(Amount in Rupees Lakh)

OCCUPATION

Rs.25,000 AND LESS

ABOVE Rs.25,000 AND UPTO
Rs. 2 LAKH

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

188,06,772

28537,55

24680,82

188,08,645

129989,22

112335,58

1. Direct Finance

185,50,972

28108,76

24323,61

184,96,975

127426,47

110130,98

2. Indirect Finance

2,55,800

428,79

357,22

3,11,670

2562,76

2204,60

II.

INDUSTRY

8,39,070

1121,63

822,65

14,50,779

13504,77

12145,60

1. Mining & Quarrying

-

-

-

-

-

-

2. Food Manufacturing & Processing

1,38,685

174,51

128,74

1,22,316

1155,91

1005,71

(a) Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

-

-

-

-

-

-

3. Beverage & Tobacco

-

-

-

-

-

-

4. Textiles

1,18,630

175,73

134,43

3,18,630

3737,37

3458,99

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles & Textile Products

-

-

-

-

-

-

5. Paper, Paper Products & Printing

10,893

15,44

13,12

35,786

414,32

386,15

6. Woods and Woods Products

32,649

46,18

37,46

38,888

377,02

334,07

7. Leather & Leather Products

29,788

43,53

28,39

36,303

389,20

362,57

8. Gems and Jewellary

1,09,108

112,30

55,61

62,216

587,13

534,50

9. Rubber & Plastic Products

-

-

-

-

-

-

10. Chemicals & Chemical Products

18,664

28,80

25,45

2,46,588

1392,21

1245,35

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

1,009

1,80

1,37

4,764

61,29

59,14

(c) Drugs & Pharmaceuticals

4,522

6,54

5,43

1,23,870

811,24

684,68

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

13,133

20,46

18,65

1,17,954

519,68

501,53

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

12. Manufacture of Cement & Cement Products

4,458

6,53

5,10

10,299

111,08

93,50

13. Basic Metals & Metal Products

16,948

26,85

23,59

76,538

767,83

721,92

(a) Iron & Steel

-

-

-

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Metal Products

16,948

26,85

23,59

76,538

767,83

721,92

14. Engineering

26,120

39,72

33,77

93,336

928,33

846,94

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

15,639

24,62

21,06

58,503

567,88

508,03

(c) Electrical Machinery & Goods

6,532

9,80

8,24

27,071

288,08

273,37

(d) Electronic Machinery & Goods

3,949

5,30

4,46

7,762

72,37

65,54

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

16. Other Industries

2,94,215

392,81

289,51

2,90,459

2639,67

2254,46

17. Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

18,832

31,38

24,81

66,442

484,59

421,06

(a) Other than Infrastructure

-

-

-

-

-

-

(b) Infrastructure Construction

18,832

31,38

24,81

66,442

484,59

421,06

III.

TRANSPORT OPERATORS

1,03,423

141,84

109,34

3,07,969

3152,18

2158,36

IV.

PROFESSIONAL AND OTHER SERVICES

8,68,423

1321,04

1066,37

10,04,331

8637,14

7233,00

1. Professional Services

2,36,237

373,67

294,16

2,16,665

1906,29

1615,30

2. Tourism, Hotel & Restaurants

46,548

72,17

57,69

61,554

561,38

465,19

3. Recreation services

8,340

14,13

11,16

13,970

115,45

85,99

4. IT and Telecommunications

-

-

-

-

-

-

5. Others

5,77,298

861,08

703,35

7,12,142

6054,03

5066,52

V.

PERSONAL LOANS

134,52,689

16645,11

9630,76

287,03,116

233008,47

130843,35

1. Housing

2,20,539

329,87

296,90

19,90,771

23916,42

19146,95

2. Consumer Durables

6,97,052

957,64

311,33

7,60,671

6189,22

4495,35

3. Vehicles

9,07,954

1452,20

796,92

37,53,767

22324,55

11760,68

4. Education

77,820

128,20

119,76

9,29,271

10539,11

8696,01

5. Personal Credit Cards

73,30,572

7679,00

3112,04

108,35,349

81143,97

22456,19

6. Others

42,18,752

6098,20

4993,79

104,33,287

88895,20

64288,17

VI.

TRADE

28,54,949

4552,38

3667,66

30,13,896

24536,01

19790,72

1. Wholesale Trade

1,12,277

186,95

148,93

2,72,236

2926,30

2581,42

2. Retail Trade

27,42,672

4365,43

3518,72

27,41,660

21609,70

17209,30

VII.

FINANCE

2,33,900

401,38

293,35

5,12,023

3927,33

2995,71

VIII.

ALL OTHERS

20,48,137

2985,48

2665,62

27,92,832

21841,99

19425,62

TOTAL BANK CREDIT

392,07,363

55706,42

42936,57

565,93,591

438597,11

306927,94

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.2 LAKH AND UPTO
Rs. 5 LAKH

ABOVE Rs.5 LAKH AND UPTO
Rs. 10 LAKH

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

20,43,860

65662,07

56706,10

2,16,103

15323,91

13351,32

1. Direct Finance

19,37,416

62176,85

53839,36

1,93,936

13603,13

11909,61

2. Indirect Finance

1,06,444

3485,21

2866,74

22,167

1720,78

1441,71

II.

INDUSTRY

3,71,505

13164,12

10926,51

2,17,371

17004,13

13607,35

1. Mining & Quarrying

7,478

274,51

225,99

4,698

375,83

295,67

2. Food Manufacturing & Processing

29,358

1055,07

837,85

18,159

1443,99

1082,54

(a) Rice Mills, Flour & Dal Mills

7,894

289,78

231,12

5,729

468,64

362,69

(b) Sugar

319

11,39

8,45

163

12,85

9,93

(c) Edible Oils & Vanaspati

1,730

62,89

54,06

1,069

86,30

67,92

(d) Tea Processing

267

9,45

9,77

282

21,64

15,13

(e) Processing of Fruits & Vegetables

1,323

46,32

35,96

636

50,17

38,86

(f) Others

17,825

635,23

498,48

10,280

804,38

588,02

3. Beverage & Tobacco

2,224

80,47

65,18

1,305

102,86

80,57

4. Textiles

51,111

1761,75

1426,25

26,831

2114,91

1686,51

(a) Cotton Textiles

18,350

591,19

486,14

6,315

505,77

397,53

(b) Jute & Other Natural Fibre Textiles

831

29,22

21,91

511

40,20

29,59

(c) Handloom Textiles & Khadi

4,008

138,76

102,66

1,824

145,45

107,67

(d) Other Textiles & Textile Products

27,922

1002,58

815,54

18,181

1423,49

1151,72

5. Paper, Paper Products & Printing

8,296

303,33

245,23

6,117

480,74

378,15

6. Woods and Woods Products

4,390

163,09

124,52

2,723

218,92

167,53

7. Leather & Leather Products

2,930

105,13

91,87

1,984

156,93

131,12

8. Gems and Jewellary

1,788

66,14

51,98

874

69,22

61,10

9. Rubber & Plastic Products

7,466

279,32

220,18

6,317

500,82

383,40

10. Chemicals & Chemical Products

10,307

379,99

333,30

7,607

606,96

477,90

(a) Heavy Industrial Chemicals

2,450

87,27

91,80

1,376

110,05

88,01

(b) Fertilisers

208

8,26

6,57

184

15,07

10,90

(c) Drugs & Pharmaceuticals

1,542

56,82

49,97

1,361

107,64

85,53

(d) Non-Edible Oils

317

11,90

9,63

225

18,23

13,72

(e) Other Chemicals & Chemical Products

5,790

215,74

175,33

4,461

355,97

279,75

11. Petroleum, Coal Products & Nuclear Fuels

803

28,53

21,55

561

45,08

35,11

12. Manufacture of Cement & Cement Products

4,229

157,16

122,57

3,190

265,45

210,91

13. Basic Metals & Metal Products

15,367

566,09

489,07

11,214

892,94

738,30

(a) Iron & Steel

5,239

193,04

156,41

4,046

324,65

253,95

(b) Non-Ferrous Metals

1,551

58,61

45,87

1,361

108,87

85,65

(c) Metal Products

8,577

314,44

286,79

5,807

459,42

398,70

14. Engineering

35,972

1301,20

881,33

27,199

2123,39

1305,12

(a) Heavy Engineering

5,869

217,14

191,69

4,506

365,01

291,89

(b) Light Engineering

24,521

877,72

505,85

18,353

1414,20

744,53

(c) Electrical Machinery & Goods

4,100

151,96

118,13

3,302

261,62

203,61

(d) Electronic Machinery & Goods

1,482

54,38

65,65

1,038

82,55

65,09

15. Vehicles, Vehicle Parts & Transport Equipments

5,451

191,71

152,54

3,248

254,09

194,83

16. Other Industries

1,04,898

3718,98

3205,32

58,596

4568,38

3714,07

17. Electricity, Gas & Water

1,392

49,02

84,82

819

65,37

331,88

(a) Electricity Generation & Transmission

244

8,31

53,36

188

14,64

292,41

(b) Non-Conventional Energy

406

13,52

9,74

131

10,30

7,87

(c) Gas, Steam & Water Supply

742

27,18

21,73

500

40,42

31,59

18. Construction

78,045

2682,64

2346,96

35,929

2718,26

2332,67

(a) Other than Infrastructure

71,758

2457,71

2081,73

29,323

2207,89

1833,56

(b) Infrastructure Construction

6,287

224,93

265,24

6,606

510,37

499,11

III.

TRANSPORT OPERATORS

1,54,713

5210,64

3985,35

97,002

7125,86

5321,18

IV.

PROFESSIONAL AND OTHER SERVICES

2,70,921

9238,54

6636,03

1,15,565

8672,31

6005,18

1. Professional Services

26,878

917,48

664,79

13,350

1007,52

756,83

2. Tourism, Hotel & Restaurants

13,841

489,58

386,72

6,860

533,11

396,64

3. Recreation services

2,548

90,73

73,16

1,400

108,07

86,21

4. IT and Telecommunications

4,237

144,72

116,98

1,815

142,33

113,10

5. Others

2,23,417

7596,04

5394,37

92,140

6881,29

4652,39

V.

PERSONAL LOANS

60,96,458

198254,02

141094,58

16,98,621

122693,54

94045,65

1. Housing

18,41,038

64443,54

56521,47

9,49,345

69199,56

59299,57

2. Consumer Durables

77,317

2462,44

1924,92

11,412

819,97

613,60

3. Vehicles

14,97,220

47921,71

31615,35

3,71,874

26199,30

15579,53

4. Education

4,09,199

12759,23

9008,03

67,944

5075,71

3674,47

5. Personal Credit Cards

6,70,721

19377,25

4068,03

33,751

2211,15

379,65

6. Others

16,00,963

51289,85

37956,78

2,64,295

19187,85

14498,83

VI.

TRADE

5,14,906

18477,23

14714,10

2,20,686

17369,00

14044,87

1. Wholesale Trade

42,258

1556,45

1286,66

27,435

2213,78

1881,03

2. Retail Trade

4,72,648

16920,78

13427,44

1,93,251

15155,22

12163,83

VII.

FINANCE

24,812

825,69

614,80

6,570

509,12

362,72

VIII.

ALL OTHERS

1,04,052

3465,52

2525,95

77,936

5823,29

4191,67

TOTAL BANK CREDIT

95,81,227

314297,84

237203,44

26,49,854

194521,17

150929,94

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs.10 LAKH AND UPTO
Rs. 25 LAKH

ABOVE Rs. 25 LAKH AND UPTO
Rs. 50 LAKH

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

65,017

10456,40

8431,47

19,427

7225,67

5436,75

1. Direct Finance

51,625

8156,82

6609,63

13,525

4971,38

3696,14

2. Indirect Finance

13,392

2299,58

1821,84

5,902

2254,29

1740,61

II.

INDUSTRY

1,92,193

32735,08

25869,47

84,419

31798,56

24538,47

1. Mining & Quarrying

4,181

729,38

589,42

1,939

741,13

593,63

2. Food Manufacturing & Processing

17,194

3054,25

2340,57

9,875

3825,79

2962,27

(a) Rice Mills, Flour & Dal Mills

7,196

1304,73

1014,20

5,099

1995,36

1547,15

(b) Sugar

138

23,52

18,48

95

38,42

32,40

(c) Edible Oils & Vanaspati

1,160

207,96

159,92

768

300,58

237,42

(d) Tea Processing

254

44,56

35,19

156

60,51

46,55

(e) Processing of Fruits & Vegetables

623

109,43

86,54

324

125,08

100,85

(f) Others

7,823

1364,05

1026,24

3,433

1305,84

997,90

3. Beverage & Tobacco

1,148

202,18

165,59

647

251,54

196,55

4. Textiles

23,683

4114,82

3342,61

12,811

4855,70

3797,32

(a) Cotton Textiles

6,835

1218,67

964,79

4,576

1743,40

1363,97

(b) Jute & Other Natural Fibre Textiles

414

73,15

63,15

167

64,86

54,62

(c) Handloom Textiles & Khadi

1,246

212,49

170,65

524

199,02

157,99

(d) Other Textiles & Textile Products

15,188

2610,50

2144,03

7,544

2848,41

2220,75

5. Paper, Paper Products & Printing

5,899

1029,75

846,66

2,864

1075,75

831,20

6. Woods and Woods Products

2,098

373,78

298,50

876

334,76

272,49

7. Leather & Leather Products

2,095

366,41

307,53

1,196

462,58

362,99

8. Gems and Jewellary

952

167,37

155,95

703

269,35

243,76

9. Rubber & Plastic Products

5,917

1027,33

812,73

2,850

1075,59

845,28

10. Chemicals & Chemical Products

7,905

1396,76

1081,63

4,852

1850,52

1407,35

(a) Heavy Industrial Chemicals

1,486

265,04

201,91

988

376,94

278,67

(b) Fertilisers

207

38,34

29,55

133

51,42

42,36

(c) Drugs & Pharmaceuticals

1,626

289,22

227,91

1,210

461,62

362,47

(d) Non-Edible Oils

304

54,46

44,60

203

78,19

61,75

(e) Other Chemicals & Chemical Products

4,282

749,70

577,65

2,318

882,36

662,09

11. Petroleum, Coal Products & Nuclear Fuels

665

119,08

116,69

402

154,16

119,58

12. Manufacture of Cement & Cement Products

4,060

667,63

539,60

735

275,00

212,67

13. Basic Metals & Metal Products

11,506

2027,29

1732,79

6,419

2461,03

1957,90

(a) Iron & Steel

4,592

813,38

665,37

2,598

1000,14

779,71

(b) Non-Ferrous Metals

1,548

272,98

227,21

833

318,65

236,13

(c) Metal Products

5,366

940,93

840,21

2,988

1142,24

942,07

14. Engineering

24,056

4065,84

2886,69

12,479

4711,10

3536,21

(a) Heavy Engineering

4,720

893,58

771,03

4,733

1787,76

1516,97

(b) Light Engineering

14,556

2322,36

1428,62

4,945

1842,70

1206,87

(c) Electrical Machinery & Goods

3,668

655,45

536,96

2,146

827,36

622,34

(d) Electronic Machinery & Goods

1,112

194,44

150,08

655

253,28

190,04

15. Vehicles, Vehicle Parts & Transport Equipments

3,652

615,15

476,13

1,888

720,34

523,50

16. Other Industries

47,916

8066,33

6293,88

14,584

5272,95

3898,04

17. Electricity, Gas & Water

893

162,93

275,50

545

206,32

196,76

(a) Electricity Generation & Transmission

280

54,73

186,69

251

92,45

104,62

(b) Non-Conventional Energy

124

21,87

18,35

103

41,55

35,47

(c) Gas, Steam & Water Supply

489

86,33

70,47

191

72,31

56,67

18. Construction

28,373

4548,82

3607,00

8,754

3254,96

2580,97

(a) Other than Infrastructure

19,455

3105,09

2405,20

5,797

2152,31

1652,18

(b) Infrastructure Construction

8,918

1443,73

1201,79

2,957

1102,65

928,79

III.

TRANSPORT OPERATORS

55,533

7568,74

5500,50

4,102

1455,16

1124,80

IV.

PROFESSIONAL AND OTHER SERVICES

70,997

11645,03

8564,65

23,794

8813,63

6836,66

1. Professional Services

12,357

1994,01

1612,31

2,444

864,56

735,28

2. Tourism, Hotel & Restaurants

5,281

910,87

716,08

2,441

924,62

722,23

3. Recreation services

1,165

197,95

144,89

489

186,65

167,22

4. IT and Telecommunications

1,327

230,47

188,29

502

190,06

156,27

5. Others

50,867

8311,73

5903,08

17,918

6647,74

5055,65

V.

PERSONAL LOANS

7,79,490

118764,19

94653,28

1,45,747

50002,90

40451,41

1. Housing

5,49,220

85736,09

72950,12

1,22,688

41732,78

34616,74

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

35,508

5178,72

3283,12

243

85,71

56,03

5. Personal Credit Cards

3,388

499,24

198,10

-

-

-

6. Others

1,91,374

27350,14

18221,93

22,816

8184,40

5778,64

VI.

TRADE

1,36,452

23324,62

18941,20

46,894

17634,53

14083,01

1. Wholesale Trade

33,612

6072,60

4964,56

17,843

6807,53

5323,80

2. Retail Trade

1,02,840

17252,02

13976,64

29,051

10827,00

8759,21

VII.

FINANCE

6,522

1111,03

848,34

1,893

708,87

495,43

VIII.

ALL OTHERS

47,814

7704,30

5585,38

14,357

5248,23

4029,67

TOTAL BANK CREDIT

13,54,018

213309,39

168394,28

3,40,633

122887,54

96996,21

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 50 LAKH AND UPTO
Rs. 1 CRORE

ABOVE Rs. 1 CRORE AND UPTO
Rs. 4 CRORE

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

10,007

7621,23

5888,15

7,558

14675,54

11369,98

1. Direct Finance

6,242

4734,13

3646,29

4,246

8159,29

6227,43

2. Indirect Finance

3,765

2887,10

2241,86

3,312

6516,25

5142,55

II.

INDUSTRY

50,927

38971,85

29581,44

58,360

124345,55

90266,63

1. Mining & Quarrying

1,249

959,69

749,93

1,404

2824,04

2066,95

2. Food Manufacturing & Processing

6,711

5154,83

3913,99

6,646

13714,95

10085,40

(a) Rice Mills, Flour & Dal Mills

3,372

2586,76

1991,48

2,617

5120,57

3883,35

(b) Sugar

111

95,10

69,58

373

895,05

699,81

(c) Edible Oils & Vanaspati

540

423,30

315,43

652

1449,69

1064,33

(d) Tea Processing

354

267,29

197,54

464

973,86

703,86

(e) Processing of Fruits & Vegetables

236

174,68

142,07

241

485,64

358,07

(f) Others

2,098

1607,69

1197,89

2,299

4790,14

3375,98

3. Beverage & Tobacco

415

319,67

245,30

553

1220,07

990,21

4. Textiles

8,968

6859,03

5065,21

10,772

23170,05

15293,66

(a) Cotton Textiles

3,464

2657,31

1953,27

4,421

9601,80

6643,58

(b) Jute & Other Natural Fibre Textiles

160

123,01

94,49

223

474,47

330,02

(c) Handloom Textiles & Khadi

321

240,41

181,79

227

459,36

349,41

(d) Other Textiles & Textile Products

5,023

3838,31

2835,66

5,901

12634,41

7970,65

5. Paper, Paper Products & Printing

1,872

1449,80

1179,72

2,137

4550,96

3420,43

6. Woods and Woods Products

453

354,98

308,64

388

794,57

620,69

7. Leather & Leather Products

843

648,71

452,27

1,079

2269,69

1360,76

8. Gems and Jewellary

628

496,92

412,95

1,223

2744,13

2184,61

9. Rubber & Plastic Products

1,964

1502,92

1124,33

2,087

4394,46

3197,95

10. Chemicals & Chemical Products

3,703

2851,38

2173,96

4,685

10134,98

7489,64

(a) Heavy Industrial Chemicals

756

591,45

440,54

1,031

2237,55

1601,81

(b) Fertilisers

115

91,81

66,84

157

312,65

225,25

(c) Drugs & Pharmaceuticals

989

761,84

608,27

1,608

3477,59

2687,83

(d) Non-Edible Oils

149

115,26

88,90

121

259,71

200,36

(e) Other Chemicals & Chemical Products

1,694

1291,02

969,42

1,768

3847,48

2774,39

11. Petroleum, Coal Products & Nuclear Fuels

348

270,35

219,04

371

812,19

572,94

12. Manufacture of Cement & Cement Products

428

328,44

250,21

460

1020,49

768,29

13. Basic Metals & Metal Products

5,101

3921,27

3056,52

8,080

17999,74

13696,46

(a) Iron & Steel

2,293

1798,71

1323,59

3,924

8828,51

6558,33

(b) Non-Ferrous Metals

574

441,42

344,15

822

1799,84

1295,69

(c) Metal Products

2,234

1681,14

1388,79

3,334

7371,39

5842,45

14. Engineering

6,563

5004,44

3567,28

6,507

13753,39

9577,10

(a) Heavy Engineering

1,830

1375,78

934,45

1,431

2963,69

1887,12

(b) Light Engineering

2,795

2104,65

1456,28

2,688

5651,40

3936,94

(c) Electrical Machinery & Goods

1,498

1176,10

906,52

1,760

3771,51

2734,90

(d) Electronic Machinery & Goods

440

347,92

270,02

628

1366,80

1018,14

15. Vehicles, Vehicle Parts & Transport Equipments

1,515

1192,59

878,28

2,317

5168,11

3619,70

16. Other Industries

5,281

4005,12

3058,44

4,733

9328,92

7201,74

17. Electricity, Gas & Water

378

289,91

337,99

669

1505,16

1188,29

(a) Electricity Generation & Transmission

176

138,68

218,54

370

877,36

662,51

(b) Non-Conventional Energy

95

70,67

56,46

190

405,82

323,32

(c) Gas, Steam & Water Supply

107

80,57

62,99

109

221,99

202,46

18. Construction

4,507

3361,79

2587,39

4,249

8939,66

6931,83

(a) Other than Infrastructure

2,862

2136,38

1635,90

2,527

5197,17

3955,25

(b) Infrastructure Construction

1,645

1225,41

951,49

1,722

3742,49

2976,58

III.

TRANSPORT OPERATORS

1,670

1224,72

948,70

1,172

2377,47

1904,60

IV.

