(Amount in ` Lakh)

OCCUPATION

CENTRAL GOVERNMENT DEPARTMENTS

GENERAL STATE
GOVERNMENT

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,996

4985,65

4289,42

266

3372,28

1731,88

1. Direct Finance

1,347

106,06

56,60

163

948,04

830,24

2. Indirect Finance

4,649

4879,59

4232,82

103

2424,24

901,64

II.

INDUSTRY

2,118

17430,27

13860,71

450

14274,92

9804,98

1. Mining & Quarrying

118

176,96

106,35

62

306,53

305,97

2. Food Manufacturing & Processing

217

80,99

33,54

15

34,72

12,67

(a) Rice Mills, Flour & Dal Mills

71

7,62

5,69

1

5

-

(b) Sugar

12

1,15

36

1

4,00

-

(c) Edible Oils & Vanaspati

7

66

59

1

20

20

(d) Tea Processing

6

52,63

11,56

2

15,00

55

(e) Processing of Fruits & Vegetables

6

23

15

-

-

-

(f) Others

115

18,68

15,19

10

15,47

11,92

3. Beverage & Tobacco

25

1,46

78

2

1,05

96

4. Textiles

403

283,51

271,07

29

1031,89

71,74

(a) Cotton Textiles

159

41,88

33,99

5

1000,70

46,88

(b) Jute & Other Natural Fibre Textiles

7

14,40

13,95

-

-

-

(c) Handloom Textiles & Khadi

138

19,56

16,28

3

1,31

1,51

(d) Other Textiles & Textile Products

99

207,66

206,86

21

29,87

23,35

5. Paper, Paper Products & Printing

69

117,74

110,63

17

87,54

89,40

6. Woods and Wood Products

20

1,45

1,13

1

4

4

7. Leather & Leather Products

4

8,25

1,47

7

5,77

2,99

8. Gems and Jewellery

3

100,17

10

2

24

30

9. Rubber & Plastic Products

20

20,06

8,79

4

2,94

2,87

10. Chemicals & Chemical Products

116

898,98

654,71

8

454,68

454,21

(a) Heavy Industrial Chemicals

14

4,79

2,80

5

151,07

150,52

(b) Fertilisers

9

426,57

242,35

1

300,00

300,00

(c) Drugs & Pharmaceuticals

72

69,43

65,75

-

-

-

(d) Non-Edible Oils

2

20

20

-

-

-

(e) Other Chemicals & Chemical Products

19

397,99

343,62

2

3,61

3,69

11. Petroleum, Coal Products & Nuclear Fuels

30

5619,24

4330,90

5

56,63

36,40

12. Manufacture of Cement & Cement Products

22

3,06

2,09

-

-

-

13. Basic Metals & Metal Products

94

977,56

863,45

23

114,83

53,48

(a) Iron & Steel

53

546,17

529,34

16

4,51

3,86

(b) Non-Ferrous Metals

14

392,96

300,86

-

-

-

(c) Metal Products

27

38,43

33,25

7

110,33

49,62

14. Engineering

116

284,11

221,25

54

928,05

487,44

(a) Heavy Engineering

32

83,24

38,57

7

28,43

28,55

(b) Light Engineering

34

27,12

10,53

20

247,81

207,46

(c) Electrical Machinery & Goods

40

154,80

152,65

23

641,22

247,72

(d) Electronic Machinery & Goods

10

18,95

19,50

4

10,59

3,71

15. Vehicles, Vehicle Parts & Transport Equipments

23

64,41

52,12

26

154,15

136,55

16. Other Industries

121

243,19

135,89

9

18,00

17,92

17. Electricity, Gas & Water

105

6891,29

5595,91

70

8022,99

5637,62

(a) Electricity Generation & Transmission

94

6885,57

5592,65

66

7904,84

5524,77

(b) Non-Conventional Energy

1

34

43

-

-

-

(c) Gas, Steam & Water Supply

10

5,37

2,83

4

118,15

112,86

18. Construction

612

1657,84

1470,53

116

3054,87

2494,41

(a) Other than Infrastructure

545

43,62

30,68

56

290,42

152,38

(b) Infrastructure Construction

67

1614,22

1439,85

60

2764,44

2342,02

III.

