Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,74,418

848,56

785,33

18,27,932

2672,72

2498,67

179

13,71

12,17

1.

Direct Finance

5,70,691

799,54

742,54

18,12,663

2380,70

2274,68

170

3,39

2,03

2.

Indirect Finance

3,727

49,02

42,78

15,269

292,02

223,99

9

10,32

10,14

II.

INDUSTRY

77,475

5040,78

4440,18

1,51,874

8495,97

6900,03

1,041

1955,53

1449,61

1.

Mining & Quarrying

1,275

146,77

142,28

661

360,86

211,17

4

10,11

10,01

2.

Food Manufacturing and Processing

1,909

349,92

276,97

3,535

596,70

515,13

19

42,42

26,03

(a) Rice Mills, Flour and Dal Mills

386

19,51

17,65

874

30,59

25,12

-

-

-

(b) Sugar

100

108,41

72,16

131

333,23

279,97

7

15,18

14,17

(c) Edible Oils and Vanaspati

242

52,00

38,81

399

30,42

20,94

-

-

-

(d) Tea Processing

66

12,24

9,99

237

43,44

39,28

3

6,53

3,00

(e) Processing of Fruits & Vegetables

20

64

56

75

6,40

3,21

1

1,30

8

(f) Others

1,095

157,12

137,80

1,819

152,62

146,61

8

19,41

8,78

3.

Beverage and Tobacco

111

31,83

22,02

306

91,26

72,04

24

33,13

31,73

4.

Textiles

6,026

1098,50

992,84

14,522

2673,08

2157,16

127

165,20

130,06

(a) Cotton Textiles

2,199

457,68

411,80

5,865

1542,22

1216,85

82

104,45

73,87

(b) Jute Textiles

18

37

35

65

6,35

6,29

1

3

3

(c) Handloom Textiles & Khadi

374

31,22

24,98

975

70,74

58,12

-

-

-

(d) Other Textiles

3,435

609,23

555,72

7,617

1053,77

875,90

44

60,72

56,16

5.

Paper, Paper Products and Printing

1,559

157,07

136,99

3,521

301,65

252,04

24

15,17

11,77

6.

Leather and Leather Products

612

427,78

364,60

1,996

457,31

385,79

20

34,68

30,95

7.

Rubber and Rubber Products

305

251,67

241,46

524

122,02

111,43

12

83,61

30,24

8.

Chemicals and Chemical Products

2,293

889,99

760,25

4,808

798,13

643,62

96

290,59

159,41

(a) Heavy Industrial Chemicals

158

113,76

80,59

418

94,25

66,36

28

68,60

42,94

(b) Fertilizers

67

206,21

196,77

194

225,10

167,31

9

19,41

10,49

(c) Drugs and Pharmaceuticals

198

85,71

75,46

628

146,65

136,73

18

32,74

20,91

(d) Non-Edible Oils

33

3,41

2,89

84

18,75

15,96

-

-

-

(e) Other Chemicals & Chemical Products

1,837

480,90

404,55

3,484

313,39

257,26

41

169,83

85,07

9.

Petroleum, Coal Products & Nuclear Fuels

54

111,84

101,72

218

119,73

100,83

14

39,91

28,98

10.

Manufacture of Cement & Cement Products

118

78,50

50,31

263

68,47

55,58

18

57,14

51,58

11.

Basic Metals & Metal Products

1,773

279,68

260,12

4,334

513,85

453,77

48

32,30

26,71

(a) Iron and Steel

438

94,21

97,23

1,358

346,29

311,64

28

19,30

14,61

(b) Non-Ferrous Metals

96

36,02

29,66

203

24,59

18,36

5

4,75

4,17

(c) Other Metal Products

1,239

149,46

133,23

2,773

142,97

123,77

15

8,25

7,93

12.

Engineering

2,168

468,74

439,18

6,563

1009,38

814,46

166

475,36

383,31

(a) Heavy Engineering

386

133,20

118,67

959

299,42

245,85

51

225,78

153,98

(b) Light Engineering

1,038

107,80

102,54

2,971

267,37

206,09

43

25,41

22,25

(c) Electrical Machinery & Goods

444

107,87

106,87

1,491

314,39

246,18

36

80,30

66,97

(d) Electronic Machinery & Goods

300

119,88

111,09

1,142

128,20

116,34

36

143,87

140,11

13.

Vehicles, Vehicle Parts & Transport Equipments

385

339,04

262,19

1,402

504,64

328,80

139

461,56

376,96

14.

Other Industries

58,680

352,65

334,09

1,07,842

590,84

565,18

318

191,37

131,59

15.

Electricity, Gas & Water

125

49,94

47,67

385

142,44

94,85

7

21,49

19,29

(a) Electricity Generation & Transmission

113

36,37

34,23

194

95,13

62,24

6

10,03

7,84

(b) Non-Conventional Energy

4

12,89

11,93

57

39,42

26,25

1

11,46

11,46

(c) Gas, Steam & Water Supply

8

69

1,51

134

7,89

6,35

-

-

-

16.

Construction

82

6,85

7,49

994

145,62

138,18

5

1,47

98

III.

TRANSPORT OPERATORS

9,938

77,15

65,19

28,514

198,26

165,63

14

6,77

2,94

IV.

PROFESSIONAL AND OTHER SERVICES

12,767

125,34

104,22

1,50,075

931,10

1018,44

176

35,42

33,33

V.

PERSONAL LOANS

3,15,550

784,43

758,16

7,12,670

1684,66

1567,72

2,24,024

953,53

777,45

1.

Loans for Purchase of Consumer Durables

32,976

47,80

41,87

49,510

64,38

50,30

3,968

16,92

16,92

2.

Loans for Housing

25,391

207,19

199,39

61,431

454,22

427,14

206

30,65

30,41

3.

Rest of the Personal Loans

2,57,183

529,45

516,90

6,01,729

1166,06

1090,27

2,19,850

905,96

730,12

VI.

TRADE

1,00,769

1141,25

970,44

2,44,162

2090,99

1933,36

118

126,80

107,90

1.

Wholesale Trade

3,954

469,43

369,73

15,498

1067,56

898,03

50

87,89

70,73

2.

Retail Trade

96,815

671,83

600,71

2,28,664

1023,43

1035,33

68

38,91

37,17

VII.

FINANCE

291

721,34

608,66

1,900

700,79

621,28

80

301,42

281,11

VIII. ALL OTHERS

42,597

394,84

362,45

4,74,520

1207,76

1120,11

51

83,15

76,51

TOTAL BANK CREDIT

11,33,805

9133,69

8094,63

35,91,647

17982,25

15825,24

2,25,683

3476,33

2741,04

OF WHICH :

1. Artisans & Village Industries

24,210

88,99

86,19

18,307

44,83

39,48

1

3

3

2. Other Small Scale Industries

43,416

990,50

890,69

1,01,338

2266,44

1938,18

60

54,15

45,37

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

84,160

70,16

65,59

2,18,447

359,46

333,79

27,05,136

3964,61

3695,53

1.

Direct Finance

76,999

65,66

61,22

2,15,561

319,81

299,31

26,76,084

3569,10

3379,78

2.

Indirect Finance

7,161

4,50

4,36

2,886

39,66

34,48

29,052

395,51

315,75

II.

INDUSTRY

6,731

5,71

4,90

30,593

3508,19

2842,84

2,67,714

19006,19

15637,56

1.

Mining & Quarrying

4

3

3

395

43,39

31,61

2,339

561,17

395,11

2.

Food Manufacturing and Processing

42

10

8

1,771

214,66

174,41

7,276

1203,81

992,61

(a) Rice Mills, Flour and Dal Mills

13

7

5

708

37,94

31,97

1,981

88,10

74,79

(b) Sugar

-

-

-

43

56,28

43,35

281

513,10

409,64

(c) Edible Oils and Vanaspati

1

-

-

291

29,76

26,19

933

112,18

85,94

(d) Tea Processing

-

-

-

22

7,82

7,26

328

70,03

59,53

(e) Processing of Fruits & Vegetables

-

-

-

8

3,18

2,87

104

11,52

6,71

(f) Others

28

3

2

699

79,70

62,78

3,649

408,87

355,99

3.

Beverage and Tobacco

4

2

2

168

36,40

35,03

613

192,64

160,84

4.

Textiles

15

12

11

9,008

1666,43

1277,05

29,698

5603,33

4557,22

(a) Cotton Textiles

6

8

8

4,780

1099,57

869,19

12,932

3204,00

2571,79

(b) Jute Textiles

-

-

-

10

87

70

94

7,62

7,37

(c) Handloom Textiles & Khadi

-

-

-

266

21,12

17,83

1,615

123,07

100,93

(d) Other Textiles

9

4

2

3,952

544,88

389,33

15,057

2268,64

1877,14

5.

Paper, Paper Products and Printing

8

8

7

1,378

124,07

107,41

6,490

598,03

508,28

6.

Leather and Leather Products

-

-

-

571

131,33

98,97

3,199

1051,10

880,32

7.

Rubber and Rubber Products

2

1

1

181

24,20

21,97

1,024

481,51

405,10

8.

Chemicals and Chemical Products

21

14

10

1,677

193,41

163,35

8,895

2172,26

1726,73

(a) Heavy Industrial Chemicals

-

-

-

142

26,52

25,26

746

303,12

215,15

(b) Fertilizers

1

1

-

27

34,65

27,97

298

485,38

402,55

(c) Drugs and Pharmaceuticals

1

1

1

237

25,31

21,31

1,082

290,42

254,41

(d) Non-Edible Oils

-

-

-

46

4,76

4,54

163

26,92

23,39

(e) Other Chemicals & Chemical Products

19

12

8

1,225

102,17

84,27

6,606

1066,42

831,23

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

86

26,40

23,81

372

297,88

255,34

10.

Manufacture of Cement & Cement Products

2

1

-

106

35,61

35,17

507

239,74

192,65

11.

Basic Metals & Metal Products

5

3

3

1,480

262,88

233,40

7,640

1088,75

974,02

(a) Iron and Steel

3

1

1

782

184,38

166,72

2,609

644,20

590,21

(b) Non-Ferrous Metals

-

-

-

134

17,82

14,10

438

83,17

66,29

(c) Other Metal Products

2

1

2

564

60,69

52,57

4,593

361,38

317,52

12.

Engineering

7

11

10

1,775

284,47

234,19

10,679

2238,06

1871,23

(a) Heavy Engineering

1

2

2

423

79,55

71,51

1,820

737,97

590,03

(b) Light Engineering

1

1

1

557

87,87

66,88

4,610

488,46

397,78

(c) Electrical Machinery & Goods

-

-

-

459

76,18

62,73

2,430

578,74

482,75

(d) Electronic Machinery & Goods

5

8

7

336

40,86

33,07

1,819

432,89

400,68

13.

Vehicles, Vehicle Parts & Transport Equipments

5

6

4

604

71,24

64,06

2,535

1376,53

1032,05

14.

Other Industries

6,614

4,97

4,28

10,756

287,29

256,69

1,84,210

1427,13

1291,83

15.

Electricity, Gas & Water

-

-

-

64

15,82

14,48

581

229,69

176,29

(a) Electricity Generation & Transmission

-

-

-

21

4,11

3,45

334

145,64

107,77

(b) Non-Conventional Energy

-

-

-

13

8,81

8,26

75

72,58

57,90

(c) Gas, Steam & Water Supply

-

-

-

30

2,90

2,77

172

11,47

10,63

16.

Construction

2

4

4

573

90,58

71,23

1,656

244,56

217,92

III.

TRANSPORT OPERATORS

452

1,84

1,49

11,626

215,13

173,85

50,544

499,15

409,12

IV.

PROFESSIONAL AND OTHER SERVICES

19,800

15,47

14,71

17,390

267,54

224,96

2,00,208

1374,88

1395,66

V.

PERSONAL LOANS

36,507

31,32

30,45

1,91,815

541,45

466,87

14,80,566

3995,40

3600,66

1.

Loans for Purchase of Consumer Durables

10,888

8,43

7,72

40,489

54,86

35,58

1,37,831

192,38

152,39

2.

Loans for Housing

852

3,65

3,66

15,317

132,56

110,26

1,03,197

828,27

770,88

3.

Rest of the Personal Loans

24,767

19,25

19,07

1,36,009

354,03

321,02

12,39,538

2974,75

2677,39

VI.

TRADE

25,304

19,58

17,30

42,836

826,76

651,41

4,13,189

4205,38

3680,41

1.

Wholesale Trade

761

83

75

7,366

489,15

368,87

27,629

2114,86

1708,11

2.

Retail Trade

24,543

18,75

16,55

35,470

337,61

282,54

3,85,560

2090,52

1972,31

VII.

FINANCE

1

4

4

1,863

670,54

579,20

4,135

2394,13

2090,30

VIII. ALL OTHERS

66,645

50,29

48,62

1,20,690

289,10

253,18

7,04,503

2025,13

1860,88

TOTAL BANK CREDIT

2,39,600

194,42

183,11

6,35,260

6678,18

5526,09

58,25,995

37464,87

32370,11

OF WHICH :

1. Artisans & Village Industries

2,715

1,90

1,63

2,605

7,98

6,29

47,838

143,74

133,63

2. Other Small Scale Industries

2,696

2,40

2,15

15,728

984,88

763,13

1,63,238

4298,37

3639,52