Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 1 of 5) - ಆರ್ಬಿಐ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1999 (Part 1 of 5)
RURAL | | | | | | | (Amount in Rupees Lakh) | ||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||||
AND ITS ASSOCIATES | | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||||
| | standing | | | standing | ||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | ||
I | AGRICULTURE | 25,80,045 | 5278,61 | 4482,23 | 55,16,345 | 11427,73 | 9960,94 | ||||
1. | Direct Finance | 25,47,701 | 4973,93 | 4291,11 | 54,67,996 | 10398,27 | 9167,30 | ||||
2. | Indirect Finance | 32,344 | 304,68 | 191,12 | 48,349 | 1029,45 | 793,64 | ||||
II. | INDUSTRY | 4,42,585 | 6909,42 | 5653,94 | 7,65,403 | 7882,94 | 6600,97 | ||||
1. | Mining & Quarrying | 283 | 153,11 | 120,29 | 752 | 178,22 | 142,05 | ||||
2. | Food Manufacturing & Processing | 5,097 | 711,52 | 554,48 | 11,722 | 1208,40 | 995,69 | ||||
(a) | Rice Mills, Flour & Dal Mills | 3,178 | 179,64 | 137,68 | 6,097 | 299,23 | 253,55 | ||||
(b) | Sugar | 66 | 196,34 | 202,76 | 136 | 406,33 | 346,72 | ||||
(c) | Edible Oils & Vanaspati | 691 | 83,39 | 59,82 | 1,514 | 100,55 | 77,93 | ||||
(d) | Tea Processing | 72 | 131,20 | 54,64 | 164 | 123,14 | 109,32 | ||||
(e) | Processing of Fruits & Vegetables | 32 | 10,81 | 9,57 | 116 | 17,54 | 14,27 | ||||
(f) | Others | 1,058 | 110,13 | 90,00 | 3,695 | 261,61 | 193,91 | ||||
3. | Beverage & Tobacco | 73 | 18,16 | 18,11 | 207 | 75,62 | 57,71 | ||||
4. | Textiles | 3,901 | 678,71 | 553,30 | 8,733 | 901,87 | 762,49 | ||||
(a) | Cotton Textiles | 700 | 300,17 | 232,98 | 1,759 | 417,84 | 301,51 | ||||
(b) | Jute Textiles | 10 | 1,46 | 1,21 | 16 | 3,95 | 2,50 | ||||
(c) | Handloom Textiles & Khadi | 915 | 15,81 | 14,94 | 1,353 | 24,54 | 20,85 | ||||
(d) | Other Textiles | 2,276 | 361,27 | 304,17 | 5,605 | 455,54 | 437,63 | ||||
5. | Paper, Paper Products & Printing | 626 | 134,82 | 124,41 | 1,647 | 212,87 | 187,95 | ||||
6. | Leather & Leather Products | 335 | 55,51 | 47,86 | 581 | 55,81 | 50,23 | ||||
7. | Rubber & Rubber Products | 270 | 133,91 | 114,15 | 442 | 69,64 | 54,55 | ||||
8. | Chemicals & Chemical Products | 1,754 | 869,56 | 617,51 | 3,692 | 991,25 | 811,48 | ||||
(a) | Heavy Industrial Chemicals | 107 | 183,78 | 136,90 | 224 | 156,65 | 110,96 | ||||
(b) | Fertilisers | 51 | 80,26 | 68,00 | 64 | 194,51 | 161,73 | ||||
(c) | Drugs & Pharmaceuticals | 328 | 254,70 | 201,87 | 607 | 192,14 | 167,42 | ||||
(d) | Non-Edible Oils | 27 | 3,24 | 2,75 | 67 | 19,53 | 19,30 | ||||
(e) | Other Chemicals & Chemical Products | 1,241 | 347,59 | 208,00 | 2,730 | 428,41 | 352,07 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 83 | 806,67 | 737,54 | 111 | 119,68 | 106,34 | ||||
10. | Manufacture of Cement & Cement Products | 516 | 87,92 | 52,87 | 900 | 188,36 | 158,28 | ||||
11. | Basic Metals & Metal Products | 1,340 | 675,97 | 598,70 | 3,799 | 1136,96 | 1012,80 | ||||
(a) | Iron & Steel | 342 | 348,97 | 306,98 | 739 | 879,72 | 804,48 | ||||
