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Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 1 of 2)

(Amount in Rupees Lakh)

(Amount in Rupees Lakh)

OCCUPATION

CASH CREDIT

OVERDRAFT

DEMAND LOANS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

39,838

6583,77

4366,97

11,017

1807,99

944,88

1,88,056

17138,56

14289,40

1. Direct Finance

26,548

3406,72

2297,70

7,157

1187,82

471,09

1,81,152

6819,89

5669,94

2. Indirect Finance

13,290

3177,05

2069,27

3,860

620,17

473,78

6,904

10318,67

8619,46

II.

INDUSTRY

2,03,296

112599,98

68099,41

39,380

19809,93

13474,90

20,606

50186,73

44874,28

1. Mining & Quarrying

4,407

8057,27

2737,10

868

855,84

697,65

491

755,72

497,12

2. Food Manufacturing & Processing

26,645

16063,10

10397,93

2,685

1209,48

851,60

1,785

3509,53

3094,29

(a) Rice Mills, Flour & Dal Mills

12,576

4374,28

2870,67

754

175,92

134,51

493

340,11

282,54

(b) Sugar

590

4944,12

2925,53

36

104,45

73,33

182

955,88

921,70

(c) Edible Oils & Vanaspati

2,841

1646,23

1226,83

372

221,35

167,08

190

290,67

280,71

(d) Tea Processing

1,005

1347,47

917,68

116

82,07

49,52

173

496,88

462,33

(e) Processing of Fruits & Vegetables

629

199,74

142,94

118

64,85

56,46

61

69,57

54,71

(f) Others

9,004

3551,27

2314,27

1,289

560,85

370,71

686

1356,41

1092,30

3. Beverage & Tobacco

1,869

1201,37

868,42

340

240,34

124,28

284

1181,90

1126,70

4. Textiles

33,182

14176,97

9720,86

5,057

1665,98

1241,44

2,735

4100,03

3652,29

(a) Cotton Textiles

11,275

6354,43

4642,69

1,787

639,71

525,98

962

1743,90

1580,10

(b) Jute & Other Natural Fibre Textiles

700

518,68

261,47

101

19,83

14,92

69

63,09

62,52

(c) Handloom Textiles & Khadi

2,294

447,16

269,91

203

60,02

44,42

154

146,84

72,33

(d) Other Textiles & Textile Products

18,913

6856,70

4546,78

2,966

946,42

656,11

1,550

2146,20

1937,34

5. Paper, Paper Products & Printing

9,934

3390,12

2186,05

1,576

588,73

448,27

818

1562,41

1419,68

6. Leather & Leather Products

2,443

880,57

694,61

587

146,87

111,26

392

331,62

315,17

7. Rubber & Plastic Products

11,487

3660,72

2498,97

1,251

368,49

228,28

757

1358,93

1206,33

8. Chemicals & Chemical Products

15,856

12672,00

7367,02

2,226

1854,57

976,41

1,596

6608,74

5597,00

(a) Heavy Industrial Chemicals

2,701

2285,20

1304,52

424

347,00

135,86

290

1498,85

1216,57

(b) Fertilisers

613

3225,72

1961,69

67

110,97

63,57

101

1592,09

1403,83

(c) Drugs & Pharmaceuticals

3,524

2678,80

1726,37

466

669,80

283,43

464

1749,09

1493,40

(d) Non-Edible Oils

372

170,00

111,24

43

62,66

40,14

34

44,00

36,14

(e) Other Chemicals & Chemical Products

8,646

4312,28

2263,20

1,226

664,15

453,42

707

1724,72

1447,06

9. Petroleum, Coal Products & Nuclear Fuels

1,206

2327,12

935,83

142

505,87

118,84

119

2642,72

2369,80

10. Manufacture of Cement & Cement Products