TRANSPORT OPERATORS

312

8369,18

7303,69

32

506,46

401,85

IV.

PROFESSIONAL AND OTHER SERVICES

739

1618,85

547,76

275

446,34

325,88

1. Professional Services

1

57

79

1

5

2

2. Tourism, Hotel & Restaurants

28

7,46

4,92

9

17,87

7,12

3. Recreation services

16

1,19

46

6

103,69

103,10

4. IT and Telecommunications

5

94,36

72,84

1

1,00

1,00

5. Others

689

1515,28

468,75

258

323,73

214,64

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

1,377

18283,15

14784,81

394

17331,90

4301,55

1. Wholesale Trade

553

17365,51

14139,47

72

17237,34

4223,91

2. Retail Trade

824

917,64

645,34

322

94,56

77,64

VII.

FINANCE

424

6861,68

6409,07

47

1434,75

1413,56

VIII.

ALL OTHERS

1,730

729,93

563,91

6,665

5698,02

4654,14

TOTAL BANK CREDIT

12,696

58278,70

47759,37

8,129

43064,68

22633,83

See Notes on Tables.

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

STATE GOVERNMENT
DEPARTMENTAL COMMERCIAL UNDERTAKINGS

LOCAL AND QUASI GOVERNMENT

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

269

12530,38

10519,46

286

2864,91

2652,04

1. Direct Finance

30

138,67

94,08

115

5,37

3,82

2. Indirect Finance

239

12391,71

10425,38

171

2859,53

2648,22

II.