(b) | Non-Ferrous Metals | 61 | 78,61 | 74,24 | 148 | 55,64 | 47,15 | ||||
(c) | Other Metal Products | 937 | 248,39 | 217,47 | 2,912 | 201,60 | 161,17 | ||||
12. | Engineering | 2,158 | 958,17 | 774,66 | 4,154 | 773,02 | 604,92 | ||||
(a) | Heavy Engineering | 204 | 224,58 | 166,74 | 333 | 151,84 | 129,59 | ||||
(b) | Light Engineering | 1,008 | 376,98 | 304,67 | 2,077 | 219,63 | 150,67 | ||||
(c) | Electrical Machinery & Goods | 750 | 129,67 | 105,03 | 1,499 | 227,50 | 175,69 | ||||
(d) | Electronic Machinery & Goods | 196 | 226,94 | 198,23 | 245 | 174,05 | 148,95 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,897 | 356,82 | 274,24 | 2,372 | 267,88 | 168,72 | ||||
14. | Other Industries | 4,23,347 | 993,02 | 866,48 | 7,15,500 | 1500,36 | 1306,26 | ||||
15. | Electricity, Gas & Water | 138 | 208,43 | 152,66 | 194 | 103,36 | 96,80 | ||||
(a) | Electricity Generation & Transmission | 99 | 179,81 | 140,39 | 142 | 99,20 | 93,95 | ||||
(b) | Non-Conventional Energy | 7 | 25,61 | 10,03 | 11 | 72 | 62 | ||||
(c) | Gas, Steam & Water Supply | 32 | 3,01 | 2,25 | 41 | 3,44 | 2,24 | ||||
16. | Construction | 767 | 67,12 | 46,67 | 10,597 | 99,64 | 84,70 | ||||
III. | TRANSPORT OPERATORS | 42,155 | 410,48 | 289,47 | 1,13,877 | 894,34 | 696,05 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 43,895 | 216,69 | 162,25 | 3,72,412 | 814,61 | 696,00 | ||||
V. | PERSONAL LOANS | 7,52,958 | 1826,84 | 1570,03 | 11,75,247 | 3151,25 | 2774,26 | ||||
1. | Loans for Purchase of Consumer Durables | 55,737 | 114,17 | 93,32 | 68,174 | 149,21 | 123,69 | ||||
2. | Loans for Housing | 34,431 | 356,26 | 311,01 | 1,15,234 | 916,77 | 816,44 | ||||
3. | Rest of the Personal Loans | 6,62,790 | 1356,42 | 1165,70 | 9,91,839 | 2085,27 | 1834,13 | ||||
VI. | TRADE | 7,31,444 | 1807,93 | 1523,27 | 13,34,219 | 4758,37 | 4406,09 | ||||
1. | Wholesale Trade | 27,708 | 472,29 | 394,86 | 41,088 | 2460,56 | 2463,76 | ||||
2. | Retail Trade | 7,03,736 | 1335,64 | 1128,41 | 12,93,131 | 2297,81 | 1942,33 | ||||
VII. | FINANCE | 5,871 | 299,77 | 179,61 | 4,949 | 103,15 | 94,45 | ||||
VIII. | ALL OTHERS | 1,68,223 | 598,85 | 502,23 | 9,41,030 | 2655,56 | 2333,57 | ||||
TOTAL BANK CREDIT | 47,67,176 | 17348,58 | 14363,03 | 102,23,482 | 31687,95 | 27562,32 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 2,05,129 | 279,13 | 243,96 | 3,69,412 | 512,49 | 458,43 | |||
| 2. | Other Small Scale Industries | 1,91,522 | 1370,76 | 1146,09 | 3,13,639 | 1815,63 | 1533,18 |
RURAL | | | | | | | (Amount in Rupees Lakh) | ||||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | standing | ||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | ||
I. | AGRICULTURE | 4 | 25,55 | 22,82 | 45,66,336 | 5340,35 | 4606,83 | ||||
1. | Direct Finance | 4 | 25,55 | 22,82 | 44,88,469 | 5227,82 | 4512,08 | ||||
2. | Indirect Finance | - | - | - | 77,867 | 112,53 | 94,75 | ||||
II. | INDUSTRY | 470 | 1593,17 | 930,92 | 8,12,347 | 717,64 | 603,56 | ||||
1. | Mining & Quarrying | - | - | - | 74 | 4,52 | 3,81 | ||||
