CENTRAL REGION

STATE: UTTARAKHAND

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,98,854

1718,97

1395,81

88,012

1599,92

1338,33

1. Direct Finance

1,92,025

1629,74

1321,78

84,310

1365,54

1128,59

2. Indirect Finance

6,829

89,22

74,03

3,702

234,37

209,74

II.

INDUSTRY

10,877

1288,75

926,71

8,592

6943,92

2961,63

1. Mining & Quarrying

33

3,16

2,23

54

35,32

23,39

2. Food Manufacturing & Processing

1,806

127,22

58,92

1,390

662,49

456,05

(a) Rice Mills, Flour & Dal Mills

399

34,39

22,06

495

222,71

135,50

(b) Sugar

7

59,40

11,63

31

221,20

143,18

(c) Edible Oils & Vanaspati

160

7,64

5,15

185

18,49

13,62

(d) Tea Processing

8

23

17

2

18

17

(e) Processing of Fruits & Vegetables

27

1,88

1,52

26

29,32

17,07

(f) Others

1,205

23,68

18,39

651

170,59

146,51

3. Beverage & Tobacco

27

2,54

2,00

29

13,60

8,98

4. Textiles

2,003

112,41

95,91

987

108,47

90,49

(a) Cotton Textiles

257

48,27

37,63

26

7,08

5,56

(b) Jute & Other Natural Fibre Textiles

39

28

17

13

95

24

(c) Handloom Textiles & Khadi

518

3,42

2,43

215

21,36

16,13

(d) Other Textiles & Textile Products

1,189

60,44

55,68

733

79,09

68,56

5. Paper, Paper Products & Printing

286

37,24

32,05

1,184

269,25

188,58

6. Woods and Wood Products

675

10,81

6,89

246

35,66

32,09

7. Leather & Leather Products

75

2,32

2,02

53

4,13

3,64

8. Gems and Jewellery

40

2,34

1,88

20

47

31

9. Rubber & Plastic Products

70

75,86

68,99

200

99,34

83,23

10. Chemicals & Chemical Products

488

207,27

110,01

392

336,34

247,76

(a) Heavy Industrial Chemicals

4

183,17

88,82

44

130,64

87,73

(b) Fertilisers

6

3

1

5

20

22

(c) Drugs & Pharmaceuticals

411

19,56

17,27

169

156,81

124,84

(d) Non-Edible Oils

1

70

66

7

3,20

2,32

(e) Other Chemicals & Chemical Products

66

3,82

3,25

167

45,49

32,65

11. Petroleum, Coal Products & Nuclear Fuels

8

16,07

4,85

10

22,66

19,19

12. Manufacture of Cement & Cement Products

33

1,59

1,39

47

5,37

4,76

13. Basic Metals & Metal Products

450

74,52

59,00

410

473,08

362,29

(a) Iron & Steel

25

35,55

27,77

96

341,82

275,73

(b) Non-Ferrous Metals

4

57

13

19

15,52

8,96

(c) Metal Products

421

38,39

31,10

295

115,73

77,60

14. Engineering

843

271,97

217,51

1,504

217,62

158,04

(a) Heavy Engineering

16

19,92

2,37

30

23,15

12,90

(b) Light Engineering

635

119,09

95,02

943

113,50

83,19

(c) Electrical Machinery & Goods

111

117,57

108,40

466

76,34

58,56

(d) Electronic Machinery & Goods

81

15,39

11,72

65

4,63

3,39

15. Vehicles, Vehicle Parts & Transport Equipments

97

68,99

68,52

151

24,67

18,42

16. Other Industries

3,584

65,30

46,51

1,309

205,86

181,51

17. Electricity, Gas & Water

10

187,45

130,95

19

4273,65

970,23

(a) Electricity Generation & Transmission

4

185,11

129,00

14

4272,82

969,41

(b) Non-Conventional Energy

-

-

-

1

5

5

(c) Gas, Steam & Water Supply

6

2,34

1,95

4

78

77

18. Construction

349

21,70

17,07

587

155,95

112,67

(a) Other than Infrastructure

161

13,28

10,20

463

98,89

90,37

(b) Infrastructure Construction

188

8,42

6,88

124

57,06

22,30

III.

TRANSPORT OPERATORS

6,393

198,19

139,86

3,070

141,35

105,91

IV.

PROFESSIONAL AND OTHER SERVICES

9,826

284,17

235,28

8,233

526,57

399,67

1. Professional Services

1,645

16,10

13,12

1,289

63,01

56,04

2. Tourism, Hotel & Restaurants

2,225

98,54

82,36

1,161

155,15

103,32

3. Recreation services

137

1,74

1,35

108

3,71

3,26

4. IT and Telecommunications

53

2,80

2,35

71

4,33

3,57

5. Others

5,766

165,00

136,10

5,604

300,37

233,48

V.

PERSONAL LOANS

1,19,923

1468,93

110,692

90,477

2031,83

1543,59

1. Housing

29,513

485,90

378,41

20,774

897,92

748,90

2. Consumer Durables

3,171

23,65

15,38

2,579

18,26

13,91

3. Vehicles

8,639

168,21

125,29

11,455

262,73

195,51

4. Education

3,802

90,12

67,24

8,216

209,47

163,67

5. Personal Credit Cards

85

1,80

37

220

1,45

85

6. Others

74,713

699,25

520,24

47,233

642,00

420,75

VI.

