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Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1996 (Part 3 of 5)

URBAN


 
 
 
 
 
 

(Amount in Rupees Lakh)


    

STATE BANK OF INDIA

 

NATIONALISED BANKS

 

FOREIGN BANKS

    

AND ITS ASSOCIATES


  
 

 


    

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out

 

Accounts

Limit

Out

 

Accounts

Limit

Out

     
 

standing


 
 
 

standing


 
 
 

standing


 
 
 
 

1


2


3


 

4


5


6


 

7


8


9


I.

AGRICULTURE

4,17,972

1057,42

868,66

 

7,63,202

1883,90

1657,07

 

16

5,91

5,09

 

1.

 

Direct Finance

4,10,592

747,60

648,61

 

7,45,694

1288,53

1216,78

 

9

2,20

1,44

 

2.

 

Indirect Finance

7,380

309,83

220,05

 

17,508

595,38

440,29

 

7

3,71

3,65

II.

INDUSTRY

2,34,722

8209,14

6998,57

 

3,59,375

15683,93

13074,21

 

827

694,89

509,53

 

1.

Mining & Quarrying

738

123,37

79,51

 

1,909

214,13

188,94

 

7

11,10

6,67

 

2.

Food Manufacturing and Processing

7,133

1000,52

848,68

 

13,618

1944,39

1571,58

 

23

26,22

17,70

  

(a)

Rice Mills, Flour and Dal Mills

2,157

187,98

199,35

 

3,697

520,19

420,80

 

2

5,03

5,03

  

(b)

Sugar

84

190,34

145,54

 

283

329,13

276,27

 

-

-

-

  

(c)

Edible Oils and Vanaspati

851

287,76

233,46

 

1,696

303,50

227,34

 

1

1

-

  

(d)

Tea Processing

49

35,49

26,72

 

221

114,03

97,52

 

14

10,82

5,08

  

(e)

Processing of Fruits & Vegetables

88

4,46

3,19

 

296

32,71

29,15

 

1

1,00

6

  

(f)

Others

3,904

294,49

240,43

 

7,425

644,83

520,50

 

5

9,37

7,53

 

3.

Beverage and Tobacco

322

75,19

68,07

 

1,028

423,13

315,20

 

12

11,87

12,02

 

4.

Textiles

10,432

1176,29

973,71

 

24,450

3414,77

2896,75

 

93

117,13

99,45

  

(a)

Cotton Textiles

3,069

419,34

369,65

 

7,428

1776,78

1491,19

 

54

79,95

62,56

  

(b)

Jute Textiles

177

110,62

91,38

 

191

66,21

50,23

 

1

2

2

  

(c)

Handloom Textiles & Khadi

1,363

157,26

104,45

 

2,092

105,43

87,89

 

-

-

-

  

(d)

Other Textiles

5,823

489,07

408,22

 

14,739

1466,35

1267,44

 

38

37,16

36,86

 

5.

Paper, Paper Products and Printing

3,163

209,99

165,66

 

7,887

528,03

470,23

 

13

10,86

8,67

 

6.

Leather and Leather Products

851

47,07

41,11

 

2,271

178,58

152,49

 

2

1,65

1,17

 

7.

Rubber and Rubber Products

1,187

141,10

99,59

 

2,415

347,43

284,50

 

17

67,07

41,47

 

8.

Chemicals and Chemical Products

5,903

836,05

707,51

 

11,103

1515,61

1243,47

 

74

109,49

70,02

  

(a)

Heavy Industrial Chemicals

558

97,69

85,22

 

1,159

257,69

215,85

 

13

24,13

16,57

  

(b)

Fertilizers

246

220,46

178,65

 

310

303,35

226,36

 

2

89

88

  

(c)

Drugs and Pharmaceuticals

1,341

202,62

174,51

 

2,017

323,32

266,32

 

31

56,32

28,01

  

(d)

Non-Edible Oils

143

39,06

34,06

 

268

38,38

25,97

 

-

-

-

  

(e)

Other Chemicals & Chemical Products

3,615

276,21

235,08

 

7,349

592,87

508,96

 

28

28,15

24,56

 

9.

Petroleum, Coal Products & Nuclear Fuels

734

86,22

68,02

 

896

81,20

64,96

 

-

-

-

 

10.