2. | Food Manufacturing & Processing | 22 | 85,18 | 46,67 | 2,377 | 25,73 | 20,15 | ||||
(a) | Rice Mills, Flour & Dal Mills | - | - | - | 1,266 | 13,26 | 10,82 | ||||
(b) | Sugar | - | - | - | 4 | 17 | 15 | ||||
(c) | Edible Oils & Vanaspati | - | - | - | 326 | 3,65 | 3,20 | ||||
(d) | Tea Processing | 8 | 41,74 | 21,13 | 2 | 12 | 7 | ||||
(e) | Processing of Fruits & Vegetables | - | - | - | 4 | 19 | 11 | ||||
(f) | Others | 14 | 43,44 | 25,54 | 775 | 8,35 | 5,81 | ||||
3. | Beverage & Tobacco | 25 | 72,71 | 65,72 | 10 | 1,43 | 78 | ||||
4. | Textiles | 67 | 154,10 | 135,80 | 495 | 4,52 | 3,88 | ||||
(a) | Cotton Textiles | 38 | 105,22 | 97,55 | 60 | 69 | 58 | ||||
(b) | Jute Textiles | - | - | - | 1 | 4 | 4 | ||||
(c) | Handloom Textiles & Khadi | - | - | - | 65 | 40 | 37 | ||||
(d) | Other Textiles | 29 | 48,88 | 38,25 | 369 | 3,38 | 2,89 | ||||
5. | Paper, Paper Products & Printing | 17 | 75,05 | 31,48 | 131 | 1,99 | 1,70 | ||||
6. | Leather & Leather Products | 1 | 69 | 69 | 41 | 26 | 23 | ||||
7. | Rubber & Rubber Products | 16 | 106,47 | 29,88 | 31 | 31 | 26 | ||||
8. | Chemicals & Chemical Products | 89 | 320,03 | 163,16 | 229 | 1,93 | 1,60 | ||||
(a) | Heavy Industrial Chemicals | 11 | 52,70 | 19,91 | - | - | - | ||||
(b) | Fertilisers | 3 | 1,46 | 1,62 | 2 | 8 | 3 | ||||
(c) | Drugs & Pharmaceuticals | 30 | 195,39 | 95,16 | 48 | 41 | 35 | ||||
(d) | Non-Edible Oils | - | - | - | 1 | 7 | 2 | ||||
(e) | Other Chemicals & Chemical Products | 45 | 70,48 | 46,47 | 178 | 1,37 | 1,20 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 4 | 23,50 | 11,73 | 3 | 10 | 7 | ||||
10. | Manufacture of Cement & Cement Products | 5 | 9,70 | 5,65 | 92 | 1,30 | 1,13 | ||||
11. | Basic Metals & Metal Products | 37 | 124,74 | 74,11 | 229 | 1,89 | 1,65 | ||||
(a) | Iron & Steel | 12 | 32,67 | 26,89 | - | - | - | ||||
(b) | Non-Ferrous Metals | 13 | 80,13 | 36,60 | - | - | - | ||||
(c) | Other Metal Products | 12 | 11,94 | 10,63 | 229 | 1,89 | 1,65 | ||||
12. | Engineering | 114 | 289,21 | 177,90 | 788 | 11,95 | 9,24 | ||||
(a) | Heavy Engineering | 41 | 85,15 | 58,35 | 170 | 5,97 | 4,21 | ||||
(b) | Light Engineering | 38 | 107,92 | 60,04 | 474 | 5,05 | 4,21 | ||||
(c) | Electrical Machinery & Goods | 11 | 25,52 | 13,04 | 141 | 81 | 72 | ||||
(d) | Electronic Machinery & Goods | 24 | 70,61 | 46,46 | 3 | 13 | 11 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 45 | 174,66 | 93,43 | 992 | 12,63 | 9,09 | ||||
14. | Other Industries | 24 | 91,88 | 82,88 | 8,06,697 | 646,69 | 547,78 | ||||
15. | Electricity, Gas & Water | - | - | - | 3 | 10 | 7 | ||||
(a) | Electricity Generation & Transmission | - | - | - | - | - | - | ||||
(b) | Non-Conventional Energy | - | - | - | - | - | - | ||||
(c) | Gas, Steam & Water Supply | - | - | - | 3 | 10 | 7 | ||||
16. | Construction | 4 | 65,25 | 11,81 | 155 | 2,29 | 2,12 | ||||
III. | TRANSPORT OPERATORS | 1 | 50 | 48 | 2,19,894 | 519,11 | 393,03 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 10 | 15,23 | 7,77 | 3,01,922 | 274,27 | 232,35 | ||||
