Uttarpradesh - ಆರ್ಬಿಐ - Reserve Bank of India
Uttarpradesh
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
CENTRAL REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND IT SASSOCIATES | |||||||||
No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 4,33,746 | 2377,11 | 1791,46 | 10,86,402 | 4077,18 | 3269,90 | ||
1. Direct Finance | 4,32,611 | 2216,17 | 1681,01 | 10,50,452 | 3272,76 | 2687,38 | |||
2. Indirect Finance | 1,135 | 160,95 | 110,45 | 35,950 | 804,43 | 582,52 | |||
II. | INDUSTRY | 51,075 | 2727,97 | 1917,74 | 1,89,749 | 6945,95 | 5649,25 | ||
1. Mining & Quarrying | 86 | 133,05 | 18,10 | 245 | 28,00 | 24,87 | |||
2. Food Manufacturing & Processing | 6,307 | 630,54 | 483,41 | 12,059 | 1803,19 | 1419,94 | |||
(a) | Rice Mills, Flour & Dal Mills | 3,517 | 163,34 | 121,56 | 7,495 | 269,74 | 208,01 | ||
(b) | Sugar | 101 | 316,07 | 251,73 | 151 | 650,96 | 466,41 | ||
(c) | Edible Oils & Vanaspati | 577 | 24,07 | 19,11 | 1,079 | 79,36 | 70,97 | ||
(d) | Tea Processing | 7 | 1,18 | 86 | 28 | 22,14 | 19,40 | ||
(e) | Processing of Fruits & Vegetables | 18 | 96 | 1,21 | 49 | 8,96 | 7,48 | ||
(f) | Others | 2,087 | 124,93 | 88,94 | 3,257 | 772,03 | 647,67 | ||
3. Beverage & Tobacco | 51 | 63,24 | 29,14 | 133 | 65,57 | 53,07 | |||
4. Textiles | 6,319 | 332,10 | 228,58 | 17,015 | 776,70 | 641,37 | |||
(a) | Cotton Textiles | 385 | 102,26 | 60,78 | 3,677 | 230,27 | 209,50 | ||
(b) | Jute & Other Natural Fibre Textiles | 634 | 2,57 | 2,43 | 141 | 17,52 | 14,09 | ||
(c) | Handloom Textiles & Khadi | 469 | 12,73 | 11,48 | 4,045 | 51,07 | 44,99 | ||
(d) | Other Textiles & Textile Products | 4,831 | 214,53 | 153,90 | 9,152 | 477,84 | 372,80 | ||
5. Paper, Paper Products & Printing | 941 | 69,62 | 50,07 | 2,398 | 354,11 | 291,73 | |||
6. Leather & Leather Products | 1,315 | 115,31 | 90,62 | 2,385 | 328,78 | 295,98 | |||
7. Rubber & Plastic Products | 1,674 | 84,51 | 71,86 | 1,687 | 321,68 | 284,41 | |||
8. Chemicals & Chemical Products | 1,026 | 267,84 | 167,22 | 4,480 | 444,74 | 384,36 | |||
(a) | Heavy Industrial Chemicals | 33 | 7,39 | 5,22 | 175 | 208,79 | 201,80 | ||
(b) | Fertilisers | 36 | 134,85 | 67,18 | 44 | 27,15 | 25,58 | ||
(c) | Drugs & Pharmaceuticals | 222 | 33,76 | 30,49 | 653 | 55,34 | 49,10 | ||
(d) | Non-Edible Oils | 27 | 15,65 | 12,24 | 25 | 7,06 | 6,31 | ||
(e) | Other Chemicals & Chemical Products | 708 | 76,19 | 52,09 | 3,583 | 146,39 | 101,58 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 47 | 8,78 | 5,72 | 149 | 16,15 | 11,66 | |||
10. Manufacture of Cement & Cement Products | 825 | 15,97 | 13,23 | 638 | 21,41 | 20,64 | |||
11. Basic Metals & Metal Products | 3,631 | 351,43 | 272,92 | 5,624 | 690,92 | 550,72 | |||
(a) | Iron & Steel | 366 | 153,79 | 127,25 | 573 | 258,79 | 245,83 | ||
