(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Feb.7#

2001-2002

2002-2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,051

–248

–19,203

5,622

–15,145

5,503

Borrowings from Banks⁽¹⁾

19,396

–772

–4,025

–854

–1,713

–626

Other demand and time liabilities ⁽²⁾

2,766

886

–312

542

235

787

Liabilities to Others

Aggregate deposits@

12,72,844

8,876

1,18,289

1,69,484

1,38,179

1,91,937

(0.7)

(12.3)

(15.4)

(14.7)

(17.8)

[12.9]

[16.0]

[15.4]

[18.5]

Demand

1,63,385

3,887

550

10,337

10,998

20,284

Time@

11,09,459

4,989

1,17,739

1,59,147

1,27,181

1,71,654

Borrowings⁽³⁾

10,815

–410

–241

7,786

87

8,490

Other demand and time liabilities

1,25,825

5,042

14,211

13,941

18,856

20,406

Borrowings from Reserve Bank

2

–6

1,850

–3,614

189

–5,744

Cash in hand and Balances with Reserve Bank

72,701

1,021

11,277

4,053

–314

–3,778

Cash in hand

7,060

463

128

815

532

1,274

Balances with Reserve Bank

65,641

559

11,149

3,239

–846

–5,051

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,582

–120

–3,057

–411

142

783

Money at call and short notice

30,076

–1,688

–8,608

3,452

–7,386

3,056

Advances to Banks

7,016

37

1,167

1,444

2,991

916

Other assets

2,389

–116

486

–285

355

–35

Investments⁽⁵⁾

5,40,819

7,411

59,714

1,02,549

71,657

1,10,945

(1.4)

(16.1)

(23.4)

(20.0)

(25.8)

Government securities

5,14,405

7,418

62,739

1,03,229

74,670

1,11,631

Other approved securities

26,414

–7

–3,025

–679

–3,013

–686

Bank Credit

7,03,859

7,307

59,346

1,14,136

69,205

1,33,079

(1.0)

(11.6)

(19.4)

(13.8)

(23.3)

FoodCredit

50,432

648

14,990

–3,546

15,387

–4,549

Non-food credit

6,53,427

6,659

44,356

1,17,682

53,818

1,37,628

Loans, cash-credit and overdrafts

6,58,882

7,024

60,391

1,11,276

69,358

1,28,276

Inland bills- purchased

5,213

–144

251

181

281

54

discounted⁽⁶⁾

20,072

455

–498

1,789

–139

1,995

Foreign bills-purchased

9,301

–294

–803

213

–840

754

discounted

10,391

266

5

677

545

2,000

Cash-Deposit Ratio

5.71

Investment-Deposit Ratio

42.49

Credit-Deposit Ratio

55.30

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.