(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Fortnight

Financial year so far

Year-on-year

Nov. 30#

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

32,035

792

8,061

–18,715

10,648

–12,736

Borrowings from Banks⁽¹⁾

18,483

–1,461

642

–5,564

4,893

1,574

Other demand and time liabilities

1,793

20

117

–498

140

814

Liabilities to Others

Aggregate deposits@

10,61,981

5,084

1,04,952

99,363

1,42,049

1,43,684

(0.5)

(12.9)

(10.3)

(18.3)

(15.6)

[10.0]

[10.8]

[15.3]

[16.4]

Demand

1,43,300

1,109

1,278

748

16,587

14,655

Time@

9,18,681

3,975

1,03,674

98,615

1,25,462

1,29,029

Borrowings⁽³⁾

1,898

28

–428

–668

–80

–407

Other demand and time liabilities

1,07,825

2,491

4,267

16,617

13,310

25,116

Borrowings from Reserve Bank

2,782

–1,195

–4,129

–1,114

763

421

Cash in hand and Balances with Reserve Bank

79,723

4,436

10,815

14,522

14,226

6,158

Cash in hand

6,755

342

250

1,097

1,162

1,175

Balances with Reserve Bank

72,969

4,094

10,565

13,425

13,064

4,984

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,901

493

180

–1,955

2,544

1,414

Money at call and short notice

24,757

–316

7,613

–10,871

9,276

–4,536

Advances to Banks

1,672

–255

–836

–3,261

–29

–1,034

Other assets

2,013

165

19

76

–3,364

76

Investments⁽⁵⁾

4,22,221

3,244

42,317

52,062

46,810

70,960

(0.8)

(13.7)

(14.1)

(15.4)

(20.2)

Government securities

3,91,695

3,622

42,464

51,660

47,456

70,775

Other approved securities

30,526

–378

–147

401

–646

185

Bank Credit

5,49,040

408

45,445

37,606

84,651

67,637

(0.1)

(10.4)

(7.4)

(21.3)

(14.0)

Food Credit

51,730

493

11,226

11,738

12,893

14,813

Non-food credit

4,97,310

–85

34,219

25,868

71,758

52,824

Loans, cash-credit and overdrafts

5,10,419

522

40,600

40,203

75,706

68,911

Inland bills- purchased

4,718

–212

–127

–190

350

57

discounted⁽⁶⁾

17,263

376

4,857

–1,311

6,465

–351

Foreign bills-purchased

8,160

–161

310

–1,190

1,636

–1,035

discounted

8,479

–117

–195

94

494

56

Cash-Deposit Ratio

7.51

Investment-Deposit Ratio

39.76

Credit-Deposit Ratio

51.70

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.