3. Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Fortnight |
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Jan. 7# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
34,909 |
1,033 |
–4,379 |
–1,925 |
–1,326 |
–1,167 |
|
Borrowings from Banks (1) |
27,648 |
–2,013 |
–6,205 |
12,622 |
–6,077 |
14,216 |
|
Other demand and time liabilities(2) |
3,346 |
–149 |
1,786 |
720 |
2,297 |
–694 |
|
Liabilities to Others |
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Aggregate deposits@ |
16,55,738 |
33,158 |
1,63,532 |
1,51,322 |
1,80,548 |
2,11,352 |
|
(2.0) |
(12.8) |
(10.1) |
(14.3) |
(14.6) |
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Demand |
2,33,295 |
3,162 |
23,724 |
8,273 |
35,166 |
39,282 |
|
Time@ |
14,22,443 |
29,996 |
1,39,808 |
1,43,049 |
1,45,382 |
1,72,070 |
|
[14,18,874] |
[1,39,480] |
[1,68,502] |
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Borrowings(3) |
65,193 |
–875 |
10,264 |
40,523 |
10,280 |
42,291 |
|
Other demand and time liabilities |
1,68,296 |
–1,669 |
6,729 |
20,212 |
17,595 |
31,761 |
|
Borrowings from Reserve Bank |
— |
–665 |
529 |
— |
304 |
–608 |
|
Cash in hand and Balances with Reserve Bank |
90,271 |
–8,180 |
11,626 |
13,376 |
404 |
12,744 |
|
Cash in hand |
8,553 |
–385 |
85 |
655 |
1,371 |
900 |
|
Balances with Reserve Bank |
81,718 |
–7,795 |
11,540 |
12,722 |
–967 |
11,843 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,915 |
1,233 |
–854 |
954 |
–1,244 |
1,581 |
|
Money at call and short notice |
21,908 |
56 |
–10,510 |
3,850 |
–10,639 |
283 |
|
Advances to Banks |
9,014 |
–76 |
1,939 |
–1,509 |
1,783 |
–72 |
|
Other assets |
2,330 |
13 |
65 |
–307 |
202 |
–285 |
|
Investments (5) |
7,23,125 |
20,230 |
1,13,829 |
45,538 |
1,37,550 |
61,751 |
|
(2.9) |
(20.8) |
(6.7) |
(26.3) |
(9.3) |
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Government securities |
6,97,168 |
20,217 |
1,14,696 |
42,411 |
1,38,627 |
59,056 |
|
[6,84,976] |
[30,218] |
[46,863] |
|||||
Other approved securities |
25,957 |
13 |
–867 |
3,127 |
–1,077 |
2,695 |
|
Bank Credit |
10,37,234 |
10,226 |
67,503 |
1,96,449 |
1,01,170 |
2,40,516 |
|
(1.0) |
(9.3) |
(23.4) |
(14.5) |
(30.2) |
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Food Credit |
45,059 |
1,280 |
–12,943 |
9,098 |
–13,607 |
8,523 |
|
Non-food credit |
9,92,175 |
8,946 |
80,446 |
1,87,352 |
1,14,777 |
2,31,993 |
|
[9,59,493] |
[1,54,669] |
[1,99,311] |
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Loans, cash-credit and overdrafts |
9,81,012 |
9,242 |
66,165 |
1,91,772 |
97,620 |
2,32,775 |
|
Inland bills- purchased |
7,296 |
188 |
1,017 |
327 |
1,394 |
694 |
|
discounted(6) |
23,921 |
382 |
246 |
2,192 |
306 |
3,491 |
|
Foreign bills-purchased |
10,434 |
289 |
–72 |
321 |
62 |
756 |
|
discounted |
14,571 |
125 |
147 |
1,838 |
1,788 |
2,800 |
|
Cash-Deposit Ratio |
5.45 |
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Investment-Deposit Ratio |
43.67 |
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Credit-DepositRatio |
62.64 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |