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Table No.1.9 - Distribution of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

 
 
 
 
 

(Amount in Rupees Lakh)


       

No. of

Credit

Amount

 

OCCUPATION

Accounts


Limit


Outstanding


 
 
 
 

1


2


3


I.

AGRICULTURE

217,20,055

40318,25

35262,52

 

1.

Direct Finance

214,07,723

34234,31

30508,90

 

2.

Indirect Finance

3,12,332

6083,94

4753,62

II.

INDUSTRY

43,68,415

200728,43

161095,94

 

1.

Mining & Quarrying

15,583

3742,13

3109,31

 

2.

Food Manufacturing & Processing

1,32,687

16024,06

12477,73

   

(a)

Rice Mills, Flour & Dal Mills

38,735

3162,54

2527,23

   

(b)

Sugar

1,688

3525,10

2861,39

   

(c)

Edible Oils & Vanaspati

16,640

2825,58

2173,18

   

(d)

Tea Processing

1,660

1653,32

1116,34

   

(e)

Processing of Fruits & Vegetables

2,403

356,24

278,56

   

(f)

Others

71,561

4501,28

3521,02

 

3.

Beverage & Tobacco

6,049

2400,15

1948,83

 

4.

Textiles

1,39,345

32010,19

24743,16

   

(a)

Cotton Textiles

37,543

13429,52

10403,15

   

(b)

Jute Textiles

1,631

598,52

415,42

   

(c)

Handloom Textiles & Khadi

10,270

483,21

409,37

   

(d)

Other Textiles

89,901

17498,94

13515,22

 

5.

Paper, Paper Products & Printing

42,752

5302,53

4585,54

 

6.

Leather & Leather Products

15,296

2985,67

2307,31

 

7.

Rubber & Rubber Products

12,574

2885,73

2363,88

 

8.

Chemicals & Chemical Products

72,452

27964,50

21994,23

   

(a)

Heavy Industrial Chemicals

7,028

4767,61

3818,90

   

(b)

Fertilisers

1,748

4006,09

2910,52

   

(c)

Drugs & Pharmaceuticals

13,832

7621,42

6111,61

   

(d)

Non-Edible Oils

1,626

435,66

381,36

   

(e)

Other Chemicals & Chemical Products

48,218

11133,73

8771,85

 

9.

Petroleum, Coal Products & Nuclear Fuels

5,570

8011,08

6036,66

 

10.

Manufacture of Cement & Cement Products

9,602

3125,85

2706,77

 

11.

Basic Metals & Metal Products

86,890

24060,30

20170,05

   

(a)

Iron & Steel

25,161

16895,30

14451,57

   

(b)

Non-Ferrous Metals

4,834

1897,94

1417,06

   

(c)

Other Metal Products

56,895

5267,06

4301,42

 

12.

Engineering

1,00,722

29632,55

23514,11

   

(a)

Heavy Engineering

15,230

8488,42

6485,16

   

(b)

Light Engineering

41,164

7285,82

5827,43

   

(c)

Electrical Machinery & Goods

25,141

7128,24

5517,54

   

(d)

Electronic Machinery & Goods

19,187

6730,07

5683,98

 

13.

Vehicles, Vehicle Parts & Transport Equipment

31,798

8064,22

6077,05

 

14.

Other Industries

36,62,325

24040,44

20430,32

 

15.

Electricity, Gas & Water

9,566

5221,33

4089,26

   

(a)

Electricity Generation & Transmission

7,681

4729,30

3679,87

   

(b)

Non-Conventional Energy

459

136,43

108,34

   

(c)

Gas, Steam & Water Supply

1,426

355,60

301,06

 

16.

Construction

25,204

5257,71

4541,73

III.

TRANSPORT OPERATORS

11,42,619

8025,74

6468,49

IV.

PROFESSIONAL AND OTHER SERVICES

20,26,955

13313,13

11445,48

V.

PERSONAL LOANS

112,60,151

40399,77

34752,64

   

1.

Loans for Purchase of Consumer Durables

8,26,982

1553,89

1322,42

   

2.

Loans for Housing

10,80,164

10852,68

9631,51

   

3.

Rest of the Personal Loans

93,53,005

27993,19

23798,71

VI.

TRADE

84,01,494

53679,13

45804,43

   

1.

Wholesale Trade

4,48,016

32423,39

27481,26

     

of which: Food Procurement

121

13843,58

13106,34

   

2.

Retail Trade

79,53,478

21255,74

18323,17

VII.

FINANCE

19,850

15135,35

12236,80

VIII.


ALL OTHERS


46,44,417


25730,28


22878,14


TOTAL BANK CREDIT

535,83,956

397330,09

329944,44

OF WHICH:

1. Artisans & Village Industries

20,28,074

2140,42

1942,14

 

2. Other Small Scale Industries


16,05,370


35026,53


28628,29


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