3. Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
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as on |
Variation over |
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Item |
1999 |
Financial year so far |
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Mar. 12# |
Fortnight |
1997-98 |
1998-99 |
Year |
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1 |
2 |
3 |
4 |
5 |
6 |
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Liabilities to the Banking System |
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Demand and time deposits from banks |
30,600 |
928 |
4,518 |
6,918 |
8,686 |
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Borrowings from Banks(1) |
12,150 |
-1,040 |
3,693 |
4,990 |
5,199 |
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Other demand and time liabilities(2) |
788 |
38 |
1,303 |
-657 |
-1,054 |
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Liabilities to Others |
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Aggregate deposits |
6,98,338 @ |
3,131 |
77,549 |
92,928 |
1,15,190 |
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(0.5) |
(15.3) |
(15.3) |
(19.8) |
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Demand |
1,02,950 |
717 |
141 |
437 |
12,199 |
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Time |
5,95,388 @ |
2,414 |
77,408 |
92,491 |
1,02,991 |
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Borrowings(3) |
1,293 |
-532 |
849 |
14 |
-492 |
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Other demand and time liabilities |
51,843 |
1,225 |
4,492 |
12,089 |
13,098 |
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Borrowings from Reserve Bank |
5,689 |
960 |
-117 |
5,294 |
5,246 |
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Cash in hand and Balances with Reserve Bank |
72,622 |
-1,260 |
12,173 |
11,316 |
7,254 |
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Cash in hand |
3,903 |
-96 |
100 |
295 |
455 |
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Balances with Reserve Bank |
68,720 |
-1,165 |
12,073 |
11,022 |
6,799 |
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Assets with the Banking System |
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Balance with other Banks(4) |
12,689 |
810 |
2,203 |
1,137 |
2,117 |
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Money at call and short notice |
16,439 |
-1,787 |
-373 |
7,578 |
8,853 |
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Advances to banks |
1,956 |
141 |
15 |
-207 |
65 |
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Other assets |
1,527 |
119 |
112 |
-139 |
-272 |
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Investments(5) |
2,51,966 |
-602 |
23,498 |
33,261 |
37,955 |
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(-0.2) |
(12.3) |
(15.2) |
(17.7) |
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Government securities |
2,20,317 |
-721 |
22,639 |
33,360 |
38,788 |
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Other approved securities |
31,649 |
119 |
858 |
-99 |
-833 |
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Bank Credit |
3,54,742 |
2,695 |
34,579 |
30,663 |
41,763 |
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(0.8) |
(12.4) |
(9.5) |
(13.3) |
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Food Credit |
16,732 |
-604 |
4,739 |
4,247 |
4,396 |
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Non-food credit |
3,38,011 |
3,300 |
29,840 |
26,417 |
37,366 |
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Loans, cash-credit and overdrafts |
3,25,407 |
2,614 |
33,515 |
30,672 |
40,270 |
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Inland bills- purchased |
4,504 |
25 |
241 |
-156 |
76 |
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discounted(6) |
9,619 |
18 |
446 |
-149 |
569 |
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Foreign bills-purchased |
8,168 |
108 |
73 |
238 |
445 |
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discounted |
7,045 |
-70 |
304 |
60 |
403 |
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Cash-Deposit Ratio |
10.40 |
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Investment-Deposit Ratio |
36.08 |
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Credit-Deposit Ratio |
50.80 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 12.4 per cent and 16.7 per cent, respectively. |
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(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |
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Note: Figures in brackets denote percentage variations in the relevant period. |