2,704

1832,16

1041,67

243

238,05

192,22

198

808,41

683,32

11. Basic Metals & Metal Products

21,388

12970,73

8058,34

2,857

1241,54

813,84

1,861

4653,68

4178,80

(a) Iron & Steel

7,802

7799,35

4662,71

983

605,27

402,44

719

2928,95

2673,15

(b) Non-Ferrous Metals

1,862

1052,88

706,99

247

222,14

126,01

233

672,96

540,89

(c) Metal Products

11,724

4118,50

2688,64

1,627

414,13

285,40

909

1051,77

964,76

12. Engineering

24,477

14280,01

8421,85

4,010

2314,61

1616,17

2,345

6583,12

5910,90

(a) Heavy Engineering

5,443

2339,73

1500,20

890

600,68

400,59

538

1252,22

1111,42

(b) Light Engineering

9,232

3720,55

2312,36

1,528

659,67

400,62

694

1797,18

1559,73

(c) Electrical Machinery & Goods

6,892

5674,42

2849,26

1,098

744,66

588,39

711

1684,57

1574,26

(d) Electronic Machinery & Goods

2,910

2545,31

1760,03

494

309,60

226,56

402

1849,15

1665,49

13. Vehicles, Vehicle Parts & Transport Equipments

5,716

4059,61

1936,91

907

1313,83

885,65

648

2928,61

2597,70

14. Other Industries

31,256

8617,27

5625,72

7,813

2043,40

1315,74

3,241

3872,33

3503,23

15. Electricity, Gas & Water

1,231

3675,60

2294,49

598

1923,96

1616,49

262

4298,60

4012,86

(a) Electricity Generation & Transmission

n 550

3305,03

2089,30

391

1715,53

1465,06

173

4066,06

3826,49

(b) Non-Conventional Energy

158

89,90

61,39

33

13,23

10,87

25

47,23

37,26

(c) Gas, Steam & Water Supply

523

280,67

143,80

174

195,19

140,56

64

185,31

149,11

16. Construction

9,495

4735,36

3313,63

8,220

3298,36

2236,73

3,074

4990,39

4709,08

III.

TRANSPORT OPERATORS

3,039

1469,40

838,22

2,356

566,20

432,33

5,905

1597,35

1308,38

IV.

PROFESSIONAL AND OTHER SERVICES

18,571

6247,00

3794,79

20,938

5318,87

4452,23

7,298

7859,36

6770,17

V.

PERSONAL LOANS

-

-

-

1,50,550

8942,90

5461,57

1,98,231

8610,95

6126,45

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

-

-

-

2. Loans for Housing

-

-

-

-

-

-

-

-

-

3. Rest of the Personal Loans

-

-

-

1,50,550

8942,90

5461,57

1,98,231

8610,95

6126,45

VI.

TRADE

2,36,943

78666,65

60423,16

60,610

10130,90

7097,42

9,179

3866,23

3413,25

1. Wholesale Trade

72,281

61328,03

47070,54

18,464

3317,08

2391,29

3,212

2346,36

2021,03

2. Retail Trade

1,64,662

17338,62

13352,63

42,146

6813,82

4706,12

5,967

1519,87

1392,21

VII.

FINANCE

2,848

7764,95

5137,06

3,787

4516,69

3081,13

1,191

11768,93

10693,49

VIII.

ALL OTHERS

70,837

12697,11

8321,05

31,944

4766,43

3209,59

18,566

4846,30

4349,55

TOTAL BANK CREDIT

5,75,372

226028,85

150980,66

3,20,582

55859,92

38154,04

4,49,032

105874,41

91824,97

OF WHICH : 1. Artisans and Village & Tiny Industries

16,894

2063,00

1654,46

3,824

276,95

221,95

812

65,10

58,37

2. Other Small Scale Industries

1,03,921

21700,16

16341,58

9,971

1981,29

1532,39

4,557

1298,24

1172,20

See Notes on Tables.

