Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

MARCH 1997

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

22,12,405

2890,33

2065,41

6,68,140

1495,96

838,63

1.

Direct Finance

21,84,446

2652,86

2009,02

6,59,320

1168,57

770,36

2.

Indirect Finance

27,959

237,47

56,39

8,820

327,39

68,27

II.

INDUSTRY

3,50,245

1512,77

1204,56

1,26,883

2415,91

1925,35

1.

Mining & Quarrying

1,477

10,42

7,65

539

138,62

59,42

2.

Food Manufacturing and Processing

11,008

284,24

198,09

5,476

950,94

806,74

(a) Rice Mills, Flour and Dal Mills

3,754

88,75

53,32

1,956

138,00

102,92

(b) Sugar

146

135,63

94,00

180

652,58

576,71

(c) Edible Oils and Vanaspati

2,145

18,62

14,98

994

30,49

20,68

(d) Tea Processing

7

5

3

9

37

15

(e) Processing of Fruits & Vegetables

35

2,69

2,62

52

5,32

5,03

(f) Others

4,921

38,49

33,15

2,285

124,19

101,25

3.

Beverage and Tobacco

68

4,69

4,81

278

25,80

23,31

4.

Textiles

5,582

173,52

113,24

3,771

321,70

252,82

(a) Cotton Textiles

710

62,33

36,53

829

70,13

61,27

(b) Jute Textiles

142

19,17

13,94

38

46

37

(c) Handloom Textiles & Khadi

1,090

5,82

4,32

857

25,48

23,19

(d) Other Textiles

3,640

86,20

58,45

2,047

225,63

167,99

5.

Paper, Paper Products and Printing

486

44,35

42,84

1,273

37,38

30,62

6.

Leather and Leather Products

367

30,08

27,43

184

6,98

6,35

7.

Rubber and Rubber Products

140

24,78

20,22

209

42,31

28,78

8.

Chemicals and Chemical Products

1,134

105,41

75,89

1,731

183,99

120,96

(a) Heavy Industrial Chemicals

48

12,88

12,30

350

44,34

24,41

(b) Fertilizers

64

39,69

30,74

106

5,26

4,23

(c) Drugs and Pharmaceuticals

122

26,84

16,02

180

40,85

40,60

(d) Non-Edible Oils

122

2,37

1,60

99

12,59

3,28

(e) Other Chemicals & Chemical Products

778

23,63

15,23

996

80,94

48,44

9.

Petroleum, Coal Products & Nuclear Fuels

81

2,13

1,77

137

17,80

15,89

10.

Manufacture of Cement & Cement Products

314

22,50

21,01

214

28,04

28,59

11.

Basic Metals & Metal Products

1,172

159,85

119,76

1,451

159,00

144,36

(a) Iron and Steel

424

38,71

32,74

435

64,00

64,72

(b) Non-Ferrous Metals

70

85,69

59,28

125

38,74

31,36

(c) Other Metal Products

678

35,45

27,74

891

56,27

48,28

12.

Engineering

1,375

217,01

210,16

1,565

201,04

157,80

(a) Heavy Engineering

291

59,21

61,57

158

37,85

30,79

(b) Light Engineering

574

14,28

11,60

758

33,87

24,93

(c) Electrical Machinery & Goods

313

49,31

48,40

391

75,30

53,03

(d) Electronic Machinery & Goods

197

94,21

88,59

258

54,01

49,04

13.

Vehicles, Vehicle Parts & Transport Equipments

777

57,71

43,85

541

25,48

22,35

14.

Other Industries

3,25,740

344,68

287,70

1,07,717

211,87

178,88

15.

Electricity, Gas & Water

272

12,61

12,13

1,295

54,59

42,03

(a) Electricity Generation & Transmission

256

12,41

11,79

1,263

47,57

34,62

(b) Non-Conventional Energy

12

17

31

6

4

3

(c) Gas, Steam & Water Supply

4

4

3

26

6,98

7,38

16.

Construction

252

18,78

17,98

502

10,36

6,47

III.

TRANSPORT OPERATORS

1,04,469

239,50

181,67

36,156

146,52

113,13

IV.

PROFESSIONAL AND OTHER SERVICES

1,52,531

160,42

133,57

55,716

140,53

123,58

V .

PERSONAL LOANS

2,84,728

551,38

443,28

2,06,338

467,85

355,86

1.

Loans for Purchase of Consumer Durables

11,094

16,57

12,94

9,188

14,57

11,57

2.

Loans for Housing

15,448

113,84

85,03

20,015

125,21

91,04

3.

Rest of the Personal Loans

2,58,186

420,97

345,32

1,77,135

328,06

253,24

V I.

TRADE

7,68,871

878,23

687,71

3,15,273

851,39

640,42

1.

Wholesale Trade

25,917

96,33

66,54

13,124

300,02

229,55

2.

Retail Trade

7,42,954

781,90

621,17

3,02,149

551,37

410,87

VII.

FINANCE

535

9,67

6,39

443

24,87

20,30

VIII.

ALL OTHERS

1,36,497

321,03

201,75

1,00,198

361,13

209,54

TOTAL BANK CREDIT

40,10,281

6563,33

4924,34

15,09,147

5904,16

4226,81

OF WHICH :

1. Artisans & Village Industries

2,39,891

229,27

189,47

53,961

73,64

61,13

2. Other Small Scale Industries

87,035

404,44

307,62

54,572

582,86

452,11

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,41,251

451,42

318,66

9,467

87,32

40,75

1.

Direct Finance

1,38,026

312,24

239,82

8,204

35,00

20,43

2.

Indirect Finance

3,225

139,18

78,84

1,263

52,32

20,32

II.

INDUSTRY

1,26,121

3467,69

2761,84

22,209

1414,71

1272,67

1.

Mining & Quarrying

252

15,42

12,16

33

1,37

82

2.

Food Manufacturing and Processing

3,515

538,85

429,66

739

182,11

132,78

(a) Rice Mills, Flour and Dal Mills

943

87,75

58,28

217

29,92

20,54

(b) Sugar

164

274,11

220,81

27

86,21

78,74

(c) Edible Oils and Vanaspati

486

59,33

45,83

69

26,95

16,97

(d) Tea Processing

24

2,01

3,13

10

1,29

68

(e) Processing of Fruits & Vegetables

79

1,55

1,30

27

2,20

2,10

(f) Others

1,819

114,11

100,31

389

35,55

13,75

3.

Beverage and Tobacco

173

114,88

65,26

24

3,89

3,37

4.

Textiles

4,798

497,85

427,65

1,060

263,83

306,92

(a) Cotton Textiles

865

101,43

97,90

249

76,04

78,55

(b) Jute Textiles

31

3,34

3,11

51

4,42

5,04

(c) Handloom Textiles & Khadi

565

29,18

25,55

43

5,64

4,83

(d) Other Textiles

3,337

363,91

301,09

717

177,73

218,50

5.

Paper, Paper Products and Printing

2,298

167,54

125,70

576

35,43

31,26

6.

Leather and Leather Products

1,209

86,64

69,76

712

153,30

133,77

7.

Rubber and Rubber Products

637

95,36

86,04

165

14,66

14,19

8.

Chemicals and Chemical Products

2,680

216,55

188,26

1,138

164,75

130,68

(a) Heavy Industrial Chemicals

215

30,95

25,13

94

5,17

4,57

(b) Fertilizers

86

45,99

40,57

40

57,14

38,20

(c) Drugs and Pharmaceuticals

578

32,81

24,11

294

25,37

20,39

(d) Non-Edible Oils

127

18,42

15,22

16

2,61

2,48

(e) Other Chemicals & Chemical Products

1,674

88,37

83,23

694

74,47

65,04

9.

Petroleum, Coal Products & Nuclear Fuels

247

16,78

10,44

54

22,42

31,62

10.

Manufacture of Cement & Cement Products

219

13,54

12,32

70

38,10

27,07

11.

Basic Metals & Metal Products

6,333

455,80

372,36

709

144,68

135,92

(a) Iron and Steel

1,671

211,19

181,92

329

104,31

99,52

(b) Non-Ferrous Metals

1,016

34,97

23,47

20

1,99

2,17

(c) Other Metal Products

3,646

209,64

166,97

360

38,38

34,24

12.

Engineering

4,058

674,62

475,43

1,094

193,97

171,81

(a) Heavy Engineering

642

266,58

218,42

271

60,92

40,75

(b) Light Engineering

1,537

84,49

60,88

383

25,96

25,72

(c) Electrical Machinery & Goods

1,242

163,14

90,20

302

28,09

21,27

(d) Electronic Machinery & Goods

637

160,41

105,93

138

79,00

84,07

13.

Vehicles, Vehicle Parts & Transport Equipments

816

55,22

45,85

365

48,28

44,62

14.

Other Industries

96,596

394,69

336,33

15,240

91,80

76,88

15.

Electricity, Gas & Water

1,982

67,76

52,14

43

4,42

4,90

(a) Electricity Generation & Transmission

1,952

61,90

46,99

34

3,74

3,86

(b) Non-Conventional Energy

7

5,21

4,78

2

17

19

(c) Gas, Steam & Water Supply

23

66

36

7

50

85

16.

Construction

308

56,15

52,47

187

51,69

26,09

III.

TRANSPORT OPERATORS

22,447

131,88

106,18

4,197

90,73

71,21

IV.

PROFESSIONAL AND OTHER SERVICES

44,862

194,08

157,14

9,786

79,48

67,01

V.

PERSONAL LOANS

2,80,439

884,65

709,17

1,11,990

477,02

356,96

1.

Loans for Purchase of Consumer Durables

18,078

30,57

24,48

4,472

11,28

9,17

2.

Loans for Housing

33,957

338,61

264,45

16,122

231,53

165,79

3.

Rest of the Personal Loans

2,28,404

515,47

420,23

91,396

234,21

182,00

V I.

TRADE

2,15,211

916,15

736,02

46,859

393,45

310,33

1.

Wholesale Trade

14,306

334,80

248,11

5,956

201,38

172,81

2.

Retail Trade

2,00,905

581,36

487,91

40,903

192,07

137,52

VII.

FINANCE

422

62,47

56,17

486

98,54

83,62

VIII.

ALL OTHERS

1,29,002

593,66

484,00

42,218

549,27

400,38

TOTAL BANK CREDIT

9,59,755

6702,00

5329,16

2,47,212

3190,54

2602,93

OF WHICH :

1. Artisans & Village Industries

37,448

63,35

52,13

3,555

9,58

8,98

2. Other Small Scale Industries

64,661

1274,76

1024,58

11,679

281,28

266,95