INDUSTRY

743

56799,96

45227,55

524

12299,49

9994,37

1. Mining & Quarrying

29

2653,58

2081,58

9

10,35

9,34

2. Food Manufacturing & Processing

33

1015,72

591,11

43

2061,32

2006,07

(a) Rice Mills, Flour & Dal Mills

1

70

-

7

1,05

75

(b) Sugar

1

7,80

2,92

1

3,70

3,61

(c) Edible Oils & Vanaspati

2

3,87

3,87

3

9,40

4,31

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

29

1003,35

584,32

32

2047,16

1997,40

3. Beverage & Tobacco

-

-

-

2

14

11

4. Textiles

26

65,92

31,93

28

164,16

156,65

(a) Cotton Textiles

13

47,99

18,44

7

3,39

1,82

(b) Jute & Other Natural Fibre Textiles

-

-

-

1

3

2

(c) Handloom Textiles & Khadi

7

15,74

13,23

15

154,50

153,95

(d) Other Textiles & Textile Products

6

2,19

25

5

6,24

86

5. Paper, Paper Products & Printing

35

317,11

238,01

7

17,44

10,64

6. Woods and Wood Products

2

65

28

-

-

-

7. Leather & Leather Products

-

-

-

2

6

5

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

4

49

45

6

24

20

10. Chemicals & Chemical Products

17

346,26

132,87

16

219,17

176,80

(a) Heavy Industrial Chemicals

7

108,87

36,85

2

60,00

60,02

(b) Fertilisers

5

216,39

89,91

8

158,01

116,21

(c) Drugs & Pharmaceuticals

1

2,81

57

1

15

13

(d) Non-Edible Oils

-

-

-

1

6

5

(e) Other Chemicals & Chemical Products

4

18,19

5,55

4

95

39

11. Petroleum, Coal Products & Nuclear Fuels

2

100,03

99,87

8

903,55

690,83

12. Manufacture of Cement & Cement Products

1

15

11

2

13

7

13. Basic Metals & Metal Products

11

512,82

290,02

12

116,63

91,05

(a) Iron & Steel

6

58,54

56,36

2

7,21

4,73

(b) Non-Ferrous Metals

2

447,31

226,77

1

2,39

2,39

(c) Metal Products

3

6,97

6,89

9

107,03

83,93

14. Engineering

18

164,88

155,41

17

123,27

113,21

(a) Heavy Engineering

4

133,92

134,25

1

6,81

6,81

(b) Light Engineering

5

5,70

3,63

9

8,79

1,95

(c) Electrical Machinery & Goods

6

18,72

14,24

3

103,90

103,37

(d) Electronic Machinery & Goods

3

6,54

3,29

4

3,78

1,08

15. Vehicles, Vehicle Parts & Transport Equipments

30

1012,88

869,79

9

9,98

9,98

16. Other Industries

5

20,33

22,17

12

50,61

10,64

17. Electricity, Gas & Water

366

38188,78

30889,79

269

6156,69

5163,77

(a) Electricity Generation & Transmission

351

36414,54

29428,27

262

5967,49

5144,32

(b) Non-Conventional Energy

10

1489,85

1291,99

2

185,06

16,85

(c) Gas, Steam & Water Supply

5

284,40

169,53

5

4,14

2,60

18. Construction

164

12400,35

9824,16

82

2465,73

1554,97

(a) Other than Infrastructure

25

643,61

598,51

28

229,82

59,77

(b) Infrastructure Construction

139

11756,74

9225,65

54

2235,92

1495,20

III.

TRANSPORT OPERATORS

794

2677,25

2190,18

800

314,04

266,72

IV.

PROFESSIONAL AND OTHER SERVICES

105

8116,81

7232,77

253

1475,23

1099,63

1. Professional Services

-

-

-

1

26

26

2. Tourism, Hotel & Restaurants

6

7,06

6,66

50

8,06

8,87

3. Recreation services

2

45,72

45,72

3

5,43

3,89

4. IT and Telecommunications

-

-

-

8

1,34

30

5. Others

97

8064,03

7180,39

191

1460,13

1086,32

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

157

55589,68

7704,62

636

3591,38

2738,16

1. Wholesale Trade

68

55419,52

7618,58

108

3246,06

2576,82

2. Retail Trade

89

170,17

86,03

528

345,32

161,34

VII.

FINANCE

61

2002,72

1604,83

34

1706,15

846,05

VIII.

ALL OTHERS

212

14730,24

13111,28

759

4371,72

3613,25

TOTAL BANK CREDIT

2,341

152447,05

87590,68

3,292

26622,90

21210,21

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

PUBLIC FINANCIAL CORPORATIONS

PUBLIC NON - FINANCIAL
CORPORATIONS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

10,353

12084,40

9248,25

1,807

12198,53

9962,82

1. Direct Finance

2,252

187,57

144,70

948

337,53

273,98

2. Indirect Finance

8,101

11896,83

9103,55

859

11861,00

9688,84

II.