TRADE

37,797

636,08

475,32

24,705

907,24

682,48

1. Wholesale Trade

1,228

21,99

17,24

987

142,28

106,96

2. Retail Trade

36,569

614,09

458,09

23,718

764,96

575,52

VII.

FINANCE

1,744

18,80

14,78

962

96,24

21,28

VIII.

ALL OTHERS

8,610

72,84

53,44

10,161

128,23

91,81

TOTAL BANK CREDIT

3,94,024

5686,74

4348,13

2,34,212

12375,31

7144,71

TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

CENTRAL REGION

STATE: UTTARAKHAND

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,463

133,77

110,43

-

-

-

1. Direct Finance

4,001

67,74

54,47

-

-

-

2. Indirect Finance

462

66,03

55,96

-

-

-

II.

INDUSTRY

4,235

1421,57

970,84

-

-

-

1. Mining & Quarrying

23

21,07

19,27

-

-

-

2. Food Manufacturing & Processing

424

94,96

83,22

-

-

-

(a) Rice Mills, Flour & Dal Mills

44

25,22

22,29

-

-

-

(b) Sugar

7

27,35

26,08

-

-

-

(c) Edible Oils & Vanaspati

51

1,58

1,28

-

-

-

(d) Tea Processing

4

1,45

1,09

-

-

-

(e) Processing of Fruits & Vegetables

11

83

75

-

-

-

(f) Others

307

38,53

31,72

-

-

-

3. Beverage & Tobacco

12

4,26

3,55

-

-

-

4. Textiles

242

68,71

29,76

-

-

-

(a) Cotton Textiles

22

2,11

1,71

-

-

-

(b) Jute & Other Natural Fibre Textiles

2

3

3

-

-

-

(c) Handloom Textiles & Khadi

10

3,63

3,09

-

-

-

(d) Other Textiles & Textile Products

208

62,94

24,93

-

-

-

5. Paper, Paper Products & Printing

443

45,66

33,99

-

-

-

6. Woods and Wood Products

64

7,83

7,26

-

-

-

7. Leather & Leather Products

30

7,38

7,03

-

-

-

8. Gems and Jewellery

16

4,48

4,07

-

-

-

9. Rubber & Plastic Products

105

68,28

54,07

-

-

-

10. Chemicals & Chemical Products

551

178,49

157,50

-

-

-

(a) Heavy Industrial Chemicals

20

13,99

12,78

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

131

97,52

84,59

-

-

-

(d) Non-Edible Oils

3

1,55

1,51

-

-

-

(e) Other Chemicals & Chemical Products

397

65,43

58,62

-

-

-

11. Petroleum, Coal Products & Nuclear Fuels

7

203,16

2,75

-

-

-

12. Manufacture of Cement & Cement Products

44

77,45

72,57

-

-

-

13. Basic Metals & Metal Products

147

108,80

81,69

-

-

-

(a) Iron & Steel

37

55,63

43,86

-

-

-

(b) Non-Ferrous Metals

9

13,00

12,07

-

-

-

(c) Metal Products

101

40,17

25,76

-

-

-

14. Engineering

536

183,40

133,19

-

-

-

(a) Heavy Engineering

28

8,95

7,69

-

-

-

(b) Light Engineering

363

113,69

71,58

-

-

-

(c) Electrical Machinery & Goods

92

26,09

19,72

-

-

-

(d) Electronic Machinery & Goods

53

34,67

34,21

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

71

12,11

9,37

-

-

-

16. Other Industries

567

94,19

82,31

-

-

-

17. Electricity, Gas & Water

17

100,13

98,01

-

-

-

(a) Electricity Generation & Transmission

9

98,42

96,84

-

-

-

(b) Non-Conventional Energy

2

13

13

-

-

-

(c) Gas, Steam & Water Supply

6

1,58

1,04

-

-

-

18. Construction

936

141,20

91,21

-

-

-

(a) Other than Infrastructure

816

94,71

54,43

-

-

-

(b) Infrastructure Construction

120

46,49

36,78

-

-

-

III.

TRANSPORT OPERATORS

2,401

111,36

83,59

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

6,752

865,12

739,02

-

-

-

1. Professional Services

950

122,01

115,38

-

-

-

2. Tourism, Hotel & Restaurants

407

74,32

62,49

-

-

-

3. Recreation services

49

10,02

8,25

-

-

-

4. IT and Telecommunications

61

12,81

10,84

-

-

-

5. Others

5,285

645,95

542,06

-

-

-

V.

PERSONAL LOANS

1,00,615

2431,08

1895,87

-

-

-

1. Housing

22,231

1281,27

1084,46

-

-

-

2. Consumer Durables

3,978

30,07

21,35

-

-

-

3. Vehicles

27,750

362,07

227,86

-

-

-

4. Education

7,197

203,07

167,70

-

-

-

5. Personal Credit Cards

588

9,09

3,48

-

-

-

6. Others

38,871

545,50

391,01

-

-

-

VI.

TRADE

12,493

819,16

539,50

-

-

-

1. Wholesale Trade

738

240,99

86,17

-

-

-

2. Retail Trade

11,755

578,17

453,34

-

-

-

VII.

FINANCE

411

23,44

18,19

-

-

-

VIII.

ALL OTHERS

26,333

251,05

172,61

-

-

-

TOTAL BANK CREDIT

1,57,703

6056,54

4530,03

-

-

-