Manufacture of Cement & Cement Products

648

128,07

108,17

 

1,213

179,00

150,71

 

2

3,05

2,90

 

11.

Basic Metals & Metal Products

10,141

1268,21

1015,20

 

18,186

2203,64

1865,26

 

70

59,61

46,57

  

(a)

Iron and Steel

3,046

765,09

585,52

 

5,620

1449,79

1250,53

 

42

48,15

35,12

  

(b)

Non-Ferrous Metals

735

71,01

52,67

 

1,373

162,51

131,48

 

3

66

82

  

(c)

Other Metal Products

6,360

432,10

377,01

 

11,193

591,33

483,26

 

25

10,80

10,64

 

12.

Engineering

9,297

1290,46

1242,29

 

17,408

2246,09

1817,47

 

155

181,28

149,17

  

(a)

Heavy Engineering

1,686

322,58

327,46

 

2,226

784,79

621,54

 

59

54,70

44,30

  

(b)

Light Engineering

4,225

324,37

270,17

 

8,122

488,78

381,71

 

49

88,56

68,60

  

(c)

Electrical Machinery & Goods

2,228

372,10

362,81

 

4,531

620,42

528,97

 

22

13,94

14,39

  

(d)

Electronic Machinery & Goods

1,158

271,40

281,85

 

2,529

352,09

285,26

 

25

24,08

21,89

 

13.

Vehicles, Vehicle Parts & Transport

           
  

Equipments

1,548

365,70

340,10

 

4,178

395,11

319,61

 

28

59,77

35,18

 

14.

Other Industries

1,81,179

1326,87

1148,30

 

2,47,779

1540,29

1328,99

 

320

29,01

16,04

 

15.

Electricity, Gas & Water

385

65,38

31,72

 

963

202,52

144,82

 

4

5,00

1,13

  

(a)

Electricity Generation & Transmission

330

59,69

26,24

 

688

185,47

128,34

 

-

-

-

  

(b)

Non-Conventional Energy

16

4,09

4,10

 

65

4,04

7,25

 

-

-

-

  

(c)

Gas, Steam & Water Supply

39

1,61

1,38

 

210

13,01

9,24

 

4

5,00

1,13

 

16.

Construction

1,061

68,67

60,93

 

4,071

270,01

259,23

 

7

1,78

1,38

III.

TRANSPORT OPERATORS

46,099

294,64

239,39

 

97,338

595,52

534,30

 

1

70

27

IV.

PROFESSIONAL AND OTHER SERVICES

47,792

350,25

271,35

 

3,18,141

1231,90

1050,02

 

43

2,92

1,40

V.

PERSONAL LOANS

8,10,447

2228,30

1961,21

 

10,38,731

3546,60

3184,52

 

4,145

43,63

32,44

 

1.

Loans for Purchase of Consumer Durables

78,019

118,33

102,09

 

79,639

124,56

106,38

 

10

6

5

 

2.

Loans for Housing

84,694

856,58

771,70

 

1,33,392

1232,48

1133,62

 

100

3,05

2,99

 

3.

Rest of the Personal Loans

6,47,734

1253,39

1087,41

 

8,25,700

2189,56

1944,53

 

4,035

40,53

29,40

VI.

TRADE

3,13,432

2823,69

2078,73

 

7,28,761

3528,36

2940,03

 

154

76,55

49,35

 

1.

Wholesale Trade

19,020

1978,58

1349,47

 

45,288

1676,23

1306,10

 

90

74,84

47,95

 

2.

Retail Trade

2,94,412

845,12

729,26

 

6,83,473

1852,12

1633,93

 

64

1,71

1,40

VII.

FINANCE

591

145,56

105,58

 

3,259

459,06

373,91

 

12

11,42

11,37

VIII.


ALL OTHERS


2,13,254


1635,47


1324,45


 

7,67,672


2319,56


2101,01


 

77


31,92


20,71


TOTAL BANK CREDIT

20,84,309

16744,48

13847,96

 

40,76,479

29248,83

24915,07

 

5,275

867,95

630,15

OF WHICH :

1.

Artisans & Village Industries

47,852

84,06

74,61

 

66,943

125,26

112,81

 

4

34

32

 

2.