INDUSTRY

4,241

26649,91

12943,26

13,875

329532,42

199688,58

1. Mining & Quarrying

89

475,66

338,24

334

13999,16

7919,93

2. Food Manufacturing & Processing

516

356,03

283,45

1,315

15845,48

11114,10

(a) Rice Mills, Flour & Dal Mills

101

33,25

25,86

174

1068,55

872,43

(b) Sugar

3

5,31

2,57

281

6314,15

5419,95

(c) Edible Oils & Vanaspati

26

73,49

67,77

148

2928,03

1559,74

(d) Tea Processing

3

1,88

2,24

81

435,77

302,52

(e) Processing of Fruits & Vegetables

16

5,39

5,23

48

211,70

165,47

(f) Others

367

236,70

179,77

583

4887,28

2793,99

3. Beverage & Tobacco

39

167,52

157,72

198

2081,66

1701,76

4. Textiles

762

2984,38

647,41

2,050

22420,68

16376,69

(a) Cotton Textiles

309

2575,25

307,53

891

12078,37

9062,29

(b) Jute & Other Natural Fibre Textiles

4

1,30

53

57

563,74

146,20

(c) Handloom Textiles & Khadi

23

3,27

3,01

37

213,35

158,78

(d) Other Textiles & Textile Products

426

404,56

336,34

1,065

9565,23

7009,42

5. Paper, Paper Products & Printing

107

531,80

374,23

493

3531,20

2573,13

6. Woods and Wood Products

50

30,66

24,69

67

297,27

242,49

7. Leather & Leather Products

178

112,94

94,34

154

790,29

630,09

8. Gems and Jewellery

23

18,22

16,61

78

1345,92

943,29

9. Rubber & Plastic Products

122

250,38

186,16

430

3498,26

2013,19

10. Chemicals & Chemical Products

125

682,03

316,27

1,669

25023,28

13599,32

(a) Heavy Industrial Chemicals

17

60,99

44,61

330

3105,85

1840,59

(b) Fertilisers

4

2,41

2,31

107

3994,05

2765,47

(c) Drugs & Pharmaceuticals

40

300,67

71,66

564

7842,51

4574,36

(d) Non-Edible Oils

5

3,78

3,16

43

522,13

346,46

(e) Other Chemicals & Chemical Products

59

314,17

194,52

625

9558,74

4072,45

11. Petroleum, Coal Products & Nuclear Fuels

69

218,08

37,10

241

39438,45

26060,60

12. Manufacture of Cement & Cement Products

47

396,30

163,38

230

5506,57

3575,03

13. Basic Metals & Metal Products

259

2854,48

2327,73

2,013

55314,22

28615,51

(a) Iron & Steel

109

2329,96

2058,19

1,482

41310,40

24087,13

(b) Non-Ferrous Metals

100

183,74

169,38

210

2638,32

1575,07

(c) Metal Products

50

340,78

100,16

321

11365,50

2953,31

14. Engineering

171

434,63

391,15

1,772

32456,61

16921,36

(a) Heavy Engineering

17

1,42

1,24

193

3155,45

2370,73

(b) Light Engineering

67

77,04

59,70

1,044

19786,64

7247,25

(c) Electrical Machinery & Goods

46

150,44

141,95

371

6506,72

4901,90

(d) Electronic Machinery & Goods

41

205,73

188,27

164

3007,80

2401,48

15. Vehicles, Vehicle Parts & Transport Equipments

46

427,99

365,83

456

10815,82

7679,75

16. Other Industries

250

351,67

320,38

578

5495,34

3815,16

17. Electricity, Gas & Water

75

5349,30

3845,07

414

42380,42

25108,69

(a) Electricity Generation & Transmission

52

5145,62

3643,63

346

40152,95

23624,63

(b) Non-Conventional Energy

2

200,06

200,03

24

975,40

744,16

(c) Gas, Steam & Water Supply

21

3,62

1,41

44

1252,07

739,91

18. Construction

1,313

11007,84

3053,50

1,383

49291,78

30798,47

(a) Other than Infrastructure

1,133

629,62

465,75

653

4227,19

3018,81

(b) Infrastructure Construction

180

10378,22

2587,75

730

45064,58

27779,65

III.

TRANSPORT OPERATORS

441

207,17

130,40

546

21060,87

17274,04

IV.

PROFESSIONAL AND OTHER SERVICES

1,536

3980,09

3107,29

1,296

22895,22

16307,28

1. Professional Services

42

2,30

1,99

19

232,44

133,19

2. Tourism, Hotel & Restaurants

174

190,47

161,50

231

2706,38

1876,18

3. Recreation services

35

332,59

225,27

55

1049,70

933,25

4. IT and Telecommunications

57

906,96

818,61

95

7553,45

4733,60

5. Others

1,228

2547,77

1899,91

896

11353,23

8631,06

V.

PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

3,290

4129,28

3029,20

2,429

69441,07

33291,03

1. Wholesale Trade

1,154

2962,02

2084,91

1,088

67317,89

31776,23

2. Retail Trade

2,136

1167,26

944,29

1,341

2123,18

1514,80

VII.

FINANCE

9,254

76321,57

59373,35

179

12059,78

10286,20

VIII.