 

MARCH 2004

(Amount in Rupees Lakh)

OCCUPATION

CASH CREDIT

LONG TERM LOANS

PACKING CREDIT

No. of

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

91,662

11149,46

9350,73

3,12,860

21033,18

18348,97

449

1575,22

721,32

1. Direct Finance

76,093

4825,05

4209,99

2,93,835

12264,70

10830,69

279

554,78

431,28

2. Indirect Finance

15,569

6324,41

5140,73

19,025

8768,48

7518,28

170

1020,44

290,04

II.

INDUSTRY

2,03,296

30,213

39480,35

32187,86

1,58,138

133344,34

106084,49

16,655

33324,11

23865,43

1. Mining & Quarrying

875

4028,21

3579,02

4,037

2512,29

1861,06

499

962,27

660,01

2. Food Manufacturing & Processing

3,064

1277,82

975,79

12,701

7600,08

5980,70

1,133

3866,39

2535,69

(a) Rice Mills, Flour & Dal Mills

1,245

220,44

137,70

5,048

1169,50

799,00

142

1084,24

884,89

(b) Sugar

33

111,02

100,67

333

2075,96

1524,06

17

183,59

52,76

(c) Edible Oils & Vanaspati

214

243,22

182,33

962

640,73

538,22

115

438,33

288,12

(d) Tea Processing

139

115,55

100,00

589

1160,84

1001,84

46

205,65

171,47

(e) Processing of Fruits & Vegetables

115

56,60

31,35

419

270,61

246,33

75

83,13

67,04

(f) Others

1,318

530,98

423,74

5,350

2282,45

1871,25

738

1871,46

1071,41

3. Beverage & Tobacco

290

452,04

391,34

1,099

1754,53

1479,62

43

304,53

205,20

4. Textiles

3,253

3466,58

2838,51

12,671

13230,36

10445,10

6,631

8694,67

6099,22

(a) Cotton Textiles

1,443

1540,47

1216,74

4,961

7452,35

5783,70

1,319

3003,38

2049,23

(b) Jute & Other Natural Fibre Textiles

49

17,83

9,14

207

253,39

232,12

128

129,66

96,70

(c) Handloom Textiles & Khadi

132

331,51

328,28

732

154,06

128,55

188

143,63

126,01

(d) Other Textiles & Textile Products

1,629

1576,76

1284,34

6,771

5370,57

4300,74

4,996

5418,00

3827,27

5. Paper, Paper Products & Printing

1,451

884,94

718,29

5,224

3459,89

2685,21

153

274,36

200,88

6. Leather & Leather Products

288

125,00

106,88

931

396,05

291,31

1,398

1193,42

974,91

7. Rubber & Plastic Products

1,194

645,40

480,47

4,818

2178,99

1884,00

375

678,43

544,96

8. Chemicals & Chemical Products

2,062

4706,86

3796,17

5,367

11519,03

9156,16

1,277

4429,50

3182,01

(a) Heavy Industrial Chemicals

272

1651,81

1326,06

961

3799,22

2900,02

271

723,06

448,78

(b) Fertilisers

105

948,54

732,71

208

2281,22

1902,31

18

330,98

165,24

(c) Drugs & Pharmaceuticals

473

1198,11

991,36

1,163

2068,69

1690,77

391

1483,52

1104,89

(d) Non-Edible Oils

31

15,11

13,17

107

34,83

21,25

27

133,93

119,62

(e) Other Chemicals & Chemical Products

1,181

893,29

732,86

2,928

3335,06

2641,81

570

1758,00

1343,47

9. Petroleum, Coal Products & Nuclear Fuels

106

641,42

429,35

455

5380,42

4382,38

46

864,45

823,91

10. Manufacture of Cement & Cement Products

372

645,34

550,61

1,326

3831,60

3348,20

26

270,52

87,52

11. Basic Metals & Metal Products

1,864

2654,45