V. | PERSONAL LOANS | 29 | 1,23 | 72 | 8,76,937 | 1193,84 | 1039,00 | ||||
1. | Loans for Purchase of Consumer Durables | 1 | 4 | 5 | 78,009 | 132,11 | 108,67 | ||||
2. | Loans for Housing | 6 | 20 | 20 | 36,475 | 145,35 | 132,84 | ||||
3. | Rest of the Personal Loans | 22 | 99 | 47 | 7,62,453 | 916,37 | 797,49 | ||||
VI. | TRADE | 17 | 30,30 | 18,05 | 16,69,176 | 1472,27 | 1250,23 | ||||
1. | Wholesale Trade | 16 | 28,10 | 17,93 | 40,782 | 57,39 | 48,32 | ||||
2. | Retail Trade | 1 | 2,20 | 13 | 16,28,394 | 1414,88 | 1201,90 | ||||
VII. | FINANCE | 1 | 60 | 60 | 109 | 1,39 | 1,02 | ||||
VIII. | ALL OTHERS | 2 | 11 | 11 | 4,22,144 | 366,40 | 333,94 | ||||
TOTAL BANK CREDIT | 534 | 1666,70 | 981,47 | 88,68,865 | 9885,27 | 8459,96 | |||||
OF WHICH: | 1. | Artisans & Village Industries | - | - | - | 6,71,392 | 516,80 | 436,00 | |||
| 2. | Other Small Scale Industries | 45 | 42,25 | 24,95 | 1,22,781 | 135,66 | 115,60 |
RURAL | | | | | | | (Amount in Rupees Lakh) | ||||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | standing | ||||||
| | | | 13 | 14 | 15 | 16 | 17 | 18 | ||
I. | AGRICULTURE | 2,79,640 | 687,09 | 598,94 | 129,42,370 | 22759,32 | 19671,76 | ||||
1. | Direct Finance | 2,72,833 | 621,29 | 551,48 | 127,77,003 | 21246,87 | 18544,80 | ||||
2. | Indirect Finance | 6,807 | 65,80 | 47,46 | 1,65,367 | 1512,46 | 1126,96 | ||||
II. | INDUSTRY | 27,643 | 1122,17 | 929,74 | 20,48,448 | 18225,34 | 14719,13 | ||||
1. | Mining & Quarrying | 47 | 6,18 | 5,21 | 1,156 | 342,03 | 271,37 | ||||
2. | Food Manufacturing & Processing | 768 | 135,62 | 109,11 | 19,986 | 2166,45 | 1726,11 | ||||
(a) | Rice Mills, Flour & Dal Mills | 336 | 19,03 | 14,18 | 10,877 | 511,16 | 416,23 | ||||
(b) | Sugar | 11 | 35,84 | 35,81 | 217 | 638,68 | 585,44 | ||||
(c) | Edible Oils & Vanaspati | 175 | 24,86 | 11,29 | 2,706 | 212,45 | 152,24 | ||||
(d) | Tea Processing | 22 | 7,39 | 5,29 | 268 | 303,60 | 190,44 | ||||
(e) | Processing of Fruits & Vegetables | 7 | 2,42 | 2,38 | 159 | 30,96 | 26,33 | ||||
(f) | Others | 217 | 46,08 | 40,16 | 5,759 | 469,61 | 355,42 | ||||
3. | Beverage & Tobacco | 34 | 20,70 | 18,02 | 349 | 188,61 | 160,35 | ||||
4. | Textiles | 1,145 | 132,96 | 120,27 | 14,341 | 1872,16 | 1575,75 | ||||
(a) | Cotton Textiles | 643 | 85,19 | 78,39 | 3,200 | 909,10 | 711,00 | ||||
(b) | Jute Textiles | 7 | 5,79 | 5,33 | 34 | 11,25 | 9,08 | ||||
(c) | Handloom Textiles & Khadi | 51 | 73 | 59 | 2,384 | 41,48 | 36,76 | ||||
(d) | Other Textiles | 444 | 41,26 | 35,95 | 8,723 | 910,33 | 818,90 | ||||
5. | Paper, Paper Products & Printing | 173 | 44,72 | 37,93 | 2,594 | 469,44 | 383,48 | ||||
6. | Leather & Leather Products | 65 | 5,15 | 5,56 | 1,023 | 117,42 | 104,58 | ||||
7. | Rubber & Rubber Products | 113 | 27,04 | 14,37 | 872 | 337,37 | 213,21 | ||||
8. | Chemicals & Chemical Products | 401 | 167,65 | 136,06 | 6,165 | 2350,42 | 1729,81 | ||||
(a) | Heavy Industrial Chemicals | 29 | 17,54 | 15,04 | 371 | 410,67 | 282,80 | ||||
(b) | Fertilisers | 6 | 13,48 | 13,09 | 126 | 289,78 | 244,46 | ||||