ALL OTHERS

7,505

1100,45

866,54

2,132

1199,90

977,12

TOTAL BANK CREDIT

36,620

124472,87

88698,27

22,264

468387,78

287787,06

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

CO-OPERATIVE SECTOR

PRIVATE FINANCIAL
CORPORATIONS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

74,922

48463,43

38602,19

3,582

4183,92

3329,06

1. Direct Finance

28,660

25508,25

20340,28

1,385

339,96

163,26

2. Indirect Finance

46,262

22955,19

18261,91

2,197

3843,96

3165,79

II.

INDUSTRY

857

6652,48

5159,26

15,927

32644,79

21958,09

1. Mining & Quarrying

53

31,16

4,40

618

938,58

191,14

2. Food Manufacturing & Processing

154

1053,47

828,62

1,658

1237,18

914,66

(a) Rice Mills, Flour & Dal Mills

16

3,14

2,62

312

215,40

172,85

(b) Sugar

13

146,03

142,44

16

92,65

71,09

(c) Edible Oils & Vanaspati

8

45,15

20,34

147

202,27

150,64

(d) Tea Processing

1

3,24

3,24

26

14,91

11,77

(e) Processing of Fruits & Vegetables

10

12,97

10,45

146

87,75

68,46

(f) Others

106

842,93

649,55

1,011

624,20

439,86

3. Beverage & Tobacco

16

26,14

22,57

106

290,06

211,38

4. Textiles

208

672,59

568,99

2,655

2695,38

1948,27

(a) Cotton Textiles

110

640,36

542,03

692

1155,90

801,09

(b) Jute & Other Natural Fibre Textiles

2

2,57

2,56

59

53,11

40,70

(c) Handloom Textiles & Khadi

38

6,80

6,00

254

53,13

40,67

(d) Other Textiles & Textile Products

58

22,86

18,39

1,650

1433,23

1065,81

5. Paper, Paper Products & Printing

16

11,84

9,92

839

674,49

567,60

6. Woods and Wood Products

6

1,82

90

251

36,95

28,74

7. Leather & Leather Products

12

1,09

64

234

148,93

104,55

8. Gems and Jewellery

6

22,85

22,89

94

314,91

182,12

9. Rubber & Plastic Products

21

3,42

2,59

941

543,20

429,23

10. Chemicals & Chemical Products

63

3772,82

3231,17

1,107

1655,92

1230,11

(a) Heavy Industrial Chemicals

6

16,62

1,41

197

428,75

377,19

(b) Fertilisers

16

3743,55

3223,46

31

179,93

97,77

(c) Drugs & Pharmaceuticals

5

2,65

1,79

268

280,12

212,42

(d) Non-Edible Oils

1

33

-

26

17,07

11,27

(e) Other Chemicals & Chemical Products

35

9,68

4,51

585

750,04

531,46

11. Petroleum, Coal Products & Nuclear Fuels

2

2,42

1,67

69

713,18

677,08

12. Manufacture of Cement & Cement Products

10

1,47

73

285

415,56

311,35

13. Basic Metals & Metal Products

41

676,81

153,04

1,855

7547,08

4172,65

(a) Iron & Steel

22

622,02

120,17

627

3069,62

1676,60

(b) Non-Ferrous Metals

8

1,01

73

204

1360,84

208,83

(c) Metal Products

11

53,78

32,14

1,024

3116,62

2287,21

14. Engineering

39

25,71

17,79

2,239

1698,08

1239,62

(a) Heavy Engineering

17

8,53

7,24

421

328,05

248,85

(b) Light Engineering

16

13,67

8,57

1,250

546,02

425,29

(c) Electrical Machinery & Goods

2

2,78

1,27

395

419,89

277,36

(d) Electronic Machinery & Goods

4

73

71

173

404,12

288,11

15.Vehicles, Vehicle Parts & Transport Equipments

5

4,31

46

333

4184,79

3471,34

16. Other Industries

48

52,74

41,79

1,493

609,90

444,61

17. Electricity, Gas & Water

11

57,70

56,22

127

1782,45

982,70

(a) Electricity Generation & Transmission

3

48,40

47,82

50

1505,60

753,37

(b) Non-Conventional Energy

2

7,09

7,09

24

217,88

200,65

(c) Gas, Steam & Water Supply

6

2,21

1,31

53

58,97

28,67

18. Construction

146

234,13

194,87

1,023

7158,16

4850,93

(a) Other than Infrastructure

103

108,49

94,07

655

2771,31

2299,97

(b) Infrastructure Construction

43

125,64

100,80

368

4386,84

2550,96

III.

