Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,45,584

1975,16

870,60

12,06,776

1891,17

1564,22

—

—

—

1.

Direct Finance

5,37,825

1396,97

784,30

11,95,386

1738,14

1446,66

—

—

—

2.

Indirect Finance

7,759

578,19

86,30

11,390

153,03

117,55

—

—

—

II.

INDUSTRY

1,04,645

2690,22

2078,05

2,65,439

5385,84

4469,07

182

335,77

275,23

1.

Mining & Quarrying

217

9,62

7,65

550

148,69

65,56

—

—

—

2.

Food Manufacturing and Processing

4,769

817,51

611,91

12,203

1045,73

897,49

11

30,45

8,15

(a)

Rice Mills, Flour and Dal Mills

1,825

121,85

71,16

4,202

173,96

130,39

1

7,39

3,32

(b)

Sugar

85

495,93

387,40

406

647,26

577,45

—

—

—

(c)

Edible Oils and Vanaspati

628

32,13

20,33

2,801

100,25

75,52

—

—

—

(d)

Tea Processing

11

1,98

3,17

36

1,19

82

1

55

—

(e)

Processing of Fruits & Vegetables

51

1,75

1,61

122

5,82

5,67

4

3,62

3,33

(f)

Others

2,169

163,86

128,24

4,636

117,25

107,63

5

18,90

1,50

3.

Beverage and Tobacco

166

5,05

3,46

342

139,98

89,13

4

3,96

3,92

4.

Textiles

2,708

406,35

346,09

11,739

790,20

703,78

20

27,72

21,51

(a)

Cotton Textiles

678

54,55

41,02

1,787

233,84

218,81

8

14,52

6,90

(b)

Jute Textiles

135

19,64

14,56

118

7,67

7,83

—

—

—

(c)

Handloom Textiles & Khadi

417

17,95

15,41

2,052

46,67

41,11

2

82

62

(d)

Other Textiles

1,478

314,21

275,10

7,782

502,02

436,04

10

12,38

13,99

5.

Paper, Paper Products and Printing

1,111

66,59

38,84

3,320

210,20

184,83

7

91

74

6.

Leather and Leather Products

665

67,54

56,44

1,681

198,64

173,02

17

5,92

5,38

7.

Rubber and Rubber Products

204

20,77

21,30

881

141,27

112,95

5

8,51

8,47

8.

Chemicals and Chemical Products

1,949

211,40

146,94

4,369

415,34

327,25

33

31,62

30,08

(a)

Heavy Industrial Chemicals

345

19,14

11,79

336

59,31

41,98

10

14,03

11,79

(b)

Fertilizers

128

54,69

50,64

150

91,70

61,38

3

1,25

1,29

(c)

Drugs and Pharmaceuticals

453

27,78

23,98

680

89,14

71,85

4

7,97

4,64

(d)

Non-Edible Oils

66

20,39

9,71

233

12,46

10,28

—

—

—

(e)

Other Chemicals & Chemical Products

957

89,40

50,81

2,970

162,72

141,77

16

8,37

12,37

9.

Petroleum, Coal Products & Nuclear Fuels

190

25,23

32,28

299

33,48

26,98

—

—

—

10.

Manufacture of Cement & Cement Products

225

50,97

41,31

543

46,28

45,39

1

3,29

53

11.

Basic Metals & Metal Products

2,404

267,29

204,63

6,409

575,06

494,26

19

48,94

48,51

(a)

Iron and Steel

716

103,23

91,29

1,971

290,28

264,03

5

3,63

4,88

(b)

Non-Ferrous Metals

215

70,03

40,46

617

45,33

30,42

9

43,80

43,18

(c)

Other Metal Products

1,473

94,03

72,88

3,821

239,45

199,80

5

1,51

45

12.

Engineering

2,297

332,67

270,51

5,342

847,66

652,61

39

88,28

76,13

(a)

Heavy Engineering

610

100,60

92,88

658

310,24

247,35

6

5,99

4,17

(b)

Light Engineering

989

75,29

54,58

2,120

73,44

61,76

13

7,82

5,10

(c)

Electrical Machinery & Goods

494

59,04

33,79

1,627

244,74

170,53

5

5,45

2,99

(d)

Electronic Machinery & Goods

204

97,74

89,25

937

219,23

172,97

15

69,02

63,89

13.

Vehicles, Vehicle Parts & Transport Equipments

467

39,80

25,61

1,612

94,70

83,80

14

45,70

41,32

14.

Other Industries

83,928

262,93

193,18

2,14,858

576,95

513,46

4

1,11

1,03

15.

Electricity, Gas & Water

3,204

82,30

67,16

353

18,14

15,36

7

33,70

23,78

(a)

Electricity Generation & Transmission

3,172

75,15

59,56

300

16,38

13,52

7

33,70

23,78

(b)

Non-Conventional Energy

10

21

23

16

52

58

—

—

—

(c)

Gas, Steam & Water Supply

22

6,94

7,36

37

1,24

1,26

—

—

—

16.

Construction

141

24,21

10,75

938

103,53

83,18

1

5,67

5,67

III.

TRANSPORT OPERATORS

20,547

161,33

101,92

68,368

307,99

258,53

1

4

4

IV.

PROFESSIONAL AND OTHER SERVICES

6,637

70,74

48,77

1,13,754

392,65

339,05

26

23

20

V.

PERSONAL LOANS

2,95,056

824,13

545,96

4,22,002

1293,18

1096,39

1,717

11,21

9,97

1.

Loans for Purchase of Consumer Durables

17,985

30,09

22,62

16,360

32,20

27,18

—

—

—

2.

Loans for Housing

21,678

248,60

132,01

49,403

488,42

408,28

20

87

87

3.

Rest of the Personal Loans

2,55,393

545,44

391,33

3,56,239

772,55

660,93

1,697

10,34

9,10

VI.

TRADE

2,24,564

840,32

539,31

6,01,858

1692,93

1414,39

37

7,31

5,25

1.

Wholesale Trade

14,108

314,16

237,49

33,305

546,38

420,34

29

5,89

4,85

2.

Retail Trade

2,10,456

526,16

301,82

5,68,553

1146,55

994,06

8

1,42

41

VII.

FINANCE

252

44,00

37,42

1,246

91,35

72,63

287

16,29

14,77

VIII.

ALL OTHERS

41,701

738,89

366,35

2,77,277

925,54

809,91

21

54,34

28,53

TOTAL BANK CREDIT

12,38,986

7344,80

4588,39

29,56,720

11980,65

10024,18

2,271

425,19

334,00

OF WHICH :

1.

Artisans & Village Industries

31,455

51,75

34,01

1,11,588

181,04

155,63

—

—

—

2.

Other Small Scale Industries

51,294

759,24

549,89

1,16,024

1640,17

1386,65

42

19,37

8,78

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

12,67,330

1034,91

810,37

11,573

23,80

18,27

30,31,263

4925,03

3263,45

1.

Direct Finance

12,45,564

1017,33

795,40

11,221

16,23

13,28

29,89,996

4168,68

3039,63

2.

Indirect Finance

21,766

17,57

14,97

352

7,57

4,99

41,267

756,36

223,82

II.

INDUSTRY

2,46,641

220,74

186,13

8,551

178,50

155,94

6,25,458

8811,08

7164,42

1.

Mining & Quarrying

1,336

5,58

4,72

198

1,95

2,13

2,301

165,84

80,06

2.

Food Manufacturing and Processing

3,359

14,75

10,70

396

47,71

39,02

20,738

1956,15

1567,28

(a)

Rice Mills, Flour and Dal Mills

603

8,26

5,61

239

32,96

24,58

6,870

344,42

235,07

(b)

Sugar

21

19

20

5

5,14

5,21

517

1148,52

970,26

(c)

Edible Oils and Vanaspati

226

1,64

1,32

39

1,36

1,28

3,694

135,38

98,45

(d)

Tea Processing

2

1

—

—

—

—

50

3,72

3,99

(e)

Processing of Fruits & Vegetables

5

4

3

11

55

40

193

11,77

11,04

(f)

Others

2,502

4,62

3,54

102

7,71

7,55

9,414

312,34

248,46

3.

Beverage and Tobacco

29

26

20

2

2

3

543

149,27

96,75

4.

Textiles

502

2,54

2,19

242

30,10

27,06

15,211

1256,90

1100,63

(a)

Cotton Textiles

111

56

46

69

6,46

7,06

2,653

309,92

274,25

(b)

Jute Textiles

4

2

2

5

6

6

262

27,39

22,46

(c)

Handloom Textiles & Khadi

68

33

31

16

35

45

2,555

66,13

57,90

(d)

Other Textiles

319

1,62

1,40

152

23,24

19,49

9,741

853,46

746,03

5.

Paper, Paper Products and Printing

45

35

32

150

6,66

5,67

4,633

284,70

230,41

6.

Leather and Leather Products

52

62

56

57

4,28

1,91

2,472

277,00

237,31

7.

Rubber and Rubber Products

32

29

26

29

6,26

6,24

1,151

177,11

149,23

8.

Chemicals and Chemical Products

189

1,37

1,11

143

10,96

10,41

6,683

670,69

515,78

(a)

Heavy Industrial Chemicals

4

4

5

12

82

80

707

93,34

66,40

(b)

Fertilizers

10

7

5

5

37

39

296

148,08

113,74

(c)

Drugs and Pharmaceuticals

21

30

9

16

67

56

1,174

125,87

101,12

(d)

Non-Edible Oils

54

32

30

11

2,83

2,29

364

36,00

22,58

(e)

Other Chemicals & Chemical Products

100

64

62

99

6,28

6,37

4,142

267,40

211,93

9.

Petroleum, Coal Products & Nuclear Fuels

24

11

10

6

32

36

519

59,13

59,72

10.

Manufacture of Cement & Cement Products

36

16

14

12

1,49

1,63

817

102,18

88,99

11.

Basic Metals & Metal Products

559

2,83

2,60

274

25,22

22,40

9,665

919,34

772,40

(a)

Iron and Steel

57

33

31

110

20,74

18,38

2,859

418,21

378,90

(b)

Non-Ferrous Metals

370

1,72

1,63

20

50

60

1,231

161,39

116,28

(c)

Other Metal Products

132

78

67

144

3,97

3,41

5,575

339,74

277,21

12.

Engineering

275

1,76

1,50

139

16,27

14,45

8,092

1286,63

1015,20

(a)

Heavy Engineering

73

70

60

15

7,02

6,53

1,362

424,56

351,53

(b)

Light Engineering

85

48

41

45

1,56

1,29

3,252

158,60

123,13

(c)

Electrical Machinery & Goods

70

30

27

52

6,31

5,32

2,248

315,84

212,91

(d)

Electronic Machinery & Goods

47

27

21

27

1,37

1,31

1,230

387,64

327,63

13.

Vehicles, Vehicle Parts & Transport Equipments

346

3,89

3,28

60

2,63

2,65

2,499

186,71

156,66

14.

Other Industries

2,39,741

184,62

156,94

6,762

17,44

15,17

5,45,293

1043,05

879,78

15.

Electricity, Gas & Water

11

11

9

17

5,14

4,82

3,592

139,39

111,20

(a)

Electricity Generation & Transmission

10

11

9

16

28

31

3,505

125,62

97,26

(b)

Non-Conventional Energy

—

—

—

1

4,86

4,50

27

5,59

5,32

(c)

Gas, Steam & Water Supply

1

—

—

—

—

—

60

8,18

8,63

16.

Construction

105

1,51

1,43

64

2,06

1,98

1,249

136,98

103,01

III.

TRANSPORT OPERATORS

74,492

125,74

101,56

3,861

13,53

10,14

1,67,269

608,63

472,19

IV.

PROFESSIONAL AND OTHER SERVICES

1,37,997

99,62

84,57

4,481

11,27

8,70

2,62,895

574,51

481,29

V.

PERSONAL LOANS

1,45,590

204,40

171,23

19,130

47,98

41,70

8,83,495

2380,90

1865,26

1.

Loans for Purchase of Consumer Durables

8,053

9,98

7,77

434

73

60

42,832

73,00

58,17

2.

Loans for Housing

12,844

57,81

53,20

1,597

13,48

11,94

85,542

809,19

606,31

3.

Rest of the Personal Loans

1,24,693

136,61

110,26

17,099

33,77

29,17

7,55,121

1498,71

1200,78

VI.

TRADE

5,05,216

395,57

327,02

14,539

103,08

88,50

13,46,214

3039,21

2374,48

1.

Wholesale Trade

10,181

14,54

10,70

1,680

51,56

43,63

59,303

932,52

717,01

2.

Retail Trade

4,95,035

381,04

316,32

12,859

51,52

44,87

12,86,911

2106,69

1657,47

VII.

FINANCE

32

1,00

85

69

42,92

40,81

1,886

195,56

166,48

VIII.

ALL OTHERS

64,659

54,04

44,97

24,257

52,28

45,91

4,07,915

1825,10

1295,67

TOTAL BANK CREDIT

24,41,957

2136,02

1726,71

86,461

473,37

409,97

67,26,395

22360,02

17083,24

OF WHICH :

1.

Artisans & Village Industries

1,88,808

140,21

119,64

3,004

2,84

2,43

3,34,855

375,84

311,71

2.

Other Small Scale Industries

47,245

46,51

38,77

3,342

78,05

67,16

2,17,947

2543,34

2051,26