(b) | Non-Ferrous Metals | 264 | 63,98 | 49,10 | 488 | 211,65 | 132,63 | ||
(c) | Metal Products | 3,001 | 133,66 | 96,57 | 4,563 | 220,48 | 172,27 | ||
12. Engineering | 2,586 | 399,96 | 277,94 | 4,936 | 572,15 | 427,39 | |||
(a) | Heavy Engineering | 91 | 65,36 | 47,00 | 307 | 63,64 | 46,52 | ||
(b) | Light Engineering | 1,031 | 125,79 | 73,66 | 2,108 | 66,82 | 56,45 | ||
(c) | Electrical Machinery & Goods | 1,181 | 50,86 | 34,97 | 1,568 | 295,88 | 202,12 | ||
(d) | Electronic Machinery & Goods | 283 | 157,94 | 122,30 | 953 | 145,81 | 122,29 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 464 | 68,50 | 51,92 | 2,069 | 222,98 | 169,49 | |||
14. Other Industries | 24,313 | 165,88 | 139,42 | 1,32,207 | 881,18 | 748,93 | |||
15. Electricity, Gas & Water | 38 | 5,70 | 4,26 | 103 | 212,58 | 187,98 | |||
(a) | Electricity Generation &Transmission | 24 | 3,47 | 2,09 | 53 | 204,92 | 181,90 | ||
(b) | Non-Conventional Energy | 1 | 3 | 3 | 3 | 16 | 13 | ||
(c) | Gas, Steam & Water Supply | 13 | 2,20 | 2,14 | 47 | 7,51 | 5,94 | ||
16. Construction | 1,452 | 15,56 | 13,32 | 3,621 | 205,82 | 136,70 | |||
III. | TRANSPORT OPERATORS | 6,105 | 56,23 | 38,95 | 26,757 | 195,63 | 154,10 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 10,690 | 200,54 | 159,71 | 49,984 | 709,66 | 549,66 | ||
V. | PERSONAL LOANS | 2,33,275 | 1607,47 | 1336,70 | 5,41,571 | 3880,69 | 3224,79 | ||
1. Loans for Purchase of Consumer Durables | 11,829 | 56,74 | 39,25 | 35,043 | 176,00 | 145,95 | |||
2. Loans for Housing | 35,080 | 716,77 | 641,36 | 57,704 | 1355,87 | 1182,09 | |||
3. Rest of the Personal Loans | 1,86,366 | 833,97 | 656,09 | 4,48,824 | 2348,81 | 1896,75 | |||
VI. | TRADE | 98,947 | 1191,71 | 1015,61 | 3,88,025 | 2899,81 | 2363,35 | ||
1. Wholesale Trade | 7,602 | 675,01 | 608,29 | 20,836 | 803,74 | 648,79 | |||
2. Retail Trade | 91,345 | 516,70 | 407,32 | 3,67,189 | 2096,06 | 1714,56 | |||
VII. | FINANCE | 3,260 | 40,21 | 25,91 | 3,192 | 358,24 | 296,07 | ||
VIII. | ALL OTHERS | 1,10,382 | 2847,97 | 2287,47 | 3,93,806 | 3748,16 | 3128,88 | ||
TOTAL BANK CREDIT | 9,47,480 | 11049,21 | 8573,55 | 26,79,486 | 22815,31 | 18636,00 | |||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 8,240 | 329,05 | 273,21 | 43,263 | 210,44 | 174,75 | |||
2.OtherSmallScaleIndustries | 30,513 | 497,51 | 364,70 | 95,966 | 2128,09 | 1738,47 | |||
FOREIGN BANKS | REGIONAL RURAL | ||||||||
BANKS | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | 1 | 6,00 | 6,19 | 13,49,155 | 2428,60 | 1850,37 | ||
1. Direct Finance | — | — | — | 13,02,065 | 2329,30 | 1775,85 | |||
2. Indirect Finance | 1 | 6,00 | 6,19 | 47,090 | 99,30 | 74,52 | |||
II. | INDUSTRY | 919 | 106,55 | 71,08 | 2,25,325 | 389,90 | 295,19 | ||
1. Mining & Quarrying | — | — | — | 33 | 2,32 | 1,81 | |||