TRANSPORT OPERATORS

106

27,20

23,99

540

648,36

346,63

IV.

PROFESSIONAL AND OTHER SERVICES

624

1279,12

779,47

5,205

7238,76

4094,25

1. Professional Services

2

64

41

86

26,37

20,72

2. Tourism, Hotel & Restaurants

9

3,88

2,42

694

1088,96

682,84

3. Recreation services

7

58

45

104

227,32

148,16

4. IT and Telecommunications

13

130,42

29,19

335

2846,10

1008,68

5. Others

593

1143,60

747,00

3,986

3050,01

2233,84

V.

PERSONAL LOANS

1,82,616

96994,61

76934,70

-

-

-

1. Housing

1,82,616

96994,61

76934,70

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI.

TRADE

60,261

16252,57

12088,33

12,075

5239,73

3779,85

1. Wholesale Trade

169

591,65

374,72

2,612

2221,77

1737,95

2. Retail Trade

60,092

15660,93

11713,61

9,463

3017,96

2041,89

VII.

FINANCE

639

3366,36

2105,26

5,493

126050,03

102842,05

VIII.

ALL OTHERS

584

211,92

116,57

7,409

3272,07

2406,26

TOTAL BANK CREDIT

3,20,609

173247,70

135809,77

50,231

179277,65

138756,17

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

PRIVATE NON- FINANCIAL
CORPORATIONS

HOUSEHOLD SECTOR-INDIVIDUALS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

14,941

32779,42

24969,30

27,35,682

114320,57

96242,11

1. Direct Finance

6,396

15669,09

11415,78

26,55,803

109338,03

91912,42

2. Indirect Finance

8,545

17110,33

13553,52

79,879

4982,54

4329,69

II.

