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Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998 (Part 4 of 5)

METROPOLITAN


 
 
 
 
 
 

(Amount in Rupees Lakh)


 

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

    

AND ITS ASSOCIATES


 
 
 
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


7


8


9


I.

AGRICULTURE

29,638

685,10

595,46

95,618

2656,50

2226,15

515

85,04

69,09

 

1.

Direct Finance

25,744

313,08

255,39

84,626

935,84

812,55

429

34,99

26,79

 

2.

Indirect Finance

3,894

372,02

340,06

10,992

1720,66

1413,59

68

50,06

42,30

II.

INDUSTRY

1,02,352

40811,39

31997,07

2,57,088

55581,00

43750,46

13,431

20896,06

16059,72

 

1.

Mining & Quarrying

983

978,76

864,24

1,387

850,27

627,27

23

151,12

136,78

 

2.

Food Manufacturing & Processing

2,669

1950,85

1475,70

5,853

2644,21

2045,31

445

805,06

577,94

  

(a)

Rice Mills, Flour & Dal Mills

47

265,53

223,00

859

272,44

212,09

26

5,22

3,21

  

(b)

Sugar

11

446,02

384,90

161

433,40

327,26

41

24,60

14,98

  

(c)

Edible Oils & Vanaspati

348

560,63

385,73

548

532,25

427,24

61

79,46

66,24

  

(d)

Tea Processing

110

281,50

163,97

337

392,30

306,29

06

272,92

168,32

  

(e)

Processing of Fruits & Vegetables

36

45,25

28,26

314

146,77

122,66

31

10,91

9,69

  

(f)

Others

1,563

351,93

289,84

3,634

867,06

649,78

271

411,96

315,51

 

3.

Beverage & Tobacco

186

302,36

175,32

684

483,73

370,11

177

489,98

446,29

 

4.

Textiles

8,522

5752,95

4257,99

27,934

9583,86

7278,37

1,053

1843,92

1264,22

  

(a)

Cotton Textiles

1,582

2484,89

1890,49

4,115

3106,49

2371,46

402

682,97

475,85

  

(b)

Jute Textiles

90

55,90

46,83

292

224,48

149,53

3

17,11

17,25

  

(c)

Handloom Textiles & Khadi

164

11,82

11,30

389

69,48

62,25

44

1,61

1,18

  

(d)

Other Textiles

6,686

3200,33

2309,37

23,138

6183,40

4695,13

574

1142,25

769,94

 

5.

Paper, Paper Products & Printing

3,114

781,48

676,09

9,801

1457,77

1200,22

335

420,09

353,27

 

6.

Leather & Leather Products

1,347

806,85

609,75

3,947

1234,28

944,83

185

177,17

91,34

 

7.

Rubber & Rubber Products

809

497,71

433,26

2,245

694,84

558,00

143

325,92

225,79

 

8.

Chemicals & Chemical Products

6,948

6174,23

4745,65

18,899

8370,61

6404,27

1,789

3911,33

2896,85

  

(a)

Heavy Industrial Chemicals

760

1163,16

960,06

2,138

1510,37

1166,85

505

669,00

536,58

  

(b)

Fertilisers

253

1636,18

1076,88

374

832,35

671,33

53

326,18

224,75

  

(c)

Drugs & Pharmaceuticals

1,673

1368,25

1153,20

3,968

2620,86

1930,35

603

1506,06

1173,77

  

(d)

Non-Edible Oils

38

44,45

31,84

199

189,49

171,33

32

3,84

2,49

  

(e)

Other Chemicals & Chemical Products

4,224

1962,19

1523,67

12,220

3217,55

2464,42

605

1406,26

959,27

 

9.

Petroleum, Coal Products & Nuclear Fuels

550

4236,11

3445,60

960

1479,81

1091,10

196

529,44

294,09

 

10.

Manufacture of Cement & Cement Products

415

701,56

573,43

829

582,09

505,44

191

587,23

526,62

 

11.

Basic Metals & Metal Products

6,347

4998,62

4145,14

16,234

7872,56

6523,99

1,071

1240,95

922,91

  

(a)

Iron & Steel

2,390

3958,52

3343,78

5,543

5789,75

4885,53

385

753,51

599,70

  

(b)

Non-Ferrous Metals

432

299,44

208,11

1,122

509,32

388,55

162

158,10

92,69

  

(c)

Other Metal Products

3,525

740,66

593,24

9,569

1573,49

1249,92

524

329,35

230,52

 

12.

Engineering

11,072

6241,96

4855,13

25,375

8459,79

6560,57

1,853

4860,05

3836,57

  

(a)

Heavy Engineering

1,653

1722,78

1357,05

3,386

2634,27

1884,89

397

1224,82

900,87

  

(b)

Light Engineering

4,378

1730,32

1335,76

10,297

2019,76

1635,90

526

1221,41

961,00

  

(c)

Electrical Machinery & Goods

2,936

1400,65

987,81

6,692

2142,81

1612,74

386

905,77

788,52

  

(d)

Electronic Machinery & Goods

2,105

1388,22

1174,51

5,000

1662,94

1427,03

544

1508,06

1186,18

 

13.

