(Rs. crore)

Outstanding

Variation over

Item

as on

Financial year so far

Year-on-year

2002

Month

2001-2002

2002-2003

2001

2002

Oct. 25#

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

33,630

–4,850

–18,647

2,201

–6,242

1,527

Borrowings from Banks⁽¹⁾

20,641

–2,501

–971

391

5,893

–2,435

Other demand and time liabilities⁽²⁾

2,036

127

–444

–187

684

189

Liabilities to Others

Aggregate deposits@

12,42,754

2,981

89,060

1,39,394

1,61,380

1,91,077

(0.2)

(9.3)

(12.6)

(18.1)

(18.2)

[6.7]

[13.2]

[15.6]

[19.0]

Demand

1,58,806

–625

–3,040

5,758

8,241

19,294

Time@

10,83,948

3,607

92,099

1,33,636

1,53,139

1,71,783

Borrowings⁽³⁾

11,163

–102

2,782

8,134

–1,412

5,815

Other demand and time liabilities

1,15,008

–4,076

12,739

3,124

23,898

11,061

Borrowings from Reserve Bank

25

–21

920

–3,591

–1,453

–4,791

Cash in hand and Balances with Reserve Bank

72,714

–5,678

10,362

4,067

2,807

–2,850

Cash in hand

6,593

264

312

348

70

623

Balances with Reserve Bank

66,121

–5,941

10,050

3,719

2,737

–3,473

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,877

–162

–3,206

–116

1,278

1,227

Money at call and short notice

34,403

–4,323

–3,342

7,779

9,779

2,117

Advances to Banks

5,796

–1,557

–2,435

224

–1,127

3,298

Other assets

2,640

135

–316

–34

–227

1,019

Investments⁽⁵⁾

5,13,315

11,560

46,946

75,046

77,644

96,210

(2.3)

(12.7)

(17.1)

(22.9)

(23.1)

Government securities

4,86,109

11,596

48,379

74,933

79,179

97,696

Other approved securities

27,206

–36

–1,432

113

–1,536

–1,486

Bank Credit

6,74,156

4,544

36,207

84,433

67,266

1,26,515

(0.7)

(7.1)

(14.3)

(14.0)

(23.1)

Food Credit

54,110

1,163

10,771

132

16,176

3,348

Non-food credit

6,20,046

3,380

25,436

84,301

51,091

1,23,167

Loans, cash-credit and overdrafts

6,31,567

4,184

38,703

83,961

67,951

1,22,649

Inland bills- purchased

5,113

326

–228

82

–248

433

discounted⁽⁶⁾

18,021

17

–1,477

–262

–234

923

Foreign bills-purchased

9,403

–106

–1,046

314

–417

1,098

discounted

10,052

123

254

338

214

1,413

Cash-Deposit Ratio

5.85

Investment-Deposit Ratio

41.30

Credit-Deposit Ratio

54.25

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.