INDUSTRY

2,17,540

1244363,84

796600,23

3,36,806

78904,56

53547,62

1. Mining & Quarrying

3,857

36827,94

25958,49

5,769

289,17

222,69

2. Food Manufacturing & Processing

23,826

70451,80

47124,65

37,800

7259,69

5452,51

(a) Rice Mills, Flour & Dal Mills

4,960

13662,05

10347,52

8,883

2376,80

1734,89

(b) Sugar

1,087

15661,60

11946,35

436

530,06

434,30

(c) Edible Oils & Vanaspati

1,839

13401,00

7607,42

1,814

445,09

350,20

(d) Tea Processing

914

3349,96

2109,59

304

152,08

101,91

(e) Processing of Fruits & Vegetables

656

1720,69

1340,19

1,467

286,08

186,47

(f) Others

14,370

22656,51

13773,57

24,896

3469,59

2644,74

3. Beverage & Tobacco

1,654

15043,20

11075,93

2,416

655,98

455,30

4. Textiles

31,634

126725,99

79437,89

33,662

9607,13

6524,84

(a) Cotton Textiles

10,820

56960,76

39450,94

7,758

4562,28

3035,01

(b) Jute & Other Natural Fibre Textiles

523

1516,49

1020,83

757

162,68

129,82

(c) Handloom Textiles & Khadi

956

2112,23

1509,77

4,217

406,59

315,83

(d) Other Textiles & Textile Products

19,335

66136,51

37456,35

20,930

4475,58

3044,19

5. Paper, Paper Products & Printing

7,751

26999,18

18045,66

6,316

2013,96

1499,41

6. Woods and Wood Products

1,404

2943,77

2097,31

3,183

495,47

386,50

7. Leather & Leather Products

3,564

6704,80

3613,67

1,907

411,66

291,04

8. Gems and Jewellery

2,745

31291,50

14966,05

2,055

4294,48

627,96

9. Rubber & Plastic Products

8,714

22678,23

14571,93

4,291

1098,70

673,28

10. Chemicals & Chemical Products

18,837

103112,88

58579,70

6,050

2318,16

1687,25

(a) Heavy Industrial Chemicals

4,289

19170,29

10915,69

-

-

-

(b) Fertilisers

558

9026,87

6242,80

-

-

-

(c) Drugs & Pharmaceuticals

5,801

45988,74

25393,83

1,036

848,29

540,29

(d) Non-Edible Oils

330

901,46

676,96

495

107,15

73,91

(e) Other Chemicals & Chemical Products

7,859

28025,52

15350,43

4,519

1362,72

1073,04

11. Petroleum, Coal Products & Nuclear Fuels

1,521

43857,41

27086,66

606

159,08

123,23

12. Manufacture of Cement & Cement Products

2,250

26122,19

18927,85

5,011

980,03

838,75

13. Basic Metals & Metal Products

24,736

187283,50

122654,01

10,442

12575,52

7702,49

(a) Iron & Steel

13,462

131983,26

88349,48

858

596,23

375,27

(b) Non-Ferrous Metals

3,667

25754,77

15183,01

331

100,53

77,49

(c) Metal Products

7,607

29545,47

19121,52

9,253

11878,77

7249,73

14. Engineering

28,674

130438,57

62142,41

42,309

6647,23

4507,49

(a) Heavy Engineering

4,407

15509,97

11274,55

6,521

1463,00

1010,23

(b) Light Engineering

13,732

66405,74

20754,11

30,830

2632,20

1758,05

(c) Electrical Machinery & Goods

8,114

32666,47

18832,32

3,632

1585,38

961,61

(d) Electronic Machinery & Goods

2,421

15856,41

11281,43

1,326

966,65

777,59

15.Vehicles,Vehicle Parts & Transport Equipments

10,136

58608,13

39555,27

5,242

486,70

353,95

16. Other Industries

11,301

45939,08

24384,49

61,217

9486,11

7189,23

17. Electricity, Gas & Water

2,747

91018,01

63898,54

1,360

951,07

709,45

(a) Electricity Generation & Transmission

1,723

81102,89

56614,43

-

-

-

(b) Non-Conventional Energy

387

4192,87

3038,05

633

231,61

176,24

(c) Gas, Steam & Water Supply

637

5722,25

4246,06

727

719,46

533,21

18. Construction

32,189

218317,66

162479,72

1,07,170

19174,43

14302,27

(a) Other than Infrastructure

20,334

57053,60

43706,96

94,299

10515,34

7735,73

(b) Infrastructure Construction

11,855

161264,07

118772,76

12,871

8659,09

6566,54

III.

TRANSPORT OPERATORS

28,463

33640,97

27902,29

4,90,295

33919,42

20394,24

IV.

PROFESSIONAL AND OTHER SERVICES

63,927

253120,52

181252,58

3,63,852

38157,03

29227,25

1. Professional Services

13,326

40133,78

32956,96

42,346

3838,00

3145,85

2. Tourism, Hotel & Restaurants

6,082

25080,54

18095,03

18,250

2491,09

1874,48

3. Recreation services

1,412

10650,25

8099,47

3,058

518,44

399,25

4. IT and Telecommunications

2,111

37303,25

27680,86

3,483

1507,22

890,48

5. Others

40,996

139952,69

94420,25

2,96,715

29802,28

22917,19

V.

PERSONAL LOANS

90

239,96

239,94

91,19,711

487703,82

359082,61

1. Housing

5

8,63

8,61

37,20,423

256775,15

211495,73

2. Consumer Durables

1

4,88

4,88

61,964

2394,49

1835,71

3. Vehicles

2

3,02

3,02

14,73,069

55209,55

35174,43

4. Education

2

5,47

5,47

8,32,083

36893,71

27460,04

5. Personal Credit Cards

-

-

-

7,47,696

23415,46

3783,29

6. Others

80

217,97

217,97

22,84,476

113015,45

79333,42

VI.