2. Food Manufacturing & Processing | 1 | 3,00 | 3,00 | 3,613 | 23,53 | 17,40 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 2,648 | 16,97 | 12,42 | ||
(b) | Sugar | — | — | — | 7 | 57 | 55 | ||
(c) | Edible Oils & Vanaspati | — | — | — | 374 | 2,22 | 1,38 | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | ||
(f) | Others | 1 | 3,00 | 3,00 | 584 | 3,78 | 3,05 | ||
3. Beverage & Tobacco | — | — | — | 9 | 49 | 45 | |||
4. Textiles | 4 | 12,20 | 7,07 | 2,314 | 5,16 | 4,33 | |||
(a) | Cotton Textiles | 2 | 8,00 | 2,88 | 53 | 24 | 17 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 1 | 2 | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | 1,985 | 3,17 | 2,74 | ||
(d) | Other Textiles & Textile Products | 2 | 4,20 | 4,19 | 275 | 1,72 | 1,42 | ||
5. Paper, Paper Products & Printing | — | — | — | 60 | 1,21 | 1,00 | |||
6. Leather & Leather Products | — | — | — | 521 | 73 | 43 | |||
7. Rubber & Plastic Products | 1 | 34 | 29 | 22 | 55 | 68 | |||
8. Chemicals & Chemical Products | 4 | 6,28 | 3,63 | 966 | 3,64 | 2,82 | |||
(a) | Heavy Industrial Chemicals | — | — | — | 1 | 5 | 2 | ||
(b) | Fertilisers | — | — | — | 3 | 11 | 7 | ||
(c) | Drugs & Pharmaceuticals | 1 | 3,60 | 95 | 897 | 2,63 | 2,02 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | 3 | 2,68 | 2,68 | 65 | 85 | 71 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 10 | 71 | 53 | |||
10. Manufacture of Cement & Cement Products | — | — | — | 126 | 64 | 53 | |||
11. Basic Metals & Metal Products | 1 | 22 | 1 | 128 | 1,45 | 1,42 | |||
(a) | Iron & Steel | 1 | 22 | 1 | 2 | 37 | 43 | ||
(b) | Non-Ferrous Metals | — | — | — | 1 | 9 | 6 | ||
(c) | Metal Products | — | — | — | 125 | 99 | 93 | ||
12. Engineering | 13 | 20,71 | 15,11 | 404 | 4,50 | 3,93 | |||
(a) | Heavy Engineering | 1 | 24 | 25 | 17 | 48 | 43 | ||
(b) | Light Engineering | 5 | 92 | 19 | 253 | 2,68 | 2,47 | ||
(c) | Electrical Machinery & Goods | — | — | — | 93 | 1,01 | 86 | ||
(d) | Electronic Machinery & Goods | 7 | 19,56 | 14,67 | 41 | 32 | 17 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 6 | 59,30 | 36,99 | 890 | 8,59 | 5,70 | |||
14. Other Industries | 889 | 4,50 | 4,98 | 2,11,852 | 316,97 | 238,43 | |||
15. Electricity, Gas & Water | — | — | — | 6 | 71 | 48 | |||
(a) | Electricity Generation &Transmission | — | — | — | 1 | 3 | 4 | ||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||
(c) | Gas, Steam & Water Supply | — | — | — | 5 | 67 | 43 | ||
16. Construction | — | — | — | 4,371 | 18,72 | 15,25 | |||
III. | TRANSPORT OPERATORS | — | — | — | 41,521 | 124,49 | 87,63 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 2 | 91,25 | 69,70 | 98,392 | 139,43 | 100,32 | ||
V. | PERSONAL LOANS | 1,159 | 41,30 | 26,88 | 2,62,168 | 688,29 | 561,00 | ||
1. Loans for Purchase of Consumer Durables | — | — | — | 22,852 | 63,14 | 46,72 | |||
2. Loans for Housing | 1 | 3 | 3 | 27,563 | 184,78 | 165,78 | |||
3. Rest of the Personal Loans | 1,158 | 41,27 | 26,85 | 2,11,753 | 440,37 | 348,50 | |||
VI. | TRADE | 7 | 19,84 | 17,79 | 3,37,926 | 500,15 | 371,49 | ||
1. Wholesale Trade | 5 | 12,00 | 9,88 | 11,305 | 25,70 | 20,73 | |||
2. Retail Trade | 2 | 7,84 | 7,91 | 3,26,621 | 474,45 | 350,76 | |||
VII. | FINANCE | — | — | — | 1,253 | 5,15 | 3,87 | ||
VIII. | ALL OTHERS | — | — | — | 1,01,978 | 172,33 | 128,28 | ||
TOTAL BANK CREDIT | 2,088 | 264,93 | 191,65 | 24,17,718 | 4448,35 | 3398,15 | |||
OF WHICH:1.ArtisansandVillage&TinyIndustries | — | — | — | 1,41,846 | 198,23 | 148,06 | |||
2.OtherSmallScaleIndustries | 5 | 97 | 23 | 59,996 | 115,70 | 87,96 | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 5,742 | 19,69 | 16,17 | 28,75,046 | 8908,59 | 6934,09 | ||
1. Direct Finance | 5,655 | 11,72 | 10,29 | 27,90,783 | 7829,94 | 6154,52 | |||
2. Indirect Finance | 87 | 7,98 | 5,89 | 84,263 | 1078,65 | 779,57 | |||
II. | INDUSTRY | 6,505 | 3693,57 | 2602,92 | 4,73,573 | 13863,93 | 10536,19 | ||
1. Mining & Quarrying | 8 | 43 | 42 | 372 | 163,80 | 45,20 | |||
2. Food Manufacturing & Processing | 149 | 292,87 | 206,32 | 22,129 | 2753,14 | 2130,07 | |||
(a) | Rice Mills, Flour & Dal Mills | 39 | 5,08 | 5,14 | 13,699 | 455,13 | 347,13 | ||
(b) | Sugar | 27 | 234,65 | 175,50 | 286 | 1202,26 | 894,19 | ||
(c) | Edible Oils & Vanaspati | 10 | 31,76 | 5,68 | 2,040 | 137,40 | 97,14 | ||
(d) | Tea Processing | 1 | 15,00 | 16,06 | 36 | 38,31 | 36,32 | ||
(e) | Processing of Fruits & Vegetables | 10 | 2,88 | 1,85 | 77 | 12,80 | 10,54 | ||
(f) | Others | 62 | 3,50 | 2,09 | 5,991 | 907,24 | 744,75 | ||
3. Beverage & Tobacco | 8 | 50,60 | 33,86 | 201 | 179,89 | 116,53 | |||
4. Textiles | 282 | 330,64 | 220,71 | 25,934 | 1456,79 | 1102,07 | |||
(a) | Cotton Textiles | 55 | 158,33 | 93,68 | 4,172 | 499,11 | 367,00 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 776 | 20,11 | 16,52 | ||
(c) | Handloom Textiles & Khadi | 15 | 48 | 39 | 6,514 | 67,45 | 59,60 | ||
(d) | Other Textiles & Textile Products | 212 | 171,84 | 126,64 | 14,472 | 870,13 | 658,95 | ||
5. Paper, Paper Products & Printing | 84 | 96,19 | 64,80 | 3,483 | 521,13 | 407,60 | |||
6. Leather & Leather Products | 27 | 15,23 | 9,96 | 4,248 | 460,06 | 396,98 | |||
7. Rubber & Plastic Products | 63 | 48,97 | 23,74 | 3,447 | 456,04 | 380,98 | |||
8. Chemicals & Chemical Products | 119 | 1011,58 | 715,00 | 6,595 | 1734,07 | 1273,04 | |||
(a) | Heavy Industrial Chemicals | 24 | 387,37 | 395,48 | 233 | 603,59 | 602,52 | ||
(b) | Fertilisers | 17 | 486,22 | 178,02 | 100 | 648,33 | 270,85 | ||
(c) | Drugs & Pharmaceuticals | 22 | 28,56 | 17,14 | 1,795 | 123,88 | 99,70 | ||