PROFESSIONAL AND OTHER SERVICES

16,561

12344,02

9483,66

13,829

28445,96

21893,67

1. Professional Services

4,955

3559,26

2769,80

2,378

4504,14

3545,77

2. Tourism, Hotel & Restaurants

1,482

1120,99

879,72

1,461

2962,77

2275,90

3. Recreation services

284

213,57

173,43

352

767,64

616,37

4. IT and Telecommunications

312

239,62

184,52

357

745,15

515,15

5. Others

9,528

7210,59

5476,19

9,281

19466,26

14940,47

V.

PERSONAL LOANS

27,312

19149,67

15733,91

8,890

15093,00

12394,36

1. Housing

27,152

19023,31

15635,21

8,792

14896,29

12231,93

2. Consumer Durables

-

-

-

3

7,95

7,00

3. Vehicles

-

-

-

2

4,09

4,09

4. Education

-

-

-

2

5,57

5,57

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

160

126,35

98,71

91

179,10

145,77

VI.

TRADE

24,881

18898,78

14652,79

17,708

35706,64

27640,52

1. Wholesale Trade

9,621

7405,74

5714,04

7,913

16039,10

12189,03

2. Retail Trade

15,260

11493,03

8938,75

9,795

19667,54

15451,49

VII.

FINANCE

1,280

1012,01

713,96

1,518

3322,63

2395,99

VIII.

ALL OTHERS

6,510

4868,85

3642,37

3,908

7856,88

5943,58

TOTAL BANK CREDIT

1,39,148

104091,14

80644,99

1,12,943

231823,67

173809,32

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 4 CRORE AND UPTO
Rs. 6 CRORE

ABOVE Rs. 6 CRORE AND UPTO
Rs. 10 CRORE

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

945

4720,13

3500,15

811

6748,25

4711,37

1. Direct Finance

461

2299,15

1675,85

401

3341,78

2303,33

2. Indirect Finance

484

2420,98

1824,30

410

3406,47

2408,04

II.

