3. Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. Crore) |
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Item |
Outstanding as on |
Variation over |
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1999 |
Financial year so far |
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May 7# |
Fortnight |
1998-99 |
1999-2000 |
Year |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
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Liabilities to the Banking System |
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Demand and time deposits from banks |
32,880 |
-426 |
32 |
619 |
9,165 |
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Borrowings from Banks(1) |
11,804 |
-130 |
65 |
181 |
4,580 |
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Other demand and time liabilities(2) |
959 |
-22 |
1,177 |
268 |
-1,663 |
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Liabilities to Others |
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Aggregate deposits |
7,26,512@ |
992 |
5,578 |
9,241 |
1,15,524 |
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(0.1) |
(0.9) |
(1.3) |
(18.9) |
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Demand |
1,08,463 |
-4,281 |
-5,638 |
-5,017 |
11,588 |
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Time |
6,18,049@ |
5,273 |
11,216 |
14,258 |
1,03,936 |
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Borrowings(3) |
2,205 |
197 |
148 |
213 |
778 |
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Other demand and time liabilities |
53,062 |
1,930 |
1,737 |
645 |
11,570 |
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Borrowings from Reserve Bank |
8,029 |
2,808 |
-223 |
5,135 |
7,858 |
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Cash in hand and Balances with Reserve Bank |
75,428 |
1,638 |
6,563 |
7,898 |
7,559 |
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Cash in hand |
4,141 |
29 |
273 |
159 |
260 |
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Balances with Reserve Bank |
71,287 |
1,609 |
6,290 |
7,739 |
7,300 |
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Assets with the Banking System |
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Balance with other Banks(4) |
13,793 |
-141 |
-381 |
871 |
2,622 |
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Money at call and short notice |
15,534 |
-2,187 |
210 |
-2,600 |
6,463 |
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Advances to banks |
1,540 |
-38 |
-656 |
-98 |
33 |
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Other assets |
1,575 |
210 |
-112 |
272 |
21 |
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Investments(5) |
2,67,764 |
4,626 |
7,173 |
13,645 |
41,886 |
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(1.8) |
(3.3) |
(5.4) |
(18.5) |
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Government securities |
2,36,045 |
4,615 |
7,170 |
13,300 |
41,917 |
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Other approved securities |
31,720 |
11 |
3 |
345 |
-32 |
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Bank Credit |
3,69,051 |
758 |
-3,098 |
3,048 |
48,071 |
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(0.2) |
(-1.0) |
(0.8) |
(15.0) |
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Food Credit |
20,799 |
1,864 |
1,384 |
3,983 |
6,929 |
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Non-food credit |
3,48,252 |
-1,106 |
-4,482 |
-935 |
41,141 |
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Loans, cash-credit and overdrafts |
3,36,976 |
1,270 |
-3,650 |
2,109 |
45,892 |
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Inland bills- purchased |
4,957 |
-139 |
137 |
246 |
161 |
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discounted(6) |
11,293 |
-210 |
828 |
516 |
696 |
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Foreign bills-purchased |
8,299 |
54 |
-335 |
-70 |
704 |
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discounted |
7,526 |
-217 |
-78 |
246 |
618 |
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Cash-Deposit Ratio |
10.38 |
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Investment-Deposit Ratio |
36.86 |
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Credit-Deposit Ratio |
50.80 |
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@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 1.3 per cent and 16.0 per cent, respectively. |