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Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 3 of 5)

URBAN


 
 
 

(Amount in Rupees Lakh)


    

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
 
 
 
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

3,82,517

1683,56

1391,95

5,78,300

2342,73

2054,14

20

19,21

18,11

 

1.

Direct Finance

3,72,716

1244,24

1080,43

5,57,082

1720,02

1568,10

1 6

18,85

17,77

 

2.

Indirect Finance

9,801

439,33

311,52

21,218

622,71

486,05

4

36

33

II.

INDUSTRY

2,26,616

11288,73

9530,66

3,91,329

19309,90

15785,97

811

1681,40

1384,87

 

1.

Mining & Quarrying

1,332

160,16

126,29

1,886

223,84

168,77

-

-

-

 

2.

Food Manufacturing & Processing

8,265

1648,52

1286,99

15,069

2263,51

1832,98

3 5

100,31

83,00

  

(a)

Rice Mills, Flour & Dal Mills

2,875

312,55

247,94

3,867

692,75

570,62

3

6,16

5,98

  

(b)

Sugar

94

554,07

431,20

322

459,16

398,62

1

5,00

4,00

  

(c)

Edible Oils & Vanaspati

1,076

324,31

232,00

1,629

354,99

282,39

1

99

99

  

(d)

Tea Processing

1 6

60,04

36,61

224

78,51

65,72

6 1

19,19

7,13

  

(e)

Processing of Fruits & Vegetables

140

18,09

16,26

285

20,21

15,54

1

1,62

10

  

(f)

Others

4,019

379,46

322,99

8,742

657,90

500,09

3 1

67,34

64,79

 

3.

Beverage & Tobacco

337

66,84

61,28

1,022

475,60

434,96

1 5

17,11

15,92

 

4.

Textiles

12,044

1727,52

1499,66

25,669

4117,58

3176,66

154

235,92

206,07

  

(a)

Cotton Textiles

3,287

586,49

522,45

8,103

2241,56

1614,70

62

128,89

111,35

  

(b)

Jute Textiles

210

131,50

86,97

206

59,89

42,72

1

4

4

  

(c)

Handloom Textiles & Khadi

1,410

71,18

60,17

2,291

162,06

132,13

-

-

-

  

(d)

Other Textiles

7,137

938,35

830,07

15,069

1654,08

1387,12

91

106,98

94,68

 

5.

Paper, Paper Products & Printing

3,459

300,04

280,31

8,075

736,54

667,96

19

30,68

28,38

 

6.

Leather & Leather Products

1,262

124,57

111,43

2,403

154,41

126,87

8

4,53

1,45

 

7.

Rubber & Rubber Products

1,551

155,30

118,77

2,542

413,78

372,94

20

49,29

32,21

 

8.

Chemicals & Chemical Products

6,109

1045,77

903,32

11,248

1787,52

1483,19

96

206,42

161,95

  

(a)

Heavy Industrial Chemicals

516

107,69

87,67

841

307,05

227,59

15

15,87

13,87

  

(b)

Fertilisers

225

224,67

169,74

264

281,06

214,94

2

80

78

  

(c)

Drugs & Pharmaceuticals

1,190

238,05

211,67

2,037

371,29

319,20

36

99,83

67,16

  

(d)

Non-Edible Oils

16

35,47

32,05

247

40,43

33,42

-

-

-

  

(e)

Other Chemicals & Chemical Products

4,017

439,89

402,19

7,859

787,70

688,04

43

89,91

80,15

 

9.

Petroleum, Coal Products & Nuclear Fuels

677

94,93

74,80

944

280,22

247,19

2

5,00

5,03

 

10.

Manufacture of Cement & Cement Products

861

179,05

136,93

1,270

277,99

258,77

8

19,44

12,57

 

11.

Basic Metals & Metal Products

12,452

1749,65

1534,08

18,710

2978,13

2559,97

90

118,96

85,98

  

(a)

Iron & Steel

3,513

1086,24

973,28

5,262

2094,87

1840,16

31

81,61

51,69

  

(b)

Non-Ferrous Metals

786

122,06

96,21

865

182,58

145,38

8

4,25

3,17

  

(c)

Other Metal Products

8,153

541,36

464,60

12,583

700,68

574,44

51

33,10

31,12

 

12.

Engineering

10,286

1911,21

1626,35

17,045

2535,61

1913,33

195

453,19

373,86

  

(a)

Heavy Engineering

2,467

631,48

525,01

2,036

888,41

680,63

32

71,25

54,09

  

(b)

Light Engineering

4,231

416,05

366,49

7,617

451,85

343,23

79

233,51

192,63

  

(c)

Electrical Machinery & Goods

2,154

487,36

412,64

4,391

798,12

560,90

53

80,84

64,24

  

(d)

Electronic Machinery & Goods

1,434

376,32

322,23

3,001

397,23

328,57

3 1

67,60

62,90

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,056

496,52

437,20

4,647

557,34

442,88

67

155,17

118,55

 

14.

Other Industries

1,62,403

1392,84

1140,93

2,75,967

2037,19

1717,81

6 5

244,14

228,73

 

15.