INDUSTRY

12,507

62942,41

44362,27

12,358

101670,94

70581,80

1. Mining & Quarrying

251

1256,52

881,98

218

1774,66

1212,21

2. Food Manufacturing & Processing

1,137

5723,40

4027,50

1,081

8993,53

6039,31

(a) Rice Mills, Flour & Dal Mills

269

1346,37

1001,40

178

1478,57

1157,91

(b) Sugar

183

941,65

643,66

221

1844,81

1378,80

(c) Edible Oils & Vanaspati

162

823,07

618,40

148

1231,86

896,86

(d) Tea Processing

85

421,65

263,47

68

548,72

360,31

(e) Processing of Fruits & Vegetables

48

237,06

123,76

28

230,14

166,65

(f) Others

390

1953,60

1376,82

438

3659,43

2078,78

3. Beverage & Tobacco

137

694,63

515,71

166

1408,89

1081,96

4. Textiles

2,282

11481,96

7218,78

2,231

18138,20

11845,62

(a) Cotton Textiles

997

5072,41

3366,92

1,045

8589,37

5950,84

(b) Jute & Other Natural Fibre Textiles

36

183,57

147,72

44

350,60

256,04

(c) Handloom Textiles & Khadi

35

178,72

142,41

45

373,14

235,09

(d) Other Textiles & Textile Products

1,214

6047,26

3561,73

1,097

8825,10

5403,65

5. Paper, Paper Products & Printing

381

1909,94

1423,01

376

3055,15

2311,19

6. Woods and Woods Products

69

348,59

274,58

75

612,73

418,79

7. Leather & Leather Products

220

1080,89

555,14

222

1744,22

666,96

8. Gems and Jewellary

328

1647,15

1230,03

413

3380,78

2503,00

9. Rubber & Plastic Products

424

2144,71

1418,82

350

2825,66

1862,52

10. Chemicals & Chemical Products

1,188

5975,72

4288,11

1,085

8920,17

6309,92

(a) Heavy Industrial Chemicals

259

1301,19

878,31

233

1900,38

1276,98

(b) Fertilisers

35

175,15

108,93

58

499,98

275,20

(c) Drugs & Pharmaceuticals

431

2169,99

1604,16

377

3121,27

2367,99

(d) Non-Edible Oils

24

121,22

89,16

19

154,13

129,10

(e) Other Chemicals & Chemical Products

439

2208,18

1607,55

398

3244,42

2260,65

11. Petroleum, Coal Products & Nuclear Fuels

103

510,42

333,91

85

708,56

433,70

12. Manufacture of Cement & Cement Products

100

509,82

396,52

161

1350,16

857,73

13. Basic Metals & Metal Products

2,053

10369,68

7672,14

2,121

17458,37

12574,90

(a) Iron & Steel

1,074

5429,96

3962,25

1,178

9761,12

7015,18

(b) Non-Ferrous Metals

200

1005,40

700,50

185

1513,15

982,21

(c) Metal Products

779

3934,33

3009,39

758

6184,10

4577,52

14. Engineering

1,345

6789,77

4757,11

1,260

10366,07

7331,86

(a) Heavy Engineering

294

1495,54

991,84

244

2006,83

1234,80

(b) Light Engineering

514

2591,50

1866,36

456

3741,28

2603,70

(c) Electrical Machinery & Goods

392

1974,61

1380,63

378

3131,57

2370,39

(d) Electronic Machinery & Goods

145

728,12

518,27

182

1486,39

1122,97

15. Vehicles, Vehicle Parts & Transport Equipments

634

3204,82

2299,27

660

5442,76

3648,02

16. Other Industries

633

3163,15

2378,91

540

4399,06

3141,45

17. Electricity, Gas & Water

229

1144,76

855,87

273

2220,14

1652,04

(a) Electricity Generation & Transmission

149

737,44

550,52

204

1673,57

1225,22

(b) Non-Conventional Energy

66

333,46

247,88

47

365,85

303,40

(c) Gas, Steam & Water Supply

14

73,86

57,47

22

180,72

123,42

18. Construction

993

4986,49

3834,86

1,041

8871,84

6690,60

(a) Other than Infrastructure

491

2453,08

1899,09

495

4169,31

3142,31

(b) Infrastructure Construction

502

2533,41

1935,77

546

4702,54

3548,29

III.

TRANSPORT OPERATORS

180

885,35

699,81

135

1126,87

867,61

IV.

PROFESSIONAL AND OTHER SERVICES

2,619

13056,09

10098,29

2,176

17996,01

13679,70

1. Professional Services

317

1553,14

1250,92

196

1614,70

1291,85

2. Tourism, Hotel & Restaurants

240

1192,59

913,83

230

1895,25

1408,60

3. Recreation services

87

433,51

341,89

88

727,90

525,50

4. IT and Telecommunications

59

296,04

222,53

64

525,71

417,99

5. Others

1,916

9580,80

7369,12

1,598

13232,46

10035,77

V.

PERSONAL LOANS

536

2626,25

2092,09

328

2666,10

2198,28

1. Housing

519

2545,96

2027,56

309

2524,76

2076,66

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

1

5,22

5,22

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

16

75,07

59,30

19

141,35

121,62

VI.

TRADE

2,815

14095,65

9992,93

2,009

16634,15

11919,04

1. Wholesale Trade

1,433

7206,18

5021,81

1,073

8944,33

6191,03

2. Retail Trade

1,382

6889,47

4971,12

936

7689,82

5728,01

VII.

FINANCE

465

2327,98

1618,52

424

3697,45

2536,46

VIII.

ALL OTHERS

705

3507,93

2529,34

692

5874,78

3363,71

TOTAL BANK CREDIT

20,772

104161,79

74893,38

18,933

156414,56

109857,97

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 10 CRORE AND UPTO
Rs. 25 CRORE

ABOVE Rs. 25 CRORE

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

664

11421,89

8260,63

685

73287,96

54797,13

1. Direct Finance

309

5221,71

3660,02

185

14195,82

10680,56

2. Indirect Finance

355

6200,18

4600,61

500

59092,14

44116,57

II.

