(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2004

Fortnight

Aug. 6#

2003-2004

2004-2005

2003

2004

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,041

–39

–1,780

207

797

–1,633

Borrowings from Banks ⁽¹⁾

13,833

616

–1,692

–1,193

–1,471

–4,113

Other demand and time liabilities⁽²⁾

2,519

356

341

–108

560

–76

Liabilities to Others

Aggregate deposits@

15,82,649

13,236

76,878

78,233

1,43,498

2,24,918

(0.8)

(6.0)

(5.2)

(11.8)

(16.6)

Demand

2,17,623

7,898

1,335

–7,399

23,740

45,998

Time@

13,65,026

5,338

75,543

85,633

1,19,758

1,78,920

Borrowings⁽³⁾

30,678

–1,802

3,960

6,008

7,106

14,080

Other demand and time liabilities

1,55,259

8,523

–517

7,175

20,454

25,970

Borrowings from Reserve Bank

50

50

112

50

161

–141

Cash in hand and Balances with Reserve Bank

83,055

–1,318

6,011

6,161

–4,535

11,142

Cash in hand

8,529

–130

503

631

2,008

459

Balances with Reserve Bank

74,526

–1,188

5,509

5,529

–6,543

10,683

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,812

377

–1,457

850

–2,125

2,080

Money at call and short notice

17,815

1,751

–4,716

–243

–838

–9,604

Advances to Banks

10,052

10

–296

–471

1,097

3,201

Other assets

2,903

396

439

265

605

–86

Investments ⁽⁵⁾

7,33,064

4,909

71,297

55,476

1,27,713

1,14,220

(0.7)

(13.0)

(8.2)

(26.0)

(18.5)

Government securities

7,06,597

4,711

71,212

51,839

1,29,433

1,11,968

Other approved securities

26,467

199

85

3,637

–1,720

2,252

Bank Credit

8,92,228

8,949

550

51,443

76,205

1,62,463

(1.0)

(0.1)

(6.1)

(11.7)

(22.3)

Food Credit

42,442

–119

–6,228

6,481

–15,602

–809

Non-food credit

8,49,786

9,068

6,778

44,962

91,807

1,63,272

Loans, cash-credit and overdrafts

8,41,526

8,979

4,138

52,286

74,426

1,55,316

Inland bills- purchased

6,526

127

–730

–443

474

1,672

discounted⁽⁶⁾

21,447

89

–927

–283

650

2,190

Foreign bills-purchased

9,410

–127

–876

–703

–447

536

discounted

13,318

–118

–1,056

586

1,103

2,749

Cash-Deposit Ratio

5.25

Investment-Deposit Ratio

46.32

Credit-DepositRatio

56.38

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in
the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which
are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.