Electricity, Gas & Water

2,180

144,00

112,12

845

197,26

130,38

12

25,15

17,94

  

(a)

Electricity Generation & Transmission

2,105

121,38

95,91

559

177,08

114,80

11

24,15

17,33

  

(b)

Non-Conventional Energy

18

10,75

9,90

54

4,07

2,71

-

-

-

  

(c)

Gas, Steam & Water Supply

57

11,88

6,31

232

16,10

12,87

1

1,00

61

 

16.

Construction

1,342

91,82

80,20

3,987

273,39

251,28

7

16,08

13,24

III.

TRANSPORTOPERATORS

52,858

405,85

311,71

1,04,617

809,54

681,45

1

2,54

53

IV.

PROFESSIONAL AND OTHER SERVICES

54,277

446,64

366,10

2,46,453

1512,55

1295,69

42

5,61

2,75

V.

PERSONALLOANS

9,17,328

3421,54

3029,53

12,72,654

4777,54

4257,21

30,399

182,24

80,94

 

1.

Loans for Purchase of Consumer Durables

1,06,202

210,23

186,81

1,08,853

217,74

182,29

8

3

3

 

2.

Loans for Housing

1,12,680

1372,45

1212,85

1,70,031

1560,79

1401,97

410

5,01

4,99

 

3.

Rest of the Personal Loans

6,98,446

1838,87

1629,88

9,93,770

2999,01

2672,95

29,981

177,20

75,91

VI.

TRADE

2,79,632

3094,20

2664,40

6,71,075

4744,08

4021,80

135

63,01

49,46

 

1.

Wholesale Trade

22,764

1802,03

1597,16

47,742

1942,54

1601,05

5 8

57,39

44,40

 

2.

Retail Trade

2,56,868

1292,17

1067,24

6,23,333

2801,54

2420,75

77

5,62

5,05

VII.

FINANCE

653

129,73

90,95

2,698

551,59

461,28

18

49,02

32,92

VIII.


ALL OTHERS 2,01,888


1544,30


1303,98


6,59,935


2727,05


2475,98


146,14


85


82,11


63,42


TOTALBANKCREDIT

21,15,769

22014,55

18689,27

39,27,061

36774,98

31033,53

31,521

2085,15

1632,99

OF WHICH:

1 . Artisans & Village Industries

51,236

133,26

124,25

63,852

160,71

146,14

2

6

5

 
 
 

2 . Other Small Scale Industries


1,28,359


3471,93


2960,63


2,14,963


4979,17


4208,38


68


77,87


83,58


 
 
 
 
 
 
 
 
 
 
 
 
 

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

     
 
 

COMMERCIAL BANKS


COMMERCIAL BANKS


    

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

74,999

83,93

73,98

31,093

324,30

300,65

10,66,929

4453,73

3838,82

 

1.

Direct Finance

71,849

68,53

62,58

29,126

222,18

210,19

10,30,789

3273,81

2939,07

 

2.

Indirect Finance

3,150

15,39

11,40

1,967

102,12

90,45

36,140

1179,91

899,75

II.

INDUSTRY

29,766

55,59

49,23

38,908

4310,44

3520,59

6,87,430

36646,06

30271,32

 

1.

Mining & Quarrying

37

1,75

1,58

210

54,40

52,09

3,465

440,15

348,72

 

2.

Food Manufacturing & Processing

437

6,73

5,75

2,313

514,05

388,32

26,137

4533,12

3597,04

  

(a)

Rice Mills, Flour & Dal Mills

64

4,14

3,51

646

86,98

64,85

7,455

1102,58

892,91

  

(b)

Sugar

1

-

-

38

43,29

22,10

456

1061,52

855,93

  

(c)

Edible Oils & Vanaspati

27

45

35

297

43,91

30,68

3,030

724,66

546,41

  

(d)

Tea Processing

2

1

1

17

15,38

9,87

320

173,13

119,33

  

(e)

Processing of Fruits & Vegetables

1

1

1

45

5,79

3,96

472

45,72

35,87

  

(f)

Others

342

2,12

1,87

1,270

318,70

256,86

14,404

1425,51

1146,60

 

3.

Beverage & Tobacco

9

9

9

147

60,56

57,24

1,530

620,20

569,48

 

4.

Textiles

294

1,66

1,39

9,253

1843,87

1473,27

47,414

7926,55

6357,05

  

(a)

Cotton Textiles

31

23

19

4,254

1105,08

910,37

15,737

4062,25

3159,06

  

(b)

Jute Textiles

3

1

1

20

97

75

440

192,41

130,48

  

(c)

Handloom Textiles & Khadi

8

8

7

294

10,82

8,89

4,003

244,13

201,27

  

(d)

Other Textiles

252

1,35

1,12

4,685

727,01

553,26

27,234

3427,77

2866,24

 

5.

Paper, Paper Products & Printing

89

1,09

1,01

1,469

125,80

109,81

13,111

1194,16

1087,48

 

6.