INDUSTRY

13,687

225967,44

156007,26

11,179

988986,75

655733,54

1. Mining & Quarrying

304

5079,31

3375,73

293

33829,02

20104,43

2. Food Manufacturing & Processing

1,160

19011,60

12015,58

612

39275,15

23633,08

(a) Rice Mills, Flour & Dal Mills

127

2107,59

1522,51

104

7112,06

4260,53

(b) Sugar

317

5198,40

3785,36

264

14310,89

10692,67

(c) Edible Oils & Vanaspati

150

2439,73

1658,11

71

4345,49

2691,09

(d) Tea Processing

74

1135,49

565,10

24

1450,03

876,89

(e) Processing of Fruits & Vegetables

35

639,28

442,10

4

287,95

11,36

(f) Others

457

7491,10

4042,39

145

11768,74

5100,54

3. Beverage & Tobacco

157

2563,01

2011,89

115

8096,39

5376,27

4. Textiles

2,230

36489,68

24477,16

1,229

64497,48

41105,67

(a) Cotton Textiles

1,068

17461,64

12116,95

563

30923,61

20933,71

(b) Jute & Other Natural Fibre Textiles

23

345,30

251,97

7

254,23

159,95

(c) Handloom Textiles & Khadi

25

409,01

333,12

16

931,25

1690,14

(d) Other Textiles & Textile Products

1,114

18273,73

11775,13

643

32388,39

18321,87

5. Paper, Paper Products & Printing

352

5665,74

4324,78

180

9191,06

5949,84

6. Woods and Woods Products

56

833,04

643,77

13

519,91

261,35

7. Leather & Leather Products

164

2315,99

1289,49

26

1311,81

784,42

8. Gems and Jewellary

587

9469,43

6506,82

353

21894,50

7911,19

9. Rubber & Plastic Products

307

4734,73

3297,03

145

11104,08

5273,56

10. Chemicals & Chemical Products

1,324

21996,55

14273,24

900

66260,53

38641,74

(a) Heavy Industrial Chemicals

276

4520,29

2880,91

163

9922,31

6007,95

(b) Fertilisers

65

1132,92

746,63

121

14072,25

8700,84

(c) Drugs & Pharmaceuticals

482

7992,03

5510,62

311

19523,62

13226,61

(d) Non-Edible Oils

26

460,44

295,57

15

661,28

394,20

(e) Other Chemicals & Chemical Products

475

7890,87

4839,50

290

22081,07

10312,14

11. Petroleum, Coal Products & Nuclear Fuels

120

2029,64

1251,83

304

73935,44

55226,27

12. Manufacture of Cement & Cement Products

194

3318,45

2225,10

255

19747,77

14801,08

13. Basic Metals & Metal Products

2,438

40117,29

28391,18

1,951

175335,77

109015,48

(a) Iron & Steel

1,439

23670,10

17036,59

1,177

105553,65

64580,59

(b) Non-Ferrous Metals

250

4017,96

2464,88

173

15331,05

8927,98

(c) Metal Products

749

12429,23

8889,71

601

54451,07

35506,90

14. Engineering

1,184

19755,38

13656,59

771

56218,36

39399,46

(a) Heavy Engineering

238

4023,12

2802,22

136

10364,05

7155,48

(b) Light Engineering

379

6388,15

4344,38

242

20682,94

13758,34

(c) Electrical Machinery & Goods

394

6456,69

4356,72

243

13636,21

9676,49

(d) Electronic Machinery & Goods

173

2887,43

2153,27

150

11535,15

8809,15

15. Vehicles, Vehicle Parts & Transport Equipments

742

11784,03

7662,54

494

40490,13

26226,83

16. Other Industries

503

8329,80

5887,45

326

20027,35

13834,29

17. Electricity, Gas & Water

399

6821,59

4926,18

1,135

134280,61

97409,78

(a) Electricity Generation & Transmission

312

5339,24

3828,56

1,023

124797,84

91854,56

(b) Non-Conventional Energy

58

979,01

755,85

58

4726,24

2888,72

(c) Gas, Steam & Water Supply

29

503,35

341,77

54

4756,54

2666,51

18. Construction

1,466

25652,19

19790,92

2,077

212971,39

150778,80

(a) Other than Infrastructure

570

9617,45

7302,84

573

45860,12

33626,63

(b) Infrastructure Construction

896

16034,75

12488,08

1,504

167111,28

117152,17

III.

TRANSPORT OPERATORS

166

2975,27

2114,60

355

38421,52

33408,76

IV.

PROFESSIONAL AND OTHER SERVICES

2,322

38847,88

29334,62

1,996

176555,42

127621,71

1. Professional Services

187

3105,92

2596,30

181

18654,83

12506,91

2. Tourism, Hotel & Restaurants

252

4217,69

3109,94

246

13893,20

8099,32

3. Recreation services

116

1951,77

1485,53

98

6971,62

5707,60

4. IT and Telecommunications

97

1673,55

1309,80

235

34903,40

27331,49

5. Others

1,670

27898,96

20833,05

1,236

102132,36

73976,39

V.

PERSONAL LOANS

209

3389,94

2386,54

137

11538,55

8022,26

1. Housing

197

3216,50

2232,28

132

11231,81

7715,52

2. Consumer Durables

1

21,11

21,11

-

-

-

3. Vehicles

1

10,51

10,51

1

56,94

56,94

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

10

141,82

122,64

4

249,80

249,80

VI.

TRADE

1,864

30467,34

20235,85

1,290

227229,09

107507,97

1. Wholesale Trade

891

14783,43

10883,97

714

177128,77

74227,32

2. Retail Trade

973

15683,90

9351,88

576

50100,32

33280,64

VII.

FINANCE

686

12339,86

8572,27

1,658

216708,66

167211,01

VIII.

ALL OTHERS

460

7324,78

4772,60

337

27803,88

19132,37

TOTAL BANK CREDIT

20,058

332734,39

231684,36

17,637

1760531,84

1173434,75