2286,93

7,485

17555,34

13466,15

1,678

2761,14

1980,57

(a) Iron & Steel

675

1691,81

1513,81

2,741

13399,20

10379,60

466

1503,26

1103,73

(b) Non-Ferrous Metals

177

274,83

225,26

522

1288,71

947,12

517

721,96

427,94

(c) Metal Products

1,012

687,81

547,86

4,222

2867,43

2139,44

695

535,91

448,91

12. Engineering

3,286

3035,65

2498,84

8,574

9849,47

7577,17

937

1691,80

1273,87

(a) Heavy Engineering

1,080

633,32

462,25

2,139

1897,16

1351,44

275

392,36

333,78

(b) Light Engineering

923

869,19

741,09

3,231

1877,32

1554,30

343

757,84

518,97

(c) Electrical Machinery & Goods

958

713,25

572,01

1,982

3114,55

2400,87

201

353,45

266,92

(d) Electronic Machinery & Goods

325

819,89

723,49

1,222

2960,44

2270,57

118

188,14

154,21

13. Vehicles, Vehicle Parts & Transport Equipments

841

1458,79

1218,72

2,349

5444,45

4253,45

294

540,87

404,33

14. Other Industries

4,783

4588,37

3550,19

42,054

10748,85

8337,32

1,972

5546,73

3945,73

15. Electricity, Gas & Water

440

4537,86

3837,42

1,257

16587,97

13842,63

19

91,95

60,96

(a) Electricity Generation & Transmission

n 550

286

4397,56

3707,53

624

15442,81

12891,23

9

56,14

39,61

(b) Non-Conventional Energy

40

65,06

61,80

193

268,33

239,09

4

8,92

8,92

(c) Gas, Steam & Water Supply

114

75,25

68,09

440

876,83

712,31

6

26,89

12,43

16. Construction

6,044

6331,63

4929,33

47,790

21295,01

17094,02

174

1153,07

885,66

III.

TRANSPORT OPERATORS

17,835

2031,38

1455,50

44,887

6099,77

4967,44

94

392,13

384,91

IV.

PROFESSIONAL AND OTHER SERVICES

32,762

6653,54

5407,62

68,457

22079,20

18146,79

373

1108,30

904,35

V.

PERSONAL LOANS

-

3,26,674

14365,48

11293,61

18,11,994

98991,26

85824,83

-

-

-

1. Loans for Purchase of Consumer Durables

-

5,414

208,49

159,50

7,923

322,46

268,85

-

-

-

2. Loans for Housing

-

30

23,12

24,94

12,61,696

78013,69

68944,19

-

-

-

3. Rest of the Personal Loans

-

3,21,230

14133,87

11109,17

5,42,375

20655,12

16611,78

-

-

-

VI.

TRADE

2,36,943

12,981

2288,75

1908,65

34,575

4999,50

4259,36

2,904

4308,29

3062,16

1. Wholesale Trade

2,710

949,50

841,96

6,869

1760,30

1453,54

2,205

3351,62

2351,30

2. Retail Trade

1,64,662

10,271

1339,24

1066,69

27,706

3239,20

2805,82

699

956,67

710,86

VII.

FINANCE

1,658

14426,84

13420,07

6,879

24025,84

20166,11

63

1058,56

954,80

VIII.

ALL OTHERS

31,175

4360,71

3392,06

65,973

11964,49

9718,24

2,657

1443,49

1053,31

TOTAL BANK CREDIT

5,75,372

5,44,960

94756,51

78416,09

25,03,763

322537,57

267516,22

23,195

43210,09

30946,28

OF WHICH : 1. Artisans and Village & Tiny Industries

3,862

302,98

195,00

9,187

635,35

503,27

342

92,75

76,12

2. Other Small Scale Industries

1,03,921

8,745

2018,03

1489,49

39,348

7086,43

5769,50

6,661

6037,00

4474,65

See Notes on Tables.

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