Leather & Leather Products

38

44

46

404

43,98

25,32

4,115

327,92

265,52

 

7.

Rubber & Rubber Products

16

22

21

281

50,66

34,84

4,410

669,25

558,97

 

8.

Chemicals & Chemical Products

72

1,44

1,24

1,624

267,09

201,58

19,149

3308,24

2751,28

  

(a)

Heavy Industrial Chemicals

-

-

-

160

73,19

72,35

1,532

503,80

401,48

  

(b)

Fertilisers

3

42

42

28

33,43

8,00

522

540,38

393,87

  

(c)

Drugs & Pharmaceuticals

18

24

25

297

35,72

28,06

3,578

745,14

626,33

  

(d)

Non-Edible Oils

4

8

6

19

2,18

1,71

431

78,16

67,23

  

(e)

Other Chemicals & Chemical Products

47

69

51

1,120

122,56

91,47

13,086

1440,76

1262,36

 

9.

Petroleum, Coal Products & Nuclear Fuels

5

6

6

104

17,73

13,19

1,732

397,94

340,27

 

10.

Manufacture of Cement & Cement Products

11

17

15

228

50,98

50,32

2,378

527,63

458,74

 

11.

Basic Metals & Metal Products

493

4,44

3,82

1,844

268,22

245,78

33,589

5119,40

4429,63

  

(a)

Iron & Steel

4

1,72

1,71

800

203,95

184,11

9,610

3468,39

3050,95

  

(b)

Non-Ferrous Metals

6

13

9

90

6,52

6,71

1,755

315,53

251,55

  

(c)

Other Metal Products

483

2,59

2,02

954

57,75

54,95

22,224

1335,48

1127,13

 

12.

Engineering

178

2,15

1,99

2,519

337,34

278,78

30,223

5239,49

4194,31

  

(a)

Heavy Engineering

17

49

49

461

92,70

73,34

5,013

1684,33

1333,55

  

(b)

Light Engineering

46

67

60

900

90,55

77,47

12,873

1192,62

980,42

  

(c)

Electrical Machinery & Goods

55

47

45

708

107,15

87,12

7,361

1473,93

1125,35

  

(d)

Electronic Machinery & Goods

60

51

45

450

46,94

40,85

4,976

888,61

754,99

 

13.

Vehicles, Vehicle Parts & Transport Equipments

83

1,23

88

610

99,90

88,97

7,463

1310,15

1088,48

 

14.

Other Industries

27,865

31,54

28,32

16,077

347,88

288,45

4,82,377

4053,60

3404,23

 

15.

Electricity, Gas & Water

11

10

8

106

27,35

22,68

3,154

393,86

283,20

  

(a)

Electricity Generation & Transmission

6

3

3

53

8,14

7,70

2,734

330,78

235,76

  

(b)

Non-Conventional Energy

1

2

1

12

14,08

10,05

85

28,92

22,67

  

(c)

Gas, Steam & Water Supply

4

6

4

41

5,12

4,93

335

34,15

24,77

 

16.

Construction

128

2,48

2,19

1,719

200,63

189,97

7,183

584,40

536,89

III.

TRANSPORTOPERATORS

12,074

51,43

41,26

14,517

236,69

185,81

1,84,077

1506,06

1220,76

IV.

PROFESSIONAL AND OTHER SERVICES

18,798

35,88

30,40

19,724

1393,66

1318,85

3,39,294

3394,35

3013,79

V.

PERSONALLOANS

89,426

259,70

234,11

2,35,095

926,76

821,20

25,44,902

9567,79

8422,99

 

1.

Loans for Purchase of Consumer Durables

11,557

16,53

14,19

32,298

56,66

45,94

2,58,918

501,19

429,26

 

2.

Loans for Housing

19,862

144,97

132,24

19,958

260,38

226,23

3,22,941

3343,60

2978,28

 

3.

Rest of the Personal Loans

58,007

98,20

87,68

1,82,839

609,72

549,03

19,63,043

5723,00

5015,45

VI.

TRADE

74,013

96,49

84,20

64,230

1516,98

1213,62

10,89,085

9514,76

8033,47

 

1.

Wholesale Trade

1,469

10,50

8,50

12,490

692,71

531,65

84,523

4505,17

3782,77

 

2.

Retail Trade

72,544

85,99

75,70

51,740

824,27

681,97

10,04,562

5009,59

4250,71

VII.

FINANCE

133

2,12

1,96

1,227

177,74

144,86

4,729

910,19

731,97

VIII.


ALL OTHERS


25,942


37,63


34,62


98,209


452,67


392,87


9,86,059


4843,76


4270,88


TOTALBANKCREDIT

3,25,151

622,78

549,76

5,03,003

9339,25

7898,44

69,02,505

70836,71

59803,99

OF WHICH:

1. Artisans & Village Industries

22,207

20,61

18,23

4,618

18,35

18,17

1,41,915

333,00

306,82

 
 
 

2. Other Small Scale Industries


5,822


15,57


13,84


18,004


1313,35


1029,53


3,67,216


9857,89


8295,96


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