(c) | Drugs & Pharmaceuticals | 55 | 35,31 | 30,99 | 1,068 | 677,96 | 495,79 | ||||
(d) | Non-Edible Oils | 3 | 11 | 7 | 98 | 22,95 | 22,14 | ||||
(e) | Other Chemicals & Chemical Products | 308 | 101,21 | 76,87 | 4,502 | 949,06 | 684,61 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 8 | 7,99 | 5,39 | 209 | 957,94 | 861,07 | ||||
10. | Manufacture of Cement & Cement Products | 58 | 21,69 | 21,45 | 1,571 | 308,98 | 239,38 | ||||
11. | Basic Metals & Metal Products | 268 | 144,19 | 109,46 | 5,673 | 2083,75 | 1796,73 | ||||
(a) | Iron & Steel | 80 | 79,93 | 77,01 | 1,173 | 1341,29 | 1215,36 | ||||
(b) | Non-Ferrous Metals | 17 | 11,00 | 5,29 | 239 | 225,38 | 163,27 | ||||
(c) | Other Metal Products | 171 | 53,26 | 27,17 | 4,261 | 517,08 | 418,10 | ||||
12. | Engineering | 380 | 155,31 | 132,40 | 7,594 | 2187,66 | 1699,11 | ||||
(a) | Heavy Engineering | 44 | 39,39 | 38,28 | 792 | 506,94 | 397,17 | ||||
(b) | Light Engineering | 172 | 12,89 | 6,26 | 3,769 | 722,48 | 525,85 | ||||
(c) | Electrical Machinery & Goods | 140 | 59,89 | 47,22 | 2,541 | 443,39 | 341,71 | ||||
(d) | Electronic Machinery & Goods | 24 | 43,13 | 40,63 | 492 | 514,85 | 434,39 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 342 | 45,96 | 42,01 | 5,648 | 857,95 | 587,49 | ||||
14. | Other Industries | 23,226 | 144,65 | 119,86 | 19,68,794 | 3376,59 | 2923,26 | ||||
15. | Electricity, Gas & Water | 5 | 24,44 | 23,50 | 340 | 336,32 | 273,03 | ||||
(a) | Electricity Generation & Transmission | 3 | 20,60 | 20,61 | 244 | 299,61 | 254,95 | ||||
(b) | Non-Conventional Energy | 1 | 3,80 | 2,87 | 19 | 30,13 | 13,51 | ||||
(c) | Gas, Steam & Water Supply | 1 | 3 | 3 | 77 | 6,58 | 4,57 | ||||
16. | Construction | 610 | 37,92 | 29,13 | 12,133 | 272,22 | 174,42 | ||||
III. | TRANSPORT OPERATORS | 8,488 | 124,48 | 96,58 | 3,84,415 | 1948,92 | 1475,61 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 22,054 | 95,33 | 82,72 | 7,40,293 | 1416,13 | 1181,09 | ||||
V. | PERSONAL LOANS | 1,25,976 | 366,55 | 329,54 | 29,31,147 | 6539,72 | 5713,55 | ||||
1. | Loans for Purchase of Consumer Durables | 9,160 | 19,52 | 16,12 | 2,11,081 | 415,05 | 341,84 | ||||
2. | Loans for Housing | 9,114 | 111,93 | 99,90 | 1,95,260 | 1530,51 | 1360,39 | ||||
3. | Rest of the Personal Loans | 1,07,702 | 235,10 | 213,53 | 25,24,806 | 4594,16 | 4011,32 | ||||
VI. | TRADE | 67,824 | 407,91 | 334,41 | 38,02,680 | 8476,77 | 7532,05 | ||||
1. | Wholesale Trade | 2,493 | 178,66 | 139,76 | 1,12,087 | 3196,99 | 3064,63 | ||||
2. | Retail Trade | 65,331 | 229,25 | 194,65 | 36,90,593 | 5279,77 | 4467,42 | ||||
VII. | FINANCE | 187 | 24,52 | 21,28 | 11,117 | 429,43 | 296,96 | ||||
VIII. | ALL OTHERS | 81,171 | 166,09 | 148,62 | 16,12,570 | 3787,02 | 3318,48 | ||||
TOTAL BANK CREDIT | 6,12,983 | 2994,14 | 2541,84 | 244,73,040 | 63582,64 | 53908,62 | |||||
OF WHICH: | 1. | Artisans & Village Industries | 11,139 | 21,94 | 17,75 | 12,57,072 | 1330,37 | 1156,15 | |||
| 2. | Other Small Scale Industries | 10,874 | 211,36 | 177,28 | 6,38,861 | 3575,66 | 2997,10 |