3. Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Fortnight |
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Mar. 4# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
36,355 |
1,009 |
–3,067 |
–478 |
–60 |
–1,032 |
|
Borrowings from Banks (1) |
24,015 |
–3,092 |
–5,073 |
8,989 |
–6,422 |
9,451 |
|
Other demand and time liabilities(2) |
3,068 |
–674 |
22 |
441 |
–247 |
792 |
|
Liabilities to Others |
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Aggregate deposits@ |
16,99,443 |
16,429 |
2,05,893 |
1,95,027 |
2,07,211 |
2,12,697 |
|
(1.0) |
(16.1) |
(13.0) |
(16.2) |
(14.3) |
|||
Demand |
2,50,566 |
12,047 |
36,227 |
25,544 |
41,982 |
44,050 |
|
Time@ |
14,48,877 |
4,382 |
1,69,666 |
1,69,483 |
1,65,229 |
1,68,647 |
|
[14,45,308] |
[1,65,914] |
[1,65,078] |
|||||
Borrowings(3) |
65,181 |
–500 |
11,820 |
40,511 |
12,102 |
40,723 |
|
Other demand and time liabilities |
1,73,002 |
6,540 |
13,069 |
24,918 |
19,302 |
30,127 |
|
Borrowings from Reserve Bank |
— |
— |
–40 |
— |
–1,220 |
–40 |
|
Cash in hand and Balances with Reserve Bank |
98,335 |
461 |
18,090 |
21,440 |
9,320 |
14,342 |
|
Cash in hand |
8,621 |
7 |
–29 |
723 |
1,056 |
1,083 |
|
Balances with Reserve Bank |
89,713 |
453 |
18,120 |
20,716 |
8,263 |
13,259 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
18,459 |
608 |
–521 |
1,497 |
–205 |
1,792 |
|
Money at call and short notice |
15,797 |
–6,125 |
–14,808 |
–2,260 |
–13,040 |
–1,530 |
|
Advances to Banks |
9,079 |
–129 |
2,831 |
–1,444 |
2,643 |
–899 |
|
Other assets |
2,360 |
–87 |
–219 |
–277 |
–120 |
30 |
|
Investments (5) |
7,39,135 |
16,108 |
1,37,754 |
61,548 |
1,43,153 |
53,836 |
|
(2.2) |
(25.2) |
(9.1) |
(26.4) |
(7.9) |
|||
Government securities |
7,13,777 |
16,195 |
1,39,006 |
59,020 |
1,44,107 |
51,354 |
|
[7,01,584] |
[46,827] |
[39,162] |
|||||
Other approved securities |
25,358 |
–87 |
–1,252 |
2,528 |
–954 |
2,481 |
|
Bank Credit |
10,69,673 |
13,464 |
93,644 |
2,28,888 |
1,06,847 |
2,46,814 |
|
(1.3) |
(12.8) |
(27.2) |
(14.9) |
(30.0) |
|||
Food Credit |
41,440 |
–42 |
–13,621 |
5,479 |
–13,858 |
5,582 |
|
Non-food credit |
10,28,233 |
13,505 |
1,07,265 |
2,23,409 |
1,20,705 |
2,41,232 |
|
[9,95,551] |
[1,90,727] |
[2,08,549] |
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Loans, cash-credit and overdrafts |
10,10,612 |
12,896 |
89,666 |
2,21,372 |
1,02,255 |
2,38,874 |
|
Inland bills- purchased |
7,235 |
123 |
1,876 |
266 |
1,857 |
–226 |
|
discounted(6) |
25,386 |
–132 |
1,254 |
3,656 |
1,179 |
3,948 |
|
Foreign bills-purchased |
10,810 |
167 |
–42 |
697 |
–17 |
1,102 |
|
discounted |
15,630 |
411 |
890 |
2,897 |
1,573 |
3,116 |
|
Cash-Deposit Ratio |
5.79 |
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Investment-Deposit Ratio |
43.49 |
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Credit-DepositRatio |
62.94 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |