CENTRAL REGION (Concld.)

STATE: UTTARAKHAND

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,05,962

1022,41

817,84

1,23,637

1729,88

1499,40

-

-

-

1. Direct Finance

1,04,868

988,74

790,40

1,14,472

1426,09

1235,10

-

-

-

2. Indirect Finance

1,094

33,66

27,43

9,165

303,79

264,30

-

-

-

II.

INDUSTRY

7,581

1154,78

669,70

10,098

3953,98

3067,89

22

49,71

35,26

1. Mining & Quarrying

41

16,77

10,09

61

38,94

32,10

-

-

-

2. Food Manufacturing & Processing

2,061

212,79

144,51

1,146

604,67

403,17

-

-

-

(a) Rice Mills, Flour & Dal Mills

458

127,61

91,92

231

109,70

58,19

-

-

-

(b) Sugar

4

55

42

38

307,27

180,37

-

-

-

(c) Edible Oils & Vanaspati

362

13,12

8,85

26

14,10

10,80

-

-

-

(d) Tea Processing

6

19

17

4

1,55

1,18

-

-

-

(e) Processing of Fruits & Vegetables

34

28,73

16,33

23

3,05

2,83

-

-

-

(f) Others

1,197

42,59

26,81

824

169,00

149,80

-

-

-

3. Beverage & Tobacco

33

7,35

4,07

31

7,86

5,40

-

-

-

4. Textiles

1,603

58,76

42,95

762

135,15

115,72

-

-

-

(a) Cotton Textiles

127

1,77

1,13

93

46,83

36,12

-

-

-

(b) Jute & Other Natural Fibre Textiles

43

32

24

8

88

18

-

-

-

(c) Handloom Textiles & Khadi

134

20,83

15,68

130

4,77

4,05

-

-

-

(d) Other Textiles & Textile Products

1,299

35,85

25,91

531

82,69

75,37

-

-

-

5. Paper, Paper Products & Printing

354

64,15

50,79

1,483

252,87

185,44

1

10,00

4,77

6. Woods and Wood Products

480

7,26

4,69

227

44,08

39,18

-

-

-

7. Leather & Leather Products

68

1,09

61

79

9,28

8,57

-

-

-

8. Gems and Jewellery

38

5,88

5,52

26

1,02

56

-

-

-

9. Rubber & Plastic Products

82

23,09

17,50

255

200,02

174,02

-

-

-

10. Chemicals & Chemical Products

264

180,43

134,78

1,140

536,92

376,29

1

25

25

(a) Heavy Industrial Chemicals

9

3,54

1,03

57

323,94

188,00

1

25

25

(b) Fertilisers

6

17

20

2

4

2

-

-

-

(c) Drugs & Pharmaceuticals

103

120,99

88,07

601

150,54

136,29

-

-

-

(d) Non-Edible Oils

2

75

71

9

4,70

3,78

-

-

-

(e) Other Chemicals & Chemical Products

144

54,97

44,77

471

57,70

48,19

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

6

211,38

7,92

19

30,51

18,88

-

-

-

12. Manufacture of Cement & Cement Products

48

4,57

3,85

71

77,86

72,81

-

-

-

13. Basic Metals & Metal Products

406

89,91

66,24

495

556,23

426,96

-

-

-

(a) Iron & Steel

42

60,97

47,57

111

365,99

293,87

-

-

-

(b) Non-Ferrous Metals

15

15,39

8,15

17

13,70

13,00

-

-

-

(c) Metal Products

349

13,54

10,52

367

176,54

120,10

-

-

-

14. Engineering

737

120,50

84,42

1,981

489,90

376,86

18

37,44

28,32

(a) Heavy Engineering

18

7,35

6,03

46

38,40

13,95

-

-

-

(b) Light Engineering

410

65,86

41,54

1,452

240,01

177,90

17

37,42

28,32

(c) Electrical Machinery & Goods

249

32,70

23,87

385

173,27

150,21

1

2

-

(d) Electronic Machinery & Goods

60

14,58

12,98

98

38,22

34,79

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

69

14,71

10,25

200

81,54

78,82

1

2,00

1,90

16. Other Industries

1,185

62,65

45,43

1,181

222,67

203,59

1

2

2

17. Electricity, Gas & Water

6

16,49

14,47

27

482,29

390,77

-

-

-

(a) Electricity Generation & Transmission

2

15,04

13,51

17

481,13

389,66

-

-

-

(b) Non-Conventional Energy

2

15

15

1

3

3

-

-

-

(c) Gas, Steam & Water Supply

2

1,30

81

9

1,13

1,08

-

-

-

18. Construction

100

57,01

21,62

914

182,15

158,76

-

-

-

(a) Other than Infrastructure

20

14,49

6,09

607

115,37

110,48

-

-

-

(b) Infrastructure Construction

80

42,52

15,53

307

66,78

48,29

-

-

-

III.

TRANSPORT OPERATORS

4,074

141,40

94,62

1,989

104,18

88,55

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

5,930

243,92

154,07

13,542

1163,92

1007,18

5

84

70

1. Professional Services

247

11,74

8,60

2,337

144,17

135,33

-

-

-

2. Tourism, Hotel & Restaurants

1,582

115,69

68,70

1,214

150,24

128,97

-

-

-

3. Recreation services

155

5,31

3,17

109

9,26

8,96

-

-

-

4. IT and Telecommunications

66

4,11

3,27

89

14,20

12,09

-

-

-

5. Others

3,880

107,06

70,33

9,793

846,06

721,83

5

84

70

V.

PERSONAL LOANS

1,52,494

2819,07

1993,25

96,367

2113,38

1830,36

11

33

18

1. Housing

32,832

1199,69

902,14

26,159

1102,68

1010,46

-

-

-

2. Consumer Durables

2,745

14,66

9,63

4,849

37,00

26,51

-

-

-

3. Vehicles

14,626

343,29

246,35

11,491

198,86

171,84

-

-

-

4. Education

7,458

239,92

156,03

10,428

229,71

213,55

-

-

-

5. Personal Credit Cards

-

-

-

655

5,04

3,31

1

3

1

6. Others

94,833

1021,51

679,11

42,785

540,09

404,68

10

29

17

VI.

TRADE

25,158

772,00

473,89

29,218

1196,23

935,67

15

10,02

4,74

1. Wholesale Trade

159

224,72

68,99

986

128,38

107,34

2

73

72

2. Retail Trade

24,999

547,29

404,90

28,232

1067,85

828,33

13

9,29

4,02

VII.

FINANCE

54

1,79

1,68

1,628

124,55

45,18

1

20

1

VIII.

ALL OTHERS

797

6,45

5,80

13,709

314,86

207,84

28

4,68

2,36

TOTAL BANK CREDIT

3,02,050

6161,82

4210,85

2,90,188

10700,97

8682,07

82

65,78

43,24

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

STATE: UTTARAKHAND

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

51,162

301,31

221,82

10,560

399,04

305,51

2,91,321

3452,63

2844,57

1. Direct Finance

50,733

296,77

218,66

10,255

351,40

260,67

2,80,328

3063,00

2504,84

2. Indirect Finance

429

4,53

3,15

305

47,64

44,84

10,993

389,63

339,72

II.

INDUSTRY

4,719

57,26

42,20

1,284

4438,53

1044,13

23,704

9654,24

4859,18

1. Mining & Quarrying

5

53

27

3

3,30

2,43

110

59,55

44,89

2. Food Manufacturing & Processing

273

5,59

3,89

140

61,62

46,62

3,620

884,67

598,18

(a) Rice Mills, Flour & Dal Mills

166

2,09

1,37

83

42,92

28,37

938

282,32

179,84

(b) Sugar

1

6

6

2

7

5

45

307,95

180,89

(c) Edible Oils & Vanaspati

6

8

7

2

40

33

396

27,71

20,05

(d) Tea Processing

3

5

2

1

7

7

14

1,86

1,44

(e) Processing of Fruits & Vegetables

7

25

18

-

-

-

64

32,03

19,34

(f) Others

90

3,06

2,19

52

18,16

17,81

2,163

232,80

196,61

3. Beverage & Tobacco

-

-

-

4

5,19

5,06

68

20,40

14,53

4. Textiles

735

4,60

3,40

132

91,08

54,08

3,232

289,59

216,16

(a) Cotton Textiles

82

86

66

3

8,01

6,99

305

57,46

44,89

(b) Jute & Other Natural Fibre Textiles

2

6

3

1

-

-

54

1,26

45

(c) Handloom Textiles & Khadi

476

1,55

1,04

3

1,27

88

743

28,41

21,65

(d) Other Textiles & Textile Products

175

2,12

1,67

125

81,80

46,21

2,130

202,46

149,16

5. Paper, Paper Products & Printing

35

1,63

1,37

40

23,50

12,26

1,913

352,14

254,63

6. Woods and Wood Products

251

2,48

1,99

27

49

39

985

54,30

46,25

7. Leather & Leather Products

1

9

9

10

3,37

3,42

158

13,83

12,69

8. Gems and Jewellery

9

25

15

3

16

3

76

7,30

6,27

9. Rubber & Plastic Products

3

83

19

35

19,53

14,59

375

243,48

206,30

10. Chemicals & Chemical Products

12

1,00

87

14

3,50

3,08

1,431

722,10

515,27

(a) Heavy Industrial Chemicals

-

-

-

1

7

5

68

327,80

189,33

(b) Fertilisers

3

3

1

-

-

-

11

23

23

(c) Drugs & Pharmaceuticals

3

5

4

4

2,30

2,31

711

273,89

226,70

(d) Non-Edible Oils

-

-

-

-

-

-

11

5,45

4,50

(e) Other Chemicals & Chemical Products

6

93

83

9

1,14

73

630

114,74

94,52

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

25

241,89

26,79

12. Manufacture of Cement & Cement Products

-

-

-

5

1,97

2,07

124

84,41

78,73

13. Basic Metals & Metal Products

46

82

53

60

9,44

9,24

1,007

656,40

502,98

(a) Iron & Steel

1

3

3

4

6,01

5,89

158

433,01

347,36

(b) Non-Ferrous Metals

-

-

-

-

-

-

32

29,09

21,15

(c) Metal Products

45

79

50

56

3,43

3,34

817

194,30

134,47

14. Engineering

97

2,13

1,76

50

23,02

17,38

2,883

672,99

508,75

(a) Heavy Engineering

-

-

-

10

6,28

2,98

74

52,02

22,96

(b) Light Engineering

44

68

53

18

2,31

1,49

1,941

346,28

249,79

(c) Electrical Machinery & Goods

19

24

17

15

13,76

12,42

669

220,00

186,68

(d) Electronic Machinery & Goods

34

1,21

1,06

7

67

50

199

54,69

49,32

15. Vehicles, Vehicle Parts & Transport Equipments

26

43

33

23

7,09

5,02

319

105,77

96,32

16. Other Industries

2,895

21,73

14,66

198

58,28

46,63

5,460

365,35

310,32

17. Electricity, Gas & Water

3

19

8

10

4062,27

793,87

46

4561,24

1199,19

(a) Electricity Generation & Transmission

3

19

8

5

4060,00

792,00

27

4556,36

1195,25

(b) Non-Conventional Energy

-

-

-

-

-

-

3

18

18

(c) Gas, Steam & Water Supply

-

-

-

5

2,27

1,87

16

4,70

3,76

18. Construction

328

14,97

12,62

530

64,71

27,94

1,872

318,85

220,95

(a) Other than Infrastructure

300

13,82

11,52

513

63,20

26,91

1,440

206,88

154,99

(b) Infrastructure Construction

28

1,15

1,10

17

1,52

1,03

432

111,96

65,95

III.

TRANSPORT OPERATORS

3,773

101,14

74,13

2,026

104,18

72,07

11,862

450,90

329,36

IV.

PROFESSIONAL AND OTHER SERVICES

3,072

65,70

51,32

2,262

201,48

160,69

24,811

1675,86

1373,97

1. Professional Services

833

6,72

4,44

467

38,49

36,16

3,884

201,12

184,53

2. Tourism, Hotel & Restaurants

742

32,85

25,56

255

29,24

24,95

3,793

328,01

248,18

3. Recreation services

19

55

40

11

36

33

294

15,48

12,86

4. IT and Telecommunications

18

1,03

85

12

60

54

185

19,94

16,75

5. Others

1,460

24,55

20,07

1,517

132,79

98,70

16,655

1111,31

911,64

V.

PERSONAL LOANS

23,677

273,40

210,23

38,253

724,03

511,22

3,10,802

5930,21

4545,24

1. Housing

9,142

118,56

93,99

4,372

244,01

205,09

72,505

2664,94

2211,69

2. Consumer Durables

1,922

16,42

11,42

209

3,89

3,06

9,725

71,97

50,62

3. Vehicles

2,167

33,60

26,99

19,556

217,22

103,46

47,840

792,97

548,64

4. Education

491

8,16

5,65

837

24,87

23,37

19,214

502,66

398,60

5. Personal Credit Cards

-

-

-

237

7,26

1,38

893

12,34

4,71

6. Others

9,955

96,65

72,18

13,042

226,79

174,85

1,60,625

1885,34

1330,99

VI.

TRADE

17,131

232,17

169,01

3,431

151,89

113,92

74,953

2362,31

1697,23

1. Wholesale Trade

1,744

28,66

21,96

62

22,78

11,35

2,953

405,27

210,36

2. Retail Trade

15,387

203,50

147,06

3,369

129,11

102,56

72,000

1957,04

1486,87

VII.

FINANCE

1,381

5,83

3,26

53

6,10

4,12

3,117

138,47

54,25

VIII.

ALL OTHERS

5,624

43,54

33,33

24,946

82,58

68,53

45,104

452,12

317,86

TOTAL BANK CREDIT

1,10,539

1080,34

805,30

82,815

6107,83

2280,19

7,85,674

24116,74

16021,65