Other Small Scale Industries


1,35,549


2516,95


2110,50


 

2,30,746


4953,62


4268,73


 

62


40,22


34,69




URBAN


(Amount in Rupees Lakh)


    

REGIONAL RURAL BANKS

 

OTHER SCHEDULED

 

ALL SCHEDULED

    

 


 

COMMERCIAL BANKS


 

COMMERCIAL BANKS


   

OCCUPATION

No. of

Credit

Amount

 

No. of

Credit

Amount

 

No. of

Credit

Amount

    

Accounts

Limit

Out

 

Accounts

Limit

Out

 

Accounts

Limit

Out

 
 
 
 
 
 

standing


 
 
 

standing


 
 
 

standing


 
 
 
 

10


11


12


 

13


14


15


 

16


17


18


I.

AGRICULTURE

81,755

62,99

57,88

 

26,530

162,86

147,85

 

12,89,475

3173,08

2736,56

 

1.

Direct Finance

77,326

51,67

46,20

 

24,245

121,91

111,03

 

12,57,866

2211,91

2024,07

 

2.

Indirect Finance

4,429

11,32

11,68

 

2,285

40,95

36,82

 

31,609

961,18

712,49

II.

INDUSTRY

36,154

36,97

33,92

 

37,404

2725,44

2167,51

 

6,68,482

27350,37

22783,74

 

1.

Mining & Quarrying

22

70

68

 

227

41,49

32,83

 

2,903

390,80

308,62

 

2.

Food Manufacturing and Processing

320

3,02

2,23

 

2,225

374,94

269,18

 

23,319

3349,10

2709,37

  

(a)

Rice Mills, Flour and Dal Mills

35

1,85

1,05

 

655

46,35

35,21

 

6,546

761,40

661,44

  

(b)

Sugar

2

3

3

 

46

54,63

38,72

 

415

574,13

460,56

  

(c)

Edible Oils and Vanaspati

14

9

10

 

300

36,57

28,69

 

2,862

627,94

489,59

  

(d)

Tea Processing

-

-

-

 

14

5,79

2,84

 

298

166,12

132,17

  

(e)

Processing of Fruits & Vegetables

2

2

6

 

38

6,72

6,79

 

425

44,91

39,25

  

(f)

Others

267

1,04

1,00

 

1,172

224,87

156,92

 

12,773

1174,60

926,37

 

3.

Beverage and Tobacco

4

3

2

 

149

27,95

22,59

 

1,515

538,17

417,89

 

4.

Textiles

168

1,04

1,01

 

8,964

1294,35

977,06

 

44,107

6003,57

4947,97

  

(a)

Cotton Textiles

21

17

14

 

4,099

765,45

601,66

 

14,671

3041,68

2525,20

  

(b)

Jute Textiles

2

1

1

 

35

14,91

10,54

 

406

191,77

152,17

  

(c)

Handloom Textiles & Khadi

12

10

9

 

205

5,23

4,19

 

3,672

268,02

196,63

  

(d)

Other Textiles

133

76

77

 

4,625

508,75

360,67

 

25,358

2502,10

2073,96

 

5.

Paper, Paper Products and Printing

59

54

56

 

1,355

91,63

84,42

 

12,477

841,06

729,53

 

6.

Leather and Leather Products

24

26

25

 

382

17,01

13,70

 

3,530

244,57

208,71

 

7.

Rubber and Rubber Products

7

6

7

 

296

21,52

19,68

 

3,922

577,17

445,31

 

8.

Chemicals and Chemical Products

44

28

26

 

1,431

115,07

102,98

 

18,555

2576,50

2124,24

  

(a)

Heavy Industrial Chemicals

1

1

-

 

127

20,29

18,16

 

1,858

399,81

335,81

  

(b)

Fertilizers

2

1

1

 

25

93

76

 

585

525,64

406,66

  

(c)

Drugs and Pharmaceuticals

7

4

3

 

309

30,17

28,84

 

3,705

612,47

497,71

  

(d)

Non-Edible Oils

2

1

1

 

20

3,78

3,44

 

433

81,23

63,47

  

(e)

Other Chemicals & Chemical Products

32

22

21

 

950

59,90

51,77

 

11,974

957,35

820,59

 

9.

Petroleum, Coal Products & Nuclear Fuels

7

7

8

 

75

7,72

7,15

 

1,712

175,21

140,21

 

10.