Vehicles, Vehicle Parts & Transport Equipments

2,962

1987,13

1417,28

6,148

1951,50

1325,80

413

1412,80

1116,11

 

14.

Other Industries

54,634

3055,41

2493,75

1,30,318

6333,96

5271,71

5,180

3153,20

2601,29

 

15.

Electricity, Gas & Water

915

1532,85

1161,28

1,248

2143,49

1755,36

176

381,87

260,17

  

(a)

Electricity Generation & Transmission

840

1521,90

1154,08

984

1838,07

1496,83

75

358,58

239,42

  

(b)

Non-Conventional Energy

32

5,35

3,42

69

36,07

24,56

16

5,38

5,12

  

(c)

Gas, Steam & Water Supply

52

5,60

3,79

195

269,34

233,97

85

17,91

15,63

 

16.

Construction

879

812,55

667,46

5,226

1438,22

1288,10

192

605,94

509,49

III.

TRANSPORTOPERATORS

17,611

452,84

413,75

59,763

1304,64

1131,65

282

191,03

122,07

IV.

PROFESSIONAL AND OTHER SERVICES

18,880

646,76

527,28

1,38,912

3909,91

3420,16

2,647

1098,28

897,33

V.

PERSONALLOANS

5,39,945

2456,85

2134,91

11,91,805

6239,46

5361,14

10,29,148

6562,56

5033,47

 

1.

Loans for Purchase of Consumer Durables

36,016

81,58

68,27

64,774

179,85

147,89

8,237

35,65

37,04

 

2.

Loans for Housing

67,205

874,48

769,27

1,81,287

2266,67

2025,47

6,283

226,62

223,21

 

3.

Rest of the Personal Loans

4,36,724

1500,80

1297,37

9,45,744

3792,94

3187,78

10,14,628

6300,28

4773,22

VI.

TRADE

99,418

6971,02

5648,82

2,73,261

16753,78

14484,72

3,352

1282,23

1028,99

 

1.

Wholesale Trade

15,006

6032,19

4871,59

54,552

13433,99

11637,92

642

780,79

598,27

 

2.

Retail Trade

84,412

938,83

777,23

2,18,709

3319,79

2846,81

2,710

501,45

430,72

VII.

FINANCE

1,140

1504,18

1246,90

5,373

5555,29

4642,34

805

3552,22

2562,21

VIII.


ALL OTHERS


1,27,034


3285,58


2922,39


5,18,471


9282,81


8474,51


4,456


1017,17


871,82


TOTALBANKCREDIT

9,36,018

56813,72

45486,57

25,40,291

101283,39

83491,11

10,54,636

34684,60

26644,71

OF WHICH:

1. Artisans & Village Industries

6,894

60,32

57,20

14,402

94,96

84,35

1,055

2,12

2,09

 
 
 

2. Other Small Scale Industries


61,447


3580,01


2952,38


1,31,668


10292,06


7845,98


1,131


574,16


461,86


 
 
 
 
 
 
 
 
 
 
 
 
 
    

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

     
 
 

COMMERCIAL BANKS


COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 

standing


 
 
 
 

10


11


12


13


14


15


16


17


18


I.

AGRICULTURE

86

25

21

13,447

309,14

275,81

1,39,304

3736,04

3166,72

 

1.

Direct Finance

85

25

21

12,824

168,96

160,29

1,23,708

1453,11

1255,24

 

2.

Indirect Finance

1

1

-

623

140,18

115,52

15,596

2282,93

1911,48

II.

INDUSTRY

409

86

64

25,134

12694,08

10816,14

3,98,414

129983,40

102624,03

 

1.

Mining & Quarrying

-

-

-

250

264,91

230,00

2,652

2245,07

1858,29

 

2.

Food Manufacturing & Processing

3

3

3

865

676,76

575,37

9,835

6076,92

4674,36

  

(a)

Rice Mills, Flour & Dal Mills

3

3

3

200

139,74

117,54

1,562

682,97

555,86

  

(b)

Sugar

-

-

-

29

64,50

50,89

315

968,52

778,03

  

(c)

Edible Oils & Vanaspati

-

-

-

121

180,81

152,05

1,078

1353,14

1031,26

  

(d)

Tea Processing

-

-

-

31

41,82

35,32

538

988,53

673,90

  

(e)

Processing of Fruits & Vegetables

-

-

-

23

18,23

12,92

413

221,16

173,54

  

(f)

Others

-

-

-

461

231,66

206,65

5,929

1862,61

1461,77

 

3.

Beverage & Tobacco

-

-

-

113

136,87

142,84

1,160

1412,94

1134,56

 

4.

Textiles

3

4

4

3,716

1910,42

1432,05

41,228

19091,19

14232,66

  

(a)

Cotton Textiles

-

-

-

794

561,00

408,21

6,893

6835,35

5146,02

  

(b)

Jute Textiles

-

-

-

39

47,31

30,48

454

344,80

244,09

  

(c)

Handloom Textiles & Khadi

-

-

-

41

15,87

9,14

638

98,78

83,87

  

(d)

Other Textiles

3

4

4

2,842

1286,24

984,22

33,243

11812,26

8758,69

 

5.