(d) | Non-Edible Oils | 1 | 6,10 | 6,10 | 53 | 28,81 | 24,65 | ||
(e) | Other Chemicals & Chemical Products | 55 | 103,34 | 118,27 | 4,414 | 329,45 | 275,32 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 2 | 6 | 3 | 208 | 25,69 | 17,94 | |||
10. Manufacture of Cement & Cement Products | 13 | 63,98 | 67,11 | 1,602 | 102,00 | 101,51 | |||
11. Basic Metals & Metal Products | 253 | 816,39 | 385,84 | 9,637 | 1860,40 | 1210,92 | |||
(a) | Iron & Steel | 53 | 752,39 | 344,85 | 995 | 1165,56 | 718,38 | ||
(b) | Non-Ferrous Metals | 13 | 20,27 | 13,41 | 766 | 295,98 | 195,20 | ||
(c) | Metal Products | 187 | 43,74 | 27,58 | 7,876 | 398,86 | 297,35 | ||
12. Engineering | 130 | 411,53 | 290,33 | 8,069 | 1408,85 | 1014,70 | |||
(a) | Heavy Engineering | 13 | 18,69 | 5,29 | 429 | 148,41 | 99,50 | ||
(b) | Light Engineering | 34 | 33,43 | 30,67 | 3,431 | 229,63 | 163,44 | ||
(c) | Electrical Machinery & Goods | 43 | 27,44 | 16,71 | 2,885 | 375,20 | 254,67 | ||
(d) | Electronic Machinery & Goods | 40 | 331,97 | 237,66 | 1,324 | 655,61 | 497,09 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 55 | 515,08 | 551,51 | 3,484 | 874,46 | 815,62 | |||
14. Other Industries | 5,250 | 23,44 | 19,20 | 3,74,511 | 1391,95 | 1150,96 | |||
15. Electricity, Gas & Water | 4 | 10,16 | 7,16 | 151 | 229,15 | 199,87 | |||
(a) | Electricity Generation &Transmission | 1 | 10,00 | 7,00 | 79 | 218,42 | 191,04 | ||
(b) | Non-Conventional Energy | — | — | — | 4 | 19 | 16 | ||
(c) | Gas, Steam & Water Supply | 3 | 16 | 16 | 68 | 10,54 | 8,67 | ||
16. Construction | 58 | 6,40 | 6,93 | 9,502 | 246,51 | 172,20 | |||
III. | TRANSPORT OPERATORS | 1,163 | 10,43 | 6,74 | 75,546 | 386,78 | 287,43 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,835 | 190,88 | 126,47 | 1,61,903 | 1331,76 | 1005,86 | ||
V. | PERSONAL LOANS | 21,818 | 117,55 | 96,68 | 10,59,991 | 6335,30 | 5246,05 | ||
1. Loans for Purchase of Consumer Durables | 1,118 | 3,43 | 2,44 | 70,842 | 299,31 | 234,36 | |||
2. Loans for Housing | 3,098 | 27,04 | 23,69 | 1,23,446 | 2284,49 | 2012,95 | |||
3. Rest of the Personal Loans | 17,602 | 87,09 | 70,55 | 8,65,703 | 3751,51 | 2998,75 | |||
VI. | TRADE | 8,560 | 129,43 | 100,08 | 8,33,465 | 4740,94 | 3868,32 | ||
1. Wholesale Trade | 1,370 | 73,89 | 53,27 | 41,118 | 1590,34 | 1340,95 | |||
2. Retail Trade | 7,190 | 55,55 | 46,82 | 7,92,347 | 3150,60 | 2527,36 | |||
VII. | FINANCE | 22 | 34,04 | 15,78 | 7,727 | 437,64 | 341,63 | ||
VIII. | ALL OTHERS | 14,241 | 92,43 | 61,87 | 6,20,407 | 6860,88 | 5606,51 | ||
TOTAL BANK CREDIT | 60,886 | 4288,03 | 3026,72 | 61,07,658 | 42865,83 | 33826,07 | |||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 1,668 | 2,23 | 1,78 | 1,95,017 | 739,95 | 597,81 | |||
2.OtherSmallScaleIndustries | 2,640 | 86,81 | 75,58 | 1,89,120 | 2829,08 | 2266,95 | |||