TRADE

75,791

141794,27

87938,31

4,10,865

39144,45

29039,51

1. Wholesale Trade

24,859

67215,21

38292,96

34,391

4758,13

3689,60

2. Retail Trade

50,932

74579,05

49645,35

3,76,474

34386,32

25349,91

VII.

FINANCE

5,404

59813,11

44864,72

49,063

2821,34

2288,84

VIII.

ALL OTHERS

48,702

28669,11

11655,33

1,09,361

20990,02

17133,79

TOTAL BANK CREDIT

4,54,858

1794421,19

1175422,70

136,15,635

815961,19

606955,97

TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

HOUSEHOLD SECTOR-OTHERS

TOTAL

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

85,502

27384,70

20105,52

30,80,403

282141,33

226623,29

1. Direct Finance

49,620

14300,59

10419,80

28,76,357

172374,96

139529,18

2. Indirect Finance

35,882

13084,10

9685,72

2,04,046

109766,37

87094,10

II.

INDUSTRY

3,75,110

242835,61

163685,15

9,82,762

2076793,89

1341765,31

1. Mining & Quarrying

14,116

8316,62

5760,22

25,526

64705,22

43363,28

2. Food Manufacturing & Processing

54,046

27701,75

19349,16

1,22,143

128119,08

88471,70

(a) Rice Mills, Flour & Dal Mills

20,332

11508,20

8774,02

35,757

29081,05

22089,15

(b) Sugar

339

1421,76

1100,49

2,220

24521,40

19379,16

(c) Edible Oils & Vanaspati

3,571

2846,57

1747,36

7,621

19962,87

11517,03

(d) Tea Processing

524

419,93

278,14

1,907

4486,02

2852,97

(e) Processing of Fruits & Vegetables

1,430

501,67

378,27

3,906

2835,30

2160,07

(f) Others

27,850

11003,62

7070,88

70,732

47232,44

30473,33

3. Beverage & Tobacco

3,252

1703,88

1262,68

7,837

20064,02

14949,17

4. Textiles

71,366

42480,27

25472,49

1,46,709

210977,02

132886,36

(a) Cotton Textiles

19,955

12957,84

9360,16

42,153

92959,33

63286,73

(b) Jute & Other Natural Fibre Textiles

1,197

326,67

255,70

2,954

2650,99

1618,02

(c) Handloom Textiles & Khadi

4,342

1282,71

1008,99

10,672

4319,69

3270,04

(d) Other Textiles & Textile Products

45,872

27913,06

14847,64

90,930

111047,00

64711,57

5. Paper, Paper Products & Printing

17,766

6033,42

4514,46

33,838

40546,49

28209,75

6. Woods and Wood Products

6,923

1546,16

1214,50

12,067

5367,75

4007,46

7. Leather & Leather Products

6,545

3333,80

2133,43

12,785

11575,55

6889,35

8. Gems and Jewellery

3,953

11486,45

7376,15

9,085

50454,91

24615,06

9. Rubber & Plastic Products

16,700

5342,71

4046,65

31,516

33685,46

22154,24

10. Chemicals & Chemical Products

18,269

11223,08

6628,13

46,777

150970,82

87471,19

(a) Heavy Industrial Chemicals

4,005

1826,72

1277,43

8,921

25092,91

14792,21

(b) Fertilisers

524

216,50

162,09

1,292

18278,19

13250,67

(c) Drugs & Pharmaceuticals

2,822

4449,08

1840,28

10,721

60502,43

33099,31

(d) Non-Edible Oils

755

442,82

314,92

1,670

2012,59

1443,03

(e) Other Chemicals & Chemical Products

10,163

4287,95

3033,42

24,173

45084,70

24885,97

11. Petroleum, Coal Products & Nuclear Fuels

1,640

4281,79

3416,10

4,268

96328,67

62749,65

12. Manufacture of Cement & Cement Products

6,250

2153,66

1780,54

14,464

36067,01

25943,77

13. Basic Metals & Metal Products

30,443

28005,49

18959,48

70,373