Paper, Paper Products & Printing

-

-

-

1,317

274,49

218,07

14,567

2933,83

2447,65

 

6.

Leather & Leather Products

-

-

-

638

193,82

167,60

6,117

2412,13

1813,52

 

7.

Rubber & Rubber Products

1

1

1

328

136,11

132,20

3,526

1654,59

1349,25

 

8.

Chemicals & Chemical Products

-

-

-

2,389

1636,35

1445,29

30,025

20092,52

15492,06

  

(a)

Heavy Industrial Chemicals

-

-

-

309

255,11

222,77

3,712

3597,64

2886,25

  

(b)

Fertilisers

-

-

-

54

97,45

83,15

734

2892,16

2056,11

  

(c)

Drugs & Pharmaceuticals

-

-

-

575

540,87

509,52

6,819

6036,03

4766,83

  

(d)

Non-Edible Oils

-

-

-

19

6,11

6,75

279

243,89

212,41

  

(e)

Other Chemicals & Chemical Products

-

-

-

1,432

736,81

623,10

18,481

7322,80

5570,46

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

160

226,02

190,35

1,866

6471,37

5021,14

 

10.

Manufacture of Cement & Cement Products

-

-

-

119

130,65

117,46

1,554

2001,54

1722,95

 

11.

Basic Metals & Metal Products

11

6

5

2,065

1340,23

1206,08

25,728

15452,42

12798,17

  

(a)

Iron & Steel

-

-

-

919

931,23

852,09

9,237

11433,01

9681,10

  

(b)

Non-Ferrous Metals

-

-

-

216

132,61

121,25

1,932

1099,46

810,60

  

(c)

Other Metal Products

11

6

5

930

276,39

232,74

14,559

2919,95

2306,48

 

12.

Engineering

2

4

4

3,098

1528,75

1272,84

41,400

21090,59

16525,15

  

(a)

Heavy Engineering

-

-

-

490

322,02

237,57

5,926

5903,89

4380,38

  

(b)

Light Engineering

1

4

4

1,027

326,32

269,80

16,229

5297,84

4202,49

  

(c)

Electrical Machinery & Goods

-

-

-

790

343,44

289,54

10,804

4792,66

3678,62

  

(d)

Electronic Machinery & Goods

1

1

-

791

536,97

475,93

8,441

5096,19

4263,65

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

548

376,19

317,81

10,071

5727,61

4177,01

 

14.

Other Industries

389

68

47

7,737

2215,94

1960,79

1,98,258

14759,19

12328,01

 

15.

Electricity, Gas & Water

-

-

-

129

265,51

244,09

2,468

4323,71

3420,90

  

(a)

Electricity Generation & Transmission

-

-

-

86

213,61

199,36

1,985

3932,15

3089,68

  

(b)

Non-Conventional Energy

-

-

-

25

49,11

42,20

133

95,92

75,30

  

(c)

Gas, Steam & Water Supply

-

-

-

18

2,79

2,53

350

295,64

255,92

 

16.

Construction

-

-

-

1,662

1381,07

1163,29

7,959

4237,78

3628,34

III.

TRANSPORTOPERATORS

53

1,03

93

6,566

458,82

385,47

84,275

2408,36

2053,87

IV.

PROFESSIONAL AND OTHER SERVICES

323

44

36

14,692

1007,86

853,21

1,75,454

6663,25

5698,34

V.

PERSONALLOANS

1,733

8,56

7,33

1,60,848

932,46

797,33

29,23,479

16199,89

13334,17

 

1.

Loans for Purchase of Consumer Durables

323

59

43

29,604

31,44

25,90

1,38,954

329,12

279,52

 

2.

Loans for Housing

410

6,12

5,48

14,200

288,31

247,38

2,69,385

3662,20

3270,82

 

3.

Rest of the Personal Loans

1,000

1,84

1,42

1,17,044

612,70

524,05

25,15,140

12208,56

9783,84

VI.

TRADE

664

93

76

31,516

3688,70

2946,55

4,08,211

28696,67

24109,85

 

1.

Wholesale Trade

1

2

2

9,522

2770,65

2198,14

79,723

23017,63

19305,93

 

2.

Retail Trade

663

91

74

21,994

918,05

748,41

3,28,488

5679,04

4803,91

VII.

FINANCE

-

-

-

2,483

2879,91

2459,13

9,801

13491,60

10910,58

VIII.


ALL OTHERS


63


5


3


48,558


1631,15


1331,74


6,98,582


15216,76


13600,48


TOTALBANKCREDIT

3,331

12,13

10,27

3,03,244

23602,13

19865,37

48,37,520

216395,97

175498,03

OF WHICH:

1. Artisans & Village Industries

112

32

22

1,755

8,48

7,16

24,218

166,18

151,03

 

2. Other Small Scale Industries


261


47


34


9,253


1951,31


1602,65


2,03,760


16398,01


12863,21


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