Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTH EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

1,14,325

65,15

51,22

29,242

29,99

21,32

1.

Direct Finance

1,11,134

62,19

49,41

29,000

29,41

20,74

2.

Indirect Finance

3,191

2,96

1,81

242

58

58

II.

INDUSTRY

25,963

15,25

15,15

7,152

10,48

10,71

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

727

90

67

164

1,97

1,82

(a) RiceMills, Flour & DalMills

644

70

50

66

1,73

1,62

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

2

4

2

(d) Tea Processing

1

10

11

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

1

3

1

(f) Others

82

10

7

95

18

16

3.

Beverage & Tobacco

—

—

—

1

3

2

4.

Textiles

435

58

60

33

28

31

(a) Cotton Textiles

9

2

1

4

12

10

(b) Jute & Other Natural Fibre Textiles

12

1

1

—

—

—

(c) Handloom Textiles & Khadi

256

12

22

10

4

1

(d) Other Textiles & Textile Products

158

42

36

19

13

20

5.

Paper, Paper Products & Printing

5

5

5

11

8

7

6.

Leather & Leather Products

4

—

—

3

—

—

7.

Rubber & Plastic Products

3

2

2

7

17

16

8.

Chemicals & Chemical Products

1

3

3

4

26

21

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

3

1

1

(d) Non-Edible Oils

—

—

—

1

25

19

(e) Other Chemicals & Chemical Products

1

3

3

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

3

1

1

17

40

37

11.

Basic Metals & Metal Products

11

5

3

16

59

40

(a) Iron & Steel

—

—

—

4

49

32

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Metal Products

11

5

3

12

10

8

12.

Engineering

2

2

2

4

1

1

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

2

2

2

1

—

—

(c) Electrical Machinery & Goods

—

—

—

1

—

—

(d) Electronic Machinery &Goods

—

—

—

2

1

—

13.

Vehicles, Vehicle Parts & Transport Equipments

1

—

—

16

3

2

14.

Other Industries

24,762

13,38

13,52

6,837

5,94

6,60

15.

Electricity, Gas & Water

—

—

—

1

3

3

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

1

3

3

16.

Construction

9

22

21

38

68

68

III.

TRANSPORT OPERATORS

4,253

9,76

7,14

1,425

6,94

4,42

IV.

PROFESSIONAL AND OTHER SERVICES

4,990

4,93

4,54

2,331

2,18

2,25

V.

PERSONAL LOANS

17,870

55,06

44,19

8,232

26,86

22,89

1.

Loans for Purchase of Consumer Durables

6,980

29,45

24,35

1,916

7,51

5,90

2.

Loans for Housing

298

3,56

2,82

306

4,35

3,64

3.

Rest of the Personal Loans

10,592

22,05

17,02

6,010

15,00

13,35

VI.

TRADE

61,266

42,95

48,05

25,141

33,98

31,01

1.

Wholesale Trade

482

82

72

263

2,09

1,96

2.

Retail Trade

60,784

42,13

47,34

24,878

31,89

29,05

VII.

FINANCE

130

27

25

8

13

13

VIII.

ALL OTHERS

4,321

7,90

6,89

1,972

12,28

5,09

TOTAL BANK CREDIT

2,33,118

201,27

177,44

75,503

122,85

97,82

OF WHICH:

1.Artisansand Village & TinyIndustries

18,434

8,00

8,75

5,086

4,87

5,38

2.Other Small Scale Industries

6,646

5,92

5,20

1,869

3,33

3,31

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

824

7,27

6,41

—

—

—

1.

Direct Finance

779

4,26

3,96

—

—

—

2.

Indirect Finance

45

3,01

2,45

—

—

—

II.

INDUSTRY

1,470

13,79

12,56

—

—

—

1.

Mining & Quarrying

2

35

31

—

—

—

2.

Food Manufacturing & Processing

30

2,37

1,87

—

—

—

(a) RiceMills, Flour & DalMills

5

8

6

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

1

3

3

—

—

—

(d) Tea Processing

6

93

38

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

18

1,34

1,40

—

—

—

3.

Beverage & Tobacco

1

15

15

—

—

—

4.

Textiles

46

67

68

—

—

—

(a) Cotton Textiles

1

9

12

—

—

—

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

8

25

25

—

—

—

(d) Other Textiles & Textile Products

37

33

31

—

—

—

5.

Paper, Paper Products & Printing

24

28

26

—

—

—

6.

Leather & Leather Products

2

1

—

—

—

7.

Rubber & Plastic Products

10

23

16

—

—

—

8.

Chemicals & Chemical Products

8

33

53

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

4

3

2

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

4

30

51

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

17

70

64

—

—

—

11.

Basic Metals & Metal Products

20

1,32

68

—

—

—

(a) Iron & Steel

4

39

32

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Metal Products

16

94

36

—

—

—

12.

Engineering

25

89

89

—

—

—

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

4

10

7

—

—

—

(c) Electrical Machinery & Goods

11

38

45

—

—

—

(d) Electronic Machinery &Goods

10

42

37

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

3

3

2

—

—

—

14.

Other Industries

1,254

5,26

5,33

—

—

—

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

28

1,20

1,03

—

—

—

III.

TRANSPORT OPERATORS

746

11,72

10,47

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

474

3,37

2,81

—

—

—

V.

PERSONAL LOANS

13,082

69,22

55,80

—

—

—

1.

Loans for Purchase of Consumer Durables

2,238

9,48

7,96

—

—

—

2.

Loans for Housing

1,237

22,51

20,07

—

—

—

3.

Rest of the Personal Loans

9,607

37,22

27,78

—

—

—

VI.

TRADE

3,446

36,51

33,12

—

—

—

1.

Wholesale Trade

195

12,40

11,32

—

—

—

2.

Retail Trade

3,251

24,11

21,80

—

—

—

VII.

FINANCE

12

15

12

—

—

—

VIII.

ALL OTHERS

3,077

21,16

17,02

—

—

—

TOTAL BANK CREDIT

23,131

163,18

138,32

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

285

2,07

2,06

—

—

—

2.Other Small Scale Industries

1,068

6,29

6,06

—

—

—