,347 |
4404,81 |
3051,07 |
1,92,299 |
98721,04 |
37066,96 |
|
(c) Electrical Machinery & Goods |
4,223 |
5204,20 |
2914,74 |
62,501 |
48499,27 |
29809,78 |
|
(d) Electronic Machinery & Goods |
13,778 |
3405,30 |
1050,53 |
32,176 |
21971,91 |
15999,63 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
13,808 |
18966,18 |
12850,06 |
76,036 |
83124,24 |
57765,64 |
|
16. Other Industries |
1,86,793 |
13493,42 |
8673,55 |
7,57,938 |
76889,86 |
47157,38 |
|
17. Electricity, Gas & Water |
916 |
19295,82 |
11627,90 |
8,161 |
216132,18 |
152186,93 |
|
(a) Electricity Generation & Transmission |
531 |
17495,86 |
10747,03 |
3,928 |
199334,82 |
139879,67 |
|
(b) Non-Conventional Energy |
160 |
887,70 |
596,58 |
1,429 |
8065,13 |
6043,39 |
|
(c) Gas, Steam & Water Supply |
225 |
912,26 |
284,29 |
2,804 |
8732,24 |
6263,87 |
|
18. Construction |
1,04,329 |
66601,91 |
49836,84 |
2,91,617 |
367771,70 |
261271,65 |
|
(a) Other than Infrastructure |
61,104 |
30815,82 |
22496,93 |
1,39,870 |
90789,99 |
68141,83 |
|
(b) Infrastructure Construction |
43,225 |
35786,09 |
27339,91 |
1,51,747 |
276981,71 |
193129,82 |
III. |
TRANSPORT OPERATORS |
4,98,474 |
42979,14 |
26158,08 |
9,62,416 |
114785,23 |
85757,45 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
22,56,516 |
96622,95 |
58346,37 |
45,15,826 |
423111,39 |
305375,18 |
|
1. Professional Services |
94,729 |
9036,67 |
6582,79 |
5,62,949 |
50454,20 |
40893,33 |
|
2. Tourism, Hotel & Restaurants |
20,332 |
6619,11 |
4219,48 |
1,44,773 |
38214,26 |
27431,13 |
|
3. Recreation services |
2,150 |
2908,41 |
2102,67 |
34,279 |
14122,91 |
10840,95 |
|
4. IT and Telecommunications |
1,785 |
8439,10 |
5976,65 |
10,122 |
52648,13 |
36819,85 |
|
5. Others |
21,37,520 |
69619,65 |
39464,78 |
37,63,703 |
267671,89 |
189389,92 |
V. |
PERSONAL LOANS |
223,80,410 |
232818,34 |
131827,29 |
506,86,575 |
806442,75 |
558894,81 |
|
1. Housing |
8,99,152 |
82746,16 |
65201,42 |
60,37,786 |
376622,92 |
306306,68 |
|
2. Consumer Durables |
1,37,444 |
1717,12 |
1244,94 |
9,10,464 |
7686,13 |
5758,90 |
|
3. Vehicles |
26,66,800 |
35899,67 |
18176,03 |
42,70,109 |
70073,86 |
44634,22 |
|
4. Education |
2,32,204 |
7188,41 |
6138,80 |
20,40,367 |
49817,26 |
38380,37 |
|
5. Personal Credit Cards |
129,65,876 |
54806,28 |
10880,61 |
195,02,992 |
101111,59 |
21807,10 |
|
6. Others |
54,78,934 |
50460,70 |
30185,50 |
179,24,857 |
201131,00 |
142007,55 |
VI. |
TRADE |
5,66,102 |
95202,79 |
62559,61 |
68,07,167 |
513731,97 |
305482,12 |
|
1. Wholesale Trade |
67,726 |
37917,06 |
23660,31 |
5,03,863 |
287950,51 |
142002,49 |
|
2. Retail Trade |
4,98,376 |
57285,72 |
38899,30 |
63,03,304 |
225781,46 |
163479,63 |
VII. |
FINANCE |
42,078 |
61381,73 |
47823,11 |
10,67,276 |
307558,08 |
243139,23 |
VIII. |
ALL OTHERS |
46,84,626 |
42315,40 |
24543,81 |
85,84,719 |
144679,00 |
100989,88 |
|
TOTAL BANK CREDIT |
338,26,566 |
909849,06 |
585998,16 |
1186,47,882 |
4868696,90 |
3345169,32 |