(Rs. crore)

Item

Outstanding

as on

Variation over

2002

Financial year so far

Year-on-year

Apr. 26#

Month

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

32,133

–1,071

1,335

915

12,738

–19,952

Borrowings from Banks⁽¹⁾

22,382

–1,160

4,010

2,671

11,225

–5,675

Other demand and time liabilities ⁽²⁾

2,284

271

–258

187

1,047

251

Liabilities to Others

Aggregate deposits@

11,35,309

11,893

30,187

34,856

1,56,553

1,42,504

(1.1)

(3.1)

(3.2)

(18.7)

(14.4)

[3.3]

[3.3]

[16.0]

[15.0]

Demand

1,56,423

–7,044

2,015

4,742

15,302

11,856

Time@

9,78,886

18,937

28,172

30,114

1,41,251

1,30,648

Borrowings⁽³⁾

4,358

–1,536

3,248

1,279

1,427

–1,456

Other demand and time liabilities

1,07,682

–8,045

5,679

–3,018

22,265

10,796

Borrowings from Reserve Bank

2,166

–1,618

2,339

–1,450

–1,313

–4,069

Cash in hand and Balances with Reserve Bank

74,585

–4,985

17,425

6,119

14,534

–8,042

Cash in hand

6,499

244

436

436

607

405

Balances with Reserve Bank

68,086

–5,230

16,988

5,684

13,927

–8,446

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,645

381

888

930

2,555

–2,099

Money at call and short notice

33,533

–1,329

5,698

6,117

18,246

–7,793

Advances to Banks

5,186

–394

–493

–55

2,060

746

Other assets

2,665

–685

119

–109

321

608

Investments⁽⁵⁾

4,52,600

13,671

8,844

13,446

55,071

73,597

(3.1)

(2.4)

(3.1)

(17.0)

(19.4)

Government securities

4,23,895

13,883

8,622

13,669

55,179

75,238

Other approved securities

28,705

–212

222

–223

–108

–1,641

Bank Credit

5,97,020

–7,466

5,442

11,189

72,324

80,144

(–1.2)

(1.1)

(1.9)

(16.3)

(15.5)

Food Credit

55,014

513

–682

1,036

11,519

15,705

Non-food credit

5,42,007

–7,979

6,124

10,153

60,806

64,440

Loans, cash-credit and overdrafts

5,53,023

–7,248

3,513

9,222

67,395

79,295

Inland bills- purchased

5,717

341

274

383

242

534

discounted⁽⁶⁾

19,241

–412

1,234

1,044

4,707

–566

Foreign bills-purchased

9,117

–95

408

154

622

–642

discounted

9,922

–54

12

386

–642

1,524

Cash-Deposit Ratio

6.57

Investment-Deposit Ratio

39.87

Credit-Deposit Ratio

52.59

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.