Manufacture of Cement & Cement Products

5

4

4

 

209

27,88

26,06

 

2,077

338,04

287,88

 

11.

Basic Metals & Metal Products

388

1,77

1,77

 

1,794

173,00

160,28

 

30,579

3706,22

3089,08

  

(a)

Iron and Steel

17

14

14

 

819

122,90

115,98

 

9,544

2386,08

1987,29

  

(b)

Non-Ferrous Metals

306

1,35

1,34

 

121

15,66

13,01

 

2,538

251,20

199,32

  

(c)

Other Metal Products

65

28

29

 

854

34,43

31,29

 

18,497

1068,95

902,48

 

12.

Engineering

137

1,09

1,06

 

1,991

152,58

131,98

 

28,988

3871,49

3341,97

  

(a)

Heavy Engineering

5

7

7

 

403

53,25

46,17

 

4,379

1215,39

1039,54

  

(b)

Light Engineering

51

54

42

 

659

35,28

29,90

 

13,106

937,54

750,79

  

(c)

Electrical Machinery & Goods

43

25

35

 

558

46,52

39,26

 

7,382

1053,23

945,78

  

(d)

Electronic Machinery & Goods

38

23

22

 

371

17,53

16,64

 

4,121

665,33

605,86

 

13.

Vehicles, Vehicle Parts & Transport

           
  

Equipments

123

95

83

 

587

42,95

37,57

 

6,464

864,48

733,29

 

14.

Other Industries

34,788

26,48

24,18

 

16,175

209,65

171,23

 

4,80,241

3132,30

2688,74

 

15.

Electricity, Gas & Water

2

1

1

 

86

21,94

19,22

 

1,440

294,85

196,90

  

(a)

Electricity Generation & Transmission

2

1

1

 

46

4,08

4,11

 

1,066

249,24

158,69

  

(b)

Non-Conventional Energy

-

-

-

 

13

15,22

12,57

 

94

23,34

23,91

  

(c)

Gas, Steam & Water Supply

-

-

-

 

27

2,65

2,55

 

280

22,27

14,29

 

16.

Construction

56

63

89

 

1,458

105,75

91,59

 

6,653

446,84

414,02

III.

TRANSPORT OPERATORS

11,207

23,38

20,87

 

15,395

196,16

152,37

 

1,70,040

1110,40

947,20

IV.

PROFESSIONAL AND OTHER SERVICES

18,938

20,86

18,17

 

39,041

321,77

271,49

 

4,23,955

1927,70

1612,43

V.

PERSONAL LOANS

53,706

131,68

116,89

 

2,28,564

683,88

615,39

 

21,35,593

6634,09

5910,45

 

1.

Loans for Purchase of Consumer Durables

6,191

6,98

6,36

 

49,112

67,08

69,04

 

2,12,971

317,00

283,91

 

2.

Loans for Housing

9,966

74,74

66,67

 

16,131

151,47

133,19

 

2,44,283

2318,32

2108,17

 

3.

Rest of the Personal Loans

37,549

49,96

43,86

 

1,63,321

465,34

413,17

 

16,78,339

3998,77

3518,37

VI.

TRADE

90,006

81,52

72,61

 

56,748

1065,88

855,18

 

11,89,101

7576,00

5995,90

 

1.

 

Wholesale Trade

1,069

4,27

3,32

 

11,640

626,19

497,76

 

77,107

4360,11

3204,59

 

2.

 

Retail Trade

88,937

77,25

69,29

 

45,108

439,69

357,42

 

11,11,994

3215,89

2791,31

VII.

FINANCE

22

1,67

1,20

 

1,152

114,68

94,52

 

5,036

732,39

586,57

VIII.


ALL OTHERS


27,842


29,00


23,77


 

1,44,026


395,24


354,51


 

11,52,871


4411,19


3824,45


TOTAL BANK CREDIT

3,19,630

388,06

345,30

 

5,48,860

5665,90

4658,83

 

70,34,553

52915,22

 44397,31

OF WHICH :

1.

Artisans & Village Industries

28,233

17,94

16,00

 

3,959

11,04

9,56

 

1,46,991

238,63

213,30

 

2.


Other Small Scale Industries


5,342


9,65


8,34


 

19,070


999,27


770,66


 

3,90,